On the closing disclosure, applicable secondary market charges passed onto the borrower must be properly identified as?

Answers

Answer 1

The applicable secondary market fees remitted to the borrower on the Closing Disclosure shall be properly indicated as origination charges.

What information is revealed to the borrower in the closing disclosure?

The closing disclosure, a five-page document, offers the final details on the mortgage loan you have selected.. It outlines the loan's conditions, your anticipated monthly payments, and the fees and other costs associated with obtaining a mortgage (closing costs).

What do origination fees entail?

A lender will charge an origination fee as payment for processing a loan application. This price ranges from 0.5% to 1% of the loan amount. It is occasionally possible to negotiate origination fees, but doing so typically results in a higher interest rate over the course of the loan.

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Related Questions

Stage four of sensorimotor intelligence is characterized by:_______
a. primary circular reactions.
b. accommodations.
c. reflexes.
d. new adaptation and anticipation.

Answers

The stage four of sensorimotor intelligence is characterized by new adaptation and anticipation.

What is a sensorimotor intelligence?

This refers to the first of the four stages in Piaget's theory of cognitive development. The stage extends from birth to approximately 2 years, and is a period of rapid cognitive growth.

This is when infants develop an understanding of the world through coordinating sensory experiences (seeing, hearing) with motor actions (reaching, touching). Therefore, the stage four of sensorimotor intelligence is characterized by new adaptation and anticipation.

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Which client is the best candidate for a stimulation test to confirm a diagnosis of acromegaly?

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Based on the diagnostic tests for acromegaly, high levels of growth hormone after intake of a sugary liquid indicates acromegaly.

What is Acromegaly.?

"Acromegaly is a hormonal disorder that develops when your pituitary gland produces too much growth hormone during adulthood. When you have too much growth hormone, your bones increase in size." Acromegaly is caused by a tumor in the pituitary gland, called a pituitary adenoma.

Acromegaly is usually diagnosed in adults aged 30 to 50. Diagnosing acromegaly involves 2 key blood tests: a test to check the level of the insulin-like growth factor-1 (IGF-1) and an oral glucose tolerance test.

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What dietary recommendations should a nurse provide a client with a lung abscess?

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The dietary recommendation that a Nurse should provide to a patience with Lung Abscess is "A diet rich in protein" (Option C)

A high-protein, high-calorie diet is essential for a client with a lung abscess since prolonged infection is connected with a catabolic condition.

A carbohydrate-dense diet or a low-fat diet are not recommended for a client with a lung abscess.

What is Lung Abscess?

A lung abscess is a type of liquefied necrosis of lung tissue and the formation of cavities (larger than 2 cm) containing necrotic debris or fluid caused by microbial infection.

It can be caused by aspiration, which can occur with impaired consciousness, usually causing a cavity filled with pus.

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Full Question:

What dietary recommendations should a nurse provide a client with a lung abscess?

A diet with limited fat

A carbohydrate-dense diet

A diet rich in protein

A diet low in calories

What does pariser mean when he says we've moved from human gatekeepers to algorithmic gatekeepers on controlling the flow of information? why is this a problem?

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When Eli Pariser says that "we have moved from Human Gatekeepers to algorithmic gatekeepers on controlling the flow of information", he means that when the Internet was founded, it was viewed as a liberation from the power of those who controlled and edited what information you saw.

He is saying that we have returned back to those days when information was controlled. This time, it is being controlled by algorithms.

What information does Eli give to buttress the above point?

Eli makes reference to the fact that The web now adjusts to the individual user. Eli initially became aware of this automated filtering in his Fac. ebook news stream.

He is politically progressive and has seen a decrease in the number of conservative links shared by his Fac. ebook friends.

Fac. ebook had discovered that Eli was clicking more leftist links than conservative sites and had hidden them.

Almost all major news and information sources utilize this covert, automated editing. Go. ogle currently considers 57 distinct signals when determining search results.

Everything from your geographic region to your age and ethnicity is taken into account. The information one receives is no longer the same as the information received by another.

Hence the assertion that, "algorithmic gatekeepers on managing the flow of information" are asserted.

Who is Eli Pariser?

Eli Pariser was born on December 17, 1980. He is a writer, activist, and business owner.

He has claimed that his main goal is to figure out "how to make technology and media support democracy."

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What are the primary phases of filmmaking?

