Savings by _____ in small dollar amounts is the origin of much of the money that funds business loans in an economy

Answers

Answer 1

Savings by Household in small dollar amounts is the origin of much of the money that funds business loans in an economy.

What is loan budget a business?

Business financing is a funding opportunity for business owners to access company loans to be able to pay for things like temporary cash flow interruptions, development schemes, inventory and equipment, and seasonal points in activity.

What is a good excuse for a business loan?

Probably the most obvious reason to think a small business loan is to invest in an increase opportunity for your business. When business is booming, continuing to grow your company can help ensure that your profits don't table or shrink.

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Finding the best name is part of __________, and it begins with a careful review of the product and its benefits, the target market, and proposed marketing strategies.

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The best name is part of brand positioning and it begins with a careful review of the product and its benefits, the target market, and proposed marketing strategies.

How critical is brand positioning?

In order to buy a present for a coworker, where would you go. Amazon or a traditional retail store. Excellent examples of brand positioning strategies are the first ideas that come to mind. They understand how to do it well, which is why such companies have a position in your mind.

Brand positioning may appear to be a mystical concept built into your business by design, but this is not the case. It requires upkeep and sometimes revision.

It's a carefully thought-out strategy that brings your company's vision, identity, objectives, and product image together to give you a prominent position in the market. It also aids in developing and preserving your reputation and brand.

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When p.c. logic, a fax machine manufacturer, purchases ceramic printing heads from kyocera to install in its fax machines, it is acting as a(n):_________

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When p.c. logic, a fax machine manufacturer, purchases ceramic printing heads from kyocera to install in its fax machines, it is acting as a(n): original equipment manufacturer..

Who is a manufacturer?

A manufacturer or a producer can be defined as someone that produce  goods  or product by turning raw materials into finished goods or product.

P.c. logic is acting as the original equipment manufacturer because he was a manufacturer of the fax machine.

Therefore When p.c. logic, a fax machine manufacturer, purchases ceramic printing heads from kyocera to install in its fax machines, it is acting as a(n): original equipment manufacturer..

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Modern marketers use blank______ to focus how they approach their customers and market their products.

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Modern marketers use blank data analytics to focus how they approach their customers and market their products.

What is data analytics?

Data analytics is the study of examining unprocessed data to draw inferences about that data. Numerous methods and procedures used in data analytics have been mechanized into mechanical procedures and algorithms that operate on raw data for human consumption.

The phrase "data analytics" is wide and includes a variety of different methods of data analysis. To gain knowledge that may be used to improve things, any sort of information can be submitted to data analytics techniques.

Data analytics methods can highlight measurements and trends that would otherwise be buried in the sea of data. A business or system's total efficiency can then be raised by using this information to optimize processes.

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Product costs consist of all of the following except:_______
a. direct materials.
b. direct labor.
c. factory overhead.
d. dividends.

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Dividends are not included in Product cost whereas  direct materials, direct labor and factory overhead are included while calculating the Product cost .

What is Product costs ?

The cost incurred to produce a product are referred to as product  cost. Direct labor, direct materials, consumable production supplies, and factory overhead all are included in these prices. The cost of the labor necessary to provide a service to a customer can also be considered when calculating product cost. In the latter scenario, all cost involved with a service, such as compensation, payroll taxes, and employee benefits, ought to be included in the product cost.

Since product cost contains the amount of effort that is required by both GAAP and IFRS, it is included in the financial statements. When deciding on short-term production and sale-price strategies, however, managers may alter product costs to eliminate the overhead component.

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The incompatible interests, needs, and desires of diverse groups of people in society can lead to _______________.

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The incompatible interests, needs, and desires of diverse groups of people in society can lead to Social conflict.

What is social conflict?

The fight for control or authority in society is known as social conflict. Social conflict or group conflict arises when two or more actors oppose one another in social interaction, reciprocally using social power to pursue limited or incompatible goals while obstructing the opponent's progress toward achieving their own.

In this type of social interaction, the action is purposefully directed toward enforcing the actor's own desires in the face of opposition from one or more other parties.

Karl Marx is credited with creating conflict theory, which holds that competition for few resources causes society to be perpetually at war.

