In some circumstances, such as those involving unemployment or disability or death, credit insurance is utilized to pay off outstanding obligations. Credit insurance shields the policyholder from the lender in the event that the borrower is unable to pay back the loan or other debt for any number of reasons.
A sort of life insurance coverage called credit life insurance is intended to settle a borrower's outstanding obligations in the event of the borrower's passing. As a loan is repaid over time, the face value of a credit life insurance policy declines proportionally with the balance until both approach zero.
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The inverse, or negative, relationship between price and quantity demanded is known as the law of ______.
The inverse, or negative, relationship between price and quantity demanded is known as the law of demand.
What is the law of demand?According to the law of demand, the higher the price, the lower the quantity demanded and the lower the price, the higher the quantity demanded. There is an inverse relationship between price and quantity demanded.
The inverse relationship between price and quantity demanded is the reason why the demand curve is downward sloping. The demand curve depicts the relationship between price and quantity demanded.
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Generally, all stakeholders agree that there is a problem and on what the problem is before beginning the dmaic process. True or false?.
Before starting the DMAIC process, most stakeholders are in agreement that there is a problem and what the problem is.
The given statement is false:
The DMAIC manner · define the trouble, development interest, possibility for improvement, the project dreams, and client (internal and external) requirements.
determine the vital factors to your commercial enterprise method's success. To gauge the effectiveness of the method, define manner metrics. you can decorate this procedure' performance the usage of the six sigma method. A rational, organized technique to enhancing corporate operations is six sigma.The Greek letter "Sigma," utilized in information, expresses how far a manner deviates from best conduct. Sigma is every other call for the manner's general deviation from the mean. An organization can use the Six Sigma system to count the "defects" in a procedure, discover approaches to get rid of them, and as carefully as possible to "0 defects"increasing the effectiveness and nice of the employer presents demanding situations for managers. to be able to prevail, they ought to put the great method and tools for system evaluation and manage into use. The pinnacle The procedure ought to be improved which will improve the final results.To learn more about DMAIC process visit:https://brainly.com/question/14845777
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Alana decides to spend 2 hours working overtime rather than going shopping with her friends. she earns $11 per hour for overtime work. her opportunity cost of working is:_______
Her opportunity cost is the enjoyment she would have received from going shopping.
What is her opportunity cost?Opportunity cost of the next best option forgone when one alternative is chosen over other alternatives. Opportunity cost is also known as intrinsic cost. Economic agents should choose to minimise their opportunity cost.
By deciding to work overtime, she would not be able to go shopping with her friends. Shopping with her friends is the next best opportunity that is forgone. Thus, the enjoyment she would have received from going shopping is her opportunity cost.
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As disposable income rises so does consumption, but not by the full amount because the marginal propensity to consume is:_____.
As disposable income rises so does consumption, but not by the full amount because the marginal propensity to consume is: less than 1.
What happens when marginal propensity to consume increases?
In Keynesian macroeconomic theory, the marginal propensity to consume is a important variable in showing the multiplier effect of economic responsive spending. Specifically, it suggests that a increase in government spending will improve consumer income, and in turn, consumer expenses will rise.
What causes marginal propensity to consume to increase?
In economics, the marginal propensity to consume (MPC) is a metric that quantifies induced consumption, the concept that the boost in personal consumer expenses (consumption) occurs with an improve in disposable income (income after taxes and transfers)
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Management students may not immediately become managers, but studying management can help you.
Management students may not immediately become managers, but studying management can help you understand how organizational decisions are made
This is further explained below.
What are organizational decisions?Generally, The process by which a single organizational unit or several organizational units come to a decision on behalf of the organization is referred to as organizational decision making.
The unit responsible for making decisions might be as limited as a single person, such as a manager, or as extensive as the full membership of the organization.
In conclusion, Students who major in abnormal psychology often fall victim to this mental state, in which they mistakenly assume that they are afflicted with the illness that they are researching.
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Talk to a 40-year-old business professional with a family that includes a spouse and children. This person can be a family member, friend, or mentor. List and describe the savings, investments and risk management strategies for this phase of life. Describe how financial planning has changed from the earlier phase of life.
If you do not answer and put a blank answer I will report
The financial planning will differ for the person according to their age. A person who is 40 years older would have money only from his savings. The 40-year-old person is retired and would only have money available for living from the saving he had made while he was working.
