It is a false statement that the existence of financial middlemen and financial intermediaries increases the efficiency of the financial market
Who are financial intermediaries?This refers to those entities that acts as the middleman between two parties in a financial transaction such as a commercial bank, investment bank, mutual fund, or pension fund. They offer a number of benefits to the average consumer such as safety, liquidity, and economies of scale involved in banking and asset management.
However, It is a false statement that the existence of financial middlemen and financial intermediaries increases the efficiency of the financial market because only the buyers and seller influence an efficiency of the financial market.
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The amount of interest paid on bonds is calculated by multiplying ______ of the bonds with the ____ rate.
The amount of interest paid on bonds is calculated by multiplying face amount of the bonds with the stated rate. The money lent to the borrower, or issuer, of a bond is known as the principal, and the interest paid on a bond is recompense for that money. At bond maturity, the principal is returned to the bondholder.
Simply multiply the bond's face value by its annual coupon rate to determine the annual coupon payment for the bond. This means that if a bond has a face value of $1,000 and a 10% yearly coupon rate, the annual coupon payment will be $100.
Bonds pay interest to the investor; equities give dividends. You can choose the greatest investment strategy for your money by being aware of the differences.
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What type of error produces measurements that are consistently too high or too low?.
Systematic Errors produces measurements that are consistently too high or too low.
What is Systematic Errors?
An error is deemed systematic if it continuously varies in the same direction and is not caused by chance but rather by an observational or measuremental inaccuracy that is built into the system. This might occur, for instance, when taking blood pressure if something always or frequently raised the blood pressure right before the measurements were to be taken.
Therefore,
Systematic Errors produces measurements that are consistently too high or too low.
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Edison consulting received a $470 utilities bill and immediately paid it. edisons general journal entry to record this transaction will include a?
The fact that Edison Consulting received a $470 utilities bill means that the general journal entry will include Debit to Utilities Expense for $470.
How are expenses recorded?When a company incurs expenses, these are to be debited to the relevant expense account. This is because expenses reduce the value of revenue which is credited.
The utilities expense account will therefore be debited by Edison Consulting for the amount of $470.
Options for this question are:
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carriage inward is recorded on the dash account
a credit side of the trading
b debit side of the cash book
c debit side of the trading
d credit side of the profit and loss
Answer:
A or the first option
Explanation:
Answer:
C
Explanation:
Carriage inwards is an expense and expenses are debited.
The two classifications used for assets and liabilities on the balance sheet are?
The two classifications used for assets and liabilities on the balance sheet are non-current and current liabilities.
Liabilities that are due and payable within a year are referred to as current liabilities (short-term liabilities). Liabilities that are due a year from now or longer are referred to as non-current obligations (long-term liabilities).
Repaying current liabilities lowers a company's operating capital. Noncurrent Liabilities' repayment has no effect on a company's working capital. However, interest payments on such obligations do have an influence on the company's operating capital.
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Apple is known for using a unique operating system that integrates well with peripheral devices such as ipod and iphone. what kind of strategy is apple using?
Apple is known for using a unique operating system that integrates well with peripheral devices such as ipod and iphone. what kind of strategy is apple using Differentiation.
What is Differentiation strategy?
Your company will differentiate itself from otherwise similar competitors in the market using your differentiation approach. Usually, it entails emphasizing a significant distinction between you and your rivals. And your potential customers must value that difference.
Therefore,
Apple is known for using a unique operating system that integrates well with peripheral devices such as ipod and iphone. what kind of strategy is apple using Differentiation.
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Trid requires that all charges normally paid by a borrower and a seller in connection with a real estate closing be?
A seller in connection with a real estate closing is itemized in the Closing Disclosure.
What is TRID?The Consumer Financial Protection Bureau (CFPB) has implemented a set of regulations called TRID in an effort to close some of the gaps that dishonest lenders have previously used to deceive customers. The mortgage information that lenders must offer to borrowers and when they must do so are governed by TRID regulations. TRID regulations also set limits on the fees that lenders may impose and how those costs may alter as a mortgage matures.
