When a debtor offers to pay a lesser amount than the creditor originally claimed was owed, and a creditor accepts, the agreement is called:__________

Answers

Answer 1

When a debtor offers to pay a lesser amount than the creditor originally claimed was owed, and a creditor accepts, the agreement is called Accord and Satisfaction

Who is a debtor?

A business or person that owes money is called a debtor. If the debt is in the form of a loan from a financial institution, the debtor is referred to as the borrower, and if the debt is in the form of securities, such bonds, the debtor is referred to as the issuer. A voluntarily petitioner for bankruptcy protection is likewise regarded as a debtor for legal purposes.

Who is a creditor?

Usually through a loan arrangement or contract, a creditor is a person or organization that offers credit to another party so they can borrow money. Creditors can be categorized as personal or actual.

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Related Questions

Suppose peru decides to increase its production of emeralds by 2. what is the opportunity cost of this decision?

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Suppose Peru decides to increase its production of emeralds by 2.

60 rubies are the opportunity cost of this decision

This is further explained below.

What does the opportunity cost?

Generally, In the context of microeconomic theory, the opportunity cost of a certain action refers to the value or gain that is lost as a result of participating in that activity as opposed to participating in an alternative activity.

To put it another way, if you decide to participate in one activity rather than another, it indicates that you will not be able to take advantage of another chance.

In conclusion, Let's say Peru makes the option to boost the number of emeralds it produces by 2, the opportunity cost of this decision will be 60 rubies.

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Overuse of the priority flag by a business email sender can lead to a reputation as?

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Overuse of the priority flag by a business email sender can lead to a reputation as Demanding.

What is priority flag?
A storage object is opened in priority mode via the priority flag. An application often uses a snapshot copy when it opens an object since other apps may be utilising the item concurrently. However, when a storage object is opened in priority mode, the program has the exclusive authority to make changes to the object.

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What is the best way to help students use materials successfully in learning centers?

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The best way to help students demonstrate ways to use materials is when introducing them.

How can learning centers effectively support students in making effective use of the resources there?

Create, share, and put procedures into action. The complicated choreography of different students, spaces, and materials that centers entail. Teachers are responsible for developing thorough procedures, explaining them to pupils, and giving them enough time to practice them until they become second nature.

The group with purpose: Centers give students the option to work independently, in groups of their choosing based on interests, or in mixed- or leveled-ability groups. All grouping choices must be deliberate and based on the character and goal of each activity.

Give students meaningful tasks: Centers activities in all subject areas should be engaging, difficult, and, whenever possible, give students a chance to practice skills in real-world contexts. This means that activities should assist students in making connections between their classroom learning and real-world situations or in forming practical habits of mind.

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When did you first start reading the wsj? high school, college, early career, midcareer, late career, or retirement?

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We generally first start reading the Wall Street Journal from the High school to the Retirement,

What is the Wall Street Journal?

This is an American daily newspaper that is based in New York City which is published six days a week by Dow Jones & Company which is a a division of News Company.

As a Qualitative subject, the ordinal scale of measurement for the question will ranges as "since the responses can be ordered from earliest (high school) to latest (retirement)" Therefore, we first start reading the Wall Street Journal from the High school to the Retirement,

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An annuity is a stream of level, evenly spaced cash flows or cash payments that never ends. group of answer choices
A. true
B. false

Answers

The statement "An annuity is a stream of level, evenly spaced cash flows or cash payments that never ends" is false?

What is an annuity?

An annuity is a stream of level, evenly cash flows or cash payments that is paid to an individual over a definite number of years, in other words, an annuity has a fixed term not that it is paid forever or indefinitely.

However, perpetuity is the stream of evenly spaced cash flows that a beneficiary receives forever, it is similar to annuity, but the difference in the period of payments,  the former has a fixed tenure such as 10 years, whereas the latter is never ending.

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Throughout the simulation new companies will eventually enter the market. true or false?

Answers

Throughout the simulation new companies will eventually enter the market.

This problem is a false statement.

What is market?

The entire number of buyers and sellers in the area or region under consideration is referred to as the market. Earth, as well as several nations, regions, states, and cities, may be the subject. The worth, expense, and cost of the goods traded depend on the forces of supply and demand in the market.

