Sample standard deviation was 3.105, sample variance was 9.641
How do you calculate a frequency distribution's variance and standard deviation?discrete-factors
Determine the mean.
Take the mean out of every observation.
Each of the resulting observations must be squared.
These results should be squared.
Subtract this sum from the total number of observations (variance, S2).
Square the positive root (standard-deviation, S).
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The United States restricts imports but, at the same time, supports the WTO and international banks whose objective is to enhance world trade. As a member of Congress, how would you justify this contradiction to your constituents?
In my capacity as a member, I would like to make the case for the World Trade Organization (WTO) and other international banks to make use of the many export promotion and assistance programs that the United States offers in order to acquire trade finance and maximize asset utilization for the purpose of achieving financial stability.
This is further explained below.
What is World Trade Organization?Generally, The World Commerce Organization (WTO) is a multilateral organization that was established with the purpose of regulating as well as facilitating international trade.
In conclusion, When it comes to establishing, revising, and enforcing the laws that regulate international commerce, governments turn to this institution for assistance.
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What can HR professionals do to mitigate concerns about pregnancy discrimination in the workplace? What does the law say companies need to do to avoid violating the rights of pregnant employees?
With our combined efforts as one HR, there is no cause we cannot influence. Knowing the law and interacting with expectant women are the greatest ways to stop pregnancy prejudice.
Employers place a high premium on discouraging pregnancy prejudice. The Pregnancy Discrimination Act of 1978's new EEOC rules have made it a particularly controversial topic in today's society. The best thing you can do to defend yourself in court is to train all managers or supervisors, but especially those who are directly in charge of supervising workers.
When you learn that a coworker is pregnant, you must show her respect and use caution. You should merely express gratitude to the worker for informing you. Offer pregnancy prejudice your support and assure her that, if necessary, you would make accommodation's that are reasonable in nature for her.
Never indicate that an employee's pregnancy is a burden on the company, and neither should your supervisors. Before approaching a pregnant employee, ask a member pregnancy prejudice of your human resources team any questions you may have about what to ask or not ask.
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2. What are three types of financial reports a business prepares?
Three types of financial reports a business prepares are the balance sheet, the income statement, and the cash flow statement.
The process of recording and communicating financial performance over predetermined time periods, typically on a quarterly or annual basis, is known as financial reporting. Financial reports are used by businesses to organize accounting data and present their current financial situation. The balance sheet, the income statement, and the cash flow statement are the three primary types of financial statements. Each provides distinctive information with connected details. Together, the three statements provide a complete picture of the company's operating activities, including a breakdown of the company's assets and liabilities, revenues, and expenses, as well as cash flows from operating, investing, and financing activities.
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Question 10 of 10
How does the practice of fractional reserve banking affect banks?
A. It allows banks to keep only a small percentage of their deposits in
reserve.
B. It ensures that banks always have cash reserves equal to their
total deposits.
C. It gives banks the freedom to change interest rates on loans at any
time.
D. It prevents banks from profiting off loans they provide with
deposited funds.
Answer:
A. It allows banks to keep only a small percentage of their deposits in
reserve.
Explanation:
Fractional reserve banking allows banks to only hold fraction deposits as reserve and use most of it to gain interests as loans.
Suppose the market demand for cigarettes is given in the following table.
price (per pack) Quantity of demanded (millions of packs per year)
$10 2
9 4
8 6
7 8
6 10
5 12
4 14
3 16
Suppose further that smoking creates external costs valued at $2.00 per pack. Graph the market demand curve, the social demand curve, and answer two questions about the market and socially optimal quantities.
Graph the social and market demand curves.
If cigarettes are priced at $7 a pack,
Instructions: Enter your responses as whole numbers.
a. What is the quantity demanded in the market?
___ million packs per year
b. What is the socially optimal quantity?
____ million packs per year
c. If the government were to intervene and tax cigarettes, how large of a tax is needed per pack to achieve this optimal outcome?
$ ____per pack
ASAP Please
Shelly purchased a $50,000 nonparticipating whole life insurance policy. The annual premium was $1,278. The cash value of the policy after 10 years will be $13,740. Assuming 5 percent interest, what is the net payment cost of this policy, per thousand per year, over the first 10 years the policy is in force?
