The account earned+ 6.6 % per year.
What does one mean by deposit?You make a deposit when you add money to your bank account. to create savings and generate interest, you ought to put money in a bank. For money you'll withdraw at any time, a requirement deposit is made.
A certificate of deposit is an investment for the long term. once you take out a loan, you'll also pay a deposit as collateral.When you deposit money, you place it during a checking or savings account.
The minimum monthly deposit required from the customer is $100. an individual or item is put or left somewhere when they are deposited there.
What is deposit and withdrawal?
If you're wondering what's the difference between a deposit and a withdrawal, the reality is that they are exact opposites: A deposit is money put into a bank account for safekeeping until you need it. A withdrawal is money that's taken out of your account.
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Which term generally refers to the standard of care a business is expected to exercise in preparation for a business transaction?
Due diligence generally refers to the standard of care a business is expected to exercise in preparation for a business transaction. Option D
This is further explained below.
What is Due diligence?Generally, Before entering into an agreement or contract with another party or doing an act that requires a particular level of care, a reasonable company or individual is typically required to conduct an inquiry or exert a specific level of care. This is known as "due diligence."
In conclusion, In the context of business, "due diligence" often refers to the level of care that an organization is supposed to conduct in advance of engaging in a commercial transaction. The D Option
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complete question
Which term generally refers to the standard of care a business is expected to exercise in preparation for a business transaction?
A. Due care
B. Incident response
C. Acceptable use
D. Due diligence
Shifting customer design decisions as far down the supply chain as possible is typically called?
Shifting customer design conclusions as far down the supply chain as potential is typically called C) Postponement.
What are aggregate planning and master production scheduling?
Aggregate planning creates master production programs for finished products. The objective of MRP is to decode those schedules into purchasing and production orders for the entire facility. The material necessities planning system also implies the material and capacity needs for each work center.
Actively designing products to redirect customer influence on the final design as close as feasible to the furthest point in the supply chain.
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Swiss franc jan 94 calls on the phlx are quoted at 2. the contract size is 10,000 swiss francs. what is the total premium for 1 contract?
The total premium for 1 contract is $200.
Given,
Swiss franc Jan = 94 calls
PHLX are quoted at 2
Contract size = 10,000 swiss francs
Total premium for 1 contract = ?
The world currency options are standardized, using a multiplier of 100 applied to the premium.
A premium of 2 × multiplier of 100 = $200 total premium per contract.
Since 1 contract is purchased, 200 × 1 contract = $200 total premium.
Thus, is can be also calculated as, contract size = 10,000 units of currency x a premium of 1/2 cent ($2) = $200 per contract x 1 contract = $200.
Hence, the total premium for 1 contract is $200.
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If people willingly give up something (such as money) for a good, then the good is:_________
A good is scarce if consumers are ready to forego something else (like money) in exchange for it.
A scare good is what?
A scarce good is one where selecting one option requires eschewing another. Consider a piece of land. We can utilize the parcel for a variety of other things as well. We could build a house there. We could erect a gas station there. It might be transformed into a tiny park. We may leave the property undeveloped so that we can choose later how it should be used.
However, not all products give us these choices. Free commodities are those that allow us to select one usage without forgoing another. One of the best examples of a free good is gravity.
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Because of both global and changing labor and trade markets, organizations are now much more aware of the importance of ______________.
Nations that engage in commerce can expand their markets and get access to goods and services that might not otherwise be available locally. Because of greater trade, there is more rivalry in the market. As a result, prices become more aggressively competitive, lowering the end product's cost for the consumer.
International trade is the term for the transfer of goods and services between countries.
Having access to goods and services that are either unavailable or more expensive domestically is made possible by global trade for both individuals and nations.
One of the first to recognize the importance of international trade was political economists like Adam Smith and David Ricardo.
But some claim that trade with other nations can actually hurt smaller nations, putting them at a competitive disadvantage on the international stage.
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If the price elasticity of demand for a good is 4. 0, then a 10 percent increase in price results in a.
If the price elasticity of demand for a good is -0.40, then a 10 percent increase in price would result in: a. a 4.0 percent decrease in the quantity demanded.
What is price elasticity?Price elasticity of demand is the term used to describe the relationship between the percentage change in a product's quantity sought and the percentage change in price. It aids economists in understanding how supply and demand vary in response to price changes in a given good. Many people are willing to pay more for Apple products because of how well-known the Apple brand is. Even if the price goes higher, many consumers will continue to buy Apple iPhones. If it were a lesser-known brand, like Dell laptops, you would assume demand to be price elastic. To calculate price elasticity, divide the change in supply (or demand) for a good, service, resource, or commodity by the change in price.