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Generally, a corporation is owned by the:______.
i) managers
ii) board of directors
iii) shareholders

Answers

Answer:

share holders

Explanation:

the managers only manage the b.o.d only hyper manage but the sharwholders share the compant

Under both accrual-basis and cash-basis accounting, all revenues and expenses are recorded at the same point in time. True or false?.

Answers

It is false that under both accrual-basis and cash-basis accounting, all revenues and expenses are recorded at the same point in time.

What is accrual-basis accounting?In the world of finance, accrual refers to the process of accumulating interest or various investments together over time.When a transaction is documented as having occurred rather than when a payment is made or received, this accounting method is known as accrual accounting. According to the matching principle, income and expenses should be recorded in the same period, and this is how the approach operates.Any income made or expense incurred for which money has not yet been exchanged requires accruals. By including relevant information regarding recently extended short-term credit to consumers and upcoming liabilities owed to lenders, accruals enhance the quality of the information on financial statements.

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A prokaryotic cell wall that has primarily peptidoglycan with small amounts of teichoic acid and lipoteichoic acid is:________-

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A prokaryotic cell wall that has primarily peptidoglycan with small amounts of teichoic acid and lipoteichoic acid is: gram positive.

What is a prokaryotic cell wall?

The prokaryotic cells are known to have strong cell walls. These are known to be located under a particular capsule. The function is to help in the maintenance of shape and also help in the protections of the interior parts of the cells.

Hence we can say that: A prokaryotic cell wall that has primarily peptidoglycan with small amounts of teichoic acid and lipoteichoic acid is: gram positive.

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The artificial selection of which organisms was useful for darwin to come up the term natural selection? how did darwin compare the practice of breeding of organisms to natural selection?

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The practice of breeding plants and animals to develop desired qualities. To create creatures with the desired attributes, such as size or flavor, it is purposely mated or cross-pollinated with species with similar desired qualities.

In contrast to artificial selection, which is carried out by humans with the goal of reaching particular results, natural selection occurs in nature unintentionally.

How did Darwin persuade his peers to believe in the reality of natural selection?

Darwin began out modestly. He exploited the concept of artificial selection in farming to gain access to scientists since he was aware that his theories were too radical for them to accept the idea of natural selection in one explanation.

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Of the following types, the last objectives that a firm should specify are its ________ objectives.
a) promotion
b) company
c) marketing

Answers

Of the following types, the last objectives that a firm should specify are its Advertising objectives.

What are the Objectives of firm?

Firms are legal entities that work to offer goods and/or services to their customers, government agencies, and other enterprises.

Profit in economics refers to the returns that exceed the opportunity cost. It is also known as the pure profits.

Most businesses' primary goal is to maximize profits. They can reinvest it, increase dividends, reward entrepreneurship, and so forth.

When the marginal cost equals the marginal revenue, profit maximization occurs. When the average cost equals the average income, which is also breakeven, the goal of sales maximization is attained.

When the marginal revenue is equal to zero, revenue maximization happens. The notion of satisficing refers to forsaking earnings in order to please as many essential stakeholders as feasible.

The separation of ownership and control is also known as the Principal-Agent issue.

Complete Question :-

Of the following, the last objectives that a firm should specify are its _______ objectives .A) marketing objectives.B) promotion objectives.C) company objectives.D) advertising objectives.E) price objectives.

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People with an internal locus of control don't react well to close supervision, so managers should:________

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People with an internal locus of control don't react well to close supervision, so managers should give them a considerable voice in how work is performed.

Who are managers?

A general manager (GM) is in charge of all or a portion of the activities carried out by a department or by the entire business, including raising money and keeping expenditures under control. One of the senior executives in small businesses might be the general manager. GMs are placed behind corporate-level leaders in hierarchical organizations but above the majority of employees. Depending on the organization's structure, each company may have a different level of responsibility and importance attached to a certain position.

Lower-level supervisors are supervised by the GM. These lower-level managers may oversee a number of lesser departments, but they still answer to the GM. The GM provides each department head with clear instructions. A general manager is responsible for this oversight, including the hiring, development, and coaching of lower-level managers.

Thus, In addition to offering strategic plans for the organization based on company goals, the GM may set incentives for employees and evaluate the effectiveness of departments.

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Thomas collects dimes and quarters in his change jar. if he has 4 more dimes than quarters, and the total amount of money in the jar is $26.30, find the number of each type of coin in the jar?

