Discuss 6 reasons why banks fail in Ghana and proffer solutions to redeem the banking sector from these 6 cancerous roots in your opinion.

Answers

Answer 1

The six reasons why banks fail in Ghana include Poor corporate governance, Non-performing Loans, and Regulatory Lapses by the Central Bank of Ghana.

The other subsequent reasons for the failure of banks in Ghana include the following:

Poor credit management practices;Questionable license process;Undercapitalization.

The solutions to redeem the banking sector from these six cancerous roots include the following:

Poor corporate governance: Central Bank of Ghana should ensure all kinds of banks in Ghana adhere to the established corporate banking practices designed for them.

Non-performing Loans: each bank that gives out loans should always ensure they give loans to those that can afford them and are ready to make judicious use of the money, such that they pay back the loan as when due.

Regulatory Lapses by the Central Bank of Ghana: the Central Bank of Ghana should improve the regulatory activities of the banks in Ghana. They should demand periodic reports and audits from these banks.

Poor credit management practices; the banks should analyze their credit risk practices before making decisions in terms of credit management.

Questionable license process; the Central Bank of Ghana should conduct open and fair license operation that gives licenses to banks that are ready to practice according to established standards. They should also sanction banks that are not ready to go through the due process of getting licenses.

Undercapitalization: Central Bank of Ghana should mandate every bank in Ghana to have a certain amount of capital before starting operation or certain liquid capital during operation.

Hence, in this case, it is concluded that banks failure in Ghana came as a result of many issues.

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Related Questions

PLEASE HELP
1. Passing a school bus that is stopped is a
point offense.
O A. two
O B. three
O C. four
O D. six

Answers

Answer:

I believe its a 3 point offence

Explanation:

PLEASE HELP
2. What is the minimum amount of Property Damage Liability insurance you must carry to meet Florida law?
O A. $5,000
O B. $10,000
OC. $15,000
OD. $20,000

Answers

Answer:

B.$10,000

Explanation:

According to Florida law, if you own a motor vehicle with four or more wheels you must carry $10,000 of personal injury protection (PIP) insurance and a minimum of $10,000 of property damage liability insurance.

a __________ is an essential element for a promise or agreement to binding. an agreement without this is unenforceable and contrary to public policy.

Answers

answer: a legal objective

discuss the evolution of police communication by developing a narrative timeline of milestones and the introduced auction of new technology. Your response should be at least 150 words long​

Answers

Answer:

When you call the police department on 9-1-1 you feel confident they will know the telephone number and address from which you are calling.

Explanation:

The Public Safety Dispatcher will ask questions and determine the priority of the emergency using the computer based telephone system. That information will then be entered into a computer aided dispatch (CAD) system. Using this computerized information the dispatcher will relay your need to the police officer in their vehicle. The police officer will receive this either on a PC based police radio or a mobile data computer located in their car. The Dispatcher will then locate the nearest officer by means of a GPS based vehicle locating system situated in the communications center. This system tracks the location of the field personnel throughout the City. The dispatcher can scan the map and locate the police officer closest to the location of the emergency. When the officer arrives he will determine if additional assistance is needed, such as the fire department or paramedics. The officer can then obtain that assistance via his hand held radio. All of this technology provides for a quicker response by emergency personnel, however it wasn’t always that way.Communication is vital to effective public safety. The first documented police communications was in Old England where the constable carried a hand bell or rattle, sometimes referred to as a ratchet. If the constable required assistance he would sound the ratchet to alert others in the area of his need. This was a very primitive type of communication with obvious limitations.In the late 1800’s when police officers started using vehicles in the United States, the only means of communication was a red signal light placed near major intersections. When an officer saw one of the lights on, they knew to call into the station for an assignment. Did you know that there used to be a light on the top of the Hotel Laguna in Laguna Beach for that exact reason?The Chicago Police Department updated their signal lights in 1870 with “Call Booths” called “Private Boxes”. Only an officer or “reputable citizen” would be issued a key that would grant them access to the private box. Inside was a telegraph that was set up with a device that looked like a clock with a bell on top. The officer would move the pointer on the telegraph to one of eleven specific choices (arson, thieves, forgers, riot, drunkard, murder, accident, violation of city ordinances, fighting, testline, fire) and pull a handle. This would send a message to police headquarters alerting them of the officer’s activity. In 1880, they added telephones to the call booths that linked the officer with the police department.The Detroit Police Department was the first city to utilize an “on the air” voice communication in 1928. Of course, they only had one police vehicle that had a radio; so all transmission went to “Cruiser Number 5”. While this facilitated the arrest of suspects, sometimes as the crime was being committed, there was a drawback. It was a one-way radio. The police department could talk to the officer, but the officer had to contact headquarters via a telephone or call booth. Even with its limitations, this new radio was truly a modern miracle.California joined the group in 1929. Police cars in San Francisco, Berkeley and Pasadena began to equip their vehicles with radio receivers. Again, these were one-way radios. The first two-way radio was used in Bayonne, New Jersey in 1933. This connected the Police Department to nine of their patrol vehicles.The next year the Federal Communications Commission (FCC) told the police departments that they could not use their radios for communications between departments. The FCC stated they must use the telephone or telegraph. This was definitely a blow to the progress of effective communications. However, in January of 1935, the FCC met with representatives of public safety and rescinded their decision.Now was the time for private vendors to realize the profits. General Electric, RCA and Motorola began manufacturing police radios. The cost for a police radio was approximately $735. While that doesn’t sound like much in today’s economy, it was more than the cost of the police car in 1937.It wasn’t until 1940 that the first statewide radio system was implemented by the Connecticut State Police. California also installed the first unattended repeater station in Contra Costa County.While the police radios were being fine tuned, agencies realized they still had a major officer safety problem. Beat cops did not have radios, and still had to use call boxes or telephones. When an officer left their vehicle, they were basically incommunicado.

