Large-denomination cds are negotiable, so that like a bond, they have a greater degree of liquidity and can be sold in secondary markets.
Success in business depends on having a competitive edge over your rivals because: It can result in larger profit margins. It might encourage attracting more clients more frequently. It promotes continued brand loyalty.
Preserving reserves at a level that lowers the cost of deposit outflows to the bank. A bank has a required reserve ratio of 25% and 10,000 checkable deposits. The bank's assets are its possessions. Loans, securities, and reserves are included in this. Deposits and money the bank borrows from other institutions are examples of liabilities—things the bank owes to other people.
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___ managers work in a variety of areas, including human resources, operations, and marketing.
Human resources, operations, and marketing are just a few of the specialties of HR managers.
Talent management, pay and benefits for employees, training and development, compliance, and workplace safety are the five key responsibilities of human resources. By handling the employee lifecycle well, an HR department may contribute to organizational structure and the capacity to satisfy business demands. Managing employee compensation and benefits is one of HR's main responsibilities. Employee satisfaction is maintained at a high level via effective administration of wages, vacation time, and insurance. You will be in charge of allocating, promoting, and enhancing salary and benefits packages as a human resource manager. The human resource manager will oversee the regular duties of the Human Resources (HR) division, including hiring and conducting interviews, handling leave requests, paying employees, and enforcing business regulations and procedures.
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All competitive advantages do not accrue to large-sized firms. a major advantage of smaller firms is that they:______.
Not all competitive benefits go to large-sized businesses. Smaller businesses have a lot to gain from this can start rivalry-related activities more rapidly.
A company's ability to produce goods or services faster, more efficiently, or for less money than its competitors is known as a competitive edge. These elements enable the producing unit to outperform its competitors in terms of sales or margins.
Success in business depends on having a competitive edge over your rivals because: It can result in larger profit margins. It might encourage attracting more clients more frequently. It promotes continued brand loyalty.
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When forecasting future interest rates, if the net demand for funds (nd) is _____, there will be an ______ adjustment in interest rates
When forecasting future interest rates, if the net demand for funds (nd) is Positive, there will be an Upward adjustment in interest rates.
As a result, there will be greater demand for loanable funds, which raises the actual interest rate.
Interest rates and the amount of money in circulation are inversely related. A bigger money supply results in lower market interest rates, which reduces the cost of borrowing for consumers. In contrast, a lower money supply typically results in an increase in market interest rates, making loans for consumers more expensive.
When forecasting future interest rates, if the net demand for funds (nd) is Positive, there will be an Upward adjustment in interest rates.
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If your tax bill is $200 and your taxable income is $2,000, then your average tax rate is _____ percent.
The average tax rate is 10
How to calculate the tax rate ?Tax rate can be described as percentage at which and individual or an organisation is being taxed monthly or annually by the government.
The tax bill is $200
Taxable income is $2,000
Therefore the average tax rate can be calculated as follows
= 2,000/200
= 10
Hence the tax rate is 10
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A willful misclassification of workers by an employer may result in harsh sanctions, including imprisonment and a fine of up to $10,000, under which federal law?
A willful misclassification of workers by an employer may result in harsh sanctions, including imprisonment and a fine of up to $10,000, under FLSA.- Fair Labor Standards Act of 1983.
What is willful misclassification?"Intentional misclassification" is defined as "evading a person's employee status by voluntarily or knowingly misclassifying a person as an independent contractor." Section 226.8(b) imposes a fine of $5,000 to $15,000 for each violation.
Fair Labor Standards Act of 1938 29 U.S.C. Section 203 is a US labor law that entitles people to minimum wage and "time and a half" overtime if they work more than 40 hours a week.
It also prohibits the employment of minors in "training child labor"
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The adjusting journal entry required to record depreciation includes a(n) _____________ entry to accumulated depreciation.
The adjusting journal entry required to record depreciation includes a(n) "Debit entry" to accumulated depreciation.
What is Journal Entry?
A business transaction is documented in the accounting records of the company using a journal entry. Journal entries are often made in the main ledger, but they may also be produced in a subsidiary ledger and subsequently rolled forward into the general ledger after being summarised. After then, the general ledger is used to compile the company's financial statements. The logic of a journal entry requires that every business transaction be recorded in at least two places (known as double entry accounting). For instance, when you make a cash sale, both the revenue account and the cash account are increased. Alternately, making purchases on credit leads to an increase in the accounts payable and inventory accounts.
