In order to qualify for FHA financing insurance, the type of requirements which a subdivision must meet is FHA requirements.
A Federal Housing Administration (FHA) mortgage insurance premium is referred to as an additional fee which a person may pay in order to protect the lender's financial interests in case a person default on their FHA loan.
The FHA has its main function of insuring the loans, so it is sometimes referred to as a giant mortgage insurance agency. So in order to qualify for FHA financing insurance, a subdivision must meet the type of FHA requirements.
Hence, the FHA requires mortgage insurance for all the loans, these loans comes with an upfront and annual premium.
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True or false: accounting provides financial information about a business or organization in order for interested parties to make decisions.
Accounting provides financial information about a business or organization in order for interested parties to make decisions. True.
What is accounting?Accounting can be described as the process of measuring, processing and communicating a firm's financial and non-financial information to interested parties that might be interested in the information.
Accounting enhances the decision making process of interested parties. Interested parties might include management of the firm, potential investors, customers and the government.
For example, a person is considering investing in a firm. Before making the decision to invest, the person would have to examine the financial statements of the firm to determine if they are profitable and a good match for their portfolio. Without accounting such information would not be available for the potential investor.
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Megatrends are global trends that are becoming bigger and more widespread. what are some of the biggest megatrends that will affect hrm?
Megatrends are global trends that are becoming bigger and more widespread. some of the biggest megatrends that will affect him, All of the other choices are correct.
Global questions require a large number of events to be retrieved at the same time. Including many targets in one question will retrieve more events. Defining a variable outside a function makes it global by default. There is no need to use the global keyword. Use the global keyword to read and write global variables within a function. Using the global keyword outside a function has no effect.
The term global comprehension is related to extensive reading and the term local comprehension is related to intensive reading. It is instructive to elaborate on his two concepts of reading. Global comprehension is understanding a long text as a whole.
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Most standard portfolio analysis methods evaluate strategic business units (sbus) on their performance in two important dimensions. what are these two dimensions?
Most standard portfolio analysis methods evaluate SBUs on two important dimensions:-The attractiveness of the SBU's market or industry. The strength of the SBU's position in that market or industry.
What is Portfolio Analysis Method ?The majority of common portfolio analysis techniques assess SBUs based on two key criteria:-
The attractiveness of the SBU's market or industry the SBU's position in that market or sector's strength.
How does the portfolio analysis method work?In strategic management, portfolio analysis comprises examining every facet of the product mix in order to identify and assess all product or service groups that the firm offers on the market.
It also requires developing in-depth growth strategies for each element of the product mix. It may also be used to choose strategic business divisions for such selections. The fundamental objective of portfolio analysis in strategic management is to allocate resources as efficiently as possible among the many business activities that make up a varied company portfolio.
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The role of hr professionals in organizations has evolved from primarily a(n) ________ role into more of a strategic role within the organization.
The role of HR professionals in organizations has evolved from primarily a(n) Administrative and Compliance role into more of a strategic role within the organization.
Administrative Role of HR professional in an organization are:-
Framing and keeping up with representative records.
Refreshing data sets inside, for example, wiped out and maternity leave.
Getting ready and changing where vital HR records, for example, business agreements and enlistment guides.
Inspecting and re-establishing organization strategies and lawful consistence.
Speaking with outside accomplices.
Compliance role of HR Professional is the responsibility of the business to adhere to the functioning guidelines set out by work regulation. Further, this influences the frameworks, strategies as well as documentation.
Additionally, it suggests that the representatives should get all qualifications in their business contract.
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An expanded income statement is generally divided by the different categories of revenue. the most common categories are:_________
Answer:
sales revenue
Explanation:
under sales revenue section of the income statement we record the revenue generated from sale of goods and services
Sec. 61 of the internal revenue code defines blank______ income as "all income, from whatever source derived."
Answer:
Section 61(a)(3) provides that, except as otherwise provided by law, gross income means all income from whatever source derived, including gains from dealings in property.
