Which type of lender is a member-based cooperative that provides credit for auto loans and home loans, takes deposits, and offers savings vehicles and money markets?

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Answer 1

The credit union is a member-based cooperative that offers savings accounts, money markets, and credit for housing and auto loans. It also accepts deposits.

The credit union is a member-based cooperative that provides credit for home and auto loans, money markets, and savings accounts. Deposits are also accepted.

A credit union is a specific type of financial cooperative that provides traditional banking services. For the benefit of its employees and members, significant corporations, organizations, and other institutions might establish credit unions. They can be modest, volunteer-only operations or huge, nationwide organizations with thousands of people. Institutions created, owned, and operated by their members are credit unions. They have tax-exempt status as a result and are not-for-profit entities. Initially, a credit union could only accept members who shared a "similar tie," such as those who belonged to the same profession, worked for the same company, or lived in the same area

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Related Questions

The financial reporting for private not-for-profit entities primarily focuses on:_______

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The financial reporting for private not-for-profit entities primarily focuses on the basic information for the organization as a whole.

Financial reporting involves the process of communicating and documenting the financial activities and performance over the specific time periods, which is usually on a quarterly or yearly basis. Organizations use financial reports to organize accounting data and report on the current financial status of an organization.

So the financial reporting for private entities which are not-for-profit, primarily focuses on the basic information for the organization as a whole.

Hence, such non-profit entities are required to submit their financial statements and other information as well.

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The flood account is set up as a chiasm. this means it is a _______________ story/account.

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The flood account is set up as a chiasm. this means it is a account story/account.

How do you explain chiasm?

A chiasmus is a rhetorical device used to create a stylized writing effect, in which the second part of a sentence is a mirror image of the first.

Chiasmus: What Is It?

"By day the frolic" is the first part of the statement.

"And the dance by night," reads the second half of the line.

What does the Bible's chiastic structure entail?

A literary device used in narrative motifs and other textual passages is the chiastic structure, often known as the chiastic pattern. The presentation of two concepts, A and B, along with their variations, A' and B', as A,B,B', and A' is an illustration of chiastic structure.

What is the significance of the chiastic structure of the Bible?

The chiastic structure, also referred to as the chiastic pattern, is a literary device employed in narrative motifs and other textual sections. The presentation of two ideas, A and B, along with their variations, A' and B', as A,B,B', and A', serves as an example of chiastic organization.

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Main supplies is a publicly traded firm with 250,000 shares of stock outstanding. if the firm issues an additional 10,000 shares, those shares will be referred to as a(n):_____.

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A publicly traded company with 250,000 outstanding shares of stock is called Main Supplies. If the company offers 10,000 more shares, they will be referred to as Seasoned Equity Offering.

Any share issue that occurs after a company's Initial Public Offering (IPO) on the stock market is referred to as a Seasoned Equity Offering also known as a Follow On Offering. Therefore, the corporation issuing the securities is already publicly traded and is returning to the market to raise further funds. A Secondary Offering is the sale of shares by existing shareholders, whereas a Seasoned Equity Offering is the issue of shares to the public following an IPO.

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If a nation has gdp of $12,500 billion and gdp per capita of $62,500, what is the nation's population?

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A comparative understanding of economic prosperity and global economic advancements can be gained by analyzing GDP per capita on a global scale.

$12,500,000,000/$62,500 = 200,000,000

What Is the GDP Per Capita?

A country's economic output is broken down by its per-capita gross domestic product (GDP), which is derived by dividing the GDP by the population.

By dividing a country's GDP by its population, the per capita GDP may be used to measure a nation's economic production per person.

Economists use it along with GDP to examine a country's prosperity based on its economic growth. It is a global indicator of a country's level of prosperity. It is frequently evaluated alongside GDP, enabling economists to compare the productivity of different nations. The analysis of the global per capita GDP offers information on the health and trends of the world economy. The greatest per capita GDPs are typically found in small, wealthy countries and more advanced industrialized nations.

The per capita calculation takes into account both GDP and population. Therefore, the highest GDP per capita may or may not be found in the highest GDP countries.