Therefore,

This problem is a false statement.

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When preparing a journal entry for a transaction that affects retained earnings, the retained earnings account should be debited or credited directly rather than debiting or crediting the account which will ultimately cause retained earnings to change. True or false?.

Answers

The given statement of journal entry is False.

What is Journal Entry?

Journal entries in an accounting book serve as a record of financial activities for an organisation. A correctly documented journal entry includes a specific date, the sums to be charged and credited, a description of the transaction, and a unique reference number. A company's financial transactions are listed in a journal together with the accounts they have an impact on. Because most organisations employ a double-entry accounting system, every financial transaction has an impact on at least two accounts; one account is debited, while the other is credited. This shows that a journal entry has an equal number of debit and credit entries.

To Prepare a Journal Entry First, carefully read and understand the transaction. Before making a journal entry, determine which accounts need to be credited and debited. After recording the transaction in the journal, write down the narrative (summary description) for both the debit and credit transactions. The purchase of equipment by a country, where the cash account will be credited and the equipment account debited, is an example of a journal entry.

Hence, the given statement is false.

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With regard to the current exchange rate arrangement between italy and germany, it is best characterized as?

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With regard to the current exchange rate arrangement between Italy and Germany, it is best characterized as C) an exchange arrangement with no separate legal tender.

In a floating regime, trade costs are generally decided via the market forces of delivery and demand for foreign exchange. for many years, floating exchange costs were the regime utilized by the arena's foremost currencies – this is, the us dollar, the euro region's euro, the Japanese yen, and the United Kingdom pound sterling.

A fixed or pegged price is determined by the authorities through its important bank. The rate is set towards every other essential world currency (together with the U.S. greenback, euro, or yen). To maintain its exchange rate, the authorities will buy and sell its very own forex in opposition to the currency to which it's far pegged.

Exchange rates are decided through elements, along with interest costs, self-assurance, the modern account on stability of payments, economic growth, and relative inflation fees.

Disclaimer: The question is incomplete. Please read below to find the missing content.

Question: With regard to the current exchange rate arrangement between Italy and Germany, it is best characterized as:

A) independent floating (market-determined).

B) managed float.

C) an exchange arrangement with no separate legal tender.

D) pegged exchange rate within a horizontal band.

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What position can an investor take to hedge a short stock position? a long put b short put c long call d short call

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An investor can hedge a short stock position by establishing a long put option position.

By establishing a long put option position, an investor can hedge their a short stock position by having the ability to sell their stock at a predetermined price. Without having to borrow the stock, short call option positions offer a similar method to short selling. Although short selling might be risky, the risk of a short position can be considerably reduced by using options. The prospect for limitless losses has traditionally been one of the most powerful arguments against short selling. Options provide a means for short sellers to protect their positions and lessen the impact of an unanticipated price increase. The greatest danger of a short position is a rise in the stock's price.

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The increasingly interconnected nature of the world economy is referred to as _______. multiple choice question.

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The term "globalization" refers to the expanding interconnectedness and dependence of global economies and cultures.

Describe globalization.

Connections between people in other nations facilitated by trade, commerce, technology, and transportation are an example of globalization.

The world is now more interconnected than ever because to centuries of technological development and improvements in international cooperation. However, to what extent have American businesses, workers, and consumers benefited or suffered as a result of the expansion of trade and the modern global economy? Based on recent studies, the following is a general overview of the economic aspect of this vast and hotly discussed subject.

Globalization is the term used to characterize the increasing interdependence of the world's economies, cultures, and inhabitants as a result of cross-border commerce in commodities and services, technology, and investment flows

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on december 1, jasmin ernst organized ernst consulting. on december 3, the owner contributed $85,160 in assets to launch the business. on december 31, the company’s records show the following items and amounts.

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If on December 1, Jasmin Ernst organized Ernst consulting and on December 3, the owner contributed $85,160 in assets to launch the business.  ERNST CONSULTING Income Statement For Month Ended December 31 will be showing: $3,400.