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The performance levels of radically new 'high-tech' products usually improve with newer versions. such types of products are known as?
The performance levels of radically new 'high-tech' products usually improve with newer versions. such types of products are known as Disruptive innovations.
What are current disruptive innovations?
3D printing tops the list of the most revolutionary technologies to emerge in 2022. improved connectivity thanks to 5G. both machine learning and artificial intelligence.
What is a disruptive invention, exactly?
Contrary to "disruptive technology," which refers to the technology itself, "disruptive innovation" refers to the use of technology that upends a system. A prime example of a disruptive invention is Amazon, which debuted as an online bookshop in the middle of the 1990s.Is Netflix a disruptive innovation?
An established market was disrupted by Netflix using a new business strategy and technology, a prime example of disruptive innovation. It began by providing a DVD rental by mail service and later introduced its online, paid movie streaming service.Learn more about "disruptive innovation"
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A marketplace offering that fairly and accurately sums up the value that the customer will realize if he or she purchases the product or service is known as a(n) ________.
A marketplace offering that fairly and accurately sums up the value that the customer will realize if he or she purchases the product or service is known as Value Proposition.
A value proposition alludes to the worth an organization vows to convey to clients if would it be a good idea for them if they decide to purchase their item. It is important for an organization's general showcasing technique.
The incentive gives an announcement of expectation or an explanation that acquaints an organization's image with purchasers by letting them know what the organization depends on, how it works, and why it merits its business.
It also can be introduced as a business or showcasing proclamation that an organization uses, to sum up why a shopper ought to purchase an item or utilize help.
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In a ________, employees operate remotely from each other and from their managers.
In a virtual workplace, employees operate remotely from each other and from their managers.
What is Virtual Workplace?
A workplace that is virtual lacks a definite physical location. It frequently consists of a network of numerous offices that are technologically connected and unbound by geography (through the Internet or a private network). Workers can therefore interact in a collaborative working environment regardless of where they are located. A virtual office includes internet operations, computers, and people.
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Brenda says her assets are definitely greater than her liabilities. which explains whether brenda is correct? brenda is correct because she has five assets and only three liabilities. brenda is correct because all the items should be in the assets column of the balance sheet. brenda is not correct because the total value of her assets could be less than the liabilities. brenda is not correct because she needs to list more liabilities.
Brenda is not correct because the total value of her assets could be less than the liabilities.
What are liabilities?A liability is an obligation that a person or business has, typically financial in nature. Over time, liabilities are resolved by the transmission of economic advantages like cash, products, or services.
Liabilities on the balance sheet's right side are represented by debts like as loans, accounts payable, mortgages, deferred revenue, bonds, warranties, and accumulated costs.
Assets can be contrasted with liabilities. Assets are items you own or owe money to, whereas liabilities are debts or other obligations.
An obligation between two parties that has not yet been fulfilled or paid for is generally referred to as a liability.
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Answer:
The answer is C. Brenda is not correct because the total value of her assets could be less than the liabilities.
Explanation:
______ can be a good form of communication for consumers and brands because of its short message length, ease of posting, receiving, and forwarding messages, and its convenience on a smartphone.
social media platforms because of its short message length, ease of posting, receiving, and forwarding messages, as well as its convenience on a smartphone can be a good way for brands and customers to communicate.
Social media are interactive technologies that make it easier to create and share content across virtual communities and networks, including information, ideas, interests, and other kinds of expression. The range of standalone and integrated social media services that are currently offered presents obstacles to the definition of social media, yet there are certain shared characteristics. In relation to media, the term "social" implies that platforms are user-centric and encourage social interaction. Social media can therefore be seen as an online facilitator or enhancer of human networks—networks of people that improve social connection.
Typically, users access social media services using web-based desktop applications or by downloading apps for their mobile devices (e.g., smartphones and tablets).
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The phase of the business cycle at which real domestic output is at minimum during a cycle is called:_______
The phase of the business cycle at which real domestic output is at a minimum during a cycle is called the trough
This is further explained below.
What is the business cycle?Generally, The term "business cycle" refers to the persistent upswings and downswings in broad indices of economic activity, such as production, employment, income, and sales.