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A patient puts out 500 ml of blood immediately after chest tube insertion for a hemothorax. you should prepare this patient for which additional intervention?

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A common result of traumatic thoracic injuries is hemothorax. Blood has accumulated in the pleural space, which could be found between the visceral and parietal pleura. A blunt or penetrating damage to intrathoracic or extra thoracic tissues that causes bleeding into the thorax is the most frequent mechanism of trauma. The chest wall, internal or external mammary arteries, great vessels, mediastinum, myocardium, lung parenchyma, diaphragm, or belly can all become engorged with blood and cause bleeding.

Although a CT scan is the ideal means of evaluating intrathoracic injuries, it might not be possible in a trauma patient who is unstable. Additionally, smaller hospitals might not always have access to CT scans. Traditionally, chest radiography has been used as a screening technique to look for injuries that are immediately life-threatening.

Hemothorax is a common symptom of blunt or penetrating trauma to the thoracic tissues. With an overall fatality rate of 9.4%, blunt mechanisms account for the majority of hemothorax occurrences. Less frequently, non-traumatic causes occur. Examples include infectious, iatrogenic, lung sequestration, vascular, neoplasia, and coagulopathies.

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_____ is a labor system based on detailed study of work tasks intended to maximize efficiency and profits for employers

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High performance is a labor gadget based on a detailed observation of work responsibilities supposed to maximize efficiency and income for employers.

Labor is the quantity of bodily, intellectual, and social effort used to provide goods and offerings in an economy. hard work is the effort that human beings make contributions to the production of goods and offerings. labor resources consist of the paintings finished by the waiter who brings your meals at a neighborhood restaurant in addition to the engineer who designed the bus that transports you to high school.

Labour is the essential and active aspect of manufacturing Labour has a critical contribution to the manufacturing of commodities. Labour is the exertion of mind and body undertaken with a view to some goods apart from the pride directly derived from the work.

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Because economic resources are used to produce goods and services, they are called:______

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Economic resources are referred to as factors of production because they are employed in the production of products and services.

The resources that make up the economy's foundation and that people employ to produce commodities and services are known as the factors of production. Land, labor, capital, and entrepreneurship are the four groups into which economists divide the components of production.

What makes production elements so crucial?

The overall productivity potential of a given economy is comprised of the factors of production as a whole. Economists and decision-makers can assess an economy's potential, make predictions, and develop policies to increase productivity by being aware of their relative accessibility and availability.

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Suppose+that+$2700+is+deposited+in+an+account+that+earns+4%+interest.+how+much+is+in+the+account+(a)+after+5+years?+(b)+after+10+years?+(c)+after+20+years?+(d)+after+50+years?+(e)+after+100+years?

Answers

As P= $2700 and R = 0.04

With Simple Interest: the formula to calculate payment in it after n years is = P + (P*R*N) / 100

a) After 5 years = 2700 + 2700 * 0.04 * 5 = 3240

b) After 10 years = 2700 + 2700 * 0.04 * 10 = 3780

c) After 20 years = 2700 + 2700 * 0.04 * 20 = 4860

d) After 50 years = 2700 + 2700 * 0.04 * 50 = 8100

e) After 100 years = 2700 + 2700 * 0.04 * 100 = 13500

With Compound Interest: the formula to calculate payment in it after n years is = P * ( 1 + R / 100) ^ n

a) After 5 years = 2700 (1.04)^5 = 3284.96

b) After 10 years = 2700 (1.04)^10 = 3996.65

c) After 20 years = 2700 (1.04)^20  = 5916.03

d) After 50 years = 2700 (1.04)^50 = 19188.04

e) After 100 years = 2700 (1.04)^100  = 136363.36

What is simple interest?

Simple interest is a quick and simple formula for figuring out how much interest will be charged on a loan. The daily interest rate, the principle, and the number of days between payments are multiplied to calculate simple interest.

Although some mortgages employ this calculation approach, this kind of interest typically relates to auto loans or short-term loans.