Answers

There are 75.29 quarters and 79.29 dimes in the jar.

Given,

In his change jar, Thomas collects dimes and quarters.

So if he has 4 more dimes than quarters, and the total amount of money in the jar is $26.30

Thus,

Let, x be the number of dimes.

And y be the number of quarters.

If Thomas has 4 more dimes than quarters,

y = x + 7

On the other hand, the total amount of money in the jar is $26.30.

0.24x + 0.10y = 26.30

Substitute the value of y in the given equation 2

0.24x + 0.10y = 26.30

0.24x + 0.10 (x+7) = 26.30

0.24x + 0.10x + 0.7 = 26.30

0.34x = 26.30 - 0.7

0.34x = 25.6

x = 25.6 / 0.34

x = 75.29

Substitute the value of x in the given equation 1

y = x + 4

y = 75.29 + 4

y = 79.29

Hence, there are 75.29 quarters and 79.29 dimes in the jar.

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_____ are organizations formed by individuals or businesses with similar interests to achieve greater economies of scale and economic power through collective ownership.

Answers

The answer is :- Cooperatives.

Cooperatives are groups created by people or companies with related goals in order to use collective ownership to achieve greater economies of scale and economic power.

What is "Ownership"?

People frequently use the word "ownership" in the workplace. Usually, and regrettably, this occurs when there is a lack of ownership on the part of the individuals. What do we mean, though, when we claim that someone is (or is not) taking ownership of something ownership We'll look at the idea of ownership in a number of pieces because it's crucial in any workplace. In this article, we will first clarify what we mean by ownership. In our next post, we'll go through why a lack of ownership is so harmful to organizations. We'll wrap off by discussing how businesses and managers can encourage employee ownership.

Being responsible for something and seeing it through to completion is what ownership entails.

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Studies reveal that over one-half to two-thirds of acquisitions are failures primarily because?

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Studies reveal that over one-half to two-thirds of acquisitions are failures primarily because the premiums paid were too high for the firm to earn their cost of capital.

What is an acquisition in business?

An acquisition is when one company purchases  all of other company's shares to gain control over that company.Buying more than 50% of a target firm's stock and other assets allows the acquirer to take control  about the newly acquired company assets  without the recognition of the company's other shareholders.

What makes a good acquisition?

Before making an acquisition, it is important  for a company to evaluate whether its decision  is a good candidate. A good acquisition person  is priced right, has a affordable  debt load, minimum  litigation and transparent financial statements.

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A positive operating cash flow indicates that the firm is generating enough cash to?

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A positive operating cash flow indicates that the firm is generating enough cash to pay operating costs.

What is operating cash flow?

Cash flow is the flow of cash and cash equivalent in and and out of a business.  The three types of cash flows are investing cash flow, operating cash flow and financing cash flow.

Operating cash flow is the net amount of cash generated from a company's normal business operation . When the operating cash flow is positive, it means that the revenue that the business earns is greater than the cost used in running the business. The operating cash flow is the first section presented on the statement of cash flows.

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Where are newly issued securities sold?
A. issuance market
B. secondary market
C. primary market
D. securities and exchange market

Answers

The newly issued securities sold at C. primary market.

Where are newly issued securities sold?

New securities are been created  and sold to investors for the first time  using the exchange that is been done in the primary market.

It should be noted that once this done , the investors trade these securities on the secondary market, however the  primary market is also known as the new issues market whereas the secondary market is  been described as one where stock market or stock exchange.

Hence , newly issued securities sold at C. primary market.

Therefore, option C is a correct.

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Which type of natural disaster has been the most expensive in terms of insurance losses?

Answers

Hurricane has been the most expensive in terms of insurance losses.

 Hurricane Katrina struck US fifteen years ago, causing considerable casualties and destructive harm. Hurricane Katrina remains an important turning point for reinsurance. It is the costliest natural disaster for the world to date and the insurance business.

   The insurance and reinsurance industries were significantly impacted by Hurricane Katrina. It is believed that Katrina caused economic losses of more than USD 160 billion. Private insurance providers paid USD (2005) 41 billion on 1.7 million claims (2020 USD) for property damage to homes, businesses, and automobiles in the US. Additionally, insurers paid an additional USD 8 billion for damage to Gulf of Mexico offshore energy infrastructure. These losses, together with losses to the Federal Reserve of USD 16.3 billion from publicly insured National Flood Insurance Program of the Emergency Management Agency (FEMA NFIP),

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The fact that the value of a company such as ebay increases as more people join and use ebay is characterized as the __________.

