What is the appropriate interest rate and number of time periods to use to find the monthly payment for a 5-year car loan at 3. 6% compounded monthly?.

Answers

Answer 1

The correct interest rate is 0.5%, and the time period 360 used to calculate the monthly payment for a 5-year auto loan at a monthly compound interest rate of 3.6%.

The amount a lender charges a borrower is called an interest rate, and it is expressed as a percentage of the principal, or the loaned amount. Typically, a loan's interest rate is expressed as an annual percentage rate, or APR). A savings account or certificate of deposit earnings at a bank or credit union may also be subject to an interest rate (CD). The interest received on these deposit accounts is measured in annual percentage yields.

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Related Questions

Consider the demand for chewing gum where the demand is perfectly elastic and the supply curve is upward sloping. A decrease in supply will result in?

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Considering the demand for chewing gum where the demand is perfectly elastic and the supply curve is upward sloping. A decrease in supply will result in no change in the price of chewing gum.

A price, in general, is the amount of money or other types of recompense that one party offers to another in exchange for the provision of goods or services.

A different term is used to refer to the cost of production in various settings.

If the object is referred to as a "good" in the context of a business transaction, the term "price" refers to the amount of money paid for it.

Finally, consider the chewing gum market, where the demand curve slopes upward and is entirely elastic, whereas the supply curve slopes downward.

The price of chewing gum will not change as a direct result of a decrease in available supply.

Hence, there will be no change in price.

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The risk that a company may not effectively manage its business and might impair its ability to earn profits is known as?

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The risk that a company may not effectively manage its business and might impair its ability to earn profits is known as Business risk.  Business risk is the possibility that a company or organization will experience lower profits or fail. Anything that jeopardizes a business' ability to achieve its financial goals is considered a business risk. Business risk can result from the interaction of numerous factors.

Managing Business Risk

A company's exposure to risk could ultimately result in decreased sales, revenues, and financial losses. Every day, businesses encounter risks related to doing business in the sector or industry in which they operate.

Although each element that hinders a corporation from operating efficiently or from accomplishing its financial objectives constitutes a business risk, it might be useful to classify them when creating a risk management strategy. Obviously, no strategy can completely eliminate risk, but with careful planning, businesses may identify hazards and take the required action. The two main types of business risks are internal risks and external risks.

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Within the relevant range of activity, _____costs remain constant in total. multiple choice question.
a. variable
b. fixed
c. both fixed and variable
d. neither fixed nor variable

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Within the relevant range of activity, fixed costs remain constant in total. multiple choice question.

What is fixed costs?

The phrase "fixed cost" describes a cost that stays the same regardless of how many products or services are produced or sold. Fixed costs are outlays that a corporation must cover regardless of any particular business operations.

As a result, fixed costs are typically indirect because they don't affect how a company produces any goods or services. In general, businesses might have either fixed expenses or variable costs, which add up to their overall costs. Shutdown points are generally used to cut back on fixed costs.

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According to "scientific view of risk", most of the public’s view of risk is ___________ than risk experts.

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Answer: different

Explanation:different, not more irrational

A d-snp member loses his eligbility due to a change or loss of medicaid status. what cost sharing is he responsible for while in teh grace period?

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A DSNP member loses his eligibility due to a change or loss of Medicaid status. He is responsible for All, such as premiums, deductibles, copayments, and coinsurance.

What is DSNP?

Coordinating their healthcare with both Medicare and Medicaid services can be challenging for the millions of Americans who are dual-eligible for healthcare benefits. As a result, Medicare Advantage offers Special Needs Plans, which give you a practical option to coordinate your medical needs under a single plan. Dual-eligible Special Needs Plans, or SNPs, are a category of Special Needs Plans that permit enrollment by those with dual eligibility.

For beneficiaries who have both Medicare and Medicaid coverage, there are specialty Medicare Advantage plans known as DSNPs. Health Maintenance Organization (HMO) or PPO plans are the two categories that most DSNPs fall under (Preferred Provider Organization plans).

In some jurisdictions, but not all, DSNPs are accessible through specific private insurance providers. Federal law mandates that these plans offer all of Original Medicare Part A's (hospital insurance) and Part B's (medical insurance) benefits. Individual states, however, have jurisdiction over what extra benefits providers may offer as part of the DSNP.

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Niall is an assembly-line worker in a car-manufacturing firm in detroit. assembly-line workers like niall constitute the _____ of the car-manufacturing firm.

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If Niall is an assembly-line worker in a car-manufacturing firm in detroit. assembly-line workers like niall constitute the Factors of production of the car-manufacturing firm.