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pre-production , production , post-production ,color-grading, visual effects.

Joaquin will use the three-step writing plan for his claim message. in the body of the message, joaquin will:________

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Joaquin will use the three-step writing plan for his claim message. in the body of the message, Joaquin will identify enclosed copies of all pertinent documents.

What is the synonym of the claim?

A few commonplace synonyms of claim are demand, genuine, and require. While some of these words mean "to ask or call for something as due or as essential," claim implies a demand for the shipping or concession of something due as one's own or one's proper.

What form of verb is claim?

Claim some thing to benefit, win, or obtain something she has in the end claimed a place on the group. claim some thing (of a catastrophe, an coincidence, and so forth.) to purpose someone's dying the auto crash claimed three lives.

What's claim example?

Claims are, basically, the evidence that writers or speakers use to show their point. Examples of claim: A teen who desires a new cell phone makes the subsequent claims: each other woman in her faculty has a cellular telephone.

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Basic research on persistent human traits like extraversion and agreeableness is most characteristic of the specialty known as ________ psychology.

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Basic research on persistent human traits like extraversion and agreeableness is most characteristic of the specialty known as social psychology.

What is social psychology?

Social psychology  can be described as the  study of ones  mind as well as the behavior with other people.

It should be noted that Social psychology l focus on  personality as well as the  interpersonal relationships, and group behavior, this is because we are always been social creatures,  hence Basic research on persistent human traits like extraversion and agreeableness is most characteristic of the specialty known as social psychology.

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There is often a direct link between a person's ______ a topic and his or her knowledge about it.

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There is often a direct link between a person's interest in a topic and his or her knowledge about it.

What is the significance of audience analysis?

Audience analysis refers to the process that involves identifying the audience, their interests, level of understanding, attitudes, and beliefs.

Audience analysis plays a very significant role in any presentation because it helsp to know the targeted audience. Understanding the beliefs and attitudes of the audience would be very beneficial for the speakers.

Basically, audience analysis is the act of of identifying your audience and collecting information about them.

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The medical term ____________________ describes an increased concentration of creatinine in the urine.

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The medical term Azotemia describes an increased concentration of creatinine in the urine.

What is Azotemia?

Azotemia can have reasons other than underlying diseases. Dehydration, adverse drug reactions, or a diet heavy in protein are a few examples.

Azotemia is a prevalent medical disorder that affects hospital patients and older persons. Azotemia accounts for 8% to 16% of hospital admissions. This issue develops when your kidneys are unable to adequately eliminate the nitrogen waste in your body because of an injury, illness, or drug side effects.

Azotemia is a condition that develops when your kidneys have been harmed by an illness or an accident. It strikes when your kidneys are unable to remove enough nitrogen waste. Urine and blood tests are frequently used to identify azotemia.

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If tina had mentioned that she was just diagnosed with pneumonia, what would you have expected to find during percussion?

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I expect that I will find dullness from Tina. In a patient with pneumonia, diffuse infiltrate—an buildup of fluid and inflammatory byproducts—should be accompanied by dull percussion sounds.

Over dense organs like the heart or liver, dull or thudding sounds are frequently audible. When fluid or solid tissue replaces air-containing lung tissues, as is the case with pneumonia, pleural effusions, or tumors, dullness replaces resonance. When someone develops pneumonia, one or both of their lungs' air sacs become inflamed. Breathing difficulties, a fever, chills, and a cough that produces pus or phlegm can all result from the air sacs swelling with fluid or pus (purulent material).

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Modernity is motivated by the belief that everything is destined to be speeded up, dissolved, displaced, transformed, and?

Answers

The correct answer is reshaped.

Individual subjectivity, scientific explanation and rationalization, a loss in focus on religious worldviews, the creation of bureaucracy, increasing urbanization, the advent of nation-states, and increased financial interchange and communication are all connected to modernity.

What are the key characteristics of modernity?

The rise of science and rational thought, individualism, industrialization, and urbanization are key characteristics of modernity. However, there are other traits, such as the state's growing role.

Individuals become increasingly significant as cultures modernize, gradually replacing the family, community, or occupational group as the primary unit of society. The division of labor, which is characteristic of industrialization, is also applied to institutions as they grow more specialized.

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What would you cite to defend the implementation of the least restrictive environment?

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I would cite IDEA to defend the implementation of the least restrictive environment.