The risk management officer should consider the investments by considering his available savings. He should also consider the money required for living as there is no other source of income. The risk appetite for such an old-aged individual will be low. He must be risk averse in the situation of retirement. The financial planning strategies change for the person over the different phases of life. When a person is young and starts the job at age of 25 he might take excessive risks for getting extra returns. He is young and energetic and has the ability to work part-time along with his routine job to earn extra money.
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Internet access ______ the opportunity cost of producing education and news ______.
Internet access lowers the opportunity cost of producing education and news if it expands the production possibilities of education and news by more than it expands the production possibilities of other goods and services.
What is internet?The internet is a system of interconnected networks that allows for international communication and access to data resources via a huge number of private, public, business, academic, and governmental networks. Governmental organizations that create common protocols, such as the Internet Assigned Numbers Authority (or IANA), are in charge of it.
Although the terms "internet" and "World Wide Web" are frequently used interchangeably, they do not exactly mean the same thing. The internet refers to the technology and infrastructure of the global communication system, while the web is one of the services provided through the internet.
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What are the benefits to apple of outsourcing the assembly of the iphone to foreign countries, and particularly china? what are the potential costs and risks to apple?
Because labor costs and the cost of producing parts are low in China, Apple can produce iPhones at a substantially lower cost thanks to outsourcing. Phone usage will rise as a result of the lower phone prices.
What are the benefits of Apple outsourcing to China?Apple is most at home in China.
The main factor in Apple's choice to outsource its manufacturing to China is who can produce the most Apple goods in the quickest length of time. This also implied that China may continue to be versatile and quick to meet Apple's requirements.
Who benefits from Apple's decision to outsource assembly to China?The Chinese people themselves would be one group of recipients. Low-wage earners who might not otherwise have jobs now have them thanks to Apple.
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Picnix, a meal-kit company, has set a strategic goal of decreasing corporate costs by 12% over the next 4 years. Joseph manages one of picnix’s distribution centers. Installing a just-in-time inventory system and partnering with a new produce wholesaler are ________ that joseph can implement over the next 12 months to contribute to the strategic goal.
The only strategy that Joseph can use to help achieve the strategic goal during the upcoming 12 months is tactical goals.
Tactical objectives can be pursued over the following 12 or even 24 months because they are medium term. Everything depends on the organization's goals and the performance level of your team.
Management should consider what it can do to attain the strategic aim of a 20% increase in sales as an example. the goals and their corresponding metrics. For instance:
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An underdeveloped economy in which communities use simple tools and traditional methods to harvest and hunt for food is called a(n)?
A(n) Traditional System is a term used to describe an underdeveloped economy in which communities harvest and hunt for food using basic tools and conventional techniques.
Describe the conventional economy.
Tradition, history, and long-held ideas serve as the foundation of a traditional economic system. Traditions, practices, and beliefs play a significant role in the production of goods and services in a traditional economy, as well as in the distribution of those commodities and services.
These types of economies are frequently seen in rural, agrarian nations. A traditional economy, also referred to as a subsistence economy, is characterized by trading and bartering. A small amount of surplus is created, and if any extra products are manufactured, they are usually donated to a ruling body or landowner.
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The signing of the project portfolio statement signals the transition from the high-level project initiating stage into the more detailed project planning stage. group of answer choices true false
The signing of the project portfolio statement signals the transition from the high-level project initiating stage into the more detailed project are planning stage. This statement is false.
As project portfolio doesn't exist. The correct answer is, The signing of the project character statement signals the transition from the high-level project initiating stage into the more detailed project planning stage.
A project character is short formal document. It states about a project exists and provides project managers and written authority to begin work. This project describes about the project which the company have to create a shared understanding of the goals, objectives and the resources required before hand, as project comes out in detail.
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All manufacturing costs are assigned to units of product and all nonmanufacturing costs are treated as period cost under costing. True or false?.
'All manufacturing costs are assigned to units of product and all nonmanufacturing costs are treated as period cost under costing.
This statement is True.
Manufacturing cost is the sum of the costs of all resources used to manufacture a product. Manufacturing costs fall into three categories: direct material costs, direct labor costs, and manufacturing overhead costs. This is a factor in the total shipping cost.
Manufacturing costs are the costs incurred in manufacturing a product. These costs include direct material costs, direct labor costs, and manufacturing overheads. Expenses are typically reported as separate line items on the income statement.
