Misrepresenting pertinent policy provisions relating to coverage after a loss is an unfair claim settlement practice.
Pertinent policies are those facts which tend to prove the allegations of the party offering them and those which have no such tendency are called impertinent.
When something is pertinent, it means it is significant. It will have an impact on the decision or the outcome.
Therefore, if the pertinent policy is misrepresented, it becomes an unfair claim settlement practice.
https://brainly.com/question/28474087
#SPJ4
Employers can achieve fewer accidents and lower workers compensation cost by:_________
Employers can reduce safety dangers and workers compensation costs by investigating all accidents with an eye toward future deterrence.
Definition of Workers' Compensation
Employees who sustain diseases or injuries at work are given benefits under workers' compensation insurance, a sort of commercial insurance. This insurance specifically aids in covering expenses such as medical care, lost wages from missed work, and more. Benefits from workers' compensation insurance might vary by state.
Three ways that workers' compensation insurance safeguards your company. These include things like providing coverage for employee illnesses and workplace accidents, defending your company in legal proceedings, and maintaining compliance with state laws.
to know more about workers compensation
https://brainly.com/question/17371520
#SPJ4
If the state government allocates additional spending on education programs, the opportunity cost is:______.
It Allocates that
measured in terms of the best alternative uses for that money.In microeconomic hypothesis, the open door cost of a specific action is the worth or advantage surrendered by taking part in that action, comparative with taking part in an elective action.
What is opportunity cost and its recipe?Opportunity cost is the worth of the following best other option or choice. This worth could conceivably be estimated in cash. Worth can likewise be estimated by different means like time or fulfillment. One recipe to work out open door expenses could be the proportion of what you are forfeiting to what you are acquiring.To learn more about Opportunity cost click the links.
https://brainly.com/question/13036997
https://brainly.com/question/24319061
#SPJ4
The degree of a relationship is the number of attributes that are associated with it.
a. true
b. false
The statement that the degree of a relationship is the number of attributes that are associated with it is FALSE.
What is the degree of a relationship?The degree of a relationship is a measure of how many occurrences in one entity that are considered linked to the amount of occurrences in another entity.
The degree of a relation is the number of attributes that are associated with the entity and not the degree of a relationship.
In conclusion, this statement is false.
Find out more on the degree of a relationship at https://brainly.com/question/10949387
#SPJ1
The accounting concept/principle beinga ppled when an ajustment is made is usually?
The accounting concept/principle being applied when an adjustment is made is usually matching revenue and expense. The matching principle, which states that expenses should be recorded in the same accounting period as revenue connected to those expenses, can be adhered to by making adjusting entries.
The Matching Principle's advantagesThe accrual accounting method's matching concept contributes to a more accurate depiction of a company's operations on the income statement.
Investors often prefer a normalized income statement that is smooth and continuous rather than a lumpy one that is disjointed. Investors have a better understanding of the real economics of the company by combining them.
However, it should be noted that it's crucial to consider both the income statement and the cash flow statement.
To know more about "Matching Principle", visit: https://brainly.com/question/17438543
#SPJ4
Explain why some buyers would think the equilibrium price of coat is too big and some sellers would think the equilibrium price is too low
Some buyers would think the equilibrium price of coat is too big while some sellers would think the equilibrium price is too low because the quantity of goods that buyers are willing to buy does not balances the quantity of goods sellers are willing and able to sell.
What is an equilibrium price?Basically, an equilibrium refers to the state in which market supply & demand balance each other and because of this, the prices become stable. Also, the equilibrium price is where the supply of goods matches demand and when a major index experiences a period of consolidation or sideways momentum, it can be said that the forces of supply and demand are relatively equal and the market is in a state of equilibrium.
Therefore, in some cases buyers would think the equilibrium price of coat is too big while sellers would think the equilibrium price is too low because the quantity of goods that buyers are willing to buy does not balances the quantity of goods sellers are willing and able to sell.
Read more about equilibrium price
brainly.com/question/22569960
#SPJ1
What consideration should researchers take into account when designing an online study?
Attention should researchers don't forget when designing a web study: moral considerations in studies are a fixed of ideas that manual your research designs and practices. these standards consist of voluntary participation, knowledgeable consent, anonymity, confidentiality, the capacity for harm, and consequences of conversation.
Researchers collect, organize, examine, and interpret information and evaluations to discover problems, and clear up issues, and expected trends. maximum researchers degree in public opinion. Social technology researchers gauge the public's opinion concerning social problems, offerings, political campaigns, parties, and personalities.
