Variable life insurance is quite different from policies like Conventional Whole life assurance, Fire Insurance, Motor Insurance, House-owner Insurance etc.
This type of life insurance provides permanent life insurance policy with an investment component which acts similarly to a mutual fund investment.It is important to understand that the policy does provide loan out features to the life assured if the policy have been in existence for long.In conclusion, the loan are not required to be paid back, rather, they will be deducted from the Cash value (Benefit payable) on the Variable life insurance policy.
Learn more about this policy here
brainly.com/question/11859555
You have an annual salary of $58,000 from which they deduct 3% for medical insurance and 18% for taxes. Your rent is $1200 a month. Your water, electricity and internet bill are around $238 a month. Every week you put 130 miles on your car that gives you 20 miles per gallon and gas cost $3.17 per gallon. You pay a premium of $1,019 every six months for car insurance. You spend $120 a week on food. You also have a student loan that you are paying $150 on every month and you spend $100 every 2 weeks just to treat yourself.
Requried:
Create a monthly budget and find your monthly cash flow.
Answer:
bhruy5y4t4yt4hdjzvcxvcfg
Explanation:
What do you understand by "Industrialisation"?
The DuPont equation Corporate decision makers and analysts often use a particular technique, called a DuPont analysis, to better understand the factors that drive a company’s financial performance, as reflected by its return on equity (ROE).
a. True
b. False
Answer:
true i think
Explanation:
The following entries appear in a cash account in March. $ Payments by customers 15,000 Rents received 250 Insurance paid 150 Drawings 700 Capital paid in 2,000 The balance at 1st March was $2,000 (in hand) what was the closing balance at 31st March?
Answer:
ejvjnwkjvnjn
Explanation:
baxcjnsldkv
Eggs, toilet paper, and candy bars are examples of __________.
A.
Specialty goods
B.
Convenience goods
C.
Shopping goods
D.
Unsought goods
Answer:
I think c
Explanation:
u can get it all from a store
Answer:
B. Convenience goods
Explanation:
Edge 2021
what are the various level of professions
Answer:
Entry-level. Intermediate. Mid-level. Senior or executive-level.
Answer
Basic level.
Basic level.Medium level.
Basic level.Medium level.High level.
Explain why it is important for future managers to have global mindset ? Please help me, Thanks beforehand <3
Answer:
The main benefit of a global mindset is the organization's ability to combine speed with an accurate response. The organizational global mindset can bring about benefits that can manifest themselves in one or more competitive advantages.
Explanation:
Having an international mindset has not only proven to help boost productivity, profits, and project collaboration within the business, it also equips you with the tools and strategies to communicate effectively within the business and with international colleagues and understand how you can make a global impact .
According to new research published by the Harvard Business Review, a 'global mindset' is what candidates need to be successful in a global role in which they will need to be capable of adjusting to different environments and have the ability to work effectively with international colleagues.
Discuss two shortcomings of using Gross Domestic Product as the primary measure of a country’s economic performance.
is Labor is a type of human resource.
2. If information is disseminated, what happens to it?
A) It is altered
B) It is distributed
C) It is destroyed
D) It is stored
Answer:
b
Explanation:
by definition, disseminate means to distribute or broadcast information
Jagjit Company designs and builds retaining walls for individual customers. On August 1, there were two jobs in process: Job 93 with a beginning balance of $8,650, and Job 94 with a beginning balance of $7,270. Jagjit applies overhead at the rate of $9 per direct labor hour. Direct labor wages average $16 per hour. Data on August costs for all jobs are as follows:
Job 93 Job 94 Job 95 Job 96
Direct materials $910 $4,590 $3,330 $1,270
Direct labor cost 2,080 4,800 2,400 960
During August, Jobs 95 and 96 were started. Job 93 was completed on August 17, and the client was billed at cost plus 40%. All other jobs remained in process.
Refer to the list below for the exact wording of text items within your job-order cost sheets.
Amount Descriptions
Applied overhead
Beginning balance
Direct labor
Direct materials
Total
Jagjit Company
Job-Order Cost Sheets
August 31
1
Job 93
Job 94
Job 95
Job 96
2
Beginning balance
3
4
5
6
4. Calculate the balance in Work in Process on August 31.
The work in process balance on August 31 is .