Business cycles may last for a number of years. The expansionary and contractive stages of the business cycle are the phases that alternate with the other.
In conclusion, The trough is the point in the economic cycle that marks the point at which real domestic production has fallen to its lowest point during that particular cycle.
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complete question
The phase of the business cycle where real domestic output is at a minimum is called:
A. the peak.
B. a recession.
C. the trough.
D. the pits.
Under activity-based costing, selling and administrative expenses may be allocated to :________
a. products.
b. customers.
c. both products and customers.
d. neither products nor customers.
Under activity-based costing, selling and administrative expenses may be allocated to both products and customers. Hence, option C is correct.
What is activity-based costing?ABC is a method for dividing up direct and indirect expenditures into several categories of products and services, such as salary and utilities. Activities, which are defined as any occasion, project, or task with a specific purpose, are the foundation of the ABC system of cost accounting.
Activity-based costing is a method for calculating the total cost of manufacturing a product, including overhead. It is determined by dividing the cost pool's whole sum by the cost driver.
Thus, option C is correct.
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Which basic production planning strategy avoids hiring and layoff costs and the costs of excess capacity?
The basic production planning strategy that avoids hiring and layoff costs and the costs of excess capacity is C. Subcontracting.
What is subcontracting?Subcontracting refers to when labor is outsourced to another company that is often not in the same nation as the country where the business is based.
This means that the company that is doing the outsourcing will not have to hire people themselves and so can avoid costs like hiring and layoff costs as well as costs resulting from excess capacity.
Options for this question include:
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The __________ financial model measures the current value of all cash inflows using management's minimum desired rate of return.
The net present value financial model measures the current value of all cash inflows using management's minimum desired rate of return.
What is net present value?The difference between the present value of cash inflows and outflows over time, or net present value (NPV), is what we reference as this. A projected investment or project's profitability is examined using NPV in capital budgeting and investment planning. Finding the current worth of a future stream of payments through computations yields NPV.
The net present value (NPV), which takes into account the time value of money, can be used to evaluate the rates of return of various projects or to assess how well a projected rate of return corresponds to the hurdle rate necessary to authorize an investment.
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Which type of information system would you use to forecast the return on investment if your firm planned to switch to a new supplier that offered products at a lower cost?
The type of information system would you use to forecast the return on investment if your firm planned to switch to a new supplier that offered products at a lower cost is DSS i.e. Decision Support System.
Decision Support System: A computerized system known as a decision support system (DSS) collects, evaluates, and then synthesizes data to create detailed information reports. The purpose of an ordinary operations application, which is only to collect data, is different from a decision support system.
The type of information system would you use to forecast the return on investment if your firm planned to switch to a new supplier that offered products at a lower cost is DSS i.e. Decision Support System.
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A company can change to a new method of accounting if management can justify that the new method results in.
The correct option is more meaningful financial info
Accounting is the process of documenting a business's financial transactions. These transactions are compiled, examined, and reported to oversight organizations, regulatory bodies, and tax collecting organizations as part of the accounting process. A company's activities, financial condition, and cash flows are summarized in the financial statements that are used in accounting. They provide a succinct overview of financial events across an accounting period. Accounting is the process of documenting financial transactions and using those records to save, retrieve, organize, summarize, and present the findings in different reports and analyses. A profession and subject of study devoted to doing those objectives is accounting. The measuring, processing, and exchange of financial and non-financial information regarding economic entities, such as enterprises and corporations, is known as accounting or accountancy.
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Unenforceable conditions or contract clauses and adversarial relations are risk conditions associated with the project _____ management knowledge area
Unenforceable conditions or contract clauses and adversarial relations are risk conditions associated with the project conflicting relationships management knowledge area. Conflicting relationships and unenforceable terms or contract clauses are risk factors related to the project procurement management knowledge area.
Identifying risks entails identifying those that could have an impact on the project and cataloguing their characteristics. The process of identifying risks should continue throughout the project.
Prioritizing risks based on their likelihood and consequences of occurrence is a step in the qualitative risk analysis process. Secondary risks are those that directly result from putting a risk response in place. Using checklists of potential hazards and assessing the possibility that those events could occur on the project are part of a more disciplined approach.