ERNST CONSULTING Income Statement For Month Ended December 31 is as follows:

Revenues are:

Consulting revenue $17,950

Expenses are:

Rent expense $4,720

Salaries expense $8,220

Telephone expense $900

Miscellaneous expenses $710

Total expenses $14,550 (4720+8220+900+710)

Net income $3,400

Net income is calculated as ($17,950-$14,550)

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Gertrude company receives $15,200 relating to its installment note receivable; of this amount $9,000 represents interest. in its statement of cash flows, this inflow should be reported as a(n):________

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Investing activity inflow will be $6200 whereas operating inflow will be $9000. The net amount of cash and cash equivalents coming into and going out of a business is referred to as cash flow. Receiving money represents inflows.

The cash generated or spent in relation to investment activities is shown in the cash flow from investing activities portion of the cash flow statement. Buying tangible assets, investing in securities, or selling securities or assets are all examples of investing activity.

Investors view the cash flow statement as a useful indicator of an entity's profitability and long-term prospects. It can be useful to assess whether the business has enough money to cover its expenses.

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Damien used a carefully crafted username to give himself access to the entire database of a poorly-secured business. damien most likely used a technique called:_________

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The answer is :- SQL injection.

Damien gained access to the whole database of a company with lax security by carefully crafting his username. damien most likely used a technique called: SQL injection.

What is SQL injection?

Malicious SQL statements are placed into entry fields for execution using the code injection technique known as "SQL injection" to attack data-driven systems (For instance, to expose the attacker to the database's contents.) SQL injection must take advantage of a security flaw in the software of an application, such as when user input is either not strongly typed and executed unexpectedly or when user input is erroneously checked for string literal escape characters embedded in SQL statements. Although SQL injection is mostly known as a website attack vector, it may be used to target any kind of SQL database.

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Workers formed unions and eventually these were recognized as a legal entity having the right of _________________ .

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Workers formed unions and eventually these were recognized as a legal entity having the right of collective bargaining.

Why is it called collective bargaining?

Beatrice Webb, a pioneer in the field of industrial relations in Britain, coined the term "collective bargaining" in 1891. It alludes to the kinds of collective bargaining and agreements that have been in place since since the development of trade unions in the 18th century.

What is an example of collective bargaining?

Employees can bargain collectively with their unions for more favorable terms. An illustration would be when factory workers use their union to bargain for higher wages.

What are the 4 types of collective bargaining?

Collective bargaining comes in a variety of forms, such as composite concessionary, distributive, integrative, and productivity bargaining.

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The federal reserve system can do all of the following except:_______
a. raise
b. interest
c. rates

Answers

The Federal Reserve System can do all the given options except A. lender of last resort for consumers.

What does the federal reserve system do?

The federal reserve system of the United States is the central bank of the nation and as such, they engage in services like check clearing and regulating the money supply.

They also act as a lender of last resort to banks in order to ensure that they don't fail. The Fed does not lend money to consumers directly so this is not one of their roles.

Options for this question:

A. lender of last resort for consumersB. regulation of the money supplyC. supplying currencyD. check clearing

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Jackson's catering services sold cookies to the local college. the college paid immediately. record this transaction in jackson's accounting equation by:_____.

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Jackson's catering services sold cookies to the local college. the college paid immediately. record this transaction in Jackson's accounting equation by increasing Cash; Increasing Revenues

This is further explained below.

What are Increasing Revenues?

Generally, The rise in a firm's sales from one quarter to the next is referred to as the revenue growth of the company.

Revenue growth, when expressed as a percentage, depicts the gains and reductions over time, which helps discover patterns in the company's performance.

In conclusion, The neighborhood university purchased cookies from Jackson's catering services.

The college made the payment right away. Jackson's accounting equation should be updated to reflect the effects of this transaction by raising Cash and Increasing Revenues.

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Using the figure, what is the average per capita income in nations shown in the figure where the highest-income decile gets:

a. at least half of total income?
$
b. less than 30 percent of total income?

Answers

Where is the rest of the answer

The highest income deciles receive 45% of the entire product. Hence option A is correct .

What is income inequality ?