Razor, inc. and tyros, inc., two automobile companies, merged, reducing the number of corporations competing within the automobile industry. this merger is an example of a:_________
Razor, inc. and tyros, inc., two automobile companies, merged, reducing the number of corporations competing within the automobile industry. this merger is an example of a horizontal merger.
How does a horizontal merger work?Any merger or corporate reorganization that takes place between businesses engaged in the same industry is referred to as a horizontal merger. Since businesses in the same industry frequently face more competition, merging businesses stand to benefit greatly from synergies and possible market share gains.
Due to larger businesses' attempts to establish more effective economies of scale, this kind of merger happens regularly. A vertical merger, on the other hand, happens when businesses from various links in the supply chain combine efforts to improve productivity or lower the cost of manufacturing. A corporation can achieve competitive benefits through a horizontal merger.
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You want to implement a system that uses certificates for identity verification and secure key management. what type of system do you need to implement?
The answer is CIA.
If someone wants to implement a system that uses certificates for identity verification and secure key management. The type of system does one need to implement is CIA.
What is CIA in CISCO?Confidentiality, Integrity, and Availability (CIA) are expanded as "Network Security Technologies and Solutions" in the networking+ field. While it is described as Confidentiality, Integrity, and Authentication on the flash cards. The CIA triad is a concept created to direct information security policies inside a company. To avoid confusion with the Central Intelligence Agency, the approach is sometimes frequently referred to as the AIC triad (availability, integrity, and confidentiality).
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You are a student with a demanding schedule of classes. you also work part time and your supervisor allows you to determine your schedule. in this situation, your scarce resource is?
Training Needs Analysis Principles
The main purpose of training activities is to bring about change: from a particular state of knowledge and abilities (or lack thereof) among a particular set of people to a condition that is characterized as superior, improved, and more advantageous in the context of achieving some pre-specified goals. An organization's efforts to reach a different—and, by extension, better—and desired condition of operation are indicated by training activities.
Training requirements result from shortcomings caused by limitations or flaws in human behavior, including knowledge gaps or aptitude. They should be set out from other elements that have an impact on how organizations operate in this way. Notably, it is uncommon for actual developmental limits to be caused by a lack of competencies among those who make up the organization.
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A free market is a market with ________ government restrictions on how a good or service can be produced or sold and with ________ government restrictions on how a factor of production can be employed.
A free market is a market with few government restrictions on how a good or service can be produced or sold and with few government restrictions on how a factor of production can be employed.
What is free market?
A free market is an imagined ideal illustration of an economy in which the expressions of supply and demand by sellers and buyers determine the prices of goods and services. Models suggest that these markets run smoothly without the assistance of any external authorities, including the government.
Therefore,
A free market is a market with few government restrictions on how a good or service can be produced or sold and with few government restrictions on how a factor of production can be employed.
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Which command shows you detailed information about replication status, including information on each partition?
You may see the replication status by running the repadmin /showrepl command. The command repadmin /replsummary should help if you want a summary of the overall replication health.
You can learn about the replication topology and replication failures by using the repadmin /showrepl command. Each source domain controller from which the destination has an inbound connection object is reported on in terms of its status. Directory partitions are used to categorize the status report.
You can view the replication status for the current DC by using the command Repadmin /Showrepl. The most recent attempt to duplicate Active Directory partitions is shown. Run this command for any domain controller you suspect is not receiving replication updates.
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Because income measurement involves ________, net income from different companies may not be able to be compared directly.
A customer sells short 1,000 shares of abc stock at $2 in a margin account. the customer must deposit? a $1,000 b $2,000 c $2,500 d $5,000
In a margin account, a customer sells 1,000 shares of ABC stock short for $2. The client must make a $2,000 deposit. So, choice b is the correct answer.
The terms "shares" and "stocks" are frequently used interchangeably, although there is a distinction. Stock is a way of expressing equity ownership in a company. A share of ownership in a corporation is represented by a stock.