When you make a payment on a loan with simple interest, the money first goes toward the interest for that month and the rest is applied to the principal. Interest never builds up because it is always paid in whole each month. Compound interest, on the other hand, adds some of the monthly interest back onto the loan; each month after that, you pay new interest on the previous month's interest.

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belkin incorporated has 100,000 shares of $3 par value common stock outstanding. belkin declares a 40% stock dividend on march 2 when the stock’s market value is $72 per share. prepare the journal entry for declaration of the stock dividend.

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Upon declaration of stock dividend, Belkin Inc. must record the following journal entries as follows:

Journal entry :

1. Retained Earnings (100,000 shares x 40% x $72) Dr. $2,880,000

To Common Stock Dividend Distributable          $2,880,000

2. Common Stock Dividend Distributable    Dr. $2,880,000

To Common Stock (100,000 shares x 40% x $3)  $120,000

To Additional Paid-in Capital                                 $2,760,000

(100,000 shares x 40% x ($72 - $3)

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Based on rankings by forbes in 2003, the second-largest source country of multinational enterprises was _____.

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Japan was the second-largest source country of multinational enterprises based on rankings by Forbes in 2003. At that time, Japan has 331 multinational enterprises. The first position was US with 776 multinational enterprises and third position was UK with 132 multinational enterprises.

A multinational company is a company that does business in many countries; these companies are usually very large. These businesses have branches, offices, and factories spread across numerous nations. Global management is typically coordinated from a central office. Very large international firms have access to funds that are separate from those of numerous nations. Due to their considerable economic clout as politicians and vast financial resources for political lobbying and public relations, they can have a significant impact on world affairs.

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An action item list refers to an aid to implement a marketing plan that consists of four columns, including which of these?

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Answer:

action plan

power point

Financial accounting provides investors with information that should help them to evaluate the:_________

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Financial accounting provides investors with information that should help them to evaluate the Business financial solvency.

Investors take decision while evaluating the financial statements of the company that whether they will receive the adequate return or not.

They measure the risk in investing by evaluating the financial statement.

Because financial statement shows the true and fair view of the company.

Financial statements includes balance sheet, income statement and cash flow.

It tells about company's solvency level, liquidity position, dividend policy and many more. It provides transparency and access to the information of the operations of the company.

By the proper and standard financial accounting investors can company the statements of two companies or more and takes decision accordingly.

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The number of units of developing country currency required to purchase a basket of goods and services in a developing country that costs one dollar in the u.s. is given by:_________

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The number of units of developing country currency required to purchase a basket of goods and services in a developing country that costs one dollar in the US is given by  Purchasing power parity. Thus the correct option is C.

What is Service?

Services are referred to as a type of goods that is offered to someone in terms of facilities like the one received in a restaurant or shopping mall. It is a type of commodity or product that is intangible in nature, one can only feel it.

When a country's money is convertible into another country's currency, the number of products and services that can be purchased in each country at the same price is equal. This is known as purchasing power parity.

So, Purchasing power parity determines how many units of an emerging country's currency are necessary to purchase a basket of products and services in that country that cost one dollar in the United States.

Therefore, option C  is appropriate.

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The complete question is

he number of units of developing country currency required to purchase a basket of goods and services in a developing country that costs one dollar in the U.S. is given by?

a. GNI price deflator.

b. Human Development Index ranking.

c. Purchasing power parity.

d. The exchange rate.

Because common shareholders are entitled to the profits that remain after all of a corporation's other obligations have been met, common shareholders are known as:________

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Because common shareholders are entitled to the profits that remain after all of a corporation's other obligations have been met, common shareholders are known as Residual owners.

What does Shareholders means?

A shareholder (in the US frequently alluded to as investor) of a company is an individual or legitimate substance.

A body politic, a trust or organization) that is enlisted by the partnership as the lawful proprietor of portions of the offer capital of a public or confidential partnership. The impact of a shareholder on the not entirely set in stone by the shareholding rate claimed. Shareholders of a company are legitimately isolated from the actual enterprise.

They are for the most part not at risk for the organization's obligations, and the shareholders' responsibility for organization obligations is supposed to be restricted to the neglected offer cost except if a shareholder has offered ensures. The company isn't expected to record the helpful responsibility for shareholding, just the proprietor as recorded on the register.