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A payment made to obtain or retain business and is not considered a bribe within the united states is defined as _____.
A payment made to obtain or retain business and is not considered a bribe within the united states is defined as facilitation
What is a facilitation?
Trainers can aid learners in acquiring, remembering, and applying knowledge and skills by using the facilitation technique. As the trainer facilitates the discussion, takes actions to improve the learners' experience, and offers suggestions, participants are given an overview of the topic before asking questions.
But rather than carrying out the group's tasks for them, they direct students toward a particular learning objective.
However, comparable facilitation techniques can also be utilized in meetings or other group situations. When discussing facilitation in the context of talent development, it most frequently refers to a method employed during live or virtual classroom instruction.
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Suppose your data contains n = 120 observations. according to the rule-of-thumb for choosing the number of bins, you should use?
Say you have 120 observations in your data. Use the general rule-of-thumb for selecting the number of bins: Aside from that
What is the primary guiding principle?
A rule of thumb is a heuristic recommendation that offers condensed guidance or a fundamental set of rules for a certain topic or course of action. It is a general idea that offers helpful guidelines for completing or tackling a particular task.
For instance, he mostly works by rule of thumb when working with the young group. This phrase makes reference to using one's thumb to make quick measurements.
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Which one of the following is not a current liability? select one:
a. taxes payable
b. accounts payable
c. wages payable
d. wage expense
e. none of the above
Wage Expense is not an current liability, therefore the correct option is D
What is Wage Expense?
The cost that businesses incur to pay hourly employees is known as a wage expense. In addition to payroll taxes and employee perks, this line item may also include them. In the income statement's expenditure section, a wage expense could be listed as a line item. This kind of expense is changeable. Wage costs are occasionally broken down by department, and the production department is most likely to receive a separate report. This division frequently has the highest percentage of hourly workers. On the other hand, the cost of goods sold (COGS) line item on the income statement may include pay costs for production personnel.
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What are the effects on the accounting equation from an adjusting entry for revenues earned, but not yet collected, during the accounting period?
According to the Situation, Following Effect will Occur.
Total assets will decrease and total Stockholders' equity will decrease.Total assets
Total assets refers to all of a small business's assets, or valuable possessions. Cash, accounts receivable (money owed to you), inventory, equipment, tools, etc. are all included in total assets.Stockholders' equity
Equity held by shareholders refers to the sum that a company's founders have contributed to the enterprise. This covers the funds they have personally invested as well as the total amount of profits the business has generated and reinvested since its establishment.To Learn more about Assets and Equity, Click the links.
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A licensee who assists one or more parties through a transaction without being an agent for any party to the transaction is a(n):______.
A licensee who assists one or more parties through a transaction without being an agent for any party to the transaction is a Statutory broker.
What is a Statutory broker?A statutory broker refers to a broker or a salesperson that is able to assist the parties in a transaction even though they are not an agent for either of the parties in the transaction.
Statutory brokers have regulations that they must follow however and in certain states, they need to be residents of a state.
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A firm that has a database containing consumer purchasing histories that uses the information to create market segments is using which type of segmentation?
A firm that has a database containing consumer purchasing histories that uses the information to create market segments is using Usage segmentation type of segmentation.
What is Usage segmentation?The US Wine Market Council has used usage rate as the main variable to segment the US wine market for the past 21 years.14 One goal of our study was to improve the fundamental data base provided by usage rate segmentation and show the benefit of doing so by putting a much sharper focus on the aforementioned segments. Thus, it would be wise to have a brief introduction to utilization rate segmentation.
Using usage rate segmentation, consumers are separated based on how frequently they use a product. Companies frequently aim to target one heavy user rather than a number of light users. They are categorized into groups of non-users, light, medium, and heavy product users.
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A u.s. treasury bill is sold in the secondary market on thursday, march 14. it has a regular-way settlement of:__________
A u.s. treasury bill is sold in the secondary market on thursday, march 14. it has a regular-way settlement of Friday, March 15.
What is treasury bill?
Federal Reserve Notes (T-bills) 1.3 T-bills, sometimes referred to as Treasury Bills, are short-term debt instruments offered by the Government of India. They are now offered in three tenors: 91, 182, and 364 days. Money market instruments include T-bills. Treasury bills are securities with no interest and no coupon payments.
