Let's say that while the nominal interest rate increased from 3.25% to 3.80% between 2012 and 2013, the CPI increased from 215 to 218.
CPI was 215 in 2012 and 218 in 2013. Thus, the inflation rate from 2012 to 2013 was 1.40 percent.
Real Interest Rates for 2013 = 2.37%
The required details for interest in given paragraph
In the fields of finance and economics, interest is the amount that is paid to a lender or depositor in addition to the principal repayment at a predetermined rate by a borrower or a financial institution that accepts deposits. It differs from any fees the borrower might have to pay the lender or another entity.
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Calculate the bond equivalent yield and effective annual return on fed funds that are 6 days from maturity and have a quoted yield of 0.19 percent.
Calculate the bond equal yield and powerful annual return on the fed funds range that are 6 days from adulthood and have a quoted yield of zero.19 percent.
Nominal bond equivalent yield= Return*(365/360)
= 0.0019*(365/360)
= 0.001926389
= 0.1926%
Effective annual return= (1+(0.001926)/(365/6))^(365/6)-1
= 0.001927825
= 0.1928%
The fed funds, often called the fed budget, are extra reserves that commercial banks and other financial institutions deposit at regional Federal Reserve banks; these price ranges may be lent, then, to other market individuals with insufficient cash reachable to satisfy their lending and reserve desires.
By means of growing the fed funds charge, the Federal Reserve is efficaciously attempting to shrink the supply of cash to be had for making purchases. This, in turn, makes cash more pricey to reap. Conversely, whilst the Federal Reserve decreases the federal fund's charge, it increases the money delivery.
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The primary concern about ethics training programs in organizations focuses on _______.
The primary concern about ethics training programs in organizations focuses on Whether ethics can be taught.
What is the purpose of ethics training?The ethics training can be described as the training that is been given in an organization to the members of the organization to know the rules as well as the guiding principle that surround the working process of the organization.
It should be noted that , primary concern about ethics training programs in organizations focuses on Whether ethics can be taught.
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Identify the accounting assumption, principle, or constraint that describes each situation. do not use an answer more than once.
These are the accounting assumption:
Expense recognition principle: Charges are allocated to revenues at the appropriate time.Measurement principle: Changes in fair value that occur after purchase are not reported in the accounting.Full disclosure principle: Requires the reporting of all important financial information.Going concern assumption: Justification for not reporting plant assets at their liquidation value.Economic entity assumption: Recommends that personal and professional records be kept separate.Periodicity assumption: Divides financial data into time periods for reporting reasons.Monetary unit assumption: reported using the dollar as the "measuring stick," according to the monetary unit assumption.Accounting assumptions are a set of guidelines that guarantee an organization's business operations are carried out effectively and in accordance with the standards established by the FASB (Financial Accounting Standards Board), laying the foundation for reliable, consistent, and valuable financial reporting.
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Distinguish between perfect and imperfect market. explain why the existence of imperfect markets create a need for financial intermediareies?
In financial matters, explicitly broad harmony hypothesis, a perfect market, otherwise called an atomistic market and An imperfect market alludes to any financial market that doesn't satisfy the thorough guidelines of the speculative perfectly or absolutely cutthroat market.
What is the difference between perfect and imperfect market?
A Perfect market is described by perfect contest, market harmony, and a limitless number of purchasers and dealers.
In an imperfect market, individual purchasers and venders can impact costs and creation, there is no complete story of data about items and costs, and there are high hindrances to passage or exit in the market.
Imperfect markets don't fulfill the thorough guidelines of a speculative perfectly or simply cutthroat market. Imperfect markets are portrayed by having rivalry for market share, high boundaries to section and exit, various items and administrations, and few purchasers and merchants.
Therefore Perfect markets are hypothetical and can't exist in reality; all genuine markets are imperfect markets.
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_____ means that a proposed system will be used effectively after it has been developed.
Economic feasibility means that a proposed system will be used effectively after it has been developed.
Economic feasibility
The period of time when a break-even financial model of the business venture is developed based on all costs related to bringing the product from idea to market and achieving sales sufficient to satisfy debt or investment requirements is known as the economic feasibility step of business development.Why is economic viability so crucial?The value of the economy. The development of your initiatives depends on their economic viability. Through forecasts, this research enables you to see the possible return on investment in real time. You will find it simple to decide whether to move forward with the project in this way.To Learn more about Economic Feasibility, click the links.
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Organizations seek to gain a competitive advantage by differentiation, cost, or _________.