What is IDEA?

(IDEA) Individuals with Disabilities Education Act is a component of American legislation that guarantees that kids with disabilities receive a free appropriate public education (FAPE) that is catered to their unique requirements. Education for All Handicapped Children Act (EHA), which was the name of IDEA from 1975 to 1990, was the previous name for the law. IDEA is the new name for the Education for All Handicapped Children Act, which was reauthorized by the US Congress in 1990. The overall objective of IDEA is to give disabled children the same educational opportunities as other students.

IDEA is divided into four parts, the two most important of which are parts A and B.  Part A deals with general legal provisions; Part B deals with aid for the education of all children with disabilities; Part C deals with infants and toddlers with disabilities, including children from birth to age three; and Part D deals with federally funded national support programs. Since the law's first passage in 1975, each section has basically stayed unchanged.

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The pyrenees mountains separates which of these countries from the rest of europe?
a. spain
b. italy
c. greece
d. andorra

Answers

The Pyrenees have long served as a formidable land barrier between Spain and Portugal on the Iberian Peninsula and the rest of Europe; as a result, these two countries have traditionally developed stronger associations with Africa than with the rest of Europe, and they have become inextricably linked to the sea.

The absence of large lakes, such as those found in the Alps' lateral valleys, is a notable feature of Pyrenean scenery. the scarcity and high elevation of usable passes. The Pyrenees, unlike the Alps, are an ancient mountain range.

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A good rule of thumb for determining the need for information research is to ask whether _____.

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A good rule of thumb for determining the need for information research is to ask whether " decision-makers can address an issue based on prior knowledge."

Any information, technical data, materials, formulas, pre-clinical and clinical data, and know-how resulting from or arising out of the Research is referred to as "information research." Research allows you to pursue your interests, learn something new, hone your problem-solving skills, and challenge yourself in new ways.

There may be circumstances that are brand-new and contradict prior knowledge. No circumstance is entirely novel. There are only a few conditions altered. Therefore, past experience can be used to solve any new situation.

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According to the general theory of relativity, objects bend space in ________ to their mass.

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As per the general theory of relativity, objects bend space in proportion to their mass.

Albert Einstein created the gravitational theory known as general relativity between 1907 and 1915. According to general relativity theory, the apparent gravitational pull between masses is caused by the bending of spacetime caused by those masses.

Mass is a physical body's total amount of matter. Inertia, or the body's resistance to acceleration when a net force is applied, is also measured by this term. The strength of an object's gravitational pull to other bodies is also influenced by its mass. The kilogram serves as the SI's fundamental mass unit.

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During most of their eighth year, children have how many teeth in their mouth (primary and secondary)?
a. 24
b. 26
c. 28
d. 30
e. 16

Answers

During most of their eighth year, children have 24 teeth in their mouth

Every child has a different trend of teeth growth. But on average, a child has 20 teeth all grown up at the age of three years. However, the primary teeth that the child have will start to shed at around 7-8 years of age.

These primary teeth are also known as milk teeth. They shed and give way to the permanent teeth to come. These permanent teeth stay with the humans throughout their lifespan.

However, during most of their eighth year, most of the children have their 24 teeth. On average, a person has all 32 teeth grown by the age of 21.

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Explain whether the following argument is deductive or inductive. i have never found mail in my mailbox on a saturday. the postal service must not have deliveries.

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The argument, "I have never found mail in my mailbox on a Saturday. The postal service must not have deliveries" is an:

Inductive argument

What is an inductive argument?

An inductive argument is one where a series of observations help a person arrive at a general conclusion. In this example, we can see that observation was first made before the speaker arrived at a conclusion. The observation was that the speaker has never found mail in his mailbox. This led him to the general conclusion which is that the postal service must not have deliveries.

This is the opposite of the deductive argument where a conclusion is first reached before observations are made. So, if a deductive argument is being made, then we will proceed from the conclusion which is that "The postal service does not have deliveries on Saturdays because the speaker has never gotten a mail on that day.

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In this excerpt from 1790, james madison most directly opposes which economic proposal?

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In this excerpt from 1790, James Madison MOST directly oppose which economic proposal. The plan for the assumption of debt was proposed to balance the costs of the Revolutionary War that were much higher in the Northern than Southern states.

Economic policy examples are taxation and government spending, income redistribution from the wealthy to the poor, and the supply of money decisions.