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A key reason that makes npv a superior capital budgeting technique is that it uses _____ instead of ______.
a. profits; cash flows
b. cash flows; profits
c. revenues; costs
'A key reason that makes up a superior capital budgeting technique is that it uses cash flows instead of profits.
Budgeting is an estimate of income and expenses over a specified future period, used by governments, businesses, and individuals. A budget is basically a financial plan for a defined period (usually one year) and is known to significantly improve the success of financial enterprises.
A business budgeting is a business spending plan based on income and expenses. It helps identify available capital, estimate expenses, and forecast income. A budget helps you plan your business activities and serves as a benchmark for setting financial goals.
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A home builder used $80,000 of materials and $70,000 of labor to build a house that was sold for $160,000. profit equals ______.
A home builder used $80,000 of materials and $70,000 of labor to build a house that was sold for $160,000. profit equals $10,000
Calculation of Profit:
Raw Materials Used = $80,000Labour Costs Incurred = $70,000Adding the two i.e Raw Materials and Labour Costs
$150,000House was Sold for $160,000
Subtracting the Cost from Sales
$160,000 - $150,000= $10,000Hence, Profit Equals $10,000
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Rottweiler obedience school’s december 31, 2021, balance sheet showed net fixed assets of $1,750,000, and the december 31, 2022, balance sheet showed net fixed assets of $2,090,000. The company’s 2022 income statement showed a depreciation expense of $326,000. What was the company's net capital spending for 2022?
The given question is based on the concept of Net capital spending
Net capital spending sometimes referred to as capital expenditures, is the sum that a business spends on the acquisition of new capital. Depreciation is added to the total growth in net fixed assets.
The balance sheet showed net fixed assets of $1,750,000, and it showed net fixed assets of $2,090,000. The company’s 2022 income statement further showed a depreciation expense of $326,000.
Using this relationship, we will find the Net capital spending
Net capital spending = NFAend - NFAbeg + Depreciation
= 20,90,000 - 17,50,000 + 3,26,000
= 3,40,000 + 3,26,000
= 6,66,000
The company's net capital spending for 2022 was $6,66,000
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Ebitda is often used by decision makers as a substitute for:________
a. gross profit.
b. operating income.
c. contribution margin.
d. manufacturing margin.
The correct answer is (c) Contribution margin.
Ebitda is often used by decision makers as a substitute for: Contribution margin.
How Does Contribution Margin Work?You can present the contribution margin as a gross or per-unit figure. After deducting the variable element of the company's costs, it indicates the additional revenue made for each product or unit sold.
By subtracting the variable cost per unit from the selling price per unit, the contribution margin is calculated. The measure, which is often referred to as dollar contribution per unit, shows how much a specific product contributes to the company's overall profit.
It offers a means of demonstrating the potential profitability of a company's offerings and displays the percentage of sales that goes toward paying the fixed costs of the business. Profit is defined as whatever revenue that remains after covering fixed costs.
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The business cycle is the? a. relationship between unemployment and inflation. b. irregular fluctuations in economic activity. c. positive relationship between the quantity of money in
The business cycle is the
d. irregular unpredictable changes in economic activity.
What is meant by the business cycle?Business cycles are a type of change found in the aggregate economic activity of a nation, a cycle that consists of developments occurring at about the same time in many financial activities, followed by similarly general squeezes (recessions).
What is the relationship between the business cycle and inflation?Unemployment rises during business cycle recessions and declines during business cycle developments (recoveries). Inflation declines during recessions and increases during evolutions (recoveries).
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The payment of utilities for the period would have what effect on the accounting equation?.
According to the accounting equation theory, the payment of utilities for the period will result in decrease of assets and owners' equity .
According to the accounting equation, the entire assets of a corporation are equal to the sum of its liabilities and shareholders' equity.The payment of utilities for the period is the liability of the company .So if a company will pay for utilities, according to the accounting equation theory, the assets and owners' equity will decrease.
The basic idea behind the double-entry accounting system is that assets, liabilities, and equity have a clear relationship with one another.The accounting equation confirms that the balance sheet stays balanced. In other words, every debit entry should have a corresponding credit entry.
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A firm's current ratio has steadily increased over the past 5 years, from 1.9 to 3.8. what would a financial analyst probably conclude from this information?
A financial analyst would conclude the firms' liquidity position probably has improved.