What is Factors of production?

Factors of production can be defined as factors, inputs or resources that contributed to the production of goods and services.

Labor, land , capital as well as entrepreneurship play a major role when it comes to production of goods and service as they are the factors that contributed to the production of goods and services which in turn means that they are essential.

Therefore If Niall is an assembly-line worker in a car-manufacturing firm in detroit. assembly-line workers like niall constitute the Factors of production of the car-manufacturing firm.

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Generally, the payment of an accelerated death benefit is _______ to a recipient if the benefit payment is qualified.

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The correct answer is Tax free.

An Accelerated Death Benefit (ADB) enables the holder of a life insurance policy to obtain a portion of the death benefit from the insurer before passing away. The policyholder must typically have a terminal illness with a life expectancy of two years or fewer.

How are benefits for hastened death paid?

A lump amount may be provided as part of some hastened death benefits. With a benefit for a terminal disease, this happens more frequently. Payments for chronic illnesses are more frequently made. According to Schelhaas, some accelerated death benefit riders are simple because they pay a specific portion of the death benefit.

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A dynamic in which states compete to attract business by lowering taxes and regulations is called a:________

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A dynamic in which states compete to attract business by lowering taxes and regulations is called a race to the bottom.

What is lowering taxes?

Reduced income tax rates increase consumer spending power and thus increase total demand, which can increase economic growth and possibly inflation. Reduced income taxes may increase labour supply-side incentives, which would increase productivity.

Tax rate reductions help the economy expand because they improve the benefits of saving, earning, and investing after taxes. Through the effects of substitution, these increased after-tax returns encourage additional work effort, saving, and investment.

Thus, it is race to the bottom.

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In the hospital's notes to financial statements, total assets of hospital-related organizations required to be disclosed amount to?

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The hospital's Financial Statements include notes that list the $20,000 total assets of hospital-related organizations that are required to be disclosed.

Financial statements are documents that describe a company's operations and financial performance. Government organizations, accounting companies, etc. frequently audit financial statements to guarantee accuracy and for tax, financing, or investing purposes. The balance sheet, income statement, statement of cash flow, and statement of changes in equity are the four basic financial statements for for-profit entities. A similar but distinct set of financial statements is used by nonprofit organizations. Financial information is used by investors and financial analysts to assess a company's performance and forecast where the stock price will go in the future.

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Materials that become an integral part of the finished product but are insignificant in cost are often classified as:________

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Materials that become an integral part of the finished product but are insignificant in cost are often classified as: Indirect material.

Indirect material.

Even though they are used in the entire manufacturing process, indirect materials do not go into the finished product. For instance, while disposable gloves, PPE, tape, etc. may be necessary for a production line, the actual product produced on that line may not include any of these items.What does cost accounting's indirect material mean?Cost of indirect materials. It is a cost that is accounted for in the manufacturing process' overhead costs and comprises of the costs of shop supplies, perishable tools, and equipment. Here, the term "material" refers to anything which is consumed secondarily or indirectly.

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The organization that sets standards for computer components, signaling protocols, and data representation is the?

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The organization that sets standards for computer components, signaling protocols, and data representation is the IEEE, or the Institute of Electrical and Electronics Engineers.

What is the significance of IEEE?

Institute of Electrical and Electronics Engineers, or simply IEEE, is a standards organization whose networks and guidelines can be considered as the basis for the development of computer gadgets and other devices used for the purpose of data representation. The standards proposed by IEEE have a universal acceptance.

Therefore, the significance regarding IEEE has been aforementioned.

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The process of analyzing the tasks necessary for the production of a product or service is called ______.

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The correct answer is work flow design.

To offer team members and stakeholders a high-level overview of each activity involved in a certain process, workflow design entails mapping out all activities and processes in a visual manner.

How does one develop a workflow design?

Step 1- How to Create an online workflow:

Step  2- Decide on your resources.

Step 3- Make a list of the tasks that must be completed.

Step 4- Determine who is in charge of each task and assign duties.

Step 5- Make a workflow diagram to see the procedure in action.

Step 6- Try out the process you designed.

Step 7- Introduce the new workflow to your staff.

Step 8- Launch the updated workflow.

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When faced with cash flows of equal magnitude occurring at different points in time, we prefer to?

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When faced with cash flows of equal magnitude occurring at different points in time. Then, "receive it sooner than later."

What is cash flow?

The net amount of cash equivalents transferred into and out of a company is referred to as cash flow. Inflows are represented by cash received, while outflows are represented by money spent.