Manufacturing costs play an important role in the successful development and manufacture of a product. According to the value added model, production costs must be less than value added in order to be profitable. Calculating the cost of designing and manufacturing a product is therefore critical to the success of the product.
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The company has sales of $10,000,000, total assets of $2,400,000, stockholders' equity of $2,000,000, and net income of $500,000. calculate the company's profit margin.
The company's profit margin is 5.00%
What is profit margin of the company?
The profit margin of the company is net income as a percentage of its sales revenue, in other words, the portion of sales revenue that is achieved as profit for the company overall.
The profit margin is determined as the net income divided by the sales revenue, hence, the profit margin is as computed below:
company's profit margin=net income/sales
net income=$500,000
sales=$10,000,000
company's profit margin=$500,000/$10,000,000
company's profit margin=5.00%
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Suppose some malware infects your computer, and its only objective is to initiate connections to other computers and try to infect them. is negetives externality this behavior?
Malware can be used for malicious purposes, like opening spammed websites and using them for non social operations. Malware can also alter how the internet is bug and spammed.
Why do you use the term malware?Malware, short for "malicious programs," is any intrusive program developed by bugging (typically called to as "cybercriminals") to steal data and harm or destroy devices and computer systems. Trojan horses, spyware, adware, and ransomware are examples of the several types of malware that are regularly found. Malware is any software that has been specifically created to disrupt a computer, server, client, or computer network, leak sensitive data, gain unauthorized access to data or systems, deny users access to information, or inadvertently compromise a user's computer security. The most common types of malware are viruses, trojan horses, ransomware, spyware, rootkits, file-less malware, and malvertising.
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Generally, all stakeholders agree that there is a problem and on what the problem is before beginning the dmaic process. True or false?.
Before starting the DMAIC process, most stakeholders are in agreement that there is a problem and what the problem is.
The given statement is false:
The DMAIC method · outline the hassle, improvement interest, opportunity for development, the mission desires, and consumer (internal and external) requirements.decide the vital elements in your commercial enterprise process's success. To gauge the effectiveness of the system, define process metrics. you can enhance this system' performance the use of the six sigma technique. A rational, organized approach to improving company operations is six sigma.The Greek letter "Sigma," used in facts, expresses how a ways a procedure deviates from ideal behavior. Sigma is any other name for the procedure's preferred deviation from the imply. An business enterprise can use the Six Sigma manner to rely the "defects" in a procedure, locate methods to get rid of them, and as closely as feasible to "zero defects"increasing the effectiveness and high-quality of the agency presents demanding situations for managers. with a view to prevail, they ought to positioned the pleasant technique and gear for procedure evaluation and manipulate into use. The pinnacle The system ought to be improved so one can enhance the final results.To learn more about DMAIC process visit:https://brainly.com/question/13897935
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In the context of evaluating economic performance, productivity is calculated by:_____.
In the context of evaluating economic performance, productivity is calculated by: dividing the amount of output by the amount of input.
Economic growth, employment and unemployment, inflation and deflation, and the balance of payments are some examples of economic performance indicators that we can use to gauge the health of the economy.
Economic indicators include measures of macroeconomic performance (gross domestic product [GDP], consumption, investment, and international trade) and stability (central government budgets, prices, the money supply, and the balance of payments).Every economic system has objectives that serve as a roadmap for achieving success. We have a market system or a free enterprise system in the United States. Numerous economic objectives of this system are closely connected to societal objectives. Although not everyone would rank these objectives in the same order, they are the ones that are most frequently cited by people as important economic and social issues. Economic freedom, economic efficiency, economic equity, economic security, full employment, price stability, and economic growth are among the problems that many Americans believe to be of the utmost importance to our economy and government.To learn more about evaluating economic visit:https://brainly.com/question/14728312
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Prior to being recorded on the income statement, manufacturers' product costs flow through ______. multiple select question.
a. cost of goods sold
b. finished goods
c. work in process
d. raw materials
A manufacturers' product costs flow through raw materials, work in process (or work in progress), and finished goods prior to being recorded on the income statement. So, yes, the answers are B, C, and/or D. Cost of Goods Sold is not included.
While work in process, also known as WIP, refers to the products being manufactured, raw materials are the components that go into the finished product. The finished goods, however, are the manufacturer's final products.
Costs of goods are passed through inventory accounts until they are sold, at which point they are compared to sales on the income statement.
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Interest income from treasury securities is ________________, and interest income from municipal bonds is always ________________.