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The fact that the value of a company such as eBay increases as more people join and use eBay is characterized as the Network effect.

What is the Network effect?

The network effect is used to refer to instances where companies become more valuable when there are more people using the company's services and products.

This is especially common with E-commerce websites like eBay which became more valuable as more people both sold goods on it, and bought from it as well.

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The percent of fixed assets to total assets is an example of:______
a. solvency analysisb.
b. horizontal analysisc.
c. vertical analysisd.
d. profitability analysis

Answers

The ratio of fixed assets to total assets is an illustration of vertical analysis.

How Do Assets Work?

An economic resource with economic worth that is owned or under the control of a person, a company, or a government with the intention that it would someday be useful is referred to as an asset.

An organization's balance sheet lists its assets. They can be divided into four categories: current, fixed, financial, and intangible. They are obtained or developed in order to raise a company's worth or enhance its operations.

Whether it's manufacturing machinery or a patent, an asset is anything that, in the future, has the potential to increase sales, lower costs, or produce cash flow.

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Green tea oreos in china, chocolate and peanut butter oreos in indonesia, and banana dulce de leche oreos in argentina are examples of kraft using ________ strategy.

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Green tea oreos in China, chocolate and peanut butter oreos in indonesia, and banana dulce de leche oreos in Argentina are examples of kraft using  multidomestic strategy.

What is multidomestic strategy?

Multidomestic refers to a group of strategies used by companies that run operations concurrently in several countries. As their operations grow into overseas markets, smaller businesses will naturally behave differently than their larger rivals, with many of them choosing a multidomestic strategy.

A business approach that enables different subsidiaries of a multinational organization to compete independently in different domestic markets.

Thus, it is multidomestic strategy.

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A firm has total debt of $1,380 and a debt-equity ratio of .23. what is the value of the total assets?

Answers

A company has a debt-to-equity ratio of.23 and total debt of $1,380. The overall assets have a value of $7,380.00.

What Is a Debt?

When one party borrows something—usually money—from another, it is said to be in debt. Many companies and people borrow money to pay for significant expenses that they otherwise wouldn't be able to cover. A debt agreement allows the borrower to take out a loan with the condition that it will be paid back later, usually with interest.

Loans, including credit card debt, auto loans, personal loans, and mortgages, are the most prevalent kind of debt. A loan's terms stipulate that the borrower must pay back the loan's remaining balance by a particular deadline, usually several years down the road.

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An individual knows that a product exists, but has little information regarding the product and does not seek additional information. in what stage of the product adoption process is that person?

Answers

Awareness is the stage of the product adoption process for that person.

What is a product?

The object being sold is referred to as a commodity. A company or perhaps an object both qualify as products. It could take on a tangible, digital, or electronic form.

Awareness of a product means the person is getting all the information that is related to the product which can be related to the content price use or even just the name of the product is enough to create awareness, sometimes it is done with the help of advertisement. Any commodity has expenses involved with it, and everyone has pricing.

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The properties of competitive intelligence include _____.

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The properties of aggressive brain include systematic continuous exterior information.

Competitor Intelligence is focused on grasp the moves and selections of rivals in your industry. It is supposed to tune how your opponents are creating products, selling services, marketing, triumphing income deals, and the universal competitiveness of other agencies inside your enterprise or landscape.

What are the types of aggressive intelligence?

Competitive brain can be classified as myopic-oriented, tactical intelligence, or long-term targeted strategic intelligence.

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When an accountant is not independent, the accountant may issue a(n) ___________? audit report. review report. agreed-upon procedures report. compilation report.

Answers

When an accountant is not independent, the accountant may issue an audit report.

What Is an Audit?

The term audit  which can as well be used as  financial statement audit serves as the  objective examination as well as  evaluation of the financial statements of an organization so as to know how the  financial records are fairing.

This process help with the  accurate representation of the transactions they claim to represent, hence When an accountant is not independent, the accountant may issue an audit report.

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True or false? friction can be used to describe challenges that hold back your internal teams as well as challenges that hold back your customers

Answers

'The Statement is True.