Some key points related to cash flow are-

The ability of a company to start generating positive cash flows or, more particularly, to achieve maximum long-term free cash flow is fundamental to its capacity to create shareholder value (CFC). FCF is a company's cash generated from normal business operations after deducting any money being spent on capital expenditures.Cash flow from operations, investing, & financing are common categories for a company's cash flow.The debt coverage ratio, free money flow, & unlevered cash flow are all methods for analyzing a company's cash flow.

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Nielsen gathers consumer insights through a variety of ways, including consumer tracking and panels. which type of research is nielsen engaged in during these examples?

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The type of data that Nielsen gathers means that the research that is gathered is online marketing research.

What research does Nielsen gather?

The use of consumer tracking and panels having online because consumer panels are located online on websites and social media.

This means that the way that Nielsen goes about gathering its data is by copying online marketing research which calls for the usage of consumer discussions on panels online.

Options for this question include:

Online marketing research Telephone surveys Focus groups Mail questionnaires Causal research

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In the product markets of the circular flow model, businesses provide goods and services to the ____________ sector in exchange for consumption spending (or revenues).

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In the product markets of the circular flow model, businesses provide goods and services to the household sector in exchange for consumption spending (or revenues).

The circular flow model shows the interaction between two groups of economic decision-makers—households and businesses—and two sorts of economic markets—the marketplace for resources and also the marketplace for goods and services.

In economics, a circular flow model may be a diagram that's accustomed to represent the monetary revenues transactions in an economy. There are two flows present within the model including flow of physical things (goods or labor) and flow of cash (what pays for physical things).

Thus, there aren't any taxes, savings, or investments that are related to other sectors. Four sector model studies the circular flow in an open economy which comprises the household sector, business, government sector, and foreign sector. It is defined because the flow of payments and receipts for goods, services, and factor services between the households and therefore the firm sectors of the economy.

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Suppose a typical worker in india can produce 32 units of product in an eight-hour day, while a typical worker in bangladesh can produce 30 units of product in a 10-hour day. we can conclude that:_________

Answers

India probably has a higher standard of living than Bangladesh.

Where do people who work in community health work?

Whether they operate in an urban, rural, or mixed community, community health professionals frequently reside in the areas they serve. When resources are scarce or there is a lack of access to high-quality healthcare, there is often a greater need for CHWs in disadvantaged and marginalized populations.

The workplaces that community health workers actually work in are diverse as well. The BLS reports that the most typical areas of employment are individual and family services, governmental organizations, and religious or civic groups. A community health worker (CHW) acts as a bridge between the community and the health care, governmental, and social service systems.

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Burger king's satisfries are most likely marketed to which type of customer market?

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Burger king's satisfies are most likely marketed to consumer type of customer market.

What are consumer markets?

A consumer market is known to be defined as a kind of market when people purchase products or services for their own specific use, as seen to buying it to sell to others.

Note that  Consumer markets is made up primarily of products that individuals use as part of their daily lives

Therefore, Burger king's satisfies are most likely marketed to consumer type of customer market.

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The cocoa exchange relationship with its cocoa farmers, in partnership with the care organization, is most closely related to which social responsibility requirement?

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The Cocoa Exchange's relationship with its cocoa farmers, in partnership with the CARE organization, is most closely related to this social responsibility requirement: A. ethics, principles, and values.

What is CSR?

CSR is abbreviation for corporate social responsibility and it can be defined as an organization's (company's) obligation to act in a manner that benefits and adds significant value to the society and the people, usually as it conduct its business operations.

The Cocoa Exchange partnered with the CARE organization in order to improve the social welfare conditions for cocoa farmers in developing countries, while not leaving out the women.

In this context, we can reasonably infer and logically deduce that the Cocoa Exchange's relationship with its cocoa farmers, in partnership with the CARE organization, is most closely related to this social responsibility requirement ethics, principles, and values.

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Complete Question:

The Cocoa Exchange's relationship with its cocoa farmers, in partnership with the CARE organization, is most closely related to which social responsibility requirement? Multiple Choice

ethics, principles, and values

financial viability

compliance with legal and regulatory requirements

philanthropic activities

None of these answers are correct.

What are components of the network effect in social media engagement? (choose every correct answer.)

Answers

The components of the network effect in social media engagement are

Social media are used by marketers and customers to share many kinds of information.Social media can be an important component of an integrated marketing communications strategy.Social media facilitate interpersonal interactions.

Option D is correct All of the above

This is further explained below.

What is social media?

Generally, The term "social media" refers to a group of interactive technologies that, via the use of online communities and networks, make it easier for people to create and share information, ideas, hobbies, and other kinds of expression.

