The cost of any required medical exams in the underwriting process is paid by the Insurer.
What is insurer?
The organization that disburses that compensation is the insurer. They are the organization that creates the insurance plan and establishes the conditions of the contract. Underwriter and insurer are frequently used interchangeably. Insurance companies are in charge of delivering on the promise made by an insurance policy to compensate the policyholder for a loss.
the company offering the insurance policies are responsible for payment of required for any medical examinations in the underwriting process.
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When individuals want to start a new venture, they may obtain many small amounts of money from many people. what is this type of financing called?
When individuals want to start a new venture, they may obtain many small amounts of money from many people this type of financing called Crowdfunding.
Crowdfunding is a method of funding a project or business by raising money from a large number of people, usually through the internet. Crowdfunding is a form of crowdsourcing and alternative finance. In 2015, over $34 billion was raised through crowdfunding around the world.
Crowdfunding is a method of raising money for a project or business. This allows fundraisers to raise funds from a large number of people through her platform online. Crowdfunding is most commonly used by start-ups and growing businesses to access alternative funding.
Regulation Crowdfunding allows qualified companies to offer and sell securities through crowdfunding. Rule: All regulation crowdfunding transactions must be conducted online through an SEC-registered intermediary, either a broker-dealer or a funding portal.
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People who experience FOMO (Fear of Missing Out) may...
A) Go into debt to keep up with everyone else
B) Donate money to a cause they care about
C) Create and stick to a monthly budget
D)Save a percentage of their paycheck each month
One important difference between service companies and manufacturing companies is that:________
The most important difference between service companies and manufacturing companies is that the manufacturing businesses sell a different product than service businesses do.
What is service & manufacturing companies?The manufacturing business creates and sells a physical product wheres the service business sells a service. For instance, a soap company is a manufacturing business while a service business could be an accounting or a legal firm.
Therefore, the most important difference between service companies and manufacturing companies is that the manufacturing businesses sell a different product than service businesses do.
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A white house proposal to lower business taxes by increasing tax deductions is an example of:_________
The white house proposal to lower business taxes by increasing tax deductions is an example of a progressive tax system.
A progressive tax system is a tax system that lower business taxes by increasing deductions. In this way more people will be interested to pay the tax as the amount they have to pay is less. The deducted amounts will be increased and that can be used for the welfare of the poorer sections of society.
Lower business taxes can boost business demand by increasing firms' after-tax cash flow. This will allow the company to pay attractive dividends and expand activity, and by making hiring and investing more attractive. If the hiring is more by the companies the unemployment problem reduces. If this is reduced the economy will increase.
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A government agency often provides funds to nonprofits by issuing a/an __________ to solicit funding requests.
In order to solicit financing requests, a government agency frequently issues a request for proposals.
What are government agencies?
A government or state agency, occasionally an appointed commission, is a permanent or semi-permanent institution in the legislative and executive branches of government that is in charge of supervising and managing particular tasks, such administration.
A federal system allows for the creation of government agencies by both the federal government and state governments. Legislation or executive authority can both be used to create agencies. Governmental organizations also have varying degrees of autonomy, independence, and responsibility.
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Customers and competitors are within the ______ market environment and must be considered during marketing strategy planning.
Customers and competitors are within the direct market environment and must be considered during marketing strategy planning.
What is marketing strategy ?A marketing strategy can be described as the business's overall game plan that is been used in reaching prospective consumers as well as turning them into customers of their products or services.
It should be noted that Customers and competitors are within the direct market environment and must be considered during marketing strategy planning.
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________ buyers include manufacturers, wholesalers, retailers, and government agencies.
Organizational buyers include manufacturers, wholesalers, retailers, and government agencies that buy goods and services for their own use or for resale.
Who are the manufacturers?A manufacturer is a person who develops and offers services and products. Manufacturers utilize labor force, also known as production factors, to produce, or turn into another thing.