Interest income from treasury securities exists taxable at federal level only , and interest income from municipal bonds stands always exempt from federal taxes.
What is Federal tax?State income taxes are gathered by the particular state(s) where a taxpayer resides and derives income, whereas federal income taxes are gathered by the federal government. Federal income taxes are collected by the federal government to cover its expenses, whereas state taxes are collected by individual state governments to cover their particular state obligations.
The U.S. Department of the Treasury issues debt obligations under the name "Treasury securities," which includes Treasury bills, notes, and bonds. Because they are backed by the full faith and credit of the United States government, Treasury securities are among the safest investments. The United States Department of the Treasury issues United States Treasury securities, often known as Treasuries or Treasurys, to support government spending as an alternative to taxation.
Hence, Interest income from treasury securities exists taxable at federal level only , and interest income from municipal bonds stands always exempt from federal taxes.
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A _________ license allows companies to install the software on multiple (or all) the machines that they own.
A "Volume" license allows companies to install the software on multiple (or all) the machines that they own.
What is Volume license?Volume licensing is a type of software licensing arrangement in which a single license key is used to authorize software on multiple computers.
Some key features regarding the Volume license are-
For example, a company may buy a software license that enables up to 50 of its employees to utilize the software concurrently. A single VLK (volume license key) can be used to authenticate this same software for all installations in this case.Product licenses would not expire: they are valid for the life of the product. Benefits from Software Assurance (SA) expire after two years, but they may be renewed for a fee up to 90 before the expiration date. There isn't a grace period just after license period has expired to renew your benefits.To know more about the Volume license, here
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Ben and jerry would not be considered transformational leaders because they did not?
Ben and Jerry would not be considered transformational leaders because they did not change the direction of an existing organization. It is possible that in the process Ben and Jerry were not open to new ideas, did not focus on changing the existing mindset of the team, did not become active listeners and were considered intolerant of the existing risks.
Transformational leadership style is a way for leaders to motivate and empower the people who are their responsibility to work together to realize the company's vision. Transformational leadership is a form of values, beliefs, and needs that include change as a form of new breakthrough.
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What is the effect of a price ceiling on the quantity demanded of the product? what is the effect of a price ceiling on the quantity supplied? why exactly does a price ceiling cause a shortage?
A price ceiling (below the equilibrium price) increases demand and decreases supply. This is why price caps create shortages.
The price ceiling prevents the price from rising above a certain level. When the price cap is set below the equilibrium price, the quantity demanded exceeds the quantity supplied, resulting in excess demand or shortage.
We are introducing price caps for people who need products such as home, prescription drugs, and auto insurance. However, when the market price does not reach the equilibrium level, the quantity demanded exceeds the quantity supplied, resulting in a shortage of supply.
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Which purchase decision will probably require the most extensive information search? multiple choice question.
The purchase decision that would probably require the greatest extensive information search would be that it would be plastic surgery.
What is meant by purchase decision?
The term that purchase decision can be referred to as the thought process that would have to do with the thought process that would involve all that concerns the ability to be able to get a particular product as well as a brand. The goal is to be able to make the best decisions that would aid you in the purchase of that particular good.
Some purchase decisions are known as the major purchase decisions while some others can be regarded as minor decisions. The major ones are the ones that would need the extensive search for information.
Hence we can say that The purchase decision that would probably require the greatest extensive information search would be that it would be plastic surgery.
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Complete question
Which of the following purchase decisions will probably require the most extensive information search?
A. plastic surgery
B. Wheelbarrow
C.Washing machine
When calculating the future value of multiple cash flows using a spreadsheet, you must:_________
The answer is to calculate the present value of each cash flow and then add the discounted values together.
When calculating the future value of multiple cash flows using a spreadsheet, you must calculate the present value of each cash flow and then add the discounted values together.
What is the meaning of cash flow?A cash flow is a physical or digital flow of funds.
The phrase "cash flow" is typically used to represent payments that are projected to happen in the future, are thus unknown, and so need to be forecast using cash flows; a cash flow in its restricted sense is a payment (in a currency), especially from one central bank account to another;
A cash flow's time t, nominal quantity N, currency CCY, and account A are what make it up; symbolically, CF = CF (t,N,CCY,A).
However, it is common to use the term "cash flow" in a broader meaning to describe (symbolic) payments into or out of a company, project, or financial product.
Value, interest rate, and liquidity are only loosely correlated with cash flows. A cash flow that will occur on day tN in the future can be changed into a cash flow with the same value on day t0.