Shelly purchased a $50,000 non participating whole her life insurance policy. The annual premium was $1,278. The cash value of the life insurance policy of shelly after 10 years will be $13,740. Assuming 5 percent interest. Therefore, the Per a thousand surrender cost is $4.75.
What does the surrender cost?The surrender cost means the price that is being paid on the customer, this is because the policy holder is canceling their policy.
Annual Premium = $1278
Cash Value = $13,740
Interest rate = 1.3127%
The future value of $1 deposited at the start of the year at 5% is $13.207
Let the future value = $13,740
Amount to be deposited per annum
= $13,740/13.207 = $1,040.36
Difference between the premium paid and derived annual payment
= $1,278 - $1,040.36 = $237.64
The difference per thousand per annum of, 50,000 = $ 237.64/50
= $4.7528 or $4.75
Per a thousand surrender cost of the policy = $4.75
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Over time, the stock market has…
A. Experienced highs and lows but increased in overall value
B. Had slight ups and downs but stayed abt the same in value
C. Rarely experienced changes and has maintained the exact same value
D. Gone through severe ups and downs with an overall decrease in value
Over time, the stock market has D. Gone through severe ups and downs with an overall decrease in value.
What is the stock market?An equity market, stock market, or share market is a gathering of buyers and sellers of equities, which reflect ownership claims on companies. Securities listed on a public stock market may be among these stocks.
On the stock market, buyers and sellers of securities can interact, communicate, and transact business. The markets serve as a price discovery mechanism for corporate stock and a barometer for the health of the national economy. Buyers and sellers can be confident that they will receive a fair price, a high level of liquidity, and transparency since market participants compete in an open market.
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A farmer has allowed people to come onto the farmers property to hunt for deer. The farmer gave verbal permission to some people and written permission to others. In real estate, such permission is generally considered to be?
In real estate, such permission is generally considered to be called an Official permission.
What word means official permission or approval?The term official permission is known to be a kind of an authorization that is given to a person.
Note that this is known to be an approval to be able to use a property or not. Therefore, based on the above, one can say that In real estate, such permission is generally considered to be called an Official permission.
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person instead of directly to the disabled person
d. offering your arm if someone needs to be guided
e. facing a person who is deaf when speaking to them
The two guidelines to follow while communicating with someone who has a disability are those two.
Look for connections between you and the person with a handicap.
When you enter a room with a blind person, introduce yourself and explain your purpose.
A disability is any physical or mental condition that makes it more challenging for the person with the condition to engage in specific activities and interact with their environment.
Although the term "those with disabilities" is occasionally used to describe a single demographic, this is actually a broad group of individuals with a variety of requirements. The same type of handicap may have very different effects on two people. Some disabilities could be imperceptible or difficult to spot.
A part of what makes us human is our ability to be disabled. At some point in their lives, almost everyone will become temporarily or permanently disabled. About 15% of the world's population, or more than 1 billion people, are currently disabled, and this number is rising in part because of population aging.
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Mike Klein lives in a state with an income tax rate of
3.5%. What is the state withholding on a weekly gross
income of $456.85?
Mike Klein lives in a state with an income tax rate of 3.5%. $15.99, is the state withholding on a weekly gross income of $456.85.
By dividing the weekly gross income by the number of weeks in a year, one can compute the annual gross income. Since there are 52 weeks in a year, this is the annual gross income:
456.85 × 52
= 23,747.20
The applicable income tax rate will get the amount of income tax to be withheld. 3.5%, or 0.035 in decimal form, is the income tax rate. Because of this, the amount of income tax that must be withheld is:
23,747.20 × 0.035
= 831.60
In a state where the income tax rate is 3.5%, the state withholding on a weekly gross income of $456.85 is as follows:
831.60 / 52
= 15.99
As a result, the significance of the state withholding on a weekly gross income of $456.85 are the aforementioned.
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5 Points]
PREVIOUS ANSWERS BRECMBC9 4.11.004.
ou are looking for a bank in which to open a checking account for your new part-time business. You estimate that in the first year, you will be writing 30
ransactions per month. Your average daily balance is estimated to be $900 for the first six months and $2,400 for the next six months.
Use the following information to solve the problem.