Manufacturers, distributors, merchants, and governmental organizations are examples of organizations that buy products and services for their own internal usage or for reselling.
Institutional purchasers often take into account each of their own preferences, as well as the likely preferences of the clients.
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The question is incomplete, the complete question will be:
_____ include manufacturers, wholesalers, retailers, and government agencies that buy goods and services for their own use or for resale.
When amounts of a transactions are entered in an account on the right hand side, they are said to be:______
The transactions entered on the right hand side in an account are known as Debit and the transactions entered on the left hand side in an account are known as Credit. A ledger account has basically two sides i.e. left hand side and right hand side.
An accounting entry that results in either an increase in asset or decrease in liability on a company’s balance sheet is a debit. Debits are basically balanced by credits in fundamental accounting.
Transactions are recorded in different books and accounts are identified on the basis of these transactions. Different books that record the transactions are cash book, Purchase book, Sales book etc. Sometimes the abbreviation for debit is “dr,” which is short for “debtor.” Positive values for assets and expenses are debited and negative values are credited in the balance sheet. All the debits are made on the left side of the ledger in double entry bookkeeping and must be offset with corresponding credits.
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A borrower takes out a 30-year mortgage loan for $300,000 with an interest rate of 4%. what would the monthly payment be?
Monthly Payment: $515,608.52
Given:
A 30-year Mortgage loan of $300,000
Interest rate: 4%
Monthly Payment: $515,608.52
Mortgage Loan: When you and a lender enter into a mortgage, the lender is granted the power to seize your property if you are unable to pay back the loan amount plus interest. To purchase a property or borrow money against the value of a home you currently own, you can use a mortgage loan.
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Measuring assets and liabilities based on their original transaction value is an example of:__________
Answer: historical cost
Explanation:
The hurdles to success are higher and more complex in global markets than in domestic markets. such hurdles include:______.
The hurdles to success are higher and more complex in global markets than in domestic markets. Such hurdles include sociocultural forces. When developing and putting into practice a company's marketing strategy, it is crucial to take social and cultural issues into account. These frequently connected but slightly dissimilar aspects influence consumer and buyer decisions in a variety of ways.
The practices, ways of life, and values that make up a society are referred to as sociocultural factors. Aesthetics, education, language, law, politics, religion, social organizations, technology, material culture, values, and attitudes are only a few examples of cultural characteristics. Reference groups, families, roles, and status in society are examples of social factors. Small business owners need to be aware of and comprehend how these aspects relate to consumer behavior.
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Revenues and profits are commonly used ______ to assess performance.
a. segments
b. strategies
c. mission statements
d. metrics
Revenues and profits are commonly used metrics to assess performance. The ratio of net profits to total revenues, or net margin, is a useful indicator for assessing profitability. So the correct option is D
Revenue and Profits
Revenue is the entire amount of money received from the sale of goods or services related to a company's main operations. The amount of income that is left over after deducting all costs, obligations, new sources of income, and operating expenses is referred to as profit, often known as net profit or the bottom line.Revenue is commonly referred to as the top line because it appears at the top of the income statement. The revenue amount is the profit an organisation makes before deducting any expenses. For instance, the revenue of a shoe retailer is the amount it makes from shoe sales before deducting any expenses. Additionally received income from investments or a subsidiary is not included in the corporation's total revenue.
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Before composing a business document, you should gather information that will answer which of these questions?
Before composing a business document, you should gather information that will answer which of these questions : What is the receiver to do?
Reason :
Business messages that follow the direct strategy include routine requests and responses, orders and acknowledgments, nonsensitive memos, e-mail messages, informational reports, and oral presentations.
What is direct and indirect approach in communication?
Using the direct approach, you deliver the message straight away after your salutation, whereas a more indirect approach will follow some kind of buffer before you deliver your message. Which strategy you choose depends on the situation and the way in which you wish to represent your message or complain .