Research is described as cautious consideration of taking a look at regarding a selected difficulty or problem with the use of medical strategies. consistent with the American sociologist Earl Robert Babbie, “studies is a systematic inquiry to describe, explain, are expecting, and manage the determined phenomenon. research is careful and prepared to take a look at or gathering of facts about a specific subject matter. An example of studies is a challenge wherein scientists try to discover a cure for AIDS. An example of research is the facts an excessive college student tracks down facts for a college file.
Learn more about Researchers here:
https://brainly.com/question/25257437
#SPJ4
The shares of an acquired company not held by the controlling shareholder are called the:________
The shares of an acquired company that is not held by the controlling shareholder are called a non-controlling interest.
A non-controlling interest can also be called a minority interest. This is a type of ownership position where the shareholder will own less than 50% of the outstanding shares. As the shareholder owns only 50% he will have no control over the decisions that are taken by the company. Most of the shareholders would be considered as having a non-controlling interest.
The non-controlling interest can be calculated at the net asset value of the entities. These shareholders do not account for potential voting rights. This non-controlling interest is the opposite of a controlling interest. Under the controlling interest, the majority of the shares will be held by one individual only.
Learn more about non-controlling interest here:
https://brainly.com/question/15689904
#SPJ4
Consumers express self-interest when they:_________
a) collect economic profits.
b) exclude others in their thinking.
c) seek the lowest price for a product.
d) reduce business losses.
Consumers express self-interest when they seek the lowest price for a product.
What is the meaning of self interest?This is the term that has to do with the personal advantage that a person would have due to the choices that they make which they intend to suit them first before any other person. People seek for lower prices without having to care about the way that the request would affect the business that they are buying from.
Hence we can say that: Consumers express self-interest when they seek the lowest price for a product.
Read more on self-interest here: https://brainly.com/question/20566107
#SPJ1
Is the company's market-to-book ratio meaningful? is its book debt-equity ratio meaningful? explain
Because the book value of equity is negative in this case, Clorox's market-to-book ratio and its book debt-equity ratio are not meaningful. Its market debt-equity ratio may be used in comparison.
What is debt-equity ratio?The debt-to-equity ratio is a financial metric that shows how much debt and shareholder equity were utilized to finance the assets of a company. The ratio, often known as risk, gearing, or leverage, is closely related to leveraging. The debt-to-equity (D/E) ratio demonstrates how much equity and debt are being used by a company to finance its assets. The D/E ratio indicates the capacity of shareholder equity to pay creditors in the case of a corporate downturn. Debt to Equity Ratio = Total Debt / Shareholder Equity is a quick formula. Long formula: Shareholders' equity / (short term debt plus long term debt plus fixed payment obligations).
To learn more about debt-equity ratio visit:
https://brainly.com/question/25651634
#SPJ4
The new york times reported that the average base salary of a data scientist is $85,000 competitive bonus.
a. true.
b. false
The New York Times reported that the average base salary of a data scientist is an $85,000 competitive bonus is a false statement. Thus, option B is correct.
What is the salary?A salary can be defined as the amount that is paid to a person by the employer for the work that he or she has done.
The report that said the data scientist's average salary is around, $85000 with a competitive bonus is a wrong statement as the package value of that person will be greater than the general amount that is going on for that particular job for a data scientist. Therefore, option B is the correct option.
Learn more about salary, here:
https://brainly.com/question/15866274
#SPJ4
Imothy is associated with the christian coalition. he believes in the importance of family values and opposes abortion and homosexuality. timothy is most likely a:_________
Imothy is associated with the christian coalition. he believes in the importance of family values and opposes abortion and homosexuality. timothy is most likely a: "social conservative"
What is Homosexuality?
Romantic interest, sexual attraction, or sexual conduct between people of the same sex or gender is referred to as homosexuality. The definition of homosexuality as a sexual orientation is "an lasting pattern of emotional, romantic, and/or sexual attractions" to individuals of the same sex. Along with such attractions, it "also refers to a person's sense of identity based on those behaviors and membership in a group of people who share similar interests," according to research.
To learn more about Homosexuality?
https://brainly.com/question/7147044
#SPJ4
Assuming that reader direct generates net income of $3,000 and pays dividends of $2,000 in 2021, what would be the ending retained earnings balance at december 31, 2021?
The ending retained earnings as at December 31, 2021 is $1,000.
What is the ending retained earnings?Retained earnings is the cumulative portion of the profit of a company that is not distributed to shareholders as dividends. Retained earnings increase the value of a firm. Net income increases retained earnings. Losses and dividend payment reduces retained earnings.