To give officers meaningful direction and settle personnel disputes, police administrators must communicate clearly. Effective communication skills are crucial for accurately communicating the findings and conclusions of police research.

How technology has changed police work?

The fight against crime is also benefiting from facial recognition technology. By comparing suspects' faces to a database of hundreds of thousands of known offenders, law enforcement has used facial recognition to locate people wanted for crimes at large events, for instance.

The use of the telephone and telegraph in the late 1870s, the installation of police call boxes, the creation and use of the Bertillon system of criminal identification in the 1880s, and the creation and use of fingerprinting systems to aid in criminal investigations at the turn of the 20th century were all examples of technological advancements.

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¿Cuáles son las dificultades con que tropiezan los indígenas en la actualidad?


Ayuda!!!

Answers

Answer:

J is between H and K. If HJ=6x-5, JK=4x-J is between H and K. If HJ=6x-5, JK=4x-6 and KH= 129, find the value of HJ

6 and KH= 129, find the value of HJ

Explanation:

J is between H and K. If HJ=6x-5, JK=4x-6 and KH= 129, find the value of HJ

Examples of judicial activism and why that example would be considered judicial activism.

Answers

Answer:

Brown v. Board of Education (1954) is one of the most popular examples of judicial activism to come out of the Warren Court. ... For example, when a court strikes down a law, exercising the powers given to the court system through the separation of powers, the decision may be viewed as activist.

Explanation:

Why do Michelle's family and friends think that Jeremy may have killed her?

Answers

Answer:

because their relationship was perceived as abusive and controlling.

What is truth? I need to know as soon as possibel;)

Answers

Answer:

your adopted

Explanation:

I'm sorry you are getting told this way

what do you mean? like what the definition of truth is?

what does federal law say about departmental accountable officials

Answers

Answer:

DoD may use them; if they are used, they only have limited pecuniary liability

Explanation:

Why is this new law causing vacationers to “rethink their summer travels”? *
1 point

Answers

Answer:

a so-called Airbnb tax. It kicked in Oct. 1 and is causing vacationers to rethink their summer travels and stirring anxiety among the homeowners who rely on them.

The new law which is causing vacationers to “rethink their summer travels” is:

The Airbnb tax

According to the given question, we need to find out the reason why the Airbnb tax is affecting vacationers.

As a result of this, vacationers are having to reconsider their summer travels because of the new law which requires them to pay tax on a short term rental which is valid for rentals at least for 14 days.

This causes vacationers to think twice because this would be an added expense to their budget which is inconvenient to them.

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Why does the way private military companies (PMC) work cause them to be considered controversial?


They come from the largest security firm, G4S, which focuses on prisoners and detention.

They are set up much like the Pinkerton agents during the Civil War where they use intelligence and secrecy to provide security.