DETAILS
Bank
Bank 1
Bank 2
Bank 3
Bank 4
Bank 1
Bank 2
Bank 3
$
Bank 4 $
Monthly Fees and Conditions
$16.00 with $1,000 min. daily balance
-or-
$25.00 under $1,000 min. daily balance
$
$4.50 plus $0.30 per check over 10 checks monthly
$1.00 per debit transaction
$5 plus $0.25 per check
$2.00 per debit transaction
(a) Calculate the cost (in $) of doing business with each bank for a year.
$
$8 plus $0.15 per check
$1.50 per debit transaction
(b) Which bank should you choose for your checking account?
MY NOTES
ASK
Answer:
5 Points]
PREVIOUS ANSWERS BRECMBC9 4.11.004.
ou are looking for a bank in which to open a checking account for your new part-time business. You estimate that in the first year, you will be writing 30
ransactions per month. Your average daily balance is estimated to be $900 for the first six months and $2,400 for the next six months.
Use the following information to solve the problem.
DETAILS
Bank
Bank 1
Bank 2
Bank 3
Bank 4
Bank 1
Bank 2
Bank 3
$
Bank 4 $
Monthly Fees and Conditions
$16.00 with $1,000 min. daily balance
-or-
$25.00 under $1,000 min. daily balance
$
$4.50 plus $0.30 per check over 10 checks monthly
$1.00 per debit transaction
$5 plus $0.25 per check
$2.00 per debit transaction
(a) Calculate the cost (in $) of doing business with each bank for a year.
$
$8 plus $0.15 per check
$1.50 per debit transaction
(b) Which bank should you choose for your checking account?
MY NOTES
ASK
What is the relationship between annual percentage rate (APR) and the true cost of credit?
The relationship between annual percentage rate (APR) and true cost of credit shows that they are directly proportional to each other.
The annual rate of interest that a person must pay on a loan or to receive interest on the bank account is known as the annual percentage rate (APR). APR is utilized for everything, including credit cards, mortgages, and auto loans.
True cost of credit is the overall price that the borrower must pay for the loan. It is determined by adding all expenses that the borrower must pay over the course of a loan (such as interest payments, fees, penalties, commissions, etc.).
Thus, it is evident that that the actual cost of the loan decreases as the annual percentage rate decreases.
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Select the correct answer.
What is the best method for modern businesses to authorize the use of workplace resources to its employees?
OA
Assign
a them a user authentication and password.
a O B. Maintain a log to record their use of workplace resources.
O c.
Monitor their activities using security cameras.
© D. Restrict them to use resources only during specific hours.
E. Allow them to use certain resources only during lunch time
Answer:
They should be given a user password and password protected account.
(hope this helps)
The company acquired a machine on January 1 at an original cost of $ 81,000. The machine’s estimated residual value is $ 15,000, and its estimated life is 20,000 service hours. The actual usage of the machine was as follows:
Year 1 9,000 hours
Year 2 5,000 hours
Year 3 4,000 hours
Year 4 2,000 hours
Explanation:
The company acquired a machine on January 1 at an original cost of $ 81,000. The machine’s estimated residual value is $ 15,000, and its estimated life is 20,000 service hours. The actual usage of the machine was as follows:
Year 1 9,000 hours
Year 2 5,000 hours
Year 3 4,000 hours
Year 4 2,000 hours
who will be taxed in Transnet
The South African Mining Industry is very crucial to it's economy. Transnet is one of it's major players. Given that it had a set budget for the 2021/22 financial year, much of which was supposed to be financed by the mining sector, unfortunately, the sector delivered a shortfall.
If Transnet had performed on its nameplate capacity of 78 million tons rather than the 58 million tons delivered in 2021, the industry would have gained R32 billion in revenue. The sector lost R16 billion in sales by failing to meet its objective of 68 million tons.
Because of the above shortfall, assuming current market prices, more than a third of the R140 billion in tax scheduled to be paid from all South African mining firms.
Who is Transnet?
Transnet SOC Ltd is a significant South African rail, port, and pipeline corporation located in Johannesburg's Carlton Centre.
It was established as a limited business on April 1, 1990. The South African government's Department of Public Enterprises, or DPE, owns the majority of the company's equity.
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Joel plans on using a variety of different pen colors while drawing on his slides. What should he do to simplify this process? Select the drawing and change the color in the Format pane. Change the pek's color as needed. Select the Add Pen command and create new pens. Right click the drawing to change the color.
Select Format Background from the Design tab. Choose Solid Fill and a color from the collection. If you want the same background color on all slides, go to the Design tab and pick Format Background > Apply to All. Try right-clicking My Computer on the desktop and going to Properties>Advanced System Settings.