Therefore Shareholders might have procured their portions in the essential market by buying into the Initial public offerings.

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In markov analysis, the likelihood that any system will change from one period to the next is revealed by the?

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In Markov analysis, the likelihood that any system will change from one period to the next is revealed by the Matrix of transition probabilities.

What is the Matrix of transition probabilities?

In a Markov chain model, the transition probabilities between different states are arranged as a matrix (MCM). The behavior of the MCM in the far future is one of the important studies on the MCM.

The probabilities of changing from one state to another within a single time unit are provided by the state transition probability matrix of a Markov chain. The idea of extending this over longer time periods will be helpful.

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The invention of printing, especially the gutenberg press, took place in europe, and it eventually influenced printing in asia.
a. true
b. false

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FALSE. The invention of printing, especially the Gutenberg press, took place in Europe, and it eventually influenced printing in Asia.

For the first time in Europe, mass production of books at a low cost was made possible by Johannes Gutenberg's type of automated printing press in the 15th century.

The dissemination of knowledge, scientific advancements, and literacy in Renaissance Europe were accelerated by Johann Gutenberg's invention of movable type printing. The Protestant Reformation, which divided the Catholic Church, was greatly aided by the printing revolution.

FALSE. The invention of printing, especially the Gutenberg press, took place in Europe, and it eventually influenced printing in Asia.

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If you sell 100 shares of general electric common stock, this transaction takes place in:____.

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If you sell 100 shares of general electric common stock, this transaction takes place in the secondary capital market.

What is  secondary capital market?After a corporation has sold all of its securities in the main market, trading in securities takes place on the secondary market. It's also known as the stock market. Secondary markets include Nasdaq, the London Stock Exchange, and the New York Stock Exchange (NYSE).What is mean by shares?A share is a unit used by real estate investment trusts, limited partnerships, and mutual funds in the financial markets. All of a company's shares are referred to as its share capital. A shareholder of the corporation is someone who owns shares in the company. The shareholders have an equal claim on the company's profits and losses with each share they own. Generally speaking, there are two types of shares: equity shares and preference shares.

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The requirement that if one product or service is purchased then another product or service must also be purchased, even if not desired by the customer, is called?

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In antitrust law, the requirement is that if one product or service is purchased, another product or service must also be purchased, even if the customer does not desire it is called a Tie-in Sale.

What is Tie-in Sale?

The selling of one product to a customer with the clearly stated need that they also buy another product. The consumer could not desire the second item, or she might be able to find it cheaper elsewhere. Tie-in agreements that impede competition are prohibited.

Tie-in sales are a sort of restrictive trade practice that involves a supplier requiring that the product's buyer fulfill certain conditions.

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Expenses to promote sales by displaying and advertising merchandise, make sales, and deliver goods to customers are known as:__________

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Promotion are expenses to promote sales by displaying and advertising merchandise, make sales, and deliver goods to customers.

This is the most important part of sales and marketing where promotion and advertisement go hand in hand. It is done prior the final sales and production process planning.

By giving out merchandise for free this is the sales technique that producer choose to cater and let consumer use the goods so that it can buy it the next time for sure.

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If taxpayers were given a tax rebate, what impact would this have on the aggregate demand curve?

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Explanation:

An increase in income taxes reduces disposable personal income and thus reduces consumption (but by less than the change in disposable personal income). That shifts the aggregate demand curve leftward by an amount equal to the initial change in consumption that the change in income taxes produces times the multiplier.

The use of traditional business marketing concepts and tools to create behaviors that will benefit individual and societal well-being is called ________ marketing.

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The use of traditional business marketing concepts and tools to create behaviors that will benefit individual and societal well-being is called " "traditional marketing".

What is traditional marketing?

Traditional marketing includes any form of advertising or outreach that is not related to digital media.

