Discuss the general concept of insurance and its general principles. describe the various types of private health insurance options, pointing out the differences among them.

Answers

Answer 1

Insurance is a system/service that essentially protects the insured against risks. The general principles of risk are as follows (1) risk is unpredictable for an individual, (2) risk can be predicted for a group or population with some degree of accuracy, (3) by gathering resources, insurance can shift the risk from an individual to the group, and (4) equitable losses are shared by all members.

The types of private health insurance options are group insurance, self-insurance, individual private insurance, and MCOs.

Group insurance: an insurance that covers a defined group of people

Self-insurance: insurance of one's interests by maintaining a fund to cover possible losses rather than by purchasing an insurance policy.

Individual private insurance: determines premium price and eligibility based on risk calculated by an individual's health status and demographic

Managed Care Plans: consists of HMOs and PPOs.

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Related Questions

The fact that people gain pleasure from eating and sexual activity is at least partially due to the effects of neurotransmitters. which neurotransmitter is the most likely source of this pleasure?

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The fact that people gain pleasure from eating and sexual activity is at least partially due to the effects of neurotransmitters. Dopamine is  most likely source of this pleasure.

Dopamine: The joy neurotransmitter

Dopamine is produced by neurons in the area near the base of the brain in two steps. First, tyrosine is transformed into L-dopa, a different amino acid. Then, as enzymes convert L-dopa into dopamine, another transformation occurs.

The rigid movements that are a defining feature of Parkinson's disease are brought on by a lack of dopamine. Although studies show that a dopamine deficiency also contributes to sadness, serotonin depletion is more frequently associated with depression. People with depression in particular frequently experience a loss of drive and focus.

Tyrosine is a necessary amino acid for the production of dopamine, thus increasing your intake of it through diet may help your brain produce more of the chemical.

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An antifriction bearing will typically need to be ____ into position.

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An anti-friction bearing will typically need to be pressed into position.

A bearing with moving components that offers a reduced friction support surface for rotating or sliding surfaces is known as an antifriction bearing. Hardened rolling elements (balls, rollers, and races) and housings are frequently used in antifriction bearing construction.

Large contact areas between mating parts cause significant friction, necessitating more lubrication. These bearings are also known as antifriction bearings since their friction is significantly lower than sliding friction. These bearings are accurately referred to as "antifriction" bearings because of their minimal rolling friction.

Journal bearings are typically employed in low-speed, high-load applications despite having a higher friction force, greater energy consumption, and greater heat release. Friction is reduced in anti-friction bearings.

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What kind of battle is Ms. Chow's class planning on having?
Battle of the Brains
Battle of the Breads
Battle of the Books
Battle of the Bands

Answers

Ms. Chow's class planning on having Battle of the Bands.

The Battle of the Bands is a tune contest and tune competition wherein extra bands compete for the identity of an excellent band. The winner is decided by means of a voice vote of the target audience or the band that brings the most people to guide them. historically, battles of bands are held at stay song occasions and boards.

Event organizers for the Pepsi national conflict of the Bands offered by means of Toyota announced that this year's event will take place.

Battle of the Bands Season 1 on PTV domestic. The inaugural season become directed with the aid of Ahsan Rahim and Amena Khan and produced by means of Nofil Naqvi. The winners had been Aaroh, who beat runners-up Entity Paradigm by way of a narrow margin.

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Theory x and theory y underscore the idea that manager behaviors are impacted by their _____.

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Theory X and theory Y reinforce the idea that managers' behaviors are impacted by their beliefs.

What is theory X and theory Y?

They correspond to opposing approaches on the behavior and motivations of individuals in their work. Theory X states that people do not like to work, they are only motivated to do a good job due to financial compensation.

Theory Y, on the other hand, states that employees are hardworking and enjoy working, being motivated by challenges.

Therefore, each theory suggests a different type of behavior and can be used to guide a series of different managerial actions to motivate employees.

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Which describes the relationship between the voices (the texture) in the first line of machaut's ma fin est mon commencement?

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The relationship between the voices (the texture) in the first line of Machaut's ma fin est mon commencement is described by "Each voice sings a distinct melody (non-imitative polyphony)."