Points:
0 / 1
5. What is the price of Job 93?
The price of Job 93 is .
Points:
0 / 1
Partway through the year, Jagjit bought a bulldozer to handle larger jobs. The bulldozer cost $38,500 and is needed for larger commercial jobs. Smaller residential jobs can still be done with the smaller bobcat tractor.
6. CONCEPTUAL CONNECTION: Complete the statement below that outlines how the bulldozer’s cost could be applied to only those jobs that need the larger equipment.
Create a separate ________ for the acquisition and use of the bulldozer. Treat the bulldozer’s depreciation, fuel, maintenance, etc. as _______ . Divide this by the anticipated annual hours of use to arrive at the ___________ .
Answer:
retaining walls for individual customers. On August 1, there were two jobs in process: Job 93 with a beginning balance of $8,650, and Job 94 with a beginning balance of $7,270. Jagjit applies overhead at the rate of $9 per direct labor hour. Direct labor wages average $16 per hour. Data on August costs for all jobs are as follows:
Job 93 Job 94 Job 95 Job 96
Direct materials $910 $4,590 $3,330 $1,270
Direct labor cost 2,080 4,800 2,400 960
During August, Jobs 95 and 96 were started. Job 93 was completed on August 17, and the client was billed at cost plus 40%. All other jobs remained in process.
Refer to the list below for the exact wording of text items within your job-order cost sheets.
Amount Descriptions
Applied overhead
Beginning balance
Direct labor
Direct materials
Total
Explanation:
hello
Read the passage. Then answer the question that follows. Nikia designs and produces board games that she sells online. She formed a small company and hired two employees to help design, carve, and paint the individual pieces for each game. Because it takes so much labor to produce each game, the company completes and sells only a few games per month, and each one costs a lot of money. After some research, Nikia purchased a 3D printer that can produce game pieces much more quickly than a person can Which answer BEST represents how Nikia's investment in capital goods will affect the market for Nikia's board games?
O an increase in demand
O a decrease in demand
O an increase in supply
O a decrease in supply
I would say the C. is the correct answer, because if the 3D Printer prints the pieces faster, the games are sold more frequently. I hope this helps, and that it makes sense to you.
classify technical education with example?
Answer:
A kind of education which equips with skills that involve the use of practical approaches and other physical instruments in executing projects. Technical education is learning something about a specific work scientifically in detail and practical.
A few common examples include schools and education programs that focus on science and engineering, information and technology, architecture and design, business and fipnance, health and social services, education and child development, hospitality and tourism, or the fine and performing arts.
An unsecured loan is one which you:
Group of answer choices
A.Have a co-signer
B.Do not need collateral
C.Build up your credit score
D.Use your ATM card
Answer:
B.
Explanation:
You do not need collateral to be given an unsecured loan.
According to the guidelines of good journalism, which of the following is correct:
O Her birthday is March 10
O Her birthday is Mar. 10
O Her birthday is march 10
O Her birthday is mar. 10
Answer:
Her birthday is March 10 plz Mark me as brainlliestOverinflated tires are more prone to _____.
A. hydroplaning
B. deflating slowly
C. blowouts
D. catching on fire
Answer:
Blowouts
Explanation:
It is because it pops easier
blow outs its easy to explode
What do most companies do when they look to provide an offering to global markets?
Your
1) inform their competitors of their move to a global market
You do
2) send a memo to their internal employees
one op
3) adjust the offering to meet the needs of various other buyers around the globe
4) hold a press conference to answer media questions about selling the offering globally.
Making an adjustment to the offerings to meet the needs of various other buyers around the globe is done by most of the companies when they look to provide an offering to global markets. Therefore, the option 3 holds true.
What is the significance of global markets?Global markets can be referred to or considered as the relevant market for a business organization or a firm that deals in products or services such that their consumption is at a global level, and two or more countries or continents at large.
When companies require access to the global markets for expansion, they have to keep in mind the needs and demands of different kinds of buyers around the globe too, so that they have an opportunity to attract customers around the globe.