Some key features regarding the traditional marketing are-

To remain competitive in today's world, the vast majority of established large and small companies employ a hybrid of both traditional and digital marketing strategies.Traditional marketing was the sole type of marketing that occurred before the invention of the internet and its rapid ubiquity throughout culture. If you've ever given someone a business card, paid for a print advertisement, or even advocated for your company in person, you've engaged in traditional marketing. The primary distinction between traditional and online marketing is that the former does not employ digital channels for outreach, whereas the latter does.

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______ business processes are static, routine, daily business processes such as stocking inventory, checking out customers, or daily opening and closing processes.

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Static , routine  business processes are static, routine, daily business processes such as stocking inventory, checking out customers, or daily opening and closing processes.

What is business operation?

Business operation can be described as one that involves the transaction of  different means for the making of profit.

Hence, Static , routine  business processes are static, routine, daily business processes such as stocking inventory, checking out customers, or daily opening and closing processes.

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As interest rates rise, bond prices fall, and as interest rates fall, bond prices rise. Because interest rate changes are uncertain, this premium is added as a compensation for this uncertainty.

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Because changes in interest rates are uncertain, this premium is added to compensate for this uncertainty MRP (maturity risk premium)

One of the main principles to keep in mind when investing in bonds is that bond prices move in the opposite direction to interest rates and bond yields. As an investment product, bonds have a price. The price may change, increase or decrease, due to various factors. One of the factors that influence the price is the interest rate. Changes in interest rates will also be followed by changes in yield. Yield is the yield expected by bond investors within one year. Yield will usually be expressed as a percentage.

In relation to a number of these concepts, if interest rates increase, bond prices will fall, and vice versa. In line with this, if bond prices fall, bond yields will increase. This relationship is known as interest rate risk or one of the risks faced by bond investors.

This inverse relationship between interest rates and bond prices can be compared to a seesaw that is usually played in a kindergarten or public park. When one side of the board goes up, the other side of the board goes down. On the other hand, as the price increases, the yield or level of profit that bond investors will get from bond X until maturity will decrease.

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The tyranny of the contemporary is best described as a(n) _____________ collective action problem.

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The tyranny of the contemporary is best described as a(n) intergenerational collective action problem.

What entails the tyranny of the contemporary?

Generally, the central component of the perfect moral storm is the threat of a tyranny of the contemporary, as observed that, the collective action problem in which ancient generations exploit the future by taking modest benefits for themselves now while passing on potentially catastrophic costs later.

Therefore, we will conclude that tyranny of the contemporary is best described as an intergenerational collective action problem because they create a costly mistake and cost for the upcoming generation knowingly or unknowingly.

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As compared to a cash account, margin accounts have? a greater volatility b less volatility c greater leverage d less leverage

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As compared to a cash account, margin accounts have a greater leverage than cash accounts as a portion of the purchase price is borrowed.

In an investing world, a margin account is a unique type of brokerage account which allows the account holder to buy securities using the debt. Thus, here there are rules which specifies the maximum amount of debt and the corresponding margin which is required.

Margin accounts tend to have greater leverage than cash accounts. They also have the same price volatility as cash accounts. Margin accounts tend to involve the use of debt (leverage),whereas, cash accounts do not.

Hence, option C is correct.

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Effective marginal tax rate do not include? a. social security and medicare taxes b. mortgage payments

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The effective marginal tax rate does not include b. mortgage payments.

Marginal tax rate refers to the supplementary amount of tax paid for every additional dollar earned as income. The total tax paid by total income earned gives the average tax rate. For the United States, the marginal tax rate increases as income rises. This system is termed the progressive taxation system. These marginal tax rates are separated by income levels into seven tax brackets.

The marginal tax rate demonstrates the tax rate which is applicable for all the brackets of income of a taxpayer. Marginal tax rate knowledge is very significant for financial planning.

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What is the amount of fringe benefits that should be included in linda and richard's gross income on their 2020 tax return?

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$850 as a employers voucher is the amount of fringe benefits that should be included in linda and richard's gross income on their 2020 tax return.

What is Fringe Benefits ?

Fringe benefits are extras that businesses provide their employees on top of their salaries. Some firm fringe perks are provided to every employee, while others could be reserved for executives exclusively. Some perks are given to employees to cover expenses associated with their jobs, while others are focused on overall job satisfaction.