Total the per capita incomes of the five countries: Total = SA's per capita income plus N's per capita income plus B's per capita income plus H's per capita income plus Z's per capita income. Total = $12,240 + $9,490 + $15,640 + $1,720 + $3,810 Total = $42,900 Identify the countries with the highest average per-capita income.

The wealth gap, sometimes referred to as wealth disparity, is a measurement of how money is distributed within a certain nation, state, city, or demographic group; it is essentially the difference between the richest of the affluent and the poorest of the poor.

Income inequality, which measures how much each person makes, and wealth disparity are strongly related. However, wealth disparity encompasses more than simply income; it also takes into account the value of homes, vehicles, jewelry, and other goods as well as bank accounts, stocks, and other investments.

In many areas, unequal living conditions are largely caused by wealth inequality.

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All insurers issuing new or renewal insurance policies insuring against the peril of fire must provide written notice to the insured if the contract excludes the perils of:______

Answers

The answer is earthquake or flood.

All insurers issuing new or renewal insurance policies insuring against the peril of fire must provide written notice to the insured if the contract excludes the perils of earthquake or flood.

What is the meaning of the action of God in insurance?

An accident or incident that results from natural forces alone, without human action, and that could not have been avoided by prudent planning or caution is referred to as an "Act of God". An act of God clause, also known as a force majeure clause, is typically included in contracts to permit non-performance in the event that an act of God renders the contract impossible to complete. A flood, earthquake, or hurricane, for instance, are sometimes seen by insurance companies as Acts of God.

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Which type of planning is done by middle management and looks out six to twelve months?
a. strategic
b. tactical
c. operational
d. contingency

Answers

Strategic planning is done by middle management and looks out six to twelve months. Thus, option A is correct.

What is planning?

Planning can be defined as the process in which the steps of goals of the company are being defined and there are whole steps that tell us how to attend the same.

Strategic planning is a process in which the manager defines what the future goals or objectives will be and what all will be the procedure it will be to achieve them.

Also, these plans are revisited and revised with time. Middle management does strategic development that covers the next six to twelve months. Therefore, option A is the correct option.

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In one-to-one marketing, which activity is associated with interaction with customers?

Answers

In one-to-one marketing, Initiating more dialogue with customers activity is associated with interaction with customers.

What are Customers?

A customer is referred to as an individual who purchases goods and services. He may or may not be the consumer. A consumer is referred to as an end user of any product who utilizes it for self-use.

One-to-one marketing is referred to as marketing in which individual attention is paid to customers and tries to persuade them to make a purchase.

To interact with customers in one-to-one marketing, it is important to initiate dialogues to make them engaged with the products and helps to understand their mindsets for the purchase, and tries to influence them.

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At the beginning of the conversation, norio wants to discuss sushi with michael, but michael is more interested in getting the contract signed. Based on what you’ve learned about global management, it seems michael was not cognizant of norio coming from a.

Answers

Based on global management, it seems Michael was not cognizant of Norio coming from a high-context culture.

What is global management?

Global management can be defined as an international business practice in which a business organization (company) utilizes its employees (management team) and resources to carry out its business on an international level.

What is a high-context culture?

A high-context culture can be defined as a type of cultural communication in which the people focuses on underlying context and situational cues, meaning, nonverbal cues, and tone of a message, rather than just the words themselves when communicating with others.

In this context, we can reasonably infer and logically deduce that it seems Michael was not cognizant of Norio coming from a high-context culture because he is exhibiting low-context culture characteristics, by being more interested in signing a contract.

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Complete Question:

At the beginning of the conversation, Norio wanted to discuss sushi with Michael, but Michael is more interested in getting the contract signed. Based on what you've learned about global management, it seems Michael was not cognizant of Norio coming from a ______.

Borrower qualifications for down payment assistance programs are based on ______.

Answers

Borrower qualifications for down payment assistance programs are based on credit score.

What is a credit score?

A credit score is a numerical expression used to quantify a person's creditworthiness. It is based on a level examination of their credit files. The main component of a credit score is a credit report, which is normally obtained from credit agencies.

The average VantageScore and FICO score in the US are 688 and 711 respectively. In general, a credit score of 680 or higher is regarded as good, and a score of 740 or above is regarded as exceptional.