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Consider the supply curve for basketballs. Other things held constant, if the price of basketballs goes up from $7. 99 to $14. 99, what can we expect from suppliers of basketballs as a result?.
There will be an increase in quantity supplied through the Law of Supply.
What is law of supply?
A key tenet of economic theory is the rule of supply, which asserts that an increase in price will result in an increase in the quantity supplied, all other things being equal.
According to the law of supply, price and quantity supplied of an item are directly related to one another, all other things being equal.
Therefore,
we expect from suppliers of basketballs as a result there will be an increase in quantity supplied through the Law of Supply.
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if the losing party's assets are not liquid, or if the losing party is bankrupt, the prevailing party may have difficulty
the prevailing party may have difficulty in collecting or judgement
The term "prevailing party" refers to the party that wins the main relief it sought, whether through a compromise settlement or a court ruling. The opposing party will be considered to have prevailed if the party that initiated the action, suit, or procedure dismisses it or ends it without the other party's consent. The party that receives a favorable verdict on the claims made in the complaint after any appeal, if any, is referred to as the victorious party. The term "fair lawyers' fees" refers to the reasonable legal costs actually expended in order to win the case for the victorious party.
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What is the cost per boat of quality assurance allocated to the solid performer during the year?
Calculation of total cost of machine setups that would be all can be calculated on the basis of activity based costing. Costing focuses on managing expenses by achieving as many modest cost reductions as feasible. It offers a cost per unit that is more precise. Pricing, sales strategy, performance management, and decision-making should all be enhanced as a result.
Activity-based costing offers a more precise way to calculate the costs of goods and services, which results in more precise price decisions. By making expensive and non-value-adding operations more visible, it improves understanding of overheads and cost drivers and enables managers to decrease or eliminate them.
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Because of competitive pressures, some firms have used packaging and labeling practices that are questionable, misleading, deceptive, and unethical. this is an example of issues related to __________.
Because of competitive pressures, some firms have used packaging and labeling practices that are questionable, misleading, deceptive, and unethical. this is an example of issues related to Ethics in product strategy.
This is further explained below.
What is competitive pressure?Generally, In most cases, the term "competitive pressure" refers to a circumstance in which a business is put under stress as a result of the presence of other businesses in its industry.
Typical examples of it may be found in all types of economies, with the exception of monopolistic economies.
The demand and supply dynamics of a certain market or sector are very important considerations for any business.
The concept of product ethics encompasses every aspect of a product, including the decisions made about its design and the use of technology.
Therefore, you should direct your development team to make judgments that are morally acceptable while they are creating and constructing the product.
It is important to discourage immoral activities such as the employment of dark patterns and to promote the use of technology that is peaceful.
In conclusion, Some businesses, in order to remain competitive in an increasingly cutthroat market, have resorted to dubious, misleading, dishonest, and immoral packaging and labeling tactics. This is an example of a problem that arises in product strategy that relates to ethics.
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In the context of swot analysis, marketers can identify strengths and weaknesses by focusing on?
In the context of SWOT internal stability (S), weaknesses (W), external possibilities (O), and threats (T) analysis, marketers can identify forces and weaknesses by concentrating on employee capabilities.
What is the strength and weakness of SWOT investigation?Strengths (S) and weaknesses (W) guide internal factors, which are the help and experience readily available to you. These are some generally considered internal factors: Financial help funding, sources of income, investment prospects ) and Physical help ( location, facilities, and equipment ). While SWOT analysis highlights the internal environment (your strengths and weaknesses), TOWS forces you to look at your exterior environment first (your threats and opportunities).
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In the current debate over the morality of stem cell research, a utilitarian would most likely hold that?
In the current debate over the morality of stem cell research, a utilitarian would most likely hold that. Yes, a utilitarian would most likely believe that stem cell research is moral because the potential benefits outweigh any harm to non-sentient embryos in the present debate over its morality.
Because it is expensive and ineffective as a deterrence to crime, capital punishment should not be permitted. Individual interests are taken into account when making moral decisions.