Who was Machaut?

Machaut was the first composer to write a polyphonic setting of the mass ordinary on his own, which has been recorded in modern performance.

He employs the typical Ars Nova method of isorhythm, which is the repeated intermingling of a rhythmic in varying melodic forms, for the majority of this four-part setting.

Some key features regarding the ma fin est mon commencement are-

Ma fin est mon début is a piece listed in the table of contents of MS-A under the genre heading "Rondeaus." A 14th century Rondeau is written in the following format: AB-aA-ab-AB, with letters chosen to represent musical content & capitalization chosen to represent text content.In scientific jargon, Machaut was an expert of intricate rhyme schemes, making him a forerunner of the 15th-century Grands Rhétoriqueurs. The "dit" dominates Guillaume de Machaut's narrative output.

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Under american law, the defendant is presumed innocent and the government must prove guilt _____.

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In American jurisprudence, there are two guiding concepts. An accused person is initially presumed innocent until proven guilty, and the prosecution then has the burden of establishing guilt beyond a reasonable doubt. In the US, there is no assurance of the assumption of innocent. Constitution.

Is it necessary for the government to establish guilt beyond a reasonable doubt?

In accordance with American law, the accused is considered innocent and the state is required to establish guilt beyond a reasonable doubt. A new idea was acknowledged in the American Declaration of Independence (1776): that the people granted the government its authority with their permission. A defendant has the right to a grand jury review of the allegations in every state.

What does the law say about the presumption of innocence?

a fundamental tenet of the criminal justice system in the United States, according to which a person is presumed innocent unless and unless proven guilty. In other words, each crucial component of the offense charged must be proven beyond a reasonable doubt by the prosecution.

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Making an effort to create greater psychological distance between enmeshed family members involves?

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Making an effort to create greater psychological distance between enmeshed family members involves boundary making.

This is further explained below.

What is the psychological distance?

Generally, Creating boundaries between members of an intertwined family is an important part of any endeavor to establish more psychological space between those individuals.

In conclusion,  The degree to which a person feels detached from a phenomenon is referred to as their psychological distance.

In this context, "distance" may not refer just to a geographical separation; rather, it may also refer to something more intangible.

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The three major categories of factors that influence our perception of another person include:________

Answers

The correct answer is characteristics of ourselves, the target person, and the situation.

The phrase "person perception" in social psychology refers to the various mental processes that we employ to construct impressions of other people. This encompasses how we develop these perceptions as well as the many judgments we draw about other people in light of those impressions.

Why is how others perceive you important?

A conversation's quality and successful outcomes depend on the speaker's ability to perceive others. Years of study have demonstrated a direct correlation between correct perception of others and positive and successful relationships.

What does "person perception" mean?

Person perception is the study of the cognitive processes that are used to categorize individuals and their behavior, draw conclusions about their traits and the reasons behind their actions, come up with explanations for conduct, and make predictions about what people will do next.

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Husbands who score low on conscientiousness tend to evoke anger from their wives by?

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Husbands who score low on conscientiousness tend to evoke anger from their wives by having extra marital affairs.

Husband who have low conscientiousness tend to less self-disciplined and low loyalty towards their spouse. Such people are not goal oriented and are not confined by any set of rules in life. They lack many qualities for a happy marriage like responsible behavior, goal oriented, loyal, disciplined, thoughtful and discipline.

Such husbands tend to be unthoughtful and less loyal and even go to extends of having extramarital affairs.

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The process of using a generalization to search for facts supporting that generalization is known as _____.

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The process of using a generalization to search for facts supporting that generalization is known as inductive reasoning.

Going from the specific to the general is a technique  which we call inductive reasoning. Deductive reasoning, in which you draw specific conclusions from a body of broad knowledge, is typically contrasted with the former. Bottom-up reasoning or inductive logic are some other names for the process.

Deductive reasoning takes a top-down method, whereas inductive reasoning takes a bottom-up approach. Deductive reasoning draws inferences by moving from general premises to specific conclusions, whereas inductive reasoning moves from the specific to the general.

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Which charateristic of a hazard leads individuals to tend to overestimate their risk?