In conclusion, the borrower qualifications for down payment assistance programs are based on credit score.

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Salsa caliente, inc., employs three hundred workers at four locations in two states. under federal law, salsa must provide each employee, during any twelve-month period, family or medical leave of:________

Answers

Under federal law, salsa must provide each employee, during any twelve-month period, family or medical leave up to twelve weeks.

What are the Federal law?

The corpus of legislation developed by a nation's federal government is known as federal law. When many political entities, such as states or provinces, unite to establish a federation, they cede most of their individual sovereignty and authority to the federal government while keeping or reserving other, more restricted, authorities. As a result, there are two or more tiers of governance inside a defined geographical area. Federal law is the body of legislation governing the shared central government. Australian, Brazilian, Canadian, German, Malaysian, Pakistani, Republic of Indian, Russian, former Soviet Union, and United States federal administrations are only a few examples.

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If a salesperson seeks to avoid customer interactions, what are they suffering from?

Answers

Call reluctance is what they are suffering from if they tend to avoid customers.

What is Customer interaction?

Every company is at the mercy of the people who use it. The market is cutthroat, and consumer expectations have skyrocketed. Simply put, providing a quality good or service is insufficient. The positioning of your brand in the market, however, can be greatly influenced by the relationships you build with your customers. While discussing the importance of customer interactions, it's important to keep in mind that the customer experience is a continuous process. Building stronger ties with your customers is a continuous process.

Before we go into the specifics of how customer interaction can be advantageous for your business, it is crucial to understand what it is. Addressing customer needs and ensuring they are met through the provision of your good or service is referred to as customer interaction. Companies frequently employ salespeople with the necessary training to conduct these customer interactions. Overall, having a better understanding of your customers can give you a competitive edge.

Thus, customer interaction should be taken care of well.

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The practice of hypothesizing, testing, and validating to create a business model is called ______.

Answers

The practice of hypothesizing, testing, and validating to create a business model is called B. evidence-based entrepreneurship.

What is evidence-based entrepreneurship?

This is by far the best method to engage in entrepreneurship because it calls for one to use evidence based methods to come up with a viable business model.

These evidence-based methods include things like hypothesizing, testing, and validating. This best helps the entrepreneur to find out which model works best for them.

Options for this question include:

a. scientific entrepreneurshipb. evidence-based entrepreneurshipc. business planningd. customer value planning

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One advantage to health reimbursement accounts is that employees do not have to pay taxes on the amounts they are reimbursed under an hra. a. true b. false

Answers

One benefit to health reimbursement accounts is that employees do not have to spend taxes on the amounts they are reimbursed under an HRA. True

Do you have to pay taxes on HRA?

Part of the HRA exemption is deductible from the total income before arriving at gross taxable revenue. This helps an employee to protect taxes. But do keep in mind that the HRA obtained from your employer, is fully taxable if a worker is living in his own house or if he does not spend any rent.

An HRA is an agreement between an employer and an employee allowing employees to get reimbursed for their medical costs.

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Mobile shoppers also use barcode scanning apps as a mobile search engine for locating product reviews and price comparisons while shopping in stores. this practice is called ________.

Answers

While shopping in shops, mobile customers utilise barcode scanning applications as a mobile search engine to get product reviews and pricing comparisons. This method is known as Showrooming

Showrooming is the activity of looking at products at a physical store or other offline location and subsequently purchasing them online, sometimes at a lesser cost. Because they do not have the same overhead costs as brick and mortar establishments, online retailers frequently offer lower prices.What does showroom conduct entail?We suggest that showrooming behaviour, which involves a customer visiting a physical store to try things before placing an order at an online retailer, can assist to lessen the product, procedural, and psychological concerns related to making a straight online purchase (Rapp et al., 2015).

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Which control could be used to mitigate the threat of hiring unqualified or larcenous employees?

Answers

Answer:

Segregation of duties

Explanation:

Segregation of duties is a key internal control intended to minimize the occurrence of errors or fraud by ensuring that no employee has the ability to both perpetrate and conceal errors or fraud in the normal course of their duties. Generally, the primary incompatible duties that need to be segregated are: Nội dung chính Segregation of Duties

Who has the comparative advantage in producing wine and who has the comparative advantage in producing cheese?