Therefore,
A u.s. treasury bill is sold in the secondary market on thursday, march 14. it has a regular-way settlement of Friday, March 15.
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What type of segmentation categorizes consumers on the basis of the outcomes they hope to derive from a product or service? multiple choice question.
The benefits type of segmentation categorizes consumers on the basis of the outcomes they hope to derive from a product or service, such as clothing, appliances, toothpaste, or paper towels
This is further explained below.
What is segmentation?Generally, Market segmentation is the process of separating a wide consumer or corporate market, which often consists of current customers and prospective customers, into sub-groups of consumers based on some form of common traits. This process takes place within the context of marketing.
A product is a thing that is put up for sale at a store. Both goods and services might fall under the category of "products." Forms other than physical, such as virtual or cyber, may also exist.
Every item has a price tag attached to it since its production has a cost. The price that may be charged is determined by the market, the quality, the marketing, and the target demographic of the product or service.
In conclusion, The sort of segmentation known as benefits classifies customers in accordance with the results they anticipate achieving as a result of using a certain product or service, such as apparel, home appliances, toothpaste, or paper towels.
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CQ
What type of segmentation categorizes consumers on the basis of the outcomes they hope to derive from a product or service, such as clothing, appliances, toothpaste, or paper towels?
Gertrude company receives $15,200 relating to its installment note receivable; of this amount $9,000 represents interest. in its statement of cash flows, this inflow should be reported as a(n):________
Gertrude company receives $15,200 relating to its installment note receivable; of this amount $9,000 represents interest. in its statement of cash flows, this inflow should be reported as a(n) operating activity inflow of $9,000.
A company , abbreviated as co., is a prison entity representing an affiliation of people, whether herbal, legal or a combination of each, with a specific goal. employer contributors share a not unusual reason and unite to obtain unique, declared desires.
An organization is a criminal entity shaped by a group of people to interaction in and function a business company in a business or business capability. An enterprise's commercial enterprise line depends on its structure, which could variety from a partnership to a proprietorship, or maybe an organization.
it is a complicated enterprise shape, with higher set-up and administrative fees due to more reporting requirements and higher-degree felony obligations.
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time value of money calculations can be solved using a mathematical equation, a financial calculator, or a spreadsheet. which of the following equations can be used to solve for the present value of an ordinary annuity?
PMT x {[(1+r)n – 1] / r} equations can be used to solve for the present value of an ordinary annuity
Ordinary annuity is the payment or receipt of a fixed sum for a certain length of time beginning at the conclusion of the initial payment period. PMT x [(1+r)n - 1] / r is the fundamental equation used to determine the future value of an ordinary annuity. This Equation is used to represent the compounding impact of the entire monthly payment. Other equations include ones for perpetuity, annuity present value, and advance annuity future value. Regular payments given at the conclusion of each term, such as monthly or quarterly, make up a conventional annuity. In contrast, payments are made at the start of each month in an annuity due. A regular annuity is one that pays stock dividends on a quarterly basis;
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The primary focus of financial accounting information is to provide useful information for users to make:__________
The primary focus of financial accounting information is to provide useful information for users to make appropriate decisions.
How do you define financial accounting?The process of recording, compiling, and reporting the numerous transactions occurring from corporate operations throughout time is known as financial accounting. It is a particular branch of accounting.
Financial accounting is the process of documenting, compiling, and disclosing a company's financial activities. The income statement, balance sheet, cash flow statement, and statement of retained earnings are these statements.
The preparation of financial reports for external audiences like investors, creditors, and tax authorities to learn more about a company's performance is the primary goal of financial accounting.
Financial accounting gives specialists the opportunity to play a significant part in keeping businesses complying with the law, luring investors, and assisting leaders in making objective judgments about future plans.
Therefore, focus of financial accounting information is to provide useful information for users who are external to the business enterprise to make decisions.
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______ is the process of computerizing manual tasks, making them more efficient and effective and dramatically lowering operational costs.
Automation is the process of computerizing manual tasks, making them more efficient and effective and dramatically lowering operational costs.
How does automation function in the workplace?Business process automation, business automation, or digital transformation are terms used to describe the technology-enabled automation of complex business operations. Streamlining operations, executing a digital transition, improving service quality, and improving service delivery, can simplify a business.