Retained earnings can be used for working capital and capital expenditures or it can be used to pay off debt obligations of the company. Retained earnings is the link between the income statement and the balance sheet. Retained earnings is recorded in he shareholder's equity section.
If a company does not believe it can use its retained earnings efficiently to generate profits, the retained earnings should be distributed to shareholders as dividends.
Ending retained earnings is net income less dividends.
Ending retained earnings = net income - dividends
$3000 - $2000 = $1000
To learn more about retained earnings, please check: brainly.com/question/14529006
#SPJ1
A firm has a total debt ratio of 0.30 times. this means the firm has ___ in total debt for every $1 in total assets.
A firm has a total debt ratio of 0.30 times. this means the firm has $0.30 in total debt for every $1 in total assets.
What is debt ratio of a company?
The debt ratio of a company means its total debt as percentage of total assets of the company, in other words, the debt ratio can be determined as the total debt divided by total assets expressed as a percentage
debt ratio=total debt/total assets
debt ratio=0.30
total debt=unknown(assume it is x)
total assets=$1
0.30=x/$1
x=0.30*$1
x=total debt for every $1 of total assets=$0.30
Find out more about debt ratio on:brainly.com/question/13106705
#SPJ1
Now suppose that home has the opportunity to trade with foreign at an international price of corn equal to a ton of wheat per ton of corn. in which product will home find its comparative advantage?
A situation when a person, company, or nation can create a good or service at a lower opportunity cost than another producer is referred to as having a comparative advantage.
For instance, Canada can manufacture maple syrup at a very low opportunity cost compared to avocados, a crop for which its climate is less suitable, since it has an abundance of maple trees. Mexico, on the other hand, is known for its warm weather and abundance of sunshine. can produce avocados in comparison to Canada at a significantly lower opportunity cost in terms of maple syrup sacrificed.
The parameters of trade for exchange under which mutually beneficial commerce can occur are determined by comparative advantage and opportunity costs.
To learn more about comparative advantage here
https://brainly.com/question/13221821
#SPJ4
In project procurement management, which is an output of the conducting procurements process?
In project procurement management, which is an output of the conducting procurements process - change requests
Conducting procurement
Conducting procurement is a step in the procurement process that is defined as gathering replies from potential sellers, selecting a seller, and giving the contract to the chosen vendor. It is critical to remember that there are two roles involved in conducting procurement: buyer and seller. Thus, conduct procurement entails planning and directing operations such as bidder conferences, distributing bid packages to potential sellers, evaluating potential sellers, and finally selecting the sellers. This technique has the advantage of aligning stakeholder expectations through existing agreements.
To learn more about Conducting procurement
https://brainly.com/question/17183208
#SPJ4
The three different ways of expressing information about the supply of a good - service - or resource are:______.
The three different ways of expressing information about the supply of a good - service - or resource are
supply supply curve supply schedule.This is further explained below.
What is supply?Generally, In the field of economics, "supply" refers to the entire quantity of a certain good or service that a provider is willing to make available to buyers within a specific time frame and at a specific price point.
The movement of the market is often what decides it. For example, if there is a larger demand, a provider may feel pressured to expand their supply.
In conclusion, The following are the three distinct methods that one might convey information on the availability of a product, service, or resource:
supply supply curve supply schedule.Read more about supply
https://brainly.com/question/28285610
#SPJ1
Issuance of common stock for cash affects which basic element of financial statements?
This entry influences property as properly as stockholders' equity.
When you trouble inventory for cash, you extend both shareholders' equity and cash.
The stock issuance is recorded in shareholders' equity as extra paid-in capital, in accordance to Bob Steele CPA.
What is issuance of frequent inventory on economic statement?Common stocks are shares issued with the aid of a enterprise to raise cash instead of selling debt or issuing desired stock.
Common shares are in reality everyday shares.
When the business enterprise troubles common inventory for the first time, they do so with the aid of an preliminary public offering or an IPO.
Learn more about issuance here:
https://brainly.com/question/25562729#SPJ4Lawyers inc. accepted a $12,000 retainer for which the company agreed to provide services in the future. recognizing this event would:_______
If Lawyers inc. accepted a $12,000 retainer for which the company agreed to provide services in the future. recognizing this event would: defer the recognition of revenue, cause the company's assets to increase, cause the company's liabilities to increase.
What is deferred revenue?Deferred revenue can be defined as the money or cash a company received for goods and services that was paid in advance by customers in which the service is to rendered to the customer in the future.