A share of stock, on the other hand, represents a portion of the company's ownership. How much of a stake you have in a company is based on the number of shares you possess. If a corporation has 100,000 shares of stock outstanding, and you hold 1,000 of them, you own 1% of the company's equity.
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A payday loan company charges 8.50 percent interest for a two-week period. what is the annual interest rate?
The annual interest rate is 2.21 or 221%
Given here, 8.50 percent interest for a two-week period.
On assuming there is total 52 weeks in a year then, the number of period per year is equals = Total no. of weeks / Interest for a week period.
No. of period per year = 26
Rate per period = 8.5% or 85/100 = 0.085
We know that, Annual percent rate = Rate per period × Number of period per year.
= 0.085×26
= 2.21 or 221%
Thus, the annual percent rate is calculated as 2.21%
The interest rate that is applied throughout a year is referred to as the annual interest rate. Interest rates may be imposed monthly, quarterly, or biannually, among other time frames. However, interest rates are annualised.
The degree of risk attached to the borrower directly relates to interest rates. In order to make up for the damage that use has done to the asset, interest is levied. Instead of making a loan or lending money, the lender could have invested the funds in another project.
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What are the fundamental questions that product testing attempts to answer? (check all that apply.)
The fundamental questions that product testing attempts to answer are;
How can a product be improved to exceed customer expectations?
How does a product perform for a customer?
These questions both aim at meeting customer needs for their satisfaction for the given product which is a primary goal in product assessment.
Product testing is a method of analyzing a product concept, feature or functionality to determine how potential customers may use or react to the product.
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Thomas jefferson disagreed with alexander hamilton’s economic plan primarily because he feared that it would.
The main reason why Thomas Jefferson opposed Alexander Hamilton's economic plan was because he believed it would favor urban mercantile interests over agricultural ones.
In Hamilton's proposal, the federal and state debts would be paid off by the government. He demanded that the government acquire all of the bonds issued before 1789 by the federal and state governments. Then, he intended to issue fresh bonds to settle the previous debts. The government would then be able to repay the new bonds as the economy improved. Many people supported Hamilton's plan, including bankers and investors. They assaulted it.
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In vertical dyadic linkage theory, leaders mostly use position power to influence?
In vertical dyadic linkage theory, leaders mostly use position power to influence "out-group members."
What is vertical dyadic linkage theory?The Leader-Member Exchange Theory (LMX), also known as the Vertical Dyad Linkage Theory, explains how leaders keep their place in groups and also how relationships develop with other team members that can help or hinder growth.
Some key features regarding the vertical dyadic linkage theory are-
The Vertical Dyad Linkage Model describes the dynamics of leaders' relationships with their group superiors, or members. It means that two types of bonds develop and divides them into two subgroups. The inner circle of the leader is the in-group. Its members are entrusted with greater levels of responsibility and impact over the leader's decision-making. The in-group has better access to resources as well. Individuals who have failed to gain the leader's favor make up the out-group. They have less say in the leader's decisions, as well as less responsibility and access to resources. Although the theory provides useful insights into the factors that influence relationships among leaders and subordinate members of the group, it falls short in a number of significant ways.To know more about Leader-Member Exchange Theory (LMX), here
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Trina's bakery had 600 customers last year and this year, 400 of those customers still patronize the bakery. what is the retention rate at trina's bakery?
'Trina's bakery had 600 customers last year and this year, 400 of those customers still patronize the bakery. its retention rate is 66%.
A customer is an individual or business that purchases goods or services from another business. Customers are important because they drive sales. Without them, companies cannot continue to exist.
The definition of customer is a person who purchases products or services at a store, restaurant, or other retail establishment. An example of a customer is someone who goes to an electronics store and buys a television.
These are variables like Opportunity, Profit Desired, User Status, User Rate, Loyalty Rate, Readiness, and Consumer Attitude. These include loyalty, cost, purchase frequency, purchase quantity, timing, purchase decisions, and where customers purchase products.