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Perceived risk has three components: perceived likelihood, which is the likelihood that one will suffer harm as a result of the hazard; perceived susceptibility, which is a person's inherent vulnerability to a hazard; and perceived severity, which is the degree of harm that would result from the hazard.

What are risk theories?

The goal of risk theory is to explain the choices that people make when faced with future uncertainty. Usually, a situation where risk theory can be used involves a number of potential world states, a number of potential decisions, and a result for each conceivable state-decision combination.

A person's frame of reference, which they have established over their lifetime, is just one of many aspects that go into the decision-making process of risk perception.

Risk attitude is defined as "a deliberate reaction to significant uncertainty, driven by perception." Different perspectives on the same circumstance might lead to different behaviors, which in turn can have both intentional and unexpected effects.

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Controlling is the arranging of jobs, people, and other resources to accomplish tasks and responsibilities.
a. true
b. false

Answers

According to the statement "Controlling is the arranging of jobs, people, and other resources to accomplish tasks and responsibilities"

True.

What are responsibility in job?

Job responsibilities refer to the duties and tasks of their particular roles. This is sometimes referred to as the job description. Roles, however, refer to a person's position on a team. The individual roles that make up a team vary depending on the organization or business.

What is a key responsibility?

A Key Responsibility Area or KRA is the detailed summary of what the employee is supposed to work on. They are absolutely necessary and must do to fulfill the responsibilities of achieving the company's targets.

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“The omission of a bill of rights is not a defect in the proposed constitution; for it would have been superfluous and absurd to have stipulated with a federal body of our own creation, that we should enjoy those privileges of which we are not divested.”
- James Wilson
Who would agree most with the ideas being expressed in the quote above?
A.George Mason
B.Patrick Henry
C.Alexander Hamilton
D.Jeffry Fisher

Answers

Alexander Hamilton would agree most with the ideas being expressed in the quote above. Thus, option C is correct.

Who is James Wilson?

James Wilson was a convention who possibly drafted the constitution he also frames the presidency and the electoral valid system. He was also part  African Americans for being adopted by the compromise that was being adopted

The lack of a bill of rights does not constitute a flaw throughout the proposed law because it would be unnecessary and nonsensical to agree with only a sovereign government that we created that we ought to continue to receive the liberties that we were not stripped of was being stated.

Therefore, option C is the correct option.

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A collective term for several positive states in which individuals actively embrace the world around them is.

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A collective term for several positive states in which individuals actively embrace the world around them is happiness.

What is happiness?

When referring to mental or emotional states, happiness is any good or pleasurable feeling, from contentment to ecstatic delight. Other types include eudaimonia, thriving, subjective well-being, life satisfaction, and well-being. In a wide range of scientific fields, including as gerontology, social psychology, positive psychology, clinical and medical research, and happiness economics, study on happiness has been undertaken since the 1960s. The definition, usage, and potential cultural variances of "happiness" are all up for discussion. The emotions of joy, satisfaction, contentment, and fulfillment are indicators of happiness. Although there are many distinct definitions of happiness, it is frequently said to involve joyful feelings and a sense of fulfillment in one's life.

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Choose the appropriate pronoun. dad taught carrie and _____ to drive last summer. me i

Answers

Answer:

i is the answer to the question

The contract among members of an underwriting syndicate that establishes the rights, duties, and commitments of each with respect to a new issue of municipal securities being underwritten is a(n):_________

Answers

The contract among members of an underwriting syndicate that establishes the rights, duties, and commitments of each with respect to a new issue of municipal securities being underwritten is an agreement among underwriters.

What is a Contract?

A contract is referred to as a legal agreement enforceable by law mentioning the consent of two parties involved in a proposal and turned into a contract by determining the common objective.

Agreement among underwriters guarantees that each party is aware of their role in the process. It establishes the senior manager's obligations, rights, and responsibilities as well as the rules for the syndicate.

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Today, individuals are taking much longer to reach the developmental milestones of:______

Answers

Today, individuals are taking much longer to reach the developmental milestones in situations like:

finishing collegeobtaining a full-time jobestablishing a household

What is a developmental milestones?