The results of individual actions are taken into account when making moral decisions. The only arguments used to support the use of the death sentence for major crimes like murder are those that are utilitarian in nature.
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The cost of an intangible asset includes all of the following except? purchase price. legal fees. other incidental expenses. all of these choices are included.
Similar to how fixed assets are acquired, intangible assets must have their costs capitalized. When purchasing a building, all costs, including real estate commissions and fit-out fees, are capitalizable.
D is the correct option.
What is Intangible Assets?
Different procedures can be used to develop intangible assets. The most typical method is via purchasing another company. When this happens, any research and development, goodwill, etc. are recognized by the purchasing business. At the time of purchase, each of these products must be valued.
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Managers should view employees' personalities as relatively fixed in the short run
true/ false
Managers should view employees' personalities as relatively fixed in the short run
This problem is true statement.
What is short run?
"A period of time known as the short run is one in which the levels of at least one stimulus are fixed although those of those inputs are variable. The time frame where all input quantities are flexible is known as the medium term. A company like ABC, which might make 10 cars per day, can serve as an example of a short run. In order to meet the heightened demand of the season, ABC intends to increase production to 15 trucks per day using the current infrastructure.
Therefore,
Managers should view employees' personalities as relatively fixed in the short run
This problem is true statement.
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According to the concept of the invisible hand, what emerges due to the self-interested
choices of buyers and sellers in a free market?
Answer: The invisible hand is a metaphor for how, in a free market economy, self-interested individuals can promote the general benefit of society at large.
Greater resource prices _______ the costs of production, thereby, ______ the incentive for firms to produce the good at each price.\
Greater resource prices increases the costs of production, thereby, reducing the incentive for firms to produce the good at each price.
The total cost incurred by a business to produce a product or provide services is referred to as the cost of production. Supplies and raw materials consumed during production, as well as labour costs, are often included in production costs.
Costs of Production
All of the direct and indirect expenses firms incur when producing a good or rendering a service are referred to as production costs. Various expenditures, including labour, raw materials, consumable manufacturing supplies, and general overhead, might be included in production costs. When a company produces a good or offers a service, it incurs production expenses, which are sometimes referred to as product costs. Numerous expenses are included in these costs. For instance, manufacturing expenses for manufacturers include the cost of the labour and raw materials required to make the product. Production expenses in the service sector are related to the labour needed to implement the service and any material costs associated with providing the service.
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When structuring the __________ section, it can be beneficial to use headings or bullets to delineate each suggested action.
It can be helpful to use headings or bullets to separate out each suggested action when arranging the options section.
What do you mean by grammatical structuring?The simple sentence, the compound sentence, the complex sentence, and the compound-complex sentence are the four fundamental forms of sentence constructions in conventional grammar. Subject-Verb-Object is the most frequent word order in English sentences (SVO). The subject, predicate, and occasionally direct or indirect objects of a sentence are put together according to sentence structure. The principles for sentence construction are straightforward but unbending. These include the requirements that each sentence contain a subject, predicate, and object (in that sequence).
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Ancient egyptian clothing is comprised almost completely out of one variety of fiber/textile. which one?
Ancient Egyptian clothing is comprised almost completely out of one variety of textile
Ancient Egyptians used linen-based clothes. Fabrics that are light and cool, like linen, are useful in hot climates like Egypt's. The flax plant's fibres were used by the Egyptians to make linen. The fibres were spun by workers into thread, which was subsequently weaved on looms into linen cloth.What did Egyptians use as textiles?Although wool was occasionally used in Egyptian textiles throughout the Dynastic Era (3100 BCE–300 BCE), linen predominated. (Silk and cotton were only added later.) Three primary categories of linen were produced: smooth cloth, thin cloth, and royal or fine linen.To Learn more about Ancient Egyptian , Click the links
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Which tax is assessed to provide monthly retirement, survivor, and disability benefits for qualifying individuals?