Click the Settings radio button under "Performance" under the "Advanced" tab and either select a custom scheme or click the button for Adjust for best appearance or Adjust for best performance and click "Apply." On a dark background, use white or light beige; on a light background, use black color. As a result, your slides will appear more professional.
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Net Income (Loss)
The journal entry to close revenues and expenses would involve:
Oa. debits to the expense accounts and Retained Earnings and a credit to Fees Earned
Ob. debits to the expense accounts and credits to Retained Earnings and Fees Earned
Oc. a debit to Fees Earned and credits to the expense accounts and Retained Earnings
Od. debits to Fees Earned and Retained Earnings and credits to the expense accounts
4
The journal entry for net income (loss) is debits to Fees Earned and Retained Earnings and credits to the expense accounts (option d).
What is the journal entry for a loss in net income?Net income is the difference between the revenue and the total cost of a company. When the total cost is greater than the revenue, the firm earns a loss.
When the revenue is greater than the total cost, the firm earns a profit. It is necessary to close revenue and expenses because they are temporary accounts as their balance is not carried over to the next period.
When there is a loss, the expense account will increase in value. Thus, the expense account will be credited. When there is a loss, the fees earned and retained earnings account will decline in value. Thus, these accounts will be debited.
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A man earned wages of $48,900, received $2600 in interest from a savings account, and contributed $3500 to a
tax-deferred retirement plan. He was entitled to a personal exemption of $4050 and had deductions totaling $7100.
Find his gross income, adjusted gross income, and taxable income.
Adjusted gross income is $48000, gross income is $51500, and taxable income is $36,850.
How is gross revenue defined?Your gross income includes all of your earnings, including salary, bonuses, capital gains, corporate revenue, retirement benefits, and other types of income. For things like tuition fees, student loan interest, alimony payments, or contributions to retirement funds, adjustments to income may be made.
Income paid to man
Wages = $48,900
Savings Interest = $2600
Deductions
Personal Exemption = $4050
Standard Deduction = $7100
Tax Deferred Contribution = $ 3500
Gross Income = Income paid to man = 48,900 + 2,600 = $ 51,500
Adjusted Gross Income = Income - Tax Def Contribution = 51,500 - 3,500 = $ 48,000
Taxable Income = AGI - Deductions - State Taxes = 48,000 - 11,150 - 0 = $36,850
What distinguishes taxable income from adjusted gross income?Examples of sources that go into making up your gross income are wages, tips, interest, dividends, rent, and pension income. Your AGI less the standard deduction, the sum of your itemized deductions, and, if applicable, the qualifying business income deduction, will give you your taxable income.
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explain the meaning of an action plan
Answer:
An action plan is a document that lists what steps must be taken in order to achieve a specific goal
Answer:
An action plan is a comprehensive plan on how to reach a goal
Explanation:
It assists in improving teamwork planning and is a key step in the process of the planning process. Action plans can be used by people to create a strategy for achieving their own personal goals in addition to project management.
what are the importance of technical education in nepal?
Answer:
Nepal is a developing country that constitutes major population as youth so technical education makes youth skillfull, productive and self reliant.
Explanation:
Improving the wellbeing of youths and communities.It increases productivity. It makes individual to become self reliant.It builds entrepreneurship and create better avenues for investment.
Thus technical education in nepal makes youth skillfull, productive and self reliant.
Prepare a columnar condensed income statement for Crane Company, assuming Division II is eliminated. Division II's unavoidable
fixed costs are allocated equally to the continuing divisions.
Crane Company engages in the management of a subsidiary, which manufactures aerospace equipment, electronics systems, and flows control systems. The company was founded on December 2, 2021, and is headquartered in Stamford.
Crane Company manufactures engineered industrial products. The Company offers vending machines, airplane braking devices, pumps, valves, and other industrial goods.
Fixed Portion of COGS:
Revised Fed COGS for other even
Dwisont Sssoo0 $2850 555.000
Divison $510 § 2880 $57,050
Diisioniv S290 $ 280 S$ osa30
($25,30°9018)/3 = $4,305
Division Smee $4305 $a.