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Economies of scale imply that within some range one can increase the size of operation and?
Economies of scale imply that within some range one can increase the size of operation and the average total cost will go down.
What is Economies of scale?In microeconomics, economies of scale refer to the cost advantages that businesses experience as a result of their size of operation. These cost advantages are often quantified by the amount of output generated in a given amount of time. An expansion in scale is made possible by a drop in the cost per unit of output.There are two different kinds of economies of scale: internal and external. When compared to external economies of scale, which arise as a result of more significant developments outside the organization, internal economies of scale are firm-specific or created inside. Despite the fact that both lead to lowering marginal costs of production, the overall consequence is the same.Learn more about Economies of scale here:
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The new york stock exchange, where financial investors buy and sell existing stock, is an example of _______.
The new york stock exchange, where financial investors buy and sell existing stock, is an example of the secondary market.
A market is a composition of structures, institutions, approaches, social family members or infrastructures whereby parties interact in trade. at the same time as events can also alternate goods and offerings by way of barter, most markets depend upon dealers imparting their goods or offerings to shoppers in exchange for money.
A marketplace is an area wherein consumers and sellers can meet to facilitate the alternate or transaction of goods and offerings. Markets may be bodily like a retail outlet, or virtual like an e-store. other examples include illegal markets, public sale markets, and financial markets.
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Which of the market structures has unrestricted entry and exit, many sellers of the product and some ability to set the price?a. oligopoly. b. perfect competition.
Unrestricted entry and exit, numerous suppliers of the good, and some control over price setting are characteristics of monopolistic competition.
When a large number of businesses provide rival goods or services that are comparable but imperfect alternatives, monopolistic competition exists. A monopolistic competitive industry has minimal entry requirements, and decisions made by any one firm do not immediately affect those of its rivals. The price and marketing choices made by the rival companies serve as their points of differentiation. Between a monopoly and perfect competition, monopolistic competition exists, combines aspects of both, and comprises businesses with comparable but distinct product offerings.
Industries with monopolistic competition include those in restaurants, hair salons, household goods, and clothes.
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Cumulative preferred stock carries the right to be paid both current and all prior periods' unpaid dividends before any dividends are paid to common shareholders. True or false
Cumulative preferred stock carries the right to be paid both current and all prior periods' unpaid dividends before any dividends are paid to common shareholders. -----True
How do preferred stocks work?
Preferred are issued with a fixed value and pay dividends based on a percentage of that par, at a fixed rate. As same as bonds, which also make fixed payments, the market value of preferred shares is very common to changes in interest rates. If interest rates increases, the value of the preferred shares decreases.
What are the advantages of preferred stock?
The advantages of preferred stock normally has greater and more regular dividends, it is less volatile in compare to common stock and carries low risk. A preferred stock with a guaranteed dividend is considered a fixed-income investment same to a bond.
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According to the dow theory, reversal of a primary bullish trend must be confirmed by?
According to the Dow theory, reversal of a primary bullish trend must be confirmed by the Dow Jones Industrial Average and Transportation Average-however using this average lacks precision and is sometimes slow in confirming changes.
What do you mean by Dow Theory ?
The Dow theory is a financial theory that states the market is in an increased trend if one of its averages advances above a previous important grow and is accompanied by a similar advance in the other average.
What is the goal of Dow Theory?
The goal of this theory is to identify the primary trend in the financial market backed by solid proof. Once a trend is considered to continue until a turnaround is evident.
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According to the video, what are common tasks performed by nursery and greenhouse managers? select three options. performing scientific experiments hiring and training new workers teaching classes about plant care supervising the placement of plant stock performing safety inspections supervising nursery workers
The 3 common tasks performed by nursery and greenhouse managers are:
hiring and training new workers, teaching classes about plant care, supervising the placement of plant stock.What is a greenhouse manager?The everyday activities involved in running a greenhouse or nursery are the responsibility of greenhouse managers. You might conduct business with the general public or with other businesses, depending on the business's structure.
Greenhouses can be used to grow plants for sale or to produce food. The different stages of plant life and potential diseases must be understood by managers.
The following subjects in high school are advised: agricultural education, arithmetic, and a concentration in the sciences like botany, biology, and horticulture.
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B,D,F
I hope this helped :D
Why it it not working the app?
1,2,3,6
this is what i would choose of course
not sure how to explain it though