Organizations seek to gain a competitive advantage by differentiation, cost, or SERVICES.
Differentiation: In essence, differentiation in business relates to the idea of distinguishing your business from competitors by a particular feature, such as your distribution system or pricing point. It offers your clients a higher level of value and aids in the market differentiation of your business.
Cost: A cost is the worth of money that has been expended to produce something or provide a service and is therefore no longer available for use in production, research, retail, and accounting. In the case of an acquisition cost, the money spent on the acquisition is considered the cost.
Services: Intangible goods including accounting, banking, housekeeping, consulting, education, insurance, knowledge, medical care, or transportation are considered services. The majority of services need supporting items to be useful.
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A market with many buyers and sellers free entry and exit and no externalities is called:_______.
Answer:
market economy
Explanation:
command economy is complete government control, traditional economy is occupations led down through generations, market economy is an absolute free market, and mixed economy is a mixture of command and market.
Returns on exchange traded funds may come from:___.
i. capital gains.
ii. dividends.
iii. increases in the fund's premium.
iv. decreases in the fund's discount.
Option (i) capital gains and option (ii) dividends are the correct answer.
Returns on Exchange Traded Funds (ETFs) may come from capital gains and dividends.
What are Exchange Traded Funds (ETF)?A mutual fund's operation is quite similar to that of an Exchange Traded Funds (ETFs), a type of pooled investment security. ETFs frequently track a specific industry, index, commodity, or other asset, but unlike mutual funds, they can be purchased or sold on a stock exchange just like regular equities. An ETF can monitor anything, from the price of a single commodity to a big and diverse group of securities. ETFs might even be created to adhere to specific investment philosophies.
ETF share values vary throughout the day as the ETF is bought and sold, unlike mutual funds which only trade once per day after the market closes.
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In economic systems considered __________________________ the market largely determines what goods and services get produced, who gets them, and how the economy grows.
Free-market economies are those in which the market mostly dictates what commodities and services are produced, who receives them, and how the economy expands.
Supply and demand are the foundation of the free market, which has little to no governmental intervention. It is a concise description of every voluntary exchange that occurs in a specific economic setting. A spontaneous and decentralized sequence of arrangements by which people make economic decisions is what defines free markets. The size of a country's free market economy might vary greatly or be completely banned depending on its political and legal framework.
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_______________ value is the price a property will sell for, if required to be sold very quickly.
Liquidation Value is the price at which property will sell for, if required to be sold very quickly .
What is Liquidation Value ?
The net value of a company's tangible assets, if it were to go out of business and sell its assets, is known as the liquidation value. The value of the company's real estate, furniture, equipment, and inventory is the liquidation value. The liquidation value of a company does not contain intangible assets.
For business assets, there are generally 4 levels of valuation: market value, book value, liquidation value, and salvage value. Accounting professionals and analytics can classify the total asset value using each level of value. In the context of bankruptcies and workouts, liquidation value is crucial.
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Consumers are said to be least responsive to price changes when the demand curve is:_________
Consumers are said to be least responsive to price changes when the demand curve is vertical.
The demand curve represents the level of demand for a product or service in relation to its price. For normal goods, the demand is curved and connects the vertical axis (representing price) and the horizontal axis (representing demand), showing that price and demand are inversely proportional to one another, such that if price rises, demand falls, and vice versa.
If the demand curve happens to be vertical also, it represents a situation of perfectly inelastic demand. This means that changes in price have no effect on the level of demand.
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Distribution, price, promotion, and product are all elements of:____.
a. marketing strategy
b. the marketing mix
c. a target market
d. a business strategy
Distribution, price, promotion, and product are all elements of the marketing mix
What exists in a marketing mix?The marketing mix consists of the four key components of a transaction strategy: product, price, place and promotion.
What is the transaction mix simple definition?
A marketing mix contains multiple areas of focus as part of a complete marketing plan. The term often refers to a common classification that started as the four Ps: product, price, placement, and advertising. Effective transaction connects on a broad range of areas as fought to fixating on one message.
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A company's ______ help guide present decisions and create a path to follow for future development.
A company's objectives help guide present decisions and create a path to follow for future development.