Automation describes technical applications that require less human involvement. This includes personal software for the home, business process automation (BPA), and information technology.
Why is automation crucial to business?Automated processes provide the advantages of increased productivity, dependability, availability, greater performance, and lower operating costs. The benefits of automated systems may serve as a powerful motivator to enhance customer service.
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A(n) ___________ is a specific group of potential customers toward which an organization directs its marketing program.
A target market, it is a specific group of potential customers toward which an organization directs its marketing program.
What is target market?
A target market is a segment of customers in a company's serviceable market that the company directs its marketing efforts and financial resources toward.
The target market is often made up of customers that share certain qualities (such as age, location, income, or lifestyle), are thought to be most likely to purchase a company's products, or are probably the most lucrative customer segments for the company to serve by OCHOM.
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An+investor+is+in+a+30%+combined+federal+plus+state+tax+bracket.+required:+if+corporate+bonds+offer+9%+yields,+what+yield+must+municipals+offer+for+the+investor+to+prefer+them+to+corporate+bonds?
The municipal bonds must offer return higher than 6.30%. The best after-tax return bonds are those that investors would prefer. Shareholders in corporate bonds must pay taxes on both capital gains and interest payments. The after-tax profit on bond funds at a 9% pre-tax yield is: 9% * (1 - 30%) = 6.30%.
What is Municipal Bonds?
Municipal authorities issue municipal bonds as a means of borrowing money. Municipal bonds give the benefit of gst interest payments, setting them apart from other municipal and commercial bonds. As a result, a municipal bond's payoff is the same before and following taxes.
Municipal bonds have a yield to maturity that is pre-tax plus an after-tax return that is tax-free. If municipal bonds offer a return greater than or equal to that same 6.30% dividend on junk bonds, investors are more likely to pick them.
Therefore,
An investor is in a 30% combined federal plus state tax bracket. If corporate bonds offer 9% yields, what must municipals offer for the investor to prefer them to corporate bonds?
The municipal bonds must offer return higher than 6.30%.
The best after-tax return bonds are those that investors would prefer. Shareholders in corporate bonds must pay taxes on both capital gains and interest payments. The after-tax profit on bond funds at a 9% pre-tax yield is:
9% * (1 - 30%) = 6.30%.
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A producer is a licensed individual who represents himself or herself and may act on behalf of:_________
The answer is : - An insured
A producer is a qualified individual who can act on behalf of an insured and who represents only themselves.
What Does Registration Mean?The Securities and Exchange Commission (SEC) must receive certain paperwork from a corporation outlining the specifics of a planned public offering. This procedure is known as registration. Prospectus and private filings make up the two main components of registration. While the private filing is information sent to the SEC for review, the prospectus is a document provided to each investor who acquires the asset.
An initial public offering (IPO) procedure takes months of preparation and a ton of paperwork, and it is a lengthy and complicated process. A company issuing shares that registers for an IPO must divulge crucial information and specifics about its operations.
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Hannah is a real estate assistant. her broker has asked her to be available for tasks in the field rather than in the office. what would we call hannah?
Hannah is a real estate assistant can also be called an independent contractor.
What does an independent contractor do?An independent contractor is known to be anyone that is said to be self-employed.
They can be a consultant, lawyer, accountant, agent, engineer or any other kind of work which a person is known to provides services to other firms or people for a fee.
Therefore, based on the scenario given, Hannah is a real estate assistant can also be called an independent contractor.
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________ is the amount at which a liability could be incurred or settled in a current transaction between willing parties.
a. current value
b. fair value
c. settlement value
d. income value
In a current transaction between willing parties, income value is the maximum amount at which a responsibility could be assumed or settled.
Investors who focus on income value are comparable to those who invest in core value, with the exception that they are equally concerned with the dividend yield and the low valuation ratios of the equities they buy. As a result, Income Value portfolios frequently display current income that is above average and low PE ratios.
What is a dividend stock?
Income stocks are securities that, over time, and with little risk exposure, provide regular and consistent income, typically in the form of dividends. The majority of the security's overall profits may be produced by the high yield that income equities often offer.
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Relative to a command economy, resources in a market economy are more commonly allocated by:________
Relative to a command economy, resources in a market economy are more commonly allocated by the government.
What is a command economy?Command economy refers to the economic system in which central government has the authority to decide and control the means and level of production.
Command economy is also known as planned economy, where the government closely controls the economy. It is the government who decides what to produce, how much to produce, when to produce etc.