Hence, if the company received the amount of $2000 for a service they will provide in the future which means that recognizing this event would defer the recognition of revenue, Cause the company's assets to increase and as well cause the company's liabilities to increase.
Learn more about deferred revenue here:https://brainly.com/question/14834977
#SPJ1
defer the recognition of revenue
cause the company's assets to increase
cause the company's liabilities to increase
The _________ represents the cumulative total of net income less dividends over the life of the company.
The ending balance of retained earnings represents the cumulative total of net income fewer dividends over the life of the company.
This is further explained below.
What are earnings?Generally, The net advantages of a corporation's operations are referred to as earnings.
Earnings are the basis for calculating the tax liability of a corporation. EBIT and EBITDA are only two of the more technical metrics that are used when doing an examination of certain facets of business operations.
It is standard practice to use a variety of other phrases in place of earnings, such as income and profit.
In conclusion, The cumulative sum of retained profits during the company's entire existence is represented by the ending balance of retained earnings. This figure is calculated by deducting dividends from net income.
Read more about earnings
https://brainly.com/question/21219294
#SPJ1
Preparing a(n) ____ trial balance is the last step in the accounting cycle and occurs after all accounts have been updated with closing journal entries.
Preparing a post-closing trial balance is the final step in the accounting cycle and happens after all accounts have been updated with finished journal entries.
Why is a Post Closing trial balance performed?Post-closing trial balance: The post-closing trial balance is run behind closing entries that have been assembled and serve two purposes. It guarantees that debits and credits match while also confirming that temporary account credits have been reset to zero to begin the new accounting term.
The closing entry aims to reset the temporary account proportions to zero on the general ledger, the record-keeping system for a firm's financial data.
To learn more about the Post Closing trial balance visit the link
https://brainly.com/question/14562385
#SPJ4
Success at delivering customer value rests on how well a company's entire supply chain performs against competitors' supply chains.
a. true
b. false
The claim that success at delivering customer value rests on how well a company's entire supply chain performs against supply chains of competitors is correct. Thus, the answer is TRUE.
Be aware that the term "supply chain" describes a path leading from raw materials to components to finished goods that are delivered to customers.
Businesses must truly strive to comprehend their customers or consumers, provide value to them, and establish enduring connections with them since firms actually profit from superior customer value creation.
Customers' value is captured in the form of sales, profits, and long-term customer equity by businesses that create value for consumers. Taking this into account is known as marketing or the process by which businesses produce value for customers and establish trusting bonds with them in order to reap value from them in return.
Learn about the equation that describes customer value: https://brainly.com/question/13735743
#SPJ4
The difficulty with using a panel consensus is that lower-level employees may be intimidated by higher levels of management. true false
The problem with using a panel consensus is that senior management may frighten lower-level employees. This statement is true.
Panel consensus is a qualitative forecasting method that gathers all of an organization's internal specialists for a free-wheeling discussion on a good or service. The meeting will end when a consensus is reached, and anyone may participate. Ex post facto validation of the forecast's accuracy using actual sales data.
Other names for it include expert aggregation, ensemble averaging, model averaging, forecasting averaging, and forecasting averaging. Because only professionals from within the company are involved, this strategy varies from Delphi or market research. A panel consensus procedure can be used on a regular basis for a group of precisely defined variables. The forecast serves as a risk gauge or predictor of "less likely" events.
To learn more about panel consensus here
https://brainly.com/question/13123861
#SPJ4
At the start of the month, a company reported a $34,000 debit balance in its cash account. During the month, the company debited cash for $30,000 and credits cash for $42,000. At the end of the month, the cash account has a.
At the start of the month, a company reported a $34,000 debit balance in its cash account. During the month, the company debited cash for $30,000 and credits cash for $42,000. At the end of the month, the cash account has a.22,000 debit.
When a corporation receives money earlier from earning it, the accounting may be a debit to the asset Cash for the quantity received and a credit to the liability account like Customer Advances or Unearned Revenues. samples of these accounts are the cash, assets, prepaid expenses, fixed assets (asset) account, wages (expense) and loss on sale of assets (loss) account.
Since the service was performed at the identical time because the cash was received, the revenue account Service Revenues is credited, thus increasing its account balance. Cash is an asset account hence it's increased by debiting it.
When a business receives cash, it's always recorded as a rise to cash and a decrease to an expense. a shot balance may balance but not be correct. Income statements accounts also are referred to as temporary accounts.
learn more about debit balance: brainly.com/question/25951973
#SPJ4
The proper sequential order of payments for the use of land, labor, capital, and entrepreneurship are called?