The program's goal is to assist borrowers in selecting a mortgage lender who will act in their best interests by helping them comprehend their available mortgage options. When they give you a mortgage or give you an estimate, all mortgage lenders must as of 2015 abide by TRID regulations.
Because they cover material that customers should read and comprehend before making an offer on a home and agreeing to monthly loan payments, TRID guidelines are also frequently referred to as "Know Before You Owe" laws.
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When calculating the present value of multiple cash flows using a spreadsheet, you must:________
The current worth of an anticipated future stream of cash flow is known as the present value, or PV. Using Microsoft Excel, present value may be estimated rather rapidly.
Most of the time, rather than simply one cash flow, a financial analyst must determine the net present value of a group of cash flows. The net present value, or NPV, returns the cash flows' net value in today's currency.
The future value FV is divided by a factor of 1 + I for each interval between the present date and the future date in the present value formula, PV=FV/(1+i)n. For the PV calculation, enter the following data into the present value calculator: The FV, or future value.
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Project managers should try to _____ the size of teams or subteams to avoid making communications too complex.
Project managers should try to limit and decrease the size of teams or subteams to avoid making communications too complex.
How do project managers manage communication in the workplace?Successful project managers communicate through a variety of channels using both formal and informal means. This increases the likelihood that messages will be received. To lessen the likelihood of a communication breakdown, use straightforward language, stay on topic, keep messages brief, and provide all the information in one location.
6 effective methods for project team communication:
1. Gather frequently. Hold regular team meetings to discuss strategies.
2. Be welcoming.
3. Be frank, precise, and succinct.
4. Display some decency.
5. Realize that you might not always be right.
6. Utilize online teamwork tools.
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Economic losses from natural disasters include those tied to the destruction of buildings and?
Roads , loss of jobs, and decreases in Tourism Income are the Economic losses from natural disasters including the destruction of buildings .
What are the economic losses due to natural disasters?
Various economic losses occur from natural calamities. Infrastructure and capital assets, such as buildings, factories, schools, roads, dams, and bridges, are destroyed. Human capital is diminished due to the loss of life, the loss of qualified labor and the damage of educational facilities that interrupts school education.
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Today's employees should plan for lifelong learning and constant training, actively plan their own career paths, and ________.
Today's employees should plan for lifelong learning and constant training, actively plan their own career paths, and be willing to continually learn new skills.
The phrase "lifelong learning" is mainly focused on the personal level. It describes someone who voluntarily commits over an extended period of time to studying new knowledge or skills.A person who combines ongoing learning into their lifestyle is said to be a lifetime learner.
The process of constantly picking up new information and abilities is known as continuous learning. This can take many different forms, from formal academic study to informal social learning. It usually entails initiative and accepting challenges. As with lifelong learning, continuous learning can take place on a personal level as well as within an organisation.
Employees must be capable of pushing themselves to learn new things and develop fresh perspectives and abilities. Flexible, continuous, and on-demand learning are required for both lifelong learning and constant training.
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Adam was found to have used his license to procure insurance for relatives and it was also discovered that he was issuing rebates to insureds. what will probably happen to him?
Adam's license will be suspended or revoked. It's because he was determined to have used his license to obtain insurance for family members and because it was found that he was giving insureds rebates.
After being found guilty of a significant traffic infraction, failing a road test, or providing false information on a government form, a license is frequently cancelled. One of the best rights is the ability to drive, therefore it's critical to understand whether your license is suspended or revoked as well as your options if it is. An "Administrative Review Suspension" is a unique classification of suspension used in several jurisdictions. This is given to persons whose medical conditions make it risky for them to operate a motor vehicle. Before relieving the suspension, the DMV may occasionally require written confirmation from the physician.