Basically, government controls all major aspects of production in a command economy.
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Individualism points toward limited government, faith in economic markets, and a strong emphasis on?
Individualism points toward limited government, faith in economic markets, and a strong emphasis on equality, faith in God, and the American dream.
A government is an organization thru which leaders exercise electricity to make and enforce legal guidelines. a government's primary capabilities are providing leadership, keeping order, supplying public offerings, presenting national security, supplying monetary protection, and supplying financial help.
Authorities, Political gadget by way of which a frame of human beings is administered and controlled. exclusive ranges of presidency normally have specific obligations. the extent closest to those governed is local government. nearby governments include a grouping of person groups.
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Of the four embraces that burstein discusses as being necessary for creativity to flourish, which do you feel might be the easiest for you to embrace? the most difficult? why?
The four embraces that presenter Julie Burstein discusses as necessary for creativity to flourish in her talk are:
ExperienceChallengeLimitationLossThe easiest characteristic for which an individual could embrace would be the experience, which according to Burstein is related to the attention that the individual gives to the world, that is, creativity can arise through the observation of society, nature and interaction with people.
The most difficult could be related to loss, which according to the author is related to the significant challenges that a human being experiences during his life, such as war, death and rejection, making this situation a motivation to develop creativity.
What is creativity?Creativity refers to the production of new ideas, knowledge and techniques, helping in the development of various areas of society, such as the scientific and artistic area, being an essential characteristic for innovation and improvements for society.
Therefore, in her speech Julie Burstein assists in a deeper understanding of creativity and how it can be transformative for society.
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Atlantic bank is required to hold 10% of deposits as reserves. If the central bank increases the discount rate, how would atlantic bank respond?.
Boosting its reserves is the right response to the following query.
How Do Banks Work?A bank is a type of financial institution authorized to grant loans and accept deposits for checking and savings accounts. Individual retirement accounts (IRAs), certificates of deposit (CDs), currency exchange, and safe deposit boxes are other services that banks offer.
Retail banks, commercial or corporate banks, and investment banks are just a few of the several sorts of banks. In the United States, banks are subject to both federal and state regulations. Since the fourteenth century, at least, banks have existed.
They give customers and business owners a secure place to store their cash as well as a way to get loans for both personal and professional endeavors. Banks provide loans and charge interest on them using the money that is deposited.
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Investing in technology capabilities automatically improves the characteristics of all your vehicles.
a. true
b. false
Investing in tech capabilities won't actually automatically improve the characteristics of all your vehicles. Thus, the claim is FALSE. The answer is letter b.
In StratSim, a vehicle's interior, styling, safety, and quality are its most important features or characteristics. One of them isn't the technological capabilities. Minor upgrades can be quickly implemented to upgrade or improve your vehicle, but they do not give you enough time to get out of overstock.
In essence, StratSim or Strategic Simulation Management is a simulation of integrated strategic management. In the quick-paced auto industry, it is a type of management where teams interact effectively against one another.
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If the beginning inventory for 2020 is overstated, the effect of this error on cost of goods sold for 2020 is:_______
In the event that the company's initial inventory is exaggerated, the cost of goods sold will also be overstated, which will result in an understatement of the reported net income.
What is net income?In the context of business and accounting, net income, also referred to as total comprehensive income, net earnings, net profit, bottom line, sales profit, or credit sales, refers to an entity's income less cost of goods sold, expenses, depreciation and amortization, interest, and taxes for a particular accounting period.
The net increase in shareholders' equity that results from a company's operations has also been used to characterize it. It is determined by subtracting all expenses and losses from all earnings and revenues for the time period. It differs from gross revenue.
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The civil rights act of 1964 applied to any businesses with more than ________ employees.
The civil rights act of 1964 applied to any business with more than 15 or more employees.
This is further explained below.
What is the civil rights act of 1964?Generally, The United States passed significant civil rights and labor legislation in 1964 called the Civil Rights Act of 1964. This law made it illegal to discriminate on the basis of a person's race, color, religion, or national origin.
Title VII is a section of the Civil Rights Act of 1964 that makes it illegal to discriminate against a person in their place of employment on the basis of their race, color, religion, gender, national origin, or whether or not they are pregnant.
In conclusion, This provision of the law applies to virtually every employment scenario.
Employers with 15 or more workers are required to comply with Title VII, as a general rule.
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