This refers to those set of behaviors, skills, or abilities that are demonstrated by specified ages during infancy, early childhood, adolescence etc.

Therefore, the true statement about the achievement of developmental milestones such as finishing college, obtaining a full-time job, and establishing a household among today's emerging and young adults is that the take much longer to reach these developmental milestones.

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Answer: emerging, early or established

Explanation: Either one of the listed are correct.

Select ALL the correct answers.
Someone arguing that government is important would likely mention which two pieces of evidence?
Group of answer choices

A. Without government, heads of state would inherit their power from their family.

B. Without government, people’s well-being would be constantly endangered.

C. Without government, citizens would not know right from wrong.

E. Without government, there would be no traffic laws.

Answers

The two evidence that would be used as the reason why the government is important would say that

Without government, people’s well-being would be constantly endangered. Without government, there would be no traffic laws.

What is government?

The government of a place is the name that is used to refer to the system of governance that is in a place that has the task of administering to the people that live in that particular area. The government of a nation helps in making the laws of the nation which the people would have to follow in the place. They also help to ensure that they would provide the basic needs of the people that are in the nation.

Hence the evidences would be that

Without government, people’s well-being would be constantly endangered. Without government, there would be no traffic laws.

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Explain the relationship between ethnocentrism and communication issues among criminal justice professionals and the public.

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The relationship between ethnocentrism and communication issues among criminal justice professionals and public is that high or low level of ethnocentricity can influence the ability of an individual to communicate successfully in an intercultural communications.

What is ethnocentricity and barriers of communication?

Ethnocentrism refers to the perceiving of the cultural belief and custom of themselves to be superior than of any others. When communicating, the attitude of ethnocentrism makes people from other cultures feel undervalued. This makes the communication unproductive or counterproductive due to miscommunication or communication gaps.

Ethnocentrism in criminal justice professionals may lead to grave miscarriages of justice as it may act as a huge barrier in communication and close down the other party or in this case the public.

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What are the factors that contribute to the effectiveness of social engineering techniques? [choose all that apply.]

Answers

Authority, familiarity, trust, consensus, scarcity, urgency, intimidation, and social proof are the factors that contribute to the effectiveness of social engineering techniques.

How does social engineering work?

A wide variety of malevolent behaviors carried out via human interactions are referred to as social engineering. It uses psychological trickery to persuade people to breach security or divulge private information. Attacks using social engineering take place in one or more steps.

A culprit first looks into the target in order to obtain background information, such as possible avenues of entry and lax security measures, needed to carry out the attack. The attacker then makes an effort to win the victim's trust in order to offer motivation for later actions that violate security protocols, including disclosing private information or allowing access to vital resources.

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Which result would the nurse expect to see on the electrocardiogram tracing monitor?

Answers

The nurse expect to see on the electrocardiogram tracing monitor 1. Abnormal P waves and depressed T waves 2. Peaked T waves and widened QRS complexes

A person who especially takes care of the sick or infirm: a certified health care professional with training in promoting and maintaining health who works independently or under the supervision of a doctor, surgeon, or dentist (compare licensed practical nurse, registered nurse).

One of the most in-demand and rapidly expanding occupations in the US is nursing. Despite the fact that women predominate in the nursing profession, more and more males are entering the field.

Nurses have crucial roles in healthcare and provide several services to their communities. Nurses advocate for patients, promote healthy lifestyles, spread health awareness, and offer many patients with direct care. Although the precise duties of nurses have evolved over time, their significance in healthcare has not.

The job of nurses has changed since the development of modern medicine from being that of comforters to that of contemporary healthcare providers who offer evidence-based treatment and wellness education. As all-encompassing caregivers, patient advocates, specialists, and researchers, nurses play a variety of roles.

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Because the ppf is a straight line in the ricardian model, foreign's import demand curve is:________

Answers

Because the pdf is a straight line in the Ricardian model, foreign's import demand curve is flat in parts. Option B

This is further explained below.

What is Ricardian economics?

Generally,  Ricardian economics is the name given to the economic theory that was developed by David Ricardo, an English political economist who was born in 1772 and became wealthy as a stockbroker and loan broker.