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Currently, the united states exports more than it imports. true false
Currently, the united states exports more than it imports. false
What is exports?Because they provide people and businesses with access to a wide variety of markets, exports are crucial to modern economies. Fostering economic trade, including encouraging imports and exports for the benefit of all trading parties, is one of the main goals of diplomacy and foreign policy between governments.
In terms of cash, China, the United States, Germany, the Netherlands, and Japan were the top exporting nations in the globe in 2019, according to research firm Statista.
In all, China exported items worth about $2.5 trillion, mainly industrial and technological equipment. U.S. exports, which mainly consisted of capital goods, totaled about $1.6 trillion. The majority of Japan's exports, which amounted about $705 billion, and Germany's, which totaled about $1.5 trillion, were made up of automobiles. A total of $709 worth of exports were made by The Netherlands.
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Seeking to dominate or to get your own way at the expense of others is known as:_________
a. assertive behavior.
b. nonassertive behavior.
c. aggressive behavior.
d. passive behavior.
Seeking to dominate or to get your own way at the expense of others is known as aggressive behavior
An aggressive worker frequently exhibits a level of intensity that can both speed up and effectively complete his job while also causing him to erupt and lash out at coworkers, managers, or customers. Aggressive workers may put the entire staff on edge and alienate clients from the establishment.
According to social psychology, aggression refers to any conduct or action intended to hurt a person, an animal, or cause physical injury to property. Here are a few instances of aggressive behavior: physical harm. screaming, cursing, and foul language. spreading rumors or talking negatively about a classmate.
"Any occurrence in which employees and other individuals are abused, threatened, or assaulted at work" is the definition of aggression in the workplace. According to this definition, a threat is any action or speech that makes someone feel as though they might be physically harmed.
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Part of the problem with the housing crisis that started in december 2007 was that even though marketers were using sound marketing approaches, many were doing so in a(n) ______manner
Part of the problem with the housing crisis that started in december 2007 was that even though marketers were using sound marketing approaches, many were doing so in an unethical manner
How do you explain unethical?Something that is "illegal" is something that violates the law, whereas something that is "unethical" is something that is ethically wrong. The law serves as the deciding factor in an illegal act. The man's own conscience serves as the decisive factor in cases of unethical behavior.
While an unethical act may be against morality, it may not be illegal. Behavior that is unethical has negative effects on both people and organizations. You might lose your job and reputation, businesses might lose their credibility, morale and production might drop, or the behavior might lead to hefty fines and/or financial losses.
In this case, the housing crisis that started in December 2007 where marketers were using sound marketing approaches was unethical as it was against the required norms.
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The study of economics would be superfluous (unnecessary) if ______________ did not exist. capital demand scarcity corporations profit
The study of economics would be superfluous (unnecessary) fundamental ideas did not exist. capital demand scarcity corporations profit. Making decisions wouldn't be necessary if resources were boundless and available to everyone. There would be no need for economics, the science of decision.
One of the fundamental ideas in economics is scarcity. It indicates that there is a gap between the supply and demand for an item or service. As a result, scarcity may restrict the options available to consumers, who in the end drive the economy.
In economics, the term "scarcity" describes a situation in which there is a limited supply of a resource and a high demand for that item. Because of the scarcity of resources, consumers must choose how to best deploy those resources to meet as many of their wants and requirements as feasible.
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Javier owns 300 shares of stock in one company. on tuesday, the stock price dropped $12 per share. what was the total effect on javier's portfolio?
The total effect on Javier's portfolio is a decline in value by $3600.
What is the effect of the stock decline?A stock grants the holder of the stock ownership rights in a public company. Stockholders are usually entitled to dividends when paid. The dividends received is proportional to the amount of stocks held.
Increase in value of stocks and dividend payment increase in the value of the stock portfolio. Decline in stock value reduces the value of the stock portfolio.
Decline in value of the portfolio = number of shares in the portfolio x price decline
$12 x 300 = $3,600
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A(n)__________ is a formal agreement between two or more organizations to exchange goods, services, information, patents, and the like.