They contract their services as security guards but they perform military duties.

They come from law enforcement and show that they can apply the same skills to military operations.

Answers

Answer:

most companies don't use their work in military operations or "like" them. nor do they keep there securities that much of a secret

Explanation:

The way private military companies (PMCs) work causes them to be considered controversial: They contract their services as security guards but they perform military duties. Thus, option C is the correct option.

PMCs are controversial because they are private entities that offer military-related services, such as combat and security operations, despite not being part of a formal military structure. This blurring of the line between military and private actors raises concerns about accountability, transparency, and adherence to international humanitarian law.

The fact that they contract their services as security guards but engage in military duties further intensifies the controversy, as it involves private individuals assuming roles traditionally held by trained military personnel.

Thus, option C is the correct option.

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h. Write any three measures to be adapted for environmental conservation. Describe any two of them.​

Answers

Answer:

Explanation:

Three measures to be taken care for the conservation of the environment :

• Deforestation prevention - The green vegetation is one of the most important components of our environment because,the most of the environmental resources are provided by this vegetation and that's why the prevention of the destruction of this vegetation is very necessary to preserve our environment.

According with this afforestation or planting trees is also necessary.

• Recycling - The resources available in our environment are not unlimited and that's why recycle or re-use of different resources is extremely necessary of environmental conservation.

• Using Eco-friendly substances - There are many types of substances which create great amount of pollution like plastic bags, petroleum vehicles etc. We should avoid the usage of these substances and start the usage of eco-friendly substances like paper bags, cycle etc.

Conducting foreign relations is an

A.) enumerated power of the executive branch
B.) enumerated power of the legislative branch
C.) implied power of the executive branch
D.)implied power of the legislative branch

Answers

Answer:

c

Explanation:

The correct answer is A.

k. What do you know about Reduce, reuse and recycle. Explain​

Answers

Answer:

reduce mean that we should use that resorces and products in low rate

reuse mean we should use again and again if they are useable

recycle mean we should re made the plastic and other materials to decrease pollution

committee chairs will pigeonhole a bill by never putting it on the committee agenda to be considered.

Answers

A Bill is pigeonholed by committee chairs to detract its importance, it is a true pigeonhole.

Pigeonhole is a colloquial term from politics that refers to:

A situation in which a bill is distorted (it is downplayed) so it is not included on the Congress agenda for discussion.

According to the above, when a bill is never included or repeatedly postponed it can be considered as a pigeonhole because it is an act of sabotage to whoever proposed this act.

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If the notepad used for a Bank Robber's note is found, how can Handwriting be identified?

Answers

Answer: By comparing documents found at a crime scene to a suspect's known writing samples, the forensic document examiner can help confirm who wrote the note

Explanation: I found this on a website here is the link: forensicsciencesimplified.org/docs/why.html

Im not sure about this but i may be wrong do not take info from me. I found this online. Hope i helped i guess.

you compare documents at crime

Judicial review can best be described as the power of a federal court to:

Answers

Answer:

Judicial review is the power of the federal courts to declare a statute or governmental action void.

Explanation:

The Case of ...

also stays

The Burglar

Who Was Bitten

The Kings own a small store in a crime-ridden

section of town. They have been the victims of

break-ins in the past. To protect their family

and store, they purchase a guard dog. The

dog is trained to attack on command. The dog

in the store from 11 P.M. to 7 AM,

while the store is closed. One night, a person

breaks into the store and is attacked by the

dog. The police catch the person, and he is

convicted of burglary. After the judge gives

him a suspended sentence, the burglar sues

the Kings for the injuries caused by the guard

dog. Can someone write two cross questions for the burglar. I’m defending him.

Answers

Answer:

no body was bitten and there was a kitten

the buglar saw a kitten and he by a dog to get bitten

but the king get bitten and there was a their is sitten

(Joe Biden)

What party do they represent? What are their political programs (what do the candidates stand

for? What do they propose?)? Who supports them and who oppose them? Who are their main

financial contributors? What will be the political/economic impact of their election? The candidate I chose was Joe Biden plz help me by answering these questions.

Answers

Answer:

1. democratic

the others im not entirely shure

If i were to leave my parents house at 17 without their consent in missouri, what could happen?