Dwison it $2000 $ 4305 $33,205
Division v 3 19;00 $4305 $23,805
‘visions 7 m w. OTA)
Sales 324500] § 5.04000] 5 —4.50,000/ 3 11,39.00
Variable cone
Cost of goods sid $_aasio0|$_2asaz0| 5 asso] $s 7570)
Selling and sdminirative '$_15,236] § 3,000] $20,500] $ 97.76
Total variable costs $ra236] $275.20] § 217.250] § 667306)
Contribution margin $7768] $228,180] 5 232750] 5 531608)
Costof goods aid 3 seaw0] $ S780] 3 a0] $_aawTD
selling and edrniaive Sages] $_3305[ 5 23.605[ 5 1.05 570)
Tol Fined costs '$it5.49] § 90,365] § a.sa5| $ —2.24,509]
incomel les) rom operations $_-34s85[$ i785] $ aas.is| $ —247.085
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Hart, Attorney at Law, experienced the following transactions in Year 1, the first year of operations:
1. Accepted $36,000 on April 1, Year 1, as a retainer for services to be performed evenly over the next 12 months.
2. Performed legal services for cash of $54,000.
3. Purchased $2,800 of office supplies on account.
4. Paid $2,400 of the amount due on accounts payable.
5. Paid a cash dividend to the stockholders of $5,000.
6. Paid cash for operating expenses of $31,000.
7. Determined that at the end of the accounting period $200 of office supplies remained on hand.
8. On December 31, Year 1, recognized the revenue that had been earned for services performed in accordance with Transaction 1.
Explanation:
Hart, Attorney at Law, experienced the following transactions in Year 1, the first year of operations:
1. Accepted $36,000 on April 1, Year 1, as a retainer for services to be performed evenly over the next 12 months.
2. Performed legal services for cash of $54,000.
3. Purchased $2,800 of office supplies on account.
4. Paid $2,400 of the amount due on accounts payable.
5. Paid a cash dividend to the stockholders of $5,000.
6. Paid cash for operating expenses of $31,000.
7. Determined that at the end of the accounting period $200 of office supplies remained on hand.
8. On December 31, Year 1, recognized the revenue that had been earned for services performed in accordance w
Consider the difference between “supply” and “quantity supplied.” Select the change in only quantity supplied: (select all that apply)
More store-brand cereals were sold during 2020 when income decreased due to the pandemic-induced recession
More laptop computers were sold when technological innovation lowered the cost of producing batteries
More gasoline was sold when buyers and sellers expected higher gas prices in the near future
More Uber rides were taken when people switched from driving taxis to driving for Uber in NYC
More veterinary services were consumed during 2020-2021 as people acquired “pandemic dogs and cats”
The following would lead to a change in quantity supplied :
More store-brand cereals were sold during 2020 when income decreased due to the pandemic-induced recession.
More veterinary services were consumed during 2020-2021 as people acquired “pandemic dogs and cats”
What is a change in quantity supplied?
There is a change in quantity supplied if the price of that good either increases or decreases. The quantity supplied increases when price increases and decreases when price decreases.
This indicates that there is a positive relationship between price and the quantity supplied. A change in quantity supplied leads to a movement along the supply curve - either upward or downward.
There is a change in supply when other factors other than the price of the good changes. For example, a change in the number of suppliers, change in the cost of production would lead to a change in supply. When there is a change in supply, the supply curve should shift either inwards or outwards.
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Mr B aged 63 years, has earned rupees 75,00,000 out of his business . His ex- wife gifted him cash in account worth rupees 6 lakh. He spent a total of rupees 15 lakh during a family trip. He won a lottery of 19 lakh rupees. Out of happiness he gifted his wife cash of rupees 450000. He bought a life insurance policy and paid a premium of 50000 annually. He paid tuition fee for his daughter for rupees 50000. He invested rupees 80000 in PPF. One of his existing life insurance policy got matured and he received a total of rupees 32 lakh. Seeing his health conditions the doctor adviced him a medical test of rupees 6000 following he bought a health insurance for rupees 27000. Calculate his taxable income and tax liability.
Taxable Income is Rs 98,17,000, Taxable Liability is Rs 28,45,100
Taxable Income is the portion of a person’s or company’s gross income that the govt deems subject to taxes.
Taxable income consists of each earned and unearned income, on the other hand, Tax liability is the payment owed by an individual, Tax Liability is calculated according to the income of an individual and Tax% varies from0% to 30% depending on the income.