For the purposes of this Act, future construction will be regarded as a component of the same residential project. It is made clear that, under the Act, PROMOTER/DEVELOPER may further categorize Future Development into several sorts, and each of these categories will be treated as a separate Project. All these developments are hereinafter referred collectively as “PROJECT”. The Allottee and the PROMOTER/DEVELOPER have a binding agreement that, in the event of any Future Development, the Allottees of the Country Home section shall have full and unrestricted access to the Common Areas and shall be entitled to use all the common amenities. The Country Home section of the Future Development's allottees, however, may have access to some special facilities there.future development. Buyer is aware that the Property may be affected by future development in the neighborhood or surrounding areas and the Property may be subject to building and development restrictions and conditions. Buyer is advised to consult with appropriate governmental agencies and shall rely solely upon Buyer’s own investigations to determine future development or planning and its potential impact on the property.To learn more about future development visit:https://brainly.com/question/17475466
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The seller conveyed a quitclaim deed to the buyer. upon receipt of the deed, the buyer may be certain that?
The buyer can feel assured that they own all of the seller's interests in the property.
A Quitclaim Deed: What Is It?
Deeds can take on a variety of complex and sophisticated forms, each with its own ramifications and ideal applications.
Quickly transferring property to a buyer is possible with a quitclaim document. But you should be aware that the quitclaim does not offer any buyer rights, unlike general or special warranty deeds. A quit claim deed is devoid of any ownership guarantees or encumbrances. Only when the seller has certain rights or interests in the property do they expire as a result of a quit claim deed.
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Upon receiving a substantial raise, jessie increased her monthly consumption of beef. this information best exemplifies the relationship between income and a(n) ______.
Upon receiving a substantial raise, Jessie increased her monthly consumption of beef. this information best exemplifies the relationship between income and a(n) normal good.
What Exactly Is a Normal Good?A normal good, often known as a required good, refers to the degree of demand for the good in relation to wage growth or contraction rather than the quality of the good itself. The relationship between income and demand for a typical good is elastic.
To put it another way, changes in income and demand are connected positively or move in the same direction. The amount by which the quantity demanded good changes in response to a change in income is measured as income elasticity of demand. It is employed to comprehend alterations in consumption habits brought by variations in purchasing power.
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Income that is available for spending and saving after an individual has purchased the basic necessities of food, clothing, and shelter is known as:__________
The correct answer is discretionary income.
Discretionary income, in its most basic definition, is the money left over after covering essential expenses including taxes, daily living costs, and household bills.
What distinguishes disposable income from discretionary income?After all federal, state, and local taxes have been paid, your remaining funds are known as disposable income. Contrarily, discretionary income is the money you still have after paying all of your basic living expenses and taxes.
What is covered by discretionary income?The money you have left over from your post-tax salary after paying for necessities like rent, utilities, and food is known as discretionary income. It is what you use to make non-essential purchases during the month (often referred to as discretionary expenses).
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Implementing the strategy is often overlooked by senior managers especially in large organizations. What level of manager is often responsible for making sure the strategy gets implemented in alignment with the corporate goals?.
The level of manager that is often responsible for making sure the strategy gets implemented in alignment with the corporate goals is a functional manager.
A functional manager is what?The functional manager is the individual with management authority within a business unit or department who has direct supervision over one or more team members and/or direct responsibility for the functions impacted by the project/program deliverable.
There are numerous parallels between general management and functional management; the main distinction is that a functional manager concentrates on one aspect of an organization while the general manager must maintain a broad perspective.
Therefore, the level of manager that is often responsible for making sure the strategy gets implemented in alignment with the corporate goals is a functional manager.
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According to a popular statement in economics, if not for _______________, we should be able to grow the worlds food supply in a flower pot.
According to a popular statement in economics, if not for consumption, we should be able to grow the world's food supply in a flower pot.
What is economics?Economics is the subject regarding the monetary affairs. It is also concerned with the fulfillment of needs and desires through the distribution of finite resources with many uses. It is the study of need and choice.
According to a common economics assertion, we should be able to produce the world's food supply in a flower pot if not for consumption.
There is a demand for resources, yet resources are few. Everyone's needs would be met if there were an abundance of resources. Therefore, it can be concluded that consumption is in large amount as compared to the availability of resources.
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A customer sells 1 abc jan 50 call and sells 1 abc jan 50 put. the customer has created a:_________
a. bull spread
b. short straddle
c. married put
d. short combination
A customer sells 1 abc jan 50 call and sells 1 abc jan 50 put. the customer has created a short straddle.
One short call and one short put make up a short straddle. The identical underlying stock, strike price, and expiration date apply to both options. If the underlying stock trades inside a constrained range between the break-even points, a short straddle is constructed for a net credit (or net receipt) and profits.
Strangles are profitable as long as the stock trades within the range bounded by the breakeven prices, similar to straddles. If the strike price leaves the breakeven area, it starts to lose money.