Answers

France has a comparative advantage in producing wine, and Germany has a comparative advantage in producing cheese.

The foundation for why free trade is advantageous to nations is the concept of comparative advantage, which is a fundamental tenet of international trade. The theory of comparative advantage demonstrates that trade can still be advantageous to both trading partners even when one country has an absolute advantage in producing goods.

Opportunity cost is a new consideration in the idea of comparative advantage when comparing various manufacturing possibilities. According to the theory of comparative advantage, nations will trade with one another and export the items in which they are relatively more competitive.

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Analyzing internal databases, big data, and other relevant market research yielded the following insights: - - Consumers are wearing athleticwear both in the gym and out. This segment of the athleticwear market, known as athleisure, is $40 billion in size and is growing at a rate of 8% a year. - Millennials are increasingly looking for a deeper relationship with their brands. Current customers of Decathlonwear, although appreciative of the quality of the product, do not feel committed to the brand. Internal sales figures show that a small portion of customers will brand switch because of this. - Sustainable product choices are important to millennials, and they are increasingly demanding that companies offer products that are made from sustainable materials. This segment is growing faster than athleisure at 15% per year but is smaller in size. The other challenge with this market is that millennials will not buy sustainable products if they have to sacrifice functionality. Based on these consumer behavior insights, which of the following would be the best way to proceed?
1. Athleisure: Promote the current product line to target consumers looking for athleticwear to wear as everyday wear. 2. Sustainable products: Develop a new product line to target consumers looking for a sustainable product choice. 3. Social media campaign: Invest in a social media campaign to strengthen the relationship with Decathlonwear's customers.

Answers

The correct answer is Sustainable products: Develop a new product line to target consumers looking for a sustainable product choice.

The ideal course of action would be to develop a new line of environmentally friendly items based on consumer behavior insights. This would be aimed at customers who are prepared to give up functionality in favor of a sustainable product.

Sustainable products are those that benefit society, the environment, and the economy over the course of their entire life cycles, from the extraction of raw materials to final disposal, while also safeguarding human health and the environment.

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Other Questions
Exercise 2 Circle each prepositional phrase in the sentences below and draw an arrow to the word or words it modifies.Melissa earned the money for her new dress. the cost C (in dollars) of making n watches is represented by C=15n+85. how many watches are made when the cost is $385 Which advice would be best to give to the parents of a preschooler who want to help their child become a better reader in elementary school? Given m|n, find the value of x. People in western cultures are likely to maintain a(n) __________ distance when interacting with their closest friends. The emergent model of clinical expertise discusses the importance of acquiring several types of knowledge including:_____. 9. The surface of the Moon is covered in craters, mountains, andplains from ancient volcanoes,in Space The department of transportation (dot) defines hazardous materials (hazmat) as any substance in any form or quantity that poses an unreasonable risk to _______, _______, and property when transported. A useful way of standardizing financial statements is to choose a _______ year and then express each item relative to that amount. 5. Please help and show work Which colonial region often used town meetings as a form of local government? Question 10 options:New EnglandMiddle ColoniesSouthern Coloniesall of these At a ph ph of 7.25 , 7.25, the ratio of protonated glu molecules to deprotonated glutamate molecules is:_________ Find the area under the standard normal curve to the right of z=0.49. round your answer to four decimal places, if necessary. The balanced scorecard provides top managers with a ________ view of the business. Which account represents the cumulative earnings of the firm since the firm started, minus dividends paid? a. accumulated depreciation b. paid-in capital c. retained earnings d. common stock two things that South African communities could do in taking Advantage of the above mechanism __________ was a major contributor to continental trade growth between the united states, mexico, and canada because it eased quotas, tariffs, and customs procedures. Identify the letter that indicates a flexible tube that has c-shaped cartilaginous rings that keep it from collapsing. An unknown distribution has a mean of 80 and a standard deviation of 12. A sample size of 95 is drawn randomly from the population.Find the probability that the sum of the 95 values is less than 7,450. (Round your answer to 4 decimal places) The _____ has the broadest powers of an agency to influence marketing activities.