Therefore, the option 3 holds true and states regarding the significance of global markets.
Learn more about global markets here:
https://brainly.com/question/1528741
#SPJ2
On January 1, 2021, Nath-Langstrom Services, Inc., a computer software training firm, leased several computers under a two-year operating lease agreement from ComputerWorld Leasing, which routinely finances equipment for other firms at an annual interest rate of 4%. The contract calls for four rent payments of $17,500 each, payable semiannually on June 30 and December 31 each year. The computers were acquired by ComputerWorld at a cost of $105,000 and were expected to have a useful life of six years with no residual value. Both firms record amortization and depreciation semiannually. (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided.)
If on January 1, 2021, Nath-Langstrom Services, Inc., a computer software training firm, leased several computers under a two-year operating lease agreement from ComputerWorld Leasing, which routinely finances equipment for other firms at an annual interest rate of 4%. The appropriate journal entries recorded by Nath-Langstrom Services and ComputerWorld Leasing for the first year of the lease are:
First step is to determine the present value using this formula
Present value of lease payment=P[1-(1+r)^-n/r]
Where:
Payment(p)=$17,500
Rate of interest(r)=4%
Semi annual interest rate=4%/2=2%
Number of payment period(n)=4years
Let plug in the formula
Present value of lease payment=$17,500[1-(1+2%)^-4/2%]
Present value of lease payment=$17,500[1-(1.02)-^4/0.02%]
Present value of lease payment=$17,500×3.8077
Present value of lease payment=$66,634.75
Second step is to prepare the Amortization schedule
Date Payment Interest at 2% Decrease in balance Outstanding balance
1/1/2021 - - - $66,634.75
6/30/2021 $17,500 $1,332.695 $16,167.305 $50,467.445
12/31/2021 $17,500 $1,009.3489 $16,490.6511 $33,976.7939
6/30/2022 $17,500 $679.535878 $16,820.4641 $17,156
12/31/2022 $17,500 $343.12659 $17,156 $0
Interest at 2% on outstanding balance
6/30/2021 $66,634.75×2%=$1,332.695
12/31/2021 $50,467.445×2%=$1,009.3489
6/30/2022 $33,976.7939×2%=$679.535878
12/31/2022 $17,153×2%=$343.12659556
Decrease in balance
6/30/2021 $17,500-$1,332.695=$16,167.305
12/31/2021 $17,500-$1,009.3489=$16,490.6511
6/30/2022 $17,500-$679.535878=$16,820.464
12/31/2022 %17,500-$343.126595=$17,156
Outstanding balance
6/30/2021 $66,634.37-$16,167.305=$50,467.445
12/31/2021 $50,467.445-$16,490.6511=$33,976.7939
6/30/2022 $16,820.464122-$33,974.05=$17,156.329778
12/31/2022 $17,156-$17,156=$0
1) Preparation of the appropriate journal entries recorded by Nath-Langstrom Services for the first year of the lease
Jan 1, 2021
Dr Right of use asset $66,634.37
Cr Lease payable $66,634.37
June 30
Dr Interest expense $1,009.3489
Dr Lease payable $16,490.6511
Cr Cash $17,500
Dr Amortization expense $16,490.6511
Cr Right to use assets $16,490.6511
Dec 31
Dr Interest expense $1,332.695
Dr Lease payable $16,167.305
Cr Cash $17,500
Dr Amortization expense $16,167.305
Cr Right to use assets $16,167.305
2. Preparation of the appropriate journal entries recorded by ComputerWorld Leasing for the first year of the lease
June 30, 2021
Dr Cash $17,500
Cr Lease revenue $17,500
Dr Depreciation expense $8,750
Cr Accumulated depreciation $8,750
[($105,000/6 years)/2]
Dec 31
Dr Cash $17,500
Cr Lease revenue $17,500
Dr Depreciation expense $8,750
Cr Accumulated depreciation $8,750
[($105,000/6 years)/2]
Learn more here:
https://brainly.com/question/18406311
Michek Company loans Sarasota Company $2,000,000 at 6% for 3 years on January 1, 2020. Michek intends to hold this loan to maturity and has the financial ability to do so. The fair value of the loan at the end of each reporting period is as follows. December 31, 2020 $2,050,000 December 31, 2021 2,020,000 December 31, 2022 2,000,000 Prepare the journal entry(ies) at December 31, 2020, and December 31, 2022, for Michek related to these bonds, assuming (a) it does not use the fair value option, and (b) it uses the fair value option. Interest is paid on January 1.