The term "information" is used to refer to anything in the abstract that has the capacity to inform.

When broken down to its most elemental components, information refers to the decoding of what may be seen.

In conclusion, The multiplicative effect of having individuals exchange information with others with whom they are connected through social media.

The lightning-fast rate at which information may be disseminated via social media.

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CQ

What are the components of the network effect in social media engagement? (choose every correct answer.)

Social media are used by marketers and customers to share many kinds of information.Social media can be important components of an integrated marketing communications strategy.Social media facilitate interpersonal interactions.All of the above

Which term refers to the accountability of marketing dollars spent on marketing activities?

Answers

Accountable Marketing is the term which refers to the accountability of marketing dollars spent on marketing activities

Accountable Marketing  is essential to Marketing accountability because of the following reasons;

Besides being able to justify spending and enable us to run the Marketing organization more effectively and efficiently, knowing what is and isn't working helps Marketing achieve greater influence and serve in a more strategic role.

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Money illusion occurs when:___.
a. the value of moneydisappears.
b. we disregard inflation adjustments for dollar values.
c. the rate of inflation decreases.
d. falling relative prices make consumers feel richer.

Answers

The correct answer is b. we disregard inflation adjustments for dollar values.

According to the money illusion theory, people frequently see their wealth and income in nominal dollars rather than understanding its true value, which is adjusted for inflation.

Does money illusion persist throughout time?

Money illusion, according to monetarist economists like Milton Friedman, often only happens in the short run, when there is a delay before consumers realize that prices have gone up. A rise in the money supply may temporarily boost actual output because there is a short-term money illusion.

As causes of money illusion, economists point to things like a lack of financial literacy and the pricing rigidity present in many commodities and services.

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A wave of mergers peaked between 1897 and 1904. the largest of these mergers created the first billion dollar american corporation. what was that corporation? group of answer choices

Answers

Based on the wave of mergers peaked between 1897 and 1904, the largest of these mergers created the first billion dollar American corporation is known to be option a. United States Steel.

What are mergers?

Mergers are known to be a method that is used by companies to be able to expand their scope, widen into some new areas, or gain a lot of market share.

Note that a merger is seen as a kind of voluntary mix up of two companies on a good or equal terms into a single new legal entity.

Therefore, Based on the wave of mergers peaked between 1897 and 1904, the largest of these mergers created the first billion dollar American corporation is known to be option a. United States Steel.

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A wave of mergers peaked between 1897 and 1904. The largest of these mergers created the

first billion dollar American corporation. What was that corporation?

a. United States Steel

b. Standard Oil

c. General Electric

d. American Tobacco

Small sellers to a buying center should first concentrate their marketing efforts on reaching ________.

Answers

Small sellers to a buying center should first concentrate their marketing efforts on reaching influencers.

What is the function of influencers?

The influencer are those that help in promoting the brand of the company, since the marketing operation involves theaction or business of promoting as well as  selling products or services which could  including market research and advertising.

It is the function of the influencers to help in the promotion, hence Small sellers to a buying center should first concentrate their marketing efforts on reaching influencers.

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How many chargers must be produced and sold if you wish to make a profit of $51760? round up to the nearest whole number.

Answers

In order to make a profit of $45389, 7879 charges must be sold.  $45389, 7879 is the nearest whole number.

What is Profit/Income function?

The consumption function, often known as the Keynesian consumption function, is a mathematical expression expressing the functional connection between total consumption and gross domestic product. John Maynard Keynes, a British economist, introduced it and said it could be used to monitor and foresee total aggregate consumption spending. The difference between an economic entity's revenue from its outputs and the opportunity costs of its inputs is what is known as a profit. It is equivalent to total income less total expenses, which includes both direct and indirect expenses.

Cost function equals 50500+2.48x

(fixed cost + variable cost).

Income function = 14.65x

Revenue function minus cost function equals profit.

Profit function equals (50500 + 2.48x) / 14.65.

Profit function equals

14.65 x 50500 - 2.48 x,

or 12.17 x 50500.

If x is now 5500,

Profit thus equals

12.17 x 5000 – 5000 = 16435.

Given that profit is 45389, this means that

45389 = 12.17 x 50500 (45389 + 50500) / 12.17

equals 7879.


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Incorrect Question

The functions of organizing, staffing, planning, and controlling are most closely associated with:_______.

Answers

Managers are most closely connected with the organizing, staffing, planning, and controlling functions.

Who Are the Managers?