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Northern university wants to determine the average starting salary for last year's graduates of its college of business. what is the population from which the survey is taken?
All of Northern's College of Business graduates from the previous academic year has begun employment.
What is employment?Employment is a partnership between two people that controls the delivery of compensated labor services. In most cases, based on a contract, one party, the employer, which could be a business, a not-for-profit organization, a co-operative, or any other entity, pays the other, the employee, in exchange for completing prescribed tasks.
Depending on the type of work performed, the industry circumstances in force, and the parties' ability to negotiate, money for labor is received in the form of an annual salary, piecework compensation, or an hourly wage. In some industries, employees may get stock options, bonuses, or gratuities.
Employees may earn benefits in addition to compensation in some jobs. Benefits may include housing, health insurance, and disability insurance. Usually, organizations, legislation, or contracts govern employment.
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If a firm has fixed costs of $250,000, a market-based selling price of $50 per unit, and it expects to sell 20,000 units, how low must its variable costs be to break even?
The variable costs would have to be as low as $37.50 to break even
What is break-even units?
The breakeven units, which is the number of units the company has to sell to ensure its total costs are the same as the revenue can be determined as the fixed costs divided by the contribution margin per unit, which is the market-based selling price minus the variable cost per unit
break-even units=fixed costs/(market-based selling price-variable cost)
break-even units=its target sales units=20,000
fixed costs=$250,000
market-based selling price=$50
variable cost per unit=unknown(assume it is VC)
20,000=$250,000/($50-VC)
20,000*($50-VC)=$250,000
$1,000,000-20000VC=$250,000
$1,000,000-$250,000=20,000VC
$750,000=20,000VC
VC=$750,000/20,000
VC=variable cost=$37.50
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On may 12, 2011, it cost u.s. $.04 to buy one russian ruble. how many russian rubles would u.s. $1 buy?
One dollar can buy 25 Russian rubles.
What is the Russian ruble?The currency of the Russian Federation is known as the ruble.The ruble is the second-oldest national currency still in use after the British pound, having been in use since the 13th century.Given that Russia is one of the leading exporters of both oil and natural gas, the value of the ruble tends to fluctuate with the international oil prices.It is given that it costs $ 0.04 to buy 1 Russian ruble.
$ 0.04 = 1 Russian ruble
$ 1 / $ 0.04 = Amount of Russian ruble
25 = Amount of Russian ruble
Amount of Russian ruble that could be bought with $ 1 is 25.
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Wallis company produces circuit boards in a foreign country that imposes a 15 percent vat. This year, wallis manufactured 8. 3 million boards at a $5 material cost per unit. Wallis’s labor and overhead added $1 to the cost per unit. Wallis sold the boards to various customers for $7. 50 per unit for a net profit of $1. 50 per unit
Wallis company owes a VAT of $9,337,500
The given question is about finding out VAT.
Wallis Company had manufactured 8. 3 million boards.
Therefore,
The quantity sold = 8.3 million = 8,300,000
The labor and overhead added $1 to the cost per unit. Whereas the net profit is $7. 50 per unit for a net profit of $1. 50 per unit.
Total Sales Value= Sales Quantity x Selling price per unit
= 8,300,000 x 7.50
= 62,250,000
Finding out the amount of VAT ( Being the Vat% imposed as 15%)
VAT amount = Sales value x VAT Rate
= 62,250,000 x 15%
= 62,250,000 x 15/100
= 62,2500 x 15
= 9,337,500
Wallis company owes a VAT of $9,337,500
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When the price of shoes falls from $50 to $40, the quantity demanded rises from 100 to 110. Using the midpoint method, what is the absolute value of the price elasticity of demand?
When the price of shoes falls from $50 to $40, the quantity demanded rises from 100 to 110. the absolute value of the price elasticity of demand is -0.43.
Using the midpoint method, the formula for price elasticity of demand is
= (new quantity - original quantity)/((new quantity + original quantity)/2) / (new value - original value)/((new value + original value)/2)
= (110-100) / ((110+100)/2) / (40-50) / ((40+50)/2)
= (10)/(210/2) / (-10)/(90/2)
= 10/105 / -10/45
= -45/105
= -0.428
= -0.43
Instead of just using basic percentage changes in quantity and price, economists also take into account the average percent change in both. For this, the Midpoint Method for Elasticity is employed.
The relationship between the percentage change in a product's quantity demanded and the percentage change in price is known as price elasticity of demand. It helps economists comprehend how supply and demand shift in response to changes in a product's price.