Ricardo was an influential figure in the field of political economy. Ricardo's birthplace is the United Kingdom.

When he was 27 years old, he read Adam Smith's book, An Inquiry into the Nature and Causes of Wealth in Nations.

This book motivated him to become interested in the economic views that were prevalent during that time period.

In conclusion, Due to the fact that the PDF in the Ricardian model is a straight line, the foreign's import demand curve has some flat portions.

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complete question

Because the PPF is a straight line in the Ricardian model, Foreign's import demand curve is:

a.upward sloping in parts.

b.flat in parts.

c.downward sloping in parts.

d.flat everywhere.

What is a disadvantage of using fiber-optic cabling versus twisted-pair cabling?

Answers

A drawback of the usage of fiber-optic cabling as opposed to twisted-pair cabling: Optical fibers are fragile and liable to be cut or broken for the duration of installation or production activities.

Cabling is used to consult electric or electronic cables, or to the technique of putting them in a place.

Cabling is the set of wires fabricated from both copper and glass that is used to connect computer systems and different community additives to allow them to talk, as a consequence forming a community of computer systems.

An established Cabling gadget is fixed cabling and connectivity merchandise that integrates the voice, records, and various control structures of a building (such as protection alarms, protection get right of entry, electricity systems, and many others.).

Networking cables are networking hardware used to connect one community device to other network devices or to connect two or extra computers to proportion printers, scanners, etc.

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The dutch states general granted a monopoly for trade in the new world to ______________.

Answers

The Dutch States general granted a monopoly for trade in the new world to The West India Company.

Which states were referred to as the Dutch States?

There are twelve provinces (Dutch - Provinces van Nederland) in the Netherlands, which represent the administrative layer between the national government and the local municipalities and are responsible for matters of subnational or regional significance.

It is important to note that West India Company was a chartered company of Dutch merchants and foreign investors. The founders included Willem Usselincx and Jessé de Forest.

Who owned the West India Company?

From 1624 to 1654, as part of the Dutch–Portuguese War, the GWC occupied Portuguese territory in northeastern Brazil, but were expelled from Dutch–Brazilian territory after fierce resistance.

Among the founders were Willem Usselincx and Jessé de Forest. He was chartered to a commercial monopoly in the Dutch West Indies by the Republic of the Seven Netherlands United and received jurisdiction over Dutch participation in the slave trade in the Central Passage, Brazil, the Caribbean and North America.

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When a researcher attempts to test specific aspects of a hypothesis or theory this process is called:_________

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When a researcher attempts to test specific aspects of a hypothesis or theory this process is called theory testing

The method of determining whether the empirical evidence in a case or in a sample of instances either supports or does not support a particular theory is known as theory-testing with cases. Theory testing's goal is to confirm the veracity of a put out hypothesis regarding the theoretical underpinnings of theory in empirical reality. If the empirical evidence do not support a theory, it should be revised or abandoned entirely.

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The accumulated net amount of revenue less expenses and dividends is reflected in the balance of:_________

Answers

Answer: Retained earnings

Explanation:

how does the different types of resources affect the development process

Answers

Herbal resources have a double-edge impact on the economic increase, in that the intensity of its use raises output, but increases its depletion rate. the herbal resource is a key entry into the manufacturing technique that stimulates monetary growth

They contribute to the direction of economic sales, income, and poverty reduction. Sectors related to natural assets use provide jobs and are frequently the idea of livelihoods in poorer groups. as a result of this essential significance of herbal assets, they must be managed sustainably.

Human useful resource development can pave the way for improving humans' common satisfaction of life in standard. this can be performed by means of enhancing the three additives of the Human Development Index (HDI), namely increasing in line with capita earnings, instructional achievements, and growing existence expectancy.

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The goal of the transition stage is to create __________ that encourages members to take risks.

Answers

The goal of the transition stage is to create a safe and trusting climate  that encourages members to take risks.

 

What is Climate of Trust?

An atmosphere that promotes honesty, open communication, and respect for one another is known as a "climate of trust." Leaders who value their team members comprehend the benefits of consistency, collaboration, and compromise in working relationships.