Answers

Answer:

something could would go wrong

Explanation:

without your parents knowing that

How does the goverment know almost everything?



will mark you brainliest has a reasonable answer and explanation

Answers

Answer:

Millions of Americans may soon become part of an expanded database that would give two federal regulatory agencies an up-close and personal (perhaps too up-close and personal) view of their private financial lives that, if breached, could make for a really bad day for a whole lot of people.

How does social cohesion affect the growth of the community?

Answers

Answer:

Social cohesion does improve economic growth through preventing physical and human capital destruction, and building social capital, cooperation and trust between individuals of a society. The economic cost to be accrued by an absence of social cohesion is high.

PLS MARK BRAINLIEST

the answer above is correct!!!!!!!!!!!!!!!!!!

Briefly describe the representation models for members of Congress.

Answers

Models of representation refer to ways in which elected officials behave in representative democracies. There are three main types: delegate, trustee, and politico.

if a supreme court justice believes that the constitution should be interpreted exactly as written, rather than examined in the context of the current social context, they would be advocating for ______.

Answers

If the supreme court believes that the constitution has to be interpreted directly as written, they would be advocating for what is called the strict interpretation.

The strict interpretation is also called the original intent. It means that the supreme court is to follow strictly the way the constitution was written and the intention of the framers of the constitution.

This kind of interpretation is related to the exact words with which the constitution was written and the language that was used.

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Molly purchases a blender from Bed Bath and Beyond and it flies off the base when she tries to make her first protein smoothie. As it flies across the kitchen, it hits Molly's 2 year old son on the head and knocks him to the floor. He suffers a concussion due to the fall. Depending on when she brings a lawsuit against Bed, Bath and Beyond, she might be prevented from winning a tort case because Bed Bath and Beyond might be able to use:

Answers

its a he say she say and she does not have the proof they could say she made him suffer from concussion Explanation:

Because of the dominance of the two-party system, ______________ candidates often struggle to raise both funds and the visibility of their campaigns. electoral Republican Democratic third-party

Answers

Answer:

D third-party

Explanation:

The two-party system is the political system in the economy under which two major parties of the same city or state rule over the political landscape consistently.

Because of the dominance of the two-party system, "third-party" candidates often struggle to raise both funds and the visibility of their campaigns.

When in a single landscape two stronger political parties rule dominantly over the candidates of other parties, known as third-party rulers, and candidates suffer problems in raising funds for their party and even face problems for the campaigns.

The other options are incorrect because the electoral, republican, and democratic do not get affected in their campaign during the two-party system.

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What are the two types of cases that federal courts only have jurisdiction to hear?

Answers

For the most part, federal court jurisdictions only hear cases in which the United States is a party, cases involving violations of the Constitution or federal law, crimes on federal land, and bankruptcy cases. Federal courts also hear cases based on state law that involve parties from different states.

Link: go o gle

Who undertook the first definitive study of fingerprints as a method of personal identification?

Answers

Answer:

Alphonse Bertillon

*** hope this is what you are looking for brainly if possible pls thx!!

Explanation:

Which of the following Democratic Principles are found throughout the Declaration of Independence?

Equality, Free and Fair Elections, and Bill of Rights

Accountability, Limited Government, and Independent Judiciary

Transparency, Rule of Law, and Economic Freedom

Equality, Citizen Participation, and Individual Human Rights

Answers

Answer:

Equality, Free and Fair Elections, and Bill of Rights

Explanation:

Answer:

Equality, Citizen Participation, and Individual Human Rights

a. Describe the main steps of scientific learning process in brief.​

Answers

Ask a Question: Why does Greenland look so large on a map?
Background Research: Learn that Greenland is a quarter the size of the United States in land mass. Also learn that Mercator projection maps are made by transferring the images from a sphere to a sheet of paper wrapped around the sphere in a cylinder.
Hypothesis: If I make a Mercator projection map, then the items in the middle of the map will look their true size and the items at the poles will look larger than they really are.
Experiment: Use a sphere with 1-inch by 1-inch squares at each pole and the equator to make a Mercator projection map. Measure the squares on the Mercator projection map.
Analyze Data and Make Conclusions: The middle-of-the-map squares average 1 inch per side while the squares at the poles average 3 inches per side. In conclusion, the projection process used to make Mercator projection maps creates distortion at the poles, but not at the equator. This is why Greenland, which is close to the North Pole, looks larger than it is.
Communicate: Make a video, write a report, or give a presentation to educate others about the experiment.
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