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Do the auditing standards set by the pcaob apply to audits of nonpublic companies? explain.
The auditing standards set by the PCAOB do not apply to audits of nonpublic companies this is because non private companies' auditors keep tp or adhere to ASB guidance.
Do PCAOB standards apply to private companies?Auditors of public companies are those that are mandated to follow standards set by the PCAOB, while those of private companies' auditors are known to be one that adhere to ASB guidance.
The PCAOB board is one that state that the professional auditing standards that are the ones that registered auditing firms need to use. These standards are said to be used in the act of monitor accounting firms.
Therefore, based on the above, The auditing standards set by the PCAOB do not apply to audits of nonpublic companies this is because non private companies' auditors keep tp or adhere to ASB guidance.
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Pawlowski and colleagues explored the question of whether risk-taking when crossing streets reflected sexual displays. the study demonstrated that?
The issue of whether taking risks when crossing streets was a reflection of sexual displays was investigated by Pawlowski and colleagues. The study showed that men cross streets at higher risk when there are women around.
A courtship display is a series of display actions used by an animal, usually a male, to entice a mate. Since the partner has a choice, sexual selection affects the courtship display. These actions frequently involve ritualized movement (dances), vocalizations, the production of mechanical sounds, or demonstrations of power, beauty, or agonistic prowess.
What sort of conduct would be considered courtship?
The grooming, playing, wrestling, chasing, and hip-pushing that couples engage in during the courtship phase are examples of courtship behaviors that couples may display. In order to signal to their spouse that she is ready, they will also sniff and lick each other. A female may even stand in front of her mate.
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A description of all the product characteristics required to fill certain production and/or service needs is called a:_________
The answer is product specification.
A description of all the product characteristics required to fill certain production and/or service needs is called a product specification.
How does production work?Production is the process of creating or producing items and products from components or raw materials. To put it another way, manufacturing takes inputs and uses them to produce an output fit for consumption—a good or product with value for an end-user or consumer. Thus, production is understood to be the process of manufacturing things from raw materials. However, production also has economic worth because it results in an output that has value and will satiate human wants and requirements.
To put it simply, production produces goods that people desire and are ready to pay for, which strengthens the economy and enables producers to keep generating more and more outputs.
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A group of companies that deal with more or less the same set of suppliers and buyers make up ______.
A group of companies that deal with more or less the same set of suppliers and buyers make up an Industry. The meaning of an industry is any enormous scope business action or a kind of useful production or exchange.
What is an Industry?Industry (fabricating), a particular part of financial action, ordinarily in plants with hardware.
The more extensive modern area of an economy, including assembling and creation of other transitional or last merchandise. The overall attributes and creation strategies normal to a modern culture.
Industry, gathering of useful endeavors or associations that produce or supply products, administrations, or kinds of revenue. In financial matters, businesses are for the most part delegated essential, optional, tertiary, and quaternary auxiliary enterprises are additionally named weighty and light.
Therefore An industry is a gathering of organizations that are connected in view of their essential business exercises.
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Microeconomic models can be very useful for individuals, governments, and firms in making decisions because they?
Microeconomic models can be very useful for individuals, governments, and firms in making decisions because they: Allow decision makers to make predictions. People place a higher value on a good if they own it than if they are considering buying it.
A government is a system of organization for a country, state, or other political entity. Governments are responsible for creating and enforcing social, defense, foreign policy, economic, and public service rules. A political organization that governs a state or country. The definition of government is the exercise of control or power over a group of people. An example of a government is the UK Parliament.
Definition: A product is an item offered for sale. Products are services or items. It can be in physical or virtual or cyber form. All products are made at a price and sold at a price. The price that can be calculated depends on the market, quality, marketing and target segment. A product is an item or service that you sell to satisfy a customer's needs or desires. they are physical or virtual. Physical products include durable goods (such as cars, furniture, and computers) and consumables (such as food and beverages).
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Capable of being removed or exposed without damaging the building structure or finish or not permanently closed in by the structure or finish of the building is the definition of _________.
Capable of being removed or exposed without damaging the building structure or finish or not permanently closed in by the structure or finish of the building is the definition of Accessible as applied to wiring techniques .
Accessible (as applied to wiring methods) refers to being able to be removed or exposed without endangering the building's finish or construction, without being permanently enclosed by it.
When it comes to wiring techniques, wire procedures hidden by detachable panels are intended to provide access and are not considered permanently enclosed. Rather they are considered accessible considering the wires that are tucked away behind open panels.
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