Income from business = 75,00,000
income from other sources
Lottery = 19,00,000
Life insurance maturity = 32,00,000
car gift from ex-wife = 6,00,00
Gross Income = 1,32,00,000
Deduction;
LIC premium = 50,000
Tution fees = 50,000
PPF = 1,80,000
Max deduction = 1,50,000
Health insurance = 27,000
Medical tset = 6,000
Total deduction = 32,00,00
Taxable Income is Rs 98,17,000
Taxable Liability is Rs 28,45,100
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At its core, stage fright is a fear of?
Answer:
Explanation:
Stage fright, also known as performance anxiety, is generally considered a subtype of social anxiety because it involves fear of social situations. However, people who have stage fright do not necessarily have trouble with other common types of social anxiety, like meeting new people or eating in public.
Government control of resources and centralized decision-making are characteristics of:
Answer:
Command economy
Explanation:
An economic system where the means of production are owned by the government and economic activity is managed by a central body that sets quantitative production targets and distributes raw materials to productive businesses
Case Study – Activity 1
The case of an Abusive Supervisor?
This challenge involves the behavior of Kofi Amponsah, the supervisor of a Municipal Tax Collection Office in the Greater Accra Region. He has worked through the ranks for more than 20 years to get to his current position. Efua Mensah also worked in the same Municipality for more than 20 years but got transferred to the Tax Collection division recently as an Administrative Assistant. Efua filed a lawsuit claiming that her boss (Kofi) and the office allowed a hostile work environment to exist. She had worked at the office for about three years at the time of the suit. The hostility allegedly began on Efua’s first day at work in that office. Upon arriving, Kofi showed her the “Wall of Shame,” Placed conspicuously in the main office, it contained a funeral urn with the “ashes of problem employees.” Efua noted that it resembled “the way Adolf Hitler treated the disabled and the Jews during the Holocaust,” with “various nameplates of the employees who were ‘exterminated’” or fired by Kofi. The lawsuit alleges that Kofi stated “that all personnel of his office should be ‘perfect humans,’ as he believed he was.” Media reports about the situation allege that “Kofi threw papers at Efua and called her a ‘waste of a human being,’ and referred to her as a ‘mess up’ who should just ‘quit her job.’” Efua ultimately experienced stress and anxiety and took sick leave for medical and psychiatric treatment. When she returned to work, Efua alleges that Kofi relocated her desk so that she had to look at the Wall of Shame, which now contained her name along with the others.
Adapted from Kinicki & Fugate (2018)
Yes, it is a case of an abusive Supervisor. Kofi confirmed her the “Wall of Shame,” Placed conspicuously in the major office, it contained a funeral urn with the “ashes of trouble employees.”
What is abusive supervision?Abusive supervision refers to “subordinates' perceptions of the extent to which supervisors engage in the sustained show of hostile verbal and nonverbal behaviors, apart from physical contact”
Abusive bosses regularly fighting with accepting non-public accountability or recognizing their personal mistakes. As a result, they tend to get defensive when confronted. They can also even shift the blame onto other people.
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hile discussing a sale of heavy machinery, a potential customer offers Mikal, a sales executive, a free vacation in exchange for a discount in the
ice of the machinery. Mikal turns down the offer. Which ethical behavior is Mikal demonstrating?
OA reliability
OB. organization
OC. respect
OD. honesty
Select the correct answer.
What kind of value should an employee possess when employees are expected to be responsible and fair?
O A.
positive work attitude
O'B.
self-motivation
OC. professionalism
O D. integrity
O E. self-confidence
Leading others in cross-cultural situations is complicated. Which of the following is NOT one of the many reasons why such situations can be complicated?
Languages
Customs
Work ethics
Styles of dress
Leading others in cross-cultural situations is complicated. Styles of dress are NOT one of the many reasons why such situations can be complicated.
Cross-cultural communication is the practice of identifying both cultural groups' differences and commonalities in order to interact successfully within a particular situation.
You'll be able to express yourself with confidence and learn how to be patient with others who don't share your background if you develop cross-cultural communication skills. Additionally, it will provide you with a wonderful chance to interact with students from other countries and talk about your differences.
Learning the fundamentals of this sort of communication is the first step in overcoming obstacles and preventing misunderstandings in cross-cultural communication. These are openness, awareness, readiness, language, and humour.
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