For those who qualify, Social Security taxes fund monthly retirement, disability, and survivor payments.
On line 6a of form 1040, U.S. individual earnings Tax return, U.S. Tax return for Seniors, you ought to provide the net amount of Social security payments you obtain from the Social safety administration. box five of the Social protection advantage announcement shape, SSA-1099, includes this statistics. disability, but, in case you reach complete retirement age (65 or sixty seven, depending on your birth yr), your Social protection blessings can't be withheld despite the fact that the sum of your other earnings assets plus your Social security benefits is greater than the maximum amount.
in case you check in as an person and have an annual profits beneath $25,000, your Social safety blessings aren't situation to taxation. disability, in case your annual income is between $25,000 and $34,000, 1/2 of it's far taxable. up to eighty five% of your advantages may be problem to taxation if your income is higher.
in case you and your spouse file collectively and have a blended profits among $32,000 and $44,000, you may owe taxes on half of of your advantages. if your profits is better than that, up to eighty five% of it may be taxed.
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When a curve shifts, the underlying relationship between the two variables has changed. true false
True. When a curve shifts, the underlying relationship between the two variables has changed.
A shift in a curve is related to changes in variables other than the independent variable (in the case of consumption and wealth). It is brought on by changes in other variables impacting consumption, savings, and investment at any given level of income.
The relationship between the quantity of a good or service that producers want to sell at different prices and the quantity that consumers want to buy is known as supply and demand. It serves as the primary model for determining prices in economic theory.
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Imagine two economies that are identical except that for a long time, economy a has had a money supply of $1,000 billion while economy b has had a money supply of $500 billion. it follows that.
Imagine two economies that are identical except that for a long time, economy a has had a money supply of $1,000 billion while economy b has had a money supply of $500 billion. it follows that the economy with extra money.
If the govt takes no action to counter this, then the particular price index is below the worth level that individuals expected. Various factors can shift both the short-run economy and long-run aggregate supply curve rightwards like an increment within the technology level, a rise within the level of human capital, a rise within the level of existing capital stock, et cetera.
When the economy is doing well, the financial market is additionally certain to have best. Whether or not the economy is declining, the financial market can still do best. A pecuniary resource increase will tend to lift the worth level within the future. A finances increase can also increase national output.
A funds increase will raise the economy worth level more and national output less the lower the per centum of labor and capital is. A rise within the pecuniary resource level in an economy within the short run translates to a decline in charge per unit. the autumn within the rate further causes an increase in investment because of borrowing costs.
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A timeshare developer in pennsylvania is offering prospective buyers $5,000 off their purchase price if the buyer waives the right to cancel upon signing a purchase agreement. is this legal?
No, per Pennsylvania law, the buyer's right to cancel can't be waived.
A sales and purchase agreement (SPA) is a legal binding agreement between two parties that compels a transfer of funds to occur between a buyer and seller. SPAs are frequently used in real estate transactions, but they are also employed in other commercial transactions. The agreement, which is the result of discussions between the buyer and seller, completes the terms and conditions of the sale. A purchase and sales agreement (SPA) is a binding legal agreement that compels a buyer to buy and a vendor to sell a product or service. SPAs are frequently used in real estate transactions and other situations in which two parties are transacting a sizeable amount of goods.
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The balance sheet identity shows that stockholders' equity equals assets ______ liabilities.
The balance sheet identity shows that stockholders' equity equals assets minus liabilities.
The balance sheet of a company is one financial statement of the company, measured at a particular point of time. It shows the assets, liabilities, and stockholder’s equity of a company.
The assets are the productive or valuable items owned by a company, such as buildings, vehicles, intellectual property, etc. Liabilities refers to the financial and other debts of the company that it is required to pay back in some form within a particular period.
The stockholder’s equity, which is the interest of shares owned by the stockholders in the company, is calculated by subtracting the firm’s total assets with its total liabilities.
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