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Marc, a single taxpayer, earns $62,200 in taxable income and $5,220 in interest from an investment in city of birmingham bonds. using the u.s. tax rate schedule for 2021, what is his average tax rate?
$10,771.25 is his average tax rate
$10,771.25 = 5,183.75 + .25(60,000 - 37,650)
How can I calculate the average tax rate?The sum of all taxes paid divided by total income is the average tax rate. The additional tax levied on additional income is known as the marginal tax rate.
All sources of income are added together, nontaxable items are excluded, and credits and deductions are subtracted to arrive at the taxable income.
Your federal income tax obligation will be around $4700 if you are a single wage earner making $45,000 per year. The combined tax for social security and Medicare will be around $3,400. In some states, there may be extra taxes.
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Consumer and producer surplus measure the _____ benefit rather than the _____ benefit.
Consumer and producer surplus measure the net benefit rather than the total benefit.
What is consumer and producer surplus?Consumer surplus is the difference between the willingness to pay of a consumer and the price of the good.
When consumer surplus is shown on the demand curve, it is a triangular area between the price of the good and the highest amount consumers are willing to pay for the good.
Consumer surplus = willingness to pay – price of the good
Producer surplus is the difference between the price of a good and the least price the seller is willing to sell the product
Producer surplus = price – least price the seller is willing to accept
When consumer surplus is added to producer surplus, the result is total surplus
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andre works with beta pharmaceuticals inc. he is primarily responsible for overseeing production activities, including decisions such as the number of product units that need to be manufactured, the overall functioning of the production plants, and the quality of products. andre is most likely to be a(n) manager.
andre is most likely to be an operations manager
A career as an operations manager is a perfect fit for those who enjoy working in the background of a business. No matter how big or small the company, this job is crucial to its success, and you would have the opportunity to work in practically any sector. An operations manager's primary responsibility is to oversee the processes that go into creating a company's products and/or services. An operations manager, for instance, would oversee all activities connected to regular store floor operations as well as planning and strategizing in the retail sector. The world of company operations offers several options.
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A company has a predetermined overhead rate of $14 per machine hour. job 846 uses 27.5 machine hours. overhead allocated to job 846 will be $________
Answer:385
Explanation: 14*27.5
If+an+investor+wants+to+invest+100%+of+her+portfolio+in+safe+assets+but+does+not+want+to+manage+her+portfolio,+she+should+invest+in+__________.
The question is in incorrect form.
If an investor wants to invest 100% of her portfolio in safe assets and but doesn't want to manage her portfolio, she should invest in money market assets or funds.
A Money Market Funds is a sort of shared store that puts resources into profoundly fluid, close-term instruments. These instruments incorporate money, cash comparable protections, and high-credit score, obligation-based protections with a momentary development.
They are planning to offer financial backers high liquidity with an exceptionally low degree of chance. They are also likewise called as Market Mutual Funds.
Safe assets are the assets that, don't convey a high gamble of misfortune across a wide range of market cycles. There are a few sorts of safe assets including land property, cash, Depository bills, currency market reserves, and U.S. Depositories shared reserves.
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Describe how hrd is linked to the overall goals and strategies of an organization
Raising standards and productivity, helping firms adapt to change, boosting employee morale and cutting absenteeism, improving the quality of working life, and building a learning culture are just a few benefits of HRD.
Why is HRD essential to achieving company goals?
Because it is an investment in one's employees that will ultimately result in a stronger and more productive workforce, human resources development is important. By supporting employee development, a business strengthens its resources and raises the value of its workforce.
Strategic human resource management is the process of integrating human resources with strategic goals and objectives in order to improve organizational performance and foster an environment that fosters innovation, adaptability, and competitive advantage.
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The first marketing law suggests that to be successful in the market, marketers need to?
The first marketing law suggests that in order to be successful in the market, the marketers need to understand the customer's demand and identify the brand positioning of the product in the market. Therefore, the option C holds true.