 James MadisonPresident (1809-1817), made a major contribution to the ratification of the Constitution by writing The Federalist Papers, along with Alexander Hamilton and John Jay. In later years, he was referred to as the “Father of the Constitution.”

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A social psychologist would be least likely to conduct a study examining the effect of:____.

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A social psychologist would be least likely to conduct a study examining the effect of sleep on concentration ability.

Who is a social psychologist?

This is the term that is used to refer to the scientific study that a person would have that has to do with their thoughts, their feelings and the ways that they perceive the things happening.

The behaviors are influences by the social norms  around as well as the presence of others. Hence we can say that a social psychologist would be least likely to conduct a study examining the effect of sleep on concentration ability.

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Childhood really is __________. group of answer choices not much more than biology a defined sequence of events independent of history socially universal about more than simply the age of the child

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Childhood really is about more than simply the age of the child. group of answer choices not much more than biology a defined sequence of events independent of history socially universal about more than simply the age of the child

This is further explained below.

What is Childhood?

Generally, The years between when you are a toddler and when you are a young adult that you spend living at home with your parents are an example of childhood.

The development of a child's brain is profoundly influenced by the events and activities that occur in the first few years of their lives.

Exposure to positive elements, particularly consistent and responsive interactions with parents and other adults, as well as situations that are safe and supportive, promotes healthy development in children.

In conclusion, The age of the kid is not the only factor to consider when referring to childhood.

Collection of response possibilities that aren't much more than biology; a specified sequence of occurrences that's independent of history; socially universal information about more than just the child's age

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the basic economic problem that all individuals, businesses, and governments must solve is ?


A. updating jobs to take advantage of the newest technology.

B. Making sure all resources are used.

C. Guaranteeing that everyone had a bank account.

D. Satisfying unlimited wants with limited resources.

Answers

Answer:

B.making sure all resources are used

Explanation : The fundamental economic problem is the issue of scarcity and how best to produce and distribute these scare resources. Scarcity means there is a finite supply of goods and raw materials.

To give other drivers plenty of warning, place emergency flares or reflective triangles ___________behind your vehicle.

Answers

Place the first triangle or flare 10 feet exactly behind the side of the vehicle that is closest to the road as a general guideline. The second 100 feet should be placed 100 feet behind the car, aligned with the centre of the bumper.

Emergency Warning Devices

The driver of a vehicle must activate the danger warning system and leave it on until the exterior warning devices are in place if the vehicle is stopped on a highway or shoulder other than for a required traffic stop. The warning devices must be picked up before the vehicle continues, at which point the hazard warning system must be used once more.

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Answer:

200-300 ft

Explanation:

anything for yodie gang

The elbow is _____ to the wrist. select one:
a. lateral
b. distal
c. ventral
d. proximal
e. dorsal

Answers

PROXIMAL is the correct answer

In ___________ administration, you are administering medication to yourself or your partner

Answers

Answer:

medical administration

A statute restricting expressive or symbolic speech must be narrowly tailored and justified by:_________

Answers

A statute restricting expressive or symbolic speech must be narrowly tailored and justified by:

A compelling government interest

What is a statute restricting free speech?

A statute restricting free speech is a law that proposes why the citizens of a nation should not be allowed to express themselves freely. Often when this law is enacted by the judiciary, there is a government interest.

The leader of the nation might want to cage the people because he or she wants to exert some level of control or autonomy.

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3)Why do companies provide childcare?

Answers

Answer:

Childcare is beneficial for employers because it improves the quality of life in the workplace and reduces absenteeism, while also enhancing an employer's image with regard to its commitment to work/life balance. It also decreases long-term healthcare costs for both employees and employers.

Answer:

Childcare and employer provided childcare vouchers are very popular with both employers and employees alike. If your business is in the London area or you are employed in the area we, at Thorne Lancaster Parker, can advise you on the exemptions available for employer supported childcare.

The theory that people adapt to the values of the subculture to which they belong is?

Answers

The theory that people adapt to the values of the subculture to which they belong is called "Cultural Deviance Theory".

What does the "Cultural Deviance Theory" State?

According to Cultural Deviance Theory, crime is intimately tied to a society's cultural values and standards.

In other words, people may become criminals not because of inherent character qualities, but because they are affected by:

The setting in which they reside, the people around them, and the socioeconomic conditions of their micro-environment

The core concept of cultural deviance theory is that compliance to lower-class cultural norms leads to crime.