People frequently feel frustrated, unsure, and hesitant in professional settings for a variety of reasons, but developing a climate of trust encourages a secure, unthreatening, and open environment where information is shared, collaboration is encouraged, and team building is put into practice.

This scary aspect might cause some social opposition when an organization's infrastructure undergoes changes, which can either embrace or postpone growth and progress.

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What is the term for a gene mutation that leads to a myriad of disparate effects?

Answers

Pleiotropy refers to a gene mutation that results in a wide range of consequences.

What is the term for when one gene interferes with the function of another?

The connection between genes in epistasis is antagonistic: one gene masks or interferes with the expression of another. The term "epistasis" is derived from Greek origins that mean "standing upon," and the alleles that are being masked or silenced are considered to be hypostatic to the epistatic alleles that are masking.

A form of mutation in which the changed gene product has a novel molecular function or gene expression pattern. Dominant or semidominant gain-of-function mutations are virtually always present.

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Which classical indian philosophical school sought to understand the relationship between atman & brahman?

Answers

Vedanta is the classical Indian philosophical school sought to understand the relationship between atman & brahman.

What is philosophy in easy phrases?

Quite literally, the time period "philosophy" means, "love of wisdom." In a wide feel, philosophy is an hobby human beings undertake once they are seeking to understand essential truths about themselves, the world wherein they live, and their relationships to the sector and to every different.

What are philosophical ideals?

A philosophical belief is a non-religious notion and includes things like humanism, secularism and atheism. Something may be a philosophical perception if you strongly and honestly believe in it and it concerns an critical issue of human lifestyles and conduct.

What makes a person a philosophical thinker?

Four characteristics of philosophical questioning are wonder, contemplation, reason, and highbrow independence. Marvel is whilst we prevent taking things for granted, surprise at them, and ask questions on them. Philosophical questioning entails contemplation, that is giving something your attention.

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uae contributing to the world for child care Majerek company accrues salaries at year-end. what is the financial statement effect of this adjusting entry? What is the idiom to use when you're very angry and cannot be patient anymore? When driving, your attention isFocused only on the road aheadFocused only on your destinationFocused only on the surrounding trafficDivided among multiple different things Is it possible for an object to be accelerating and at rest at the same time? Explain. a population has mean of 0.1 and standard deviation of 2.1.what is the probability that the mean of a random sample of size 900 will be negative Why do you need fewer layers of clothing when you're exercising outside in cold weather compared to just resting? The adjusting entry for a prepaid expense includes a debit to a(n) ______ account and a credit to a(n) ____ account. The oxygen anion in carbon monoxide has an atomic number of 8, an atomic mass of 16, and an electrical charge of -2. how many electrons does the oxygen anion have? In almost all instances, the prospective juror who has formed an opinion about the defendant's guilt or innocence prior to a trial has formed that opinion as a result of:________ A sample of monochloro pentaborane (9), b5h8cl, has a mass of 20.1 g. what amount, in moles, does this mass represent? A ____ is a set of statements about the mechanisms underlying a behavior. postulate Read the sentence from "Raccoon Olympics.""Even in late June, Lake Michigan is so breathtakingly cold that jumping in the water feels like getting punched in the stomach, but maybe the raccoons fur helps them stay warm?"What does the word breathtakingly convey about the water?It is fun for raccoons.It is remarkably beautiful.It is extremely frigid.It is very exciting. The agricultural practices of pre-columbian tribes in the northeast were characterized by? What is the chief check on governmental power? according to madison, is this chief check adequate?. 3 of 101ptsWhich sentence is an example of the word"unique"?Wesley has painted the same scene at thepark many times. I think the painting that Wesley made forme is really special. Check Answer PLEASE HELPHow does Shakespeare present the witches as evil in Act 1 scenes 1 and 3? I'm super excited for the concert! All the critics are sayingthis group puts on an electrifying show! While caring for a 16-year-old client expected to be hospitalized for several months, the nurse will perform which action to assist the client in meeting the current stage of psychosocial development? When a company is the first to market with a competitive advantage, this is called a first-mover advantage. all of the following companies were first-movers except ________.