In any event, organizations use fringe benefits to aid in the attraction, encouragement, and retention of top talent.

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In mid-2012, ralston purina had aa-rated, 10-year bonds outstanding with a yield to maturity of:_____.

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Ralston Purina had AA-rated, 10-year notes with a yield to maturity of 1.96% outstanding in the middle of 2012.

Bonds are fixed-income securities that reflect loans from investors to borrowers typically corporate or governmental. A bond can be compared to an agreement outlining the terms of the loan and the associated payments between the lender and borrower. Companies, municipalities, states, and sovereign governments utilize bonds to finance operations and initiatives. Bondholders are the issuer's debtors or creditors. Bond specifications typically include the terms for variable or fixed interest payments made by the borrower, as well as the end date by which the principle of the loan is expected to be paid to the bond owner.

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The section of the business plan that is designed to initially captivate and energize a potential financial investor would be the.

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The section of the business plan that is designed to initially captivate and energize a potential financial investor would be the Executive summary.

A chief outline is a short report or segment of a record delivered for business purposes. It sums up a more drawn out report or proposition or a gathering of related reports so that perusers can quickly get to know a huge collection of material without perusing everything.5 Significant Pieces of a Chief SynopsisProject Outline. Foundation.Process.Results and Ends.Suggestion

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Managing a supply chain is a fairly simple task. activities occur sequentially, customers know what they need, and the companies involved share common goals.
a. true
b. false

Answers

False. Managing a supply chain is a not fairly simple task. Activities occur sequentially, customers know what they need, and the companies involved share common goals is a hard things to do. Especially in the field of management which we will be more required to understand for humans than anything else.

Supply chain management is a coordinated system consisting of organizations, human resources, activities, information, and other resources that are involved together in moving a product or service either in physical or virtual form from a supplier to a customer. The goal to be achieved from each supply chain is to maximize the value and profit generated as a whole. An integrated supply chain will increase the overall value generated by the supply chain.

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Which of the following observations most accurately reflects the benefits of using the Mercator projection over a Mollweide projection?(a) Because the Mercator projection preserves the accuracy of directions, it can be used for navigation.(b) Because the Mercator projection preserves the shape of landmasses, it can be used as a reference map.(c) Because the Mercator projection preserves the size of landmasses, it can be used to show spatial distributions.(d) Because the Mercator projection preserves the distances between points on the map, it can be used to map polar regions. Which fact best supports Peter's opinion?Students who listen to music while completinghomework are often distracted.Students who play an instrument get better gradesthan students who do not.Marching bands usually include woodwind, brass,and percussion instruments.Marching bands were originally part of the military,used to direct troops onthe battlefield. The formula to calculate the amount of manufacturing overhead to allocate to jobs is:______ please help reflictions In 1638, galileo published his book two new sciences, which, among other things, helped redefine the science of? Exercise 2 Underline the adverb or adverbs in each sentence.Mr. Wilson usually hires students during the summer A sloth travels about 7 feet every minute. Generate the set of ordered pairs for the ratio relationship between the total distance traveled y and the number of minutes x for a total of 1, 2, 3, and 4 minutes. Does anyone get this thanks List the activities in the value chain in the order they occur for a cookie retailer, with the first activity on top. Help with my math !! When we see ourselves as being on stage for others to observe, we are demonstrating theeffect. Because negative messages may cause anxiety for employees, it is usually best to begin with negative messages first, and then end with neutral messages. group of answer choicesa. true b. false Custodial accounts can be opened as? a a cash account only b margin account only c either a cash or margin account d either a joint cash or margin account In times of an economic downturn, which type of business strategy is most effective for a company to create and sustain competitive advantage? Exercise 2 Rewrite the sentences below by inverting the order of the subjects and predicates. My best friend stood beside me. Beside me stood my best friend. Match each word with its antonym.1 . trickleretreat2 . casualrepel3 . preserveformal4 . denyinsult5 . joyousadmit6 . fictionencourage7 . complimentfact8 . advancedestroy9 . discouragesorrowful10 . attractgush