What is the significance of marketing laws?Marketing laws are the ones that are universally accepted principles followed by marketers in order to get successful position in the market. The first and foremost law tells about how one should position the brand in a market over the demand of customers.
Therefore, the option C holds true and states regarding the significance of marketing laws.
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The incomplete question has been completed below for better reference.
A. Understand customer's demands
B. Identify brand positioning
C. Both A and B
D. None of these
Studies exploring the share of labor in national income over the last two decades show that the share of national income accounted for by skilled labor has?
Studies exploring the share of labor in national income over the last two decades show that the share of national income accounted for by skilled labor has "increased."
What is labor share of income?The labor share is the portion of economic output that goes to workers as compensation. It is determined by dividing the compensation earned throughout a given period by the amount of economic output produced during that same period.
Some key features regarding the labor share of income are-
Higher labor costs (higher wage rates & employee benefits) benefit workers, but they reduce company profits, the number of jobs available, and the number of hours each person works. Labor costs are influenced by a variety of policies, including the minimum wage, overtime pay, payroll, and hiring subsidies. Policies that raise labor costs can have a significant impact on both employment and hours in individual businesses as well as the overall economy.By raising the minimum wage which employers are required to pay their employees prevents employers from exploiting people who have few options.Raising the minimum wage which employers must pay their employees boosts earnings for low-wage workers who keep their jobs.To know more about the labor share of income, here
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14. Fine Exporters Limited, a leading exporter from Ahmedabad, exports ready made cotton garments to
European market regularly. The factory received an order to deliver an order worth Rs. 25,00,000 within
4 weeks to a client based in Germany. Unfortunately there is acute power crisis in the city and so the fac-
tory faces several power cuts during the day. The owners of the business promptly invest in a generator
to overcome this problem by incurring a heavy expenditure of Rs.2,00,000. Due to this, despite the power
cuts, the business is able to deliver its order to the German client on time.
What does this highlight?
It highlights sunk cost which is a previously incurred expense that cannot be recovered.
A sunk cost is a previously incurred expense that cannot be recovered. These costs should not be considered in decision-making. A sunk cost varies from future costs that a company may face, such as inventory purchase costs or product pricing decisions. Sunk costs are exempted from future company choices as they will remain constant regardless of decision outcome. A manufacturing company, for example, might have a number of sunk costs, such as the expense of machinery and equipment, as well as the cost of factory lease. Institutions should only take into consideration the following costs when making financial decisions, which include future costs that must still be incurred.
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From a tax perspective, which entity choice is preferred when a liquidating distribution occurs and the entity has appreciated assets?
From a tax perspective, which entity choice is preferred when a liquidating distribution occurs and the entity has appreciated assets Partnership and LLC.
What is liquidating distribution?
A sort of nondividend distribution made to shareholders by a corporation or partnership during its partial or full liquidation is known as a liquidating distribution (or liquidating dividend). Distributions for liquidating assets are not paid entirely from corporate profits.
Therefore,
From a tax perspective, which entity choice is preferred when a liquidating distribution occurs and the entity has appreciated assets Partnership and LLC.
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If a market signals contain accurate information available to investors, then the market is said to be?
If a market signals contain accurate information available to investors, then the market is said to be transparent.
What is market signals?Market maker signals can be described as the signs broker-dealers or market makers do give to themselves as regards the movement of stock prices.
It help to buys and sell share amount orders in real-time during trading hours however , the market should be open, at this time.
Therefore, If a market signals contain accurate information available to investors, then the market is said to be transparent.
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True or false: when using a financial calculator to find the number of payments, the pmt value should be entered as a positive.
when using a financial calculator to find the number of payments, the pmt value should be entered as a positive. The given statement is False.
What is the PMT function?