We frequently judge managers based on where they are located within an organization. This reveals a little about their function and the nature of their duties. The following graphic highlights historical and modern organizational perspectives on managerial positions (Ghoshal & Barlett, 1999). In the modern view, top managers support and serve other managers and employees (through a process called empowerment), just as the organization ultimately exists to serve its customers and clients, in contrast to the traditional, hierarchical relationship between layers of management and managers and employees.

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When your direct reports are presenting a plan or issue to you, how do you know if the underlying assumptions are the correct ones? what actions do you take to validate assumptions or data?

Answers

The simple guideline for testing assumptions is: If all else is equal and A is more severe than B, test A first. The second component is the likelihood of an assumption being correct. Many people find it strange that hypotheses with a smaller chance of being true should be examined first.

Why do we test assumptions?

The acceptance tests of the analysis you have chosen allow you to determine whether you can draw the correct conclusions from the results of your analysis. You can think of assumptions as requirements that you must meet before you can perform your analysis.

What are the 3 assumptions that apply to the test?

This type of test makes the following assumptions about the data:

Independence: The observations of one sample are independent of the observations of the other sample. Normality: Both samples are approximately normally distributed.Homogeneity of variance: The two samples have approximately the same variance.

What are the assumptions in the data analysis?

The general data assumptions are: random sampling, independence, normality, equal variance, stability, and that your measurement system is accurate and precise.

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Pete jackson purchased office equipment costing $3,000 for his business and paid immediately. record this transaction in the accounting equation by:_____.

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Pete Jackson purchased office equipment costing $3,000 for his business and paid immediately. record this transaction in the accounting equation by: decrease cash, increase equipment.

When using the accounting equation, recording the acquisition of kit for cash would come with a rise to the account and a decrease to the (Cash/Equipment/Supplies) account. What's the right definition of an asset? Business activities change the amounts within the accounting equation.

The purchase of an equipment would only result in a rise in an asset (Equipment) and a decrease in another asset (Cash) within the same amount which might result in the identical total amount of assets, liabilities and equity, and can not affect the fundamental accounting equation.

The formula is straightforward: A company's total assets are adequate to its liabilities plus its shareholders' equity. The accounting equation is also expressed as assets - liabilities = owner's equity.

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If a firm has a lot of net cash flow, does that mean the firm’s balance sheet cash account must be high?.

Answers

No, if a firm has a lot of net cash flow, does that mean the firm’s balance sheet cash account must be high

The cash flow or coins equivalent that the organization gets or offers out by using the way of charge(s) to lenders is called coins float. cash go with the flow analysis is frequently used to examine the liquidity role of the organization.

Cash flow is a measurement of the quantity of coins that comes into and out of your business in a particular time frame. when you have fantastic coins go with the flow, you've got greater coins entering your commercial enterprise than you've got leaving it—so you will pay your payments and cover different fees.

Upload your internet earnings and depreciation, then subtract your capital expenditure and change in operating capital. loose coins drift = net income + Depreciation/Amortization – alternate in working Capital – Capital Expenditure.

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Which statistical tool is most useful when selecting an allocation base for cost pools?

Answers

Correlation is the statistical tool is most useful when selecting an allocation base for cost pools.

Correlation, in the finance and investment industries, is the statistic that helps in measures the degree to which two securities move in relation with each other. Correlations are usually used in advanced portfolio management, computed as the correlation or coefficient, which has a value that must fall between -1.0 and +1.0.  Correlation is the statistic that measures the degree to which two variables move with relation to each other. Correlation is closely tied to be in diversification, the concept that have certain types of risk can be mitigated by investing in assets that are not correlated.

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What is not a characteristic of good marketing?
a) benefiting the firm
b) benefiting customers
c) benefiting the competition
d) benefiting society

Answers

Option c)  benefiting the competition is not a characteristic of good marketing.

What is marketing?

The term "marketing" refers to the actions a company takes to promote the purchase or sale of a good or service. Marketing activities like sales and advertising are included in the delivery of goods to customers or other businesses. Affiliates will occasionally handle advertising for a company.

Employees in a company's marketing and promotion divisions aim to attract the attention of key target audiences through advertising. Promotions are aimed at specific demographics and may include celebrity endorsements, memorable slogans or taglines, eye-catching packaging or graphic designs, and general media exposure.

Product, price, place, and promotion make up the marketing "Four Ps." The Four Ps together make up the crucial mixture a business needs to market a good or service. In the 1950s, Neil Borden popularized the Four Ps and the marketing mix concepts.

An incredibly wide range of tactics makes up the marketing discipline. The strategies listed below might work better for some businesses than others as the industry is constantly changing.

Thus, benefiting the competition is a foul trait of marketing.

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