A(n) contract is a formal agreement between two or more organizations to exchange goods, services, information, patents, and the like.
What is contract?Contract can be defined as an agreement between two people or between two or more parties.
Parties in a contract must tend to agreed to the terms and conditions of the contract and abide by the terms and condition of the contract.
Therefore A(n) contract is a formal agreement between two or more organizations to exchange goods, services, information, patents, and the like.
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Bill is concerned about his year-end tax payments. what are some options that are available to him to lessen his concerns?
The correct answer is “Bill can -
a) increase the amount of tax deducted from each paycheck
b) file quarterly tax payments”.
One may use the following tax year: a twelve-month period starting on January 1 and ending on December 31 is known as a calendar year. Twelve consecutive months that conclude on the final day of any month, excluding December, constitute a fiscal year.
What do you mean by "tax payment"?Tax Payments are cash payments made by or on behalf of the borrower and its consolidated subsidiaries for federal, state, municipal, and international income taxes and assessments, as well as all related interest, penalties, and charges.
One of the top development priorities is tax and fee collection. Setting the appropriate pricing incentives for consumers and companies, financing investments in human capital, infrastructure, and the delivery of services to residents and businesses.
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Markets in which funds are transferred from those who have excess funds available to those who have a shortage of available funds are called.
Markets in which funds are transferred from those who have excess funds available to those who have a shortage of available funds are called commodity markets.
What is a Market?The trade of products and services can take place in a market, which is a gathering place for interested parties. Buyers and sellers are typically the parties engaged.
The market might be actual, like a physical store where people interact in person, or it could be virtual, like an online market, where there is no face-to-face interaction between buyers and sellers.
A market's essential elements include the presence of buyers and sellers, as well as a good or service that may be bought and sold. A market determines the costs of commodities and other services regardless of the situation.
Supply and demand dictate these rates. One of the fundamental principles of economics is the concept of supply and demand. Demand is produced by buyers, but supply is produced by sellers.
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The ex-dividend date is defined as _____ business day(s) before the date of record.
One business day before the date of record.
What is meant by dividend ex-date?The ex-dividend date determines which shareholders will receive the announced dividend of the company on that specific date. It is the day when the stock of the company goes ex-dividend, meaning the stock from that day does not carry the value associated with its next dividend payment. The ex-dividend date for a stock is one business day before the record date, meaning that an investor who buys the stock on its ex-dividend date or later will not be eligible to receive the declared dividend.To learn more about Ex-data, refer
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A firm has $100 million in revenues. does that mean it has generated a cash flow of $100 million?
a. no.
b. yes.
A firm has $100 million in earnings. No, that does not mean it has generated a cash flow of $100 million.
How do you know if a business is positive cash flow?The balance you owe on your card will not estimate as a “cash outflow” until the deficit is paid. After your computations, if your closing balance counts up to be greater than your starting credit, your cash flow is positive. If it adds up to be inferior, your cash flow is negative.
Accrued RevenueIn accrual analysis, revenue is reported at the time a sales marketing takes place and may not necessarily represent currency in hand. Revenue ultimately impacts cash flow formations but does not automatically have a direct effect on them.
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Learning disabilities are usually recognized and diagnosed in grade school.
a. True
b. False
Answer:
a. True
Explanation:
Answer:
a. True
Explanation:
School is always to learn+ you do get grades all of that is true so the answer is true
You are the project manager for a new project. you need to introduce project ground rules to the project team. how should you convey the project ground rules to the team?
A kickoff meeting is used to introduce team members and acknowledge the purpose of the project while discussing the project plan along with identifying the ground rules that are expected of the project members.
What is a kick-off meeting?Before work begins, there will be a kick-off meeting to get everyone acquainted. It guarantees that everyone begins with the same degree of knowledge and comprehension of the project, something that a Team Meeting doesn't really get.
This is your chance to introduce your staff to any customers or clients who may be engaged in the project, and vice versa. A kick-off meeting marks the beginning of a project in full. Your team's primary goal moving forward should be the project.
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