What is the significance of liquidity position?Liquidity position refers to the ability of the company to raise cash when it needs it. It refers to both an enterprise's ability to pay short-term bills and debts to raise quick cash.
The liquidity ratio of a company analyze the stability of the firm and tells the investors or creditors the company has enough assets to combat any tough times.
The formula for calculating the liquidity ratio of the company is Quick Ratio = Current Assets - Inventory/Current Liabilities.
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When the opportunity cost associated with increasing the production of one good or service in terms of another is constant at every level of production, then the production possibility frontier is:___________
When the opportunity cost associated with increasing the production of one good or service in terms of another is constant at every level of production, then the production possibility frontier is: Linear.
What is opportunity cost?Opportunity cost is actually known to be the benefits that are forgone or missed by an investor, business, or individual as a result of choosing one alternative over another.
Opportunity costs can easily be overlooked. The benefits may be forgone in opportunity cost as a result of something.
In business, the production possibility frontier (PPF) is actually known to be a curve that shows the possible quantities that can be manufactured of two products if the both products depend on the same resources for their manufacture.
We see here that the options that complete the question is:
A. Hyperbolic
B. Linear
C. Concave
D. Convex.
The answer is that the production possibility frontier will be linear.
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The journal entry to close out a debit balance in rent expense of $200 for the period would be:_____.
The journal entry to close out a debit balance in rent expense of $200 for the period would be: accounts income summary debit 200
rent expense credit 200.
In order to shut out your expense accounts, you may have to debit the income summary account, and credit each point expense listed within the balance, which reduces the travel and entertainment account balances to zero.
Close these accounts by debiting income summary for an amount adequate to the combined debit balances of all eight accounts and by crediting each expense account for an amount adequate to its own debit balance. The four closing entries are, generally speaking, revenue accounts to income summary, expense accounts to income summary, income summary to retained earnings, and dividend accounts to retained earnings.
In making closing entries, all profit-and-loss statement accounts like revenues and expenses should be closed. Expense accounts like cost of products sold and prepaid rent expense should be credited in closing entries because their normal balances are debit.
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A firm with a profit margin of 10% generates ______ in net income for every dollar in sales.
A firm with a profit margin of 10% generates 10cents in net income for every dollar in sales. One of the often used profitability statistics to determine how profitable a business or line of business is profit margin.
Profit Margin
When calculating profit margin, base is the selling price (or revenue) multiplied by 100. While "profit percentage" or "markup" is the percentage of cost price that one receives as profit on top of cost price, it is the proportion of selling price that is converted into profit. Companies compute profit percentage to determine the ratio of profit to cost since it is important to know what percentage of profit one will receive on a specific investment when selling something. Most internal comparisons make use of the profit margin. It is challenging to compare the net profit ratios of several organizations effectively. Because operational and financing arrangements for individual businesses vary so greatly, it is inevitable that different entities will incur varying levels of expenses, making comparisons between them meaningless.
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For a profit-maxmizing monoplostically competitive firm, price exceeds marginal cost in?
MR equals MC in an equilibrium. Under monopolistic competition, a company eventually makes money. Making a profit indicates that the ATC curve is below the demand curve at equilibrium output (AR curve). The price is established where the quantity produced falls on the demand curve in the long run under monopolistic competition (AR curve).
In monopolistic competition, MR and AR (demand curve) are not the same, in contrast to perfect competition. In monopolistic competition, MR and AR are thus two distinct curves. In addition, the point at which the MR and MC cross at equilibrium is lower than the point at which the quantity produced falls on the demand curve (AR curve), which affects pricing. Price therefore exceeds the MC/MR curve at this level.
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The net cash flows from operating, investing, and financing activities will equal?
The net cash flows from operating, investing, and financing activities will equal Net income minus dividends for the year.
The amount earned by an individual or corporation after costs, allowances, and taxes is referred to as net income. Net income in business is the amount that remains after all costs, such as salaries and wages, the cost of goods or raw materials, and taxes, have been paid.A single figure, known as net income or net profit, designates a certain kind of profit. The well-known bottom line on a financial statement is net income. Sales revenue is multiplied by COGS, SG&A, depreciation and amortization, interest expenditure, taxes, and any other costs to arrive at net income.To know more about Net income visit:
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