Michek Company's Journal Entries related to loans to Sarasota Company are as follows:
a) Journal Entries without using fair value option:
December 31, 2020:
Debit Interest Receivable $120,000
Credit Interest Revenue $120,000
To record the 6% interest due on January 1.December 31, 2022:
Debit Interest Receivable $120,000
Credit Interest Revenue $120,000
To record the 6% interest due on January 1.b) Journal Entries with fair value option
December 31, 2020:
Debit Loan Receivable $50,000
Credit Unrealized Gain from Fair Value $50,000
To record the fair value of the loan.Debit Interest Receivable $120,000
Credit Interest Revenue $120,000
To record the 6% interest due on January 1.December 31, 2022:
Debit Unrealized Loss from Fair Value $20,000
Credit Loan Receivable $20,000
To record the fair value of the loan.Debit Interest Receivable $120,000
Credit Interest Revenue $120,000
To record the 6% interest due on January 1.Data and Calculations:
January 1, 2020, amount of loan = $2,000,000
Interest rate = 6%
Period of loan = 3 years
December 31, 2020 2021 2022
Fair value of loan $2,050,000 2,020,000 2,000,000
Interest income $120,000 $120,000 $120,000 ($2,000,000 x 6%)
Payment of interest = January 1
December 31, 2021:
Debit Unrealized Loss from Fair Value $30,000
Credit Loan Receivable $30,000
Debit Interest Receivable $120,000
Credit Interest Revenue $120,000
Thus, the Loan Receivable account's balance at December 31 each year varies only when using the fair value option.
Learn more: https://brainly.com/question/13212872
The year is 2022 and today is July 1 (by assumption). You plan to fly from Newark to Amsterdam on August 2 and return on August 25. Today you can buy a one-way ticket for $350 or a round-trip ticket for $660. You could also wait until August 1 to buy your tickets. On August 1, a one-way ticket in either direction will cost $370, and a round-trip ticket will cost $730. Between July 1 and August 1, there is a 30% chance that your best friend will be able to provide you with a free one-way ticket as a present. If you buy a round-trip ticket on July 1 for $660 and your friend provides a free ticket, then you can return the second half of your round-trip ticket to the airline, after paying a $50 penalty. In this case, your net travel cost will become $380. Develop a decision tree to determine how to minimize your expected travel cost. Find the optimal policy.
The optimal policy will be to book a round-trip ticket.
Based on the information given, there is a 30% chance that my best friend will be able to provide you with a free one-way ticket as a present. This will be represented on the decision tree as 0.3.
Therefore, the probability that I will not get a free ticket will be 0.7 which is calculated as 0.3 subtracted from 1.
The cost of booking the return ticket on August 1st will be:
= 350 + 370
= 720
In conclusion, the minimum expected travel is $576. The optimal strategy will be to book the round ticket now. An attachment has been attached for further understanding.
Read related link on:
https://brainly.com/question/24991551
Establishing a secure customer or client base is an example of how to deal with this type of risk.
compliance risk
operational risk
strategic risk
financial risk
You want a seat on the board of directors of Four Keys, Inc. The company has 290,000 shares of stock outstanding and the stock sells for $49 per share. There are currently 5 seats up for election. The company uses straight voting. How many shares do you need to guarantee that you will be elected to the board?
a. 96,668 shares
b. 48,334 shares
c. 58,000 shares
d. 130,501 shares
e. 145,001 shares
Answer:
C
Explanation:
An entrepreneur is a person who__a business venture.
assumes the risk for
organizes
does not get involved in
operates
Answer:
assumes the risk for organizes
Explanation:
because in every business there is profit or loss if we don't take risk how we achieve our goal
Which two are segments in a Marketing Plan? (Choose two)
Demographic
Psychographic
Income
Loyalty
The two segments that are part of a Marketing Plan are: A. Demographic and B. Psychographic segments.