Excel's financial functions include the PMT Function. The function aids in determining the total payment (principal and interest) necessary to pay off a loan or investment with a fixed interest rate over a predetermined period of time.With constant payments and an interest rate, the PMT function can be used to calculate the loan's future payments. For any loan or investment amount with a fixed rate of interest and a constant quantity, the PMT function in Excel is used to determine the required instalments. When we choose any insurance or loan from a bank, this is just the EMI we pay for our loan or invested amount. The function is referred to as PMT since it determines the payment amount.To know more about PMT Function visit:
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The mutual fund industry is highly regulated. one of the areas regulated is that of making disclosures. an example of that is that mutual funds must provide reports to their shareholders on:___________
On Quarterly basis mutual funds provide reports to their shareholders as of making disclosures .
What is Mutual Fund ?
A mutual fund is an economic platform that consolidates funds from shareholders to invest in shares like stocks, bonds, money market instruments, and other assets. Professional money managers manage mutual funds, managing the assets and aiming to earn capital gains or income for the fund's investors. The profile of a mutual fund is arranged and maintained on a regular basis in accordance with the specified investment goals in the offer document.
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For any two bundles of goods and/or services, a and b, if a is preferred to b, or b is preferred to a, or the consumer is indifferent between a and b, then:____.
For any two bundles of goods and/or services, a and b, if A is preferred to B, or B is preferred to A, or the consumer is indifferent between A and B, then it is a condition of an indifference curve for the consumer.
What is the significance of an indifference curve?An indifference curve can be referred to or considered as the curve represented on a graph with the purpose of showing a behavior of a consumer in which he or she views the available products in an economy equally.
Therefore, the significance regarding an indifference curve has been aforementioned.
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In the context of changing existing attitudes, when giving attitude-improving feedback to an employee, one should?
when giving attitude-improving feedback to an employee, one should should deal with descriptions rather than judgements. This allows the person to have a detailed account of his/her attitude.
Judgements will raise critics and bias which will not help improve the attitudes of employees but rather cause stress and also affect their self esteem thereby affecting the work performance and decline in delivery.
On the other hand being descriptive is more optimistic and the employees can easily acknowledge their attitudes and take in account.
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How much would you have to invest today at 4.5ompounded annually to have $32,425 available for the purchase of a car at the end of five years from now?
You have to invest today $26,019.48 at 4.5ompounded annually to have $32,425 available for the purchase of a car at the end of five years from now.
It is calculated as follows:
The formula for calculating present value is:
PV = FV(1 + r)^-n
where:
FV = Future value = 32425
P = Present value
R = interest rate = 4.5
N = number of years = 5 years
$32,425(1.045)^-5 = $26,019.48
Present value or PV is the current value of a future sum of money or any stream of cash flows giving a specified rate of return.
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What is the slope of the budget line from trading with friday (coconuts for fish)?
The slope of the budget line for trading with Friday is -0.5 since he must forfeit 2 fish for every unit of coconut. The slope of the budget line for trading with Kwame is -0.3 since he must forfeit 3 fish for every unit of coconut.
A budget line displays the combinations of two products that a buyer may afford to purchase using their entire available budget and a given income.
Pricing line, price opportunity line, and consumption possibility curve are other names for the budget line. The budget line displays all possible product pairings that a buyer, given his financial situation and the cost of the two commodities, could buy.
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Intentional or willful violations of the uniform securities act that are considered to be a felony subject that person to?
An intentional or a willful violation of the Uniform Securities Act that are considered to be a felony subject that person both civil and criminal liability. Therefore, the option C holds true.
What is the significance of a liability?A liability for the legally wrongful activities done by a person may lead him to civil and / or criminal punishments under the regulations of the laws. Willful violation of laws leads to civil as well as criminal liability for a person.
Therefore, the option C holds true and states regarding the significance of liability.
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The incomplete question has been completed below for better reference.
Intentional or willful violations of the uniform securities act that are considered to be a felony subject that person to _____?
A. civil liability
B. criminal liability
C. both civil and criminal liability