In economic parlance, the proper sequential order of payments for the use of land, labor, capital, and entrepreneurship are:
Land - RentLabor - WagesCapital - InterestEntrepreneurship - Profit.See further explanation below.
What are factors of production?
According to traditional economics, the four main factors of production are given below:
land, or physical space and natural resources, labor, or workers, capital, or money and equipment, and entrepreneurship, or ideas and drive, which are used together to achieve a successful attempt at selling a product or service.Some contemporary economists and neo-classical economists have included information or business intelligence as a fifth factor of production.
Learn more about factors of production:
https://brainly.com/question/17518033
#SPJ1
How is the operations management function related to activities in human resources, information systems, and accounting?
links the operations management function with the financial, information systems, and human resources divisions.
Operations management (OM) and human resources management (HRM) have traditionally been very different fields. The main areas of communication between operations managers and human resource managers are, in fact, administrative issues with payroll and other challenges. In academia, several research communities on the two subjects, mostly from various disciplinary backgrounds, disseminate their findings in various collections of papers. However, operations and human resources are inextricably linked at a fundamental level. Human resource operations including pay, training, staffing, and communications frequently have an explanation or a way to restrict their effects. Variations or abnormalities would normally be interpreted by conventional procedures as randomness or error variance;
to know more about operations management
https://brainly.com/question/1382997
#SPJ4
Bae Inc. is considering an investment that has an expected return of 15% and a standard deviation of 10%. What is the investment's coefficient of variation?
The investment's coefficient of variation is 0.67.
What Is Standard Deviation?The square root of the variance is used to calculate the standard deviation, a statistic that expresses how widely spaced a dataset is from its mean. The standard deviation can be calculated by taking the square root of the variance and dividing it by the divergence of each data point from the mean.
When the data points are further from the mean, the variance within the data set is higher; conversely, when the data are more skewed, the standard deviation is higher. The greater the standard deviation of the securities, the greater the difference between each price and the mean, which suggests a wider price range. For instance, the standard deviation of a volatile stock is large, compared to the typically low standard deviation of a solid blue-chip stock.
It is given that:
Expected return = 15.0%,
Standard deviation = 10.0%
Coefficient of variation = standard deviation/expected return
Coefficient of variation = 0.67
To know more about standard deviation visit:
https://brainly.com/question/13905583
#SPJ4
Which industry has a larger economic impact in the u. S. -sports or entertainment?.
answer: entertainment
The amount of goods and services produced from each unit of labor input is called.
Answer:
entrepreneurship
Explanation:
is the creating of an innovative of business with an aim of getting profit
Allocated common costs are ______ avoidable and/or relevant to a decision.
a. always
b. sometimes
Allocated common costs are sometimes avoidable and/or relevant to a decision.
What Is Decision-Making?It is acceptable to argue that management is nothing more than a continual process of decision-making if we have to define decision-making in the context of the workplace. Business managers are in charge of making operational choices and seeing that their staff carry them out. In actuality, every manager's ability to make decisions is a key factor in determining success.
The skill of decision-making is essential to the process of company planning. Managers must make a number of decisions during the planning phase, including establishing organizational goals. They select important items, marketing tactics, job descriptions, and deadlines for each activity. When the plans fail to produce the expected results or are derailed by outside factors or poor execution.
To know more about decision making visit:
https://brainly.com/question/16407152
#SPJ4
. What do you think that Professor Porter means when he says, "I think many have seen business
as the problem, or at least one of the problems, in many of the social challenges we face"? Do you
agree with this statement? Explain your thoughts.
Professor Michael Porter of the Harvard Business School is here to argue that business can contribute to solving social issues. The TED attendees in the room clearly concur with his opening statement that we are all acutely aware of the problems that exist with regards to climate change, healthcare, and access to clean water.
They all unambiguously concur with his thesis that business is frequently seen as the issue rather than the solution, and a lot of them.
The issue with the issue is as follows. The mechanisms we've created to address social ills, such as NGOs and philanthropies, are well-intentioned and driven, but they aren't built to scale. We're not moving forward quickly enough, which is an uncomfortable reality. Porter declares, "We're not winning. These issues seem extremely difficult and insurmountable. Any answers we do manage to find are modest ones that represent minor steps forward.
The problem is that the existing paradigm doesn't have nearly enough funding to make the required transformation. We have to face this problem squarely. Porter wonders, "How can we generate resources?" His response: through business, which generates wealth by satisfying its own needs and turning a profit.
Learn more about Porter here
https://brainly.com/question/19909068
#SPJ9