A marketing plan details a company's target market, the brand's value proposition, the marketing campaigns, and the evaluation metrics for assessing if marketing initiatives are effective and inefficient.In the marketing plan, the target market is usually segmented to enable the marketing efforts to yield good results.The four major segments are:
DemographicPsychographicGeographicBehavioral.The "demographic" segment classifies the target market based on age, gender, or race. On the hand, "psychographic" segmentation dwells on consumers' activities, interests, and opinions, which go beyond the demographic classification.Thus, the two segments that are part of the Marketing Plan are demographic and psychographic, while income and loyalty are ingredients in the segments.
Learn more about market segmentation at https://brainly.com/question/14315539
Answer: Demographic
Psychographic
Explanation:
Jim would like to learn more about what it's like to be a in college.without having to take college classes or difficult exams. Witch program might be the best fit for him?
A. International baccalaureate
B. advanced placement
C. dual credit
D. articulated credit
Soda vs GDP Note: The linear model is the linear trend line (the broken line). (i) Both the USA and Mexico consume more soda than predicted by the linear model. But which of the two countries consumes much more than predicted? [ Select ] (ii) Both Japan and Switzerland consume less soda than predicted by the linear model. But which of the two countries consumes much less than predicted? [ Select ] (iii) Of the countries named on the scatterplot, which country’s soda consumption was closest to the amount predicted by the linear model? [ Select ] (iv) Of the countries named on the scatterplot, which country’s soda consumption was furthest from the amount predicted by the linear model?
The linear model is a term that determines a direct relationship between two elements that maintain a constant rate.
According to this and the graph shown in the figure below, we can answer the above questions as follows:
The US consumes more soda than Mexico.Japan consumes less soda than Switzerland.Egypt was the country that had the consumption of soda closest to the amount predicted by the linear model.The USA was the country that had the consumption of soda farther than what was predicted by the linear model.We can arrive at these answers by looking at the chart. This is because the red dashed line, in the center of the graph, shows the forecast of the linear model about the consumption of soft drinks in the countries, taking into account their GDP.
In this case, by observing the position of the countries around this line, we can conclude the consumption of soda.
More information:
https://brainly.com/question/10676267?referrer=searchResults
Price index rate definition
Answer:
the price of a weighted average market basket of consumer goods and services purchased by households
Explanation:
What is the collection of direct, non-advertising messages a company presents to the public about itself, its brand, and its products? A. Sales promotions B. Market research C. Direct marketing D. Public relations Please select the best answer from the choices provided A B C D
Answer:
Is a D. Public relations
Summarize red lines and reverse red lining and why they are unethical lending practices
Answer:
3 For example, redlining has been used to describe discriminatory practices by retailers, both brick-and-mortar and online. Reverse redlining is the practice of targeting neighborhoods (mostly non-white) for higher prices or lending on unfair terms such as predatory lending of subprime mortgages. A 2017 study by Federal Reserve Bank of Chicago economists found that redlining—the practice whereby banks discriminated against the inhabitants of certain neighborhoods—had a persistent adverse impact on the neighborhoods, with redlining affecting homeownership rates, home values and credit scores in 2010.
Ever since Damien interned at an accounting firm the summer after his freshman year of college, he’s wanted to become a CPA working at a large firm. Now, several years later after graduating from college, passing the CPA exam, and working at medium-sized firm, he’s been offered a job at a large national firm with the potential to become a partner in five years. Which of the five needs has Damien attained?
The need from Maslow's Hierarchy of Needs that has been accomplished is the esteem needs.
Maslow's Hierarchy of Needs simply refers to the theory of motivation that implies that there are certain needs that affect the behavior of a person.
Maslow's Hierarchy of Needs include:
Physiological needsSafety needsLove and belonging needsEsteem needsSelf-actualization needsBased on the information given, Damien has attained the esteem needs. This includes self-worth, respect, recognition, and reputation. Since Damien is wanted to become a CPA working at a large firm, he's in the fourth stage which is esteem needs.
Read related link on:
https://brainly.com/question/24988735