Lower-class subcultures have distinct values and ideas that are invariably at odds with societal standards.

These three variables combine to generate a distinct subculture that influences the individual and their proclivity to commit crime.

The thesis is typically used to criticize immigrant and working-class cultures, leaving it a very contentious notion in the twenty-first century.

Hence, it is correct to state that The theory that people adapt to the values of the subculture to which they belong is called "Cultural Deviance Theory".

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Based on her scan of the external factors that would impact her small business, how did erin brewer promote the local culture at redpin?

Answers

Answer:by the items she offered on her menu

Explanation:

________ is often the most difficult but most critical step in the research process.

Answers

Defining the problem and research objectives is often the most difficult but most critical step in the research process.

What is research objectives?

Research objectives spell out the goals you have for your investigation. They serve to focus your study by providing an overview of the project's methodology and goals.

Therefore,

Defining the problem and research objectives is often the most difficult but most critical step in the research process.

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3. according to dr. seligman, which of the following human strengths act as buffers against mental illness

Answers

Courage, optimism, interpersonal skill, work ethic, hope, honesty, and perseverence.

American psychologist Martin Elias Peter Seligman is also an educator and the author of several self-help books. Seligman actively promotes his theories of positive psychology and wellbeing among the scientific community. His idea of acquired helplessness is well-liked by academic and professional psychologists. Seligman was recognised as the 31st most-cited psychologist of the 20th century in a poll conducted by the Review of General Psychology and published in 2002.

The psychology department of the University of Pennsylvania is home to Seligman, the Zellerbach Family Professor of Psychology. He formerly served as the department's Director of the Clinical Training Program and taught at Cornell University in the past.

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Other Questions
Got it wrong hehe :) Which two influences on growth and development increase the risk of occurrence of multifactorial birth defects? I neeeddd the answer In a pluralist democracy Exercise 1 Underline the verb in each sentence. In the blank, write T if the verb is transitive. Write I if the verb is intransitive. I never watch game shows on television. two times the quantity of seven less than twice xi need put this in algebraic expression Exercise 1 Place a check in the blank next to each sentence whose main verb is a linking verb.Other famous Irish Americans are actor John Wayne, singer Bing Crosby, and Ronald Reagan, the former president. A dark-skinned person in a cold, northern climate is at a higher risk (than a light-skinned person) of developing ______ (a condition that softens and deforms the bones) due to a vitamin d deficiency. Which of the following best describes colonial subjects' response to unfair treatment under colonial rule?Choose 1 answer:BThey negotiated with their colonizers for better treatment, more political freedoms, andgreater economic investment.They assimilated into European society, attempting to gain rights through imitation ofEuropean culture.They led massive, constant resistance in the form of peaceful sit-ins, violent attacks, and massrebellions.They responded in many different ways from attempts at negotiations to hidden forms ofactive resistance. In a simple circular-flow model, there are flows of _________ and flows of _________. Glycolysis and the krebs cycle do not capture all of the potential energy in a glucose molecule because:________ More than 200 different types of cells exist in the human body. Why do you think these cells are important forvarious body functions? Explain your response. The outer covering of gram-negative bacteria contains ______, a complex of carbohydrate and lipid responsible for symptoms such as fever and shock. Once a person has been involuntarily committed to a mental institution, they _____________ What geographic error did Columbus make? The software/system that helps make sure the retail firm doesn't have a stockout is? Consider the scenario.A scientist sets up an experiment to see how sugar in the diet ofrats affects their weight. The scientist feeds one group of rats adiet high in sugar, another group a diet of moderate sugar levels,and a third group a diet low in sugar.All of the rats in the experiment are the same species and ageand start the experiment at a healthy weight. The rats alsoreceive the same kind of sugar.What is the dependent variable?A. amount of sugarB. species of ratsC. starting weight of ratsD. final weight of rats A mother of a high school student wants a teacher fired for inappropriately touching his students. What is the most effective thing the parent can do to generate awareness of this problem? When you include discouraged workers and unemployed workers in calculations of the unemployment rate:____. The metallic radius of a sodium atom is 186 pm. What is the volume of a sodium atom in cubic meters? Assume the atom is a perfect sphere. The volume of a sphere is calculated from (4/3)r3