Friction can be used to describe challenges that can hold back your internal teams as well as challenges that hold back your important customers.

The concept of business friction is not come to be new since it is anything that can prevent and dissuades each and every customer from buying your desired products as well as services. On behalf of the customers, friction can be considered as very long wait times for the activity of holding and those particular products that are in a number of out of stock or having any kind of bad experience with a  website of a specific company.

In order to remove friction internally, you need a clear evaluation of how teams gonna work together, processes their work, and how accessed data flows. It can remove all kinds of obstacles that can prevent us from getting any critical stuff to be done. We should have a look both at how a business runs well and the one who is running any business.

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After the first two closing entries have been journalized and posted, the balance in income summary is equal to?

Answers

After the first two closing entries have been journalized and posted, the balance in income summary is equal to Service revenue

     The money a company makes from providing services is known as service revenue. It encompasses any service that the company offers, regardless of whether the client makes a payment. Revenue from services excludes items like interest or a shipment of products. It largely focuses on the company's offerings.

The amount of income a business generates through the sale of services during a specific time period is indicated by service revenue. It does not, however, provide information regarding their revenue.

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Tyra makes $21.40 per hour at her job for the first 40 hours and $32.10 for anything over 40 hours. if tyra typically works 45 hours per week, how much does she earn?

Answers

If Tyra typically works 45 hours per week, Tyra is paid $1016.5.

Tyra's pay at her employment is $21.40 for the first 40 hours and $32.10 for any further hours. If Tyra usually puts in 45 hours a week. Work overtime for Tyra is 45 minus 40 = 5 hours.

Tyra makes $40 for the first 40 hours since 40 x 21.40.= $ 856

Tyra makes $5 x 32.10 for work beyond 40 hours = $160.5

The sum of Tyra's earnings is equal to her earnings for the first 40 hours plus her earnings for any additional hours.

Adding the values from the previous, Tyra receives $1016.5

The Tyra thus receives $1016.5.

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What specific information on the performance evaluation is used to compute a sailors mark average?

Answers

Trait Average is the specific information on the performance evaluation used to compute a sailor's mark average.

In order to calculate the Performance Evaluation Promotion Points or PMA which is called performance mark average used as one can simply use the average of the particular ratings received while it is in the current paygrade. Then add up the marks received in the current paygrade after that then divide by the total number of evaluations done.

Thousands of Sailors are involved in taking the advancement exams twice a year and are awaiting the results of those exams takes place twice a year. The results of these exams will be determining their own careers, and also thus their intentions.

Whenever many Sailors will advance, unfortunately, the actual thing happening as some will not. The most important thing for the case of Sailors is that they did not advance in this cycle which is to understand so as why they did not advance, and also in what areas they can strengthen themselves for the next cycle. Every Sailor who took an exam will be having a profile sheet so that they can also review it.

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If barbara is only able to purchase 20 bags of chocolate-covered peanuts, the maximum price she is willing and able to pay for each bag is ________ cents.

Answers

Based on the fact that Barbara is only able to purchase 20 bags of chocolate-covered peanuts, the maximum price she is willing and able to pay is $0.70.

What is the maximum price Barbara is willing to pay?

The maximum price that Barbara is willing and able to play is the price that tallies with the number of bags of chocolate-covered peanuts that she demands per month.

Barbara demands 20 bags of chocolate-covered peanuts which means that the maximum she is willing to pay from the table is $0.70.

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When a corporation's shares are owned by a few individuals who are associated with the firm's management, we say that the stock is closely held.
true /false

Answers

True

When a corporation's shares are owned by a few individuals who are associated with the firm's management, we say that the stock is closely held is a "True" statement.

What is private firm/company?

A private company is one that is privately owned. Private companies may have shareholders and issue stock, but their shares don't really trade on public exchanges and aren't issued through with an initial public offering (IPO).

Some key features regarding the private firm/company are-

Private companies are exempt from the Securities and Exchange Commission's (SEC) stringent filing requirements for public companies.In overall, the shares of these companies are less liquid, and determining their valuations is more difficult.Private companies are also known as privately held businesses. Private companies are classified into four types: sole proprietorships, limited liability corporations (LLCs), S corporations (S-corps), and C corporations (C-corps), each with its own set of rules for shareholders, members, and taxation.

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