All of the following about this transaction is true, except if C were disabled, his beneficiaries would receive $70,000, less any outstanding interest charges.
An insurance policyholder and an insurer or assurer enter into a contract for life insurance under which the insurer agrees to pay a predetermined beneficiary a certain amount of money in the event that the policyholder dies. Other occurrences, like critical illness or terminal illness, may also result in payment, depending on the terms of the contract. Benefits from life insurance policies may be used to assist with final expenses after your death. Funeral or cremation expenses, uninsured medical expenses, estate settlement costs, and other unpaid debts may fall under this category. Generally, you are only permitted to withdraw money from the policy up to the number of premiums already paid tax-free. Usually, you must pay taxes on any sum that exceeds the premiums you have already paid.
Note that the full question is:
C has a $100,000 traditional whole life insurance policy with a $30,000 cash surrender value. He applies for and receives a $10,000 policy loan from the insurer. All of the following about this transaction are true, except:
-the loan carries a fixed or variable interest rate
-if the policy is surrendered, C would receive $20,000 less any outstanding interest charges
-If C died, his beneficiaries would receive $90,000, less any outstanding interest charges
-If C were disabled, his beneficiaries would receive $70,000, less any outstanding interest charges
Learn more about life insurance https://brainly.com/question/1373572
#SPJ4
If a pregnant woman is admitted to the emergency department in shock after an accident, the nurse would help relieve the effect of shock by:__________
If a pregnant woman is admitted to the emergency department in shock after an accident, then the nurse should place a pillow under her left hip as we all monitor fetal heart rate or contractions.
What are the major risks in pregnant women after an accident?The major risks in pregnant women after an accident are associated with problems in fetal development, especially those involving heart problems which can be monitored by analyzing heart rate.
Moreover, a pillow under the left hip may be very useful in order to relax this zone when a woman is transported to the emergency department in shock after an accident.
In conclusion, if a pregnant woman is admitted to the emergency department in shock after an accident, then the nurse would help to relieve the effect of shock by placing a pillow under her left hip as we all monitor fetal heart rate or contractions.
Learn more about risks in pregnant women here:
https://brainly.com/question/15595572
#SPJ1
The amount of interest paid on bonds is calculated by multiplying ______ of the bonds with the ____ rate.
The amount of interest paid on bonds is calculated by multiplying face amount of the bonds with the stated rate. The money lent to the borrower, or issuer, of a bond is known as the principal, and the interest paid on a bond is recompense for that money. At bond maturity, the principal is returned to the bondholder.
Simply multiply the bond's face value by its annual coupon rate to determine the annual coupon payment for the bond. This means that if a bond has a face value of $1,000 and a 10% yearly coupon rate, the annual coupon payment will be $100.
Bonds pay interest to the investor; equities give dividends. You can choose the greatest investment strategy for your money by being aware of the differences.
To learn more bond maturity
https://brainly.com/question/14644574
#SPJ4
If+an+investor+wants+to+invest+100%+of+her+portfolio+in+safe+assets+but+does+not+want+to+manage+her+portfolio,+she+should+invest+in+__________.
The question is in incorrect form.
If an investor wants to invest 100% of her portfolio in safe assets and but doesn't want to manage her portfolio, she should invest in money market assets or funds.
A Money Market Funds is a sort of shared store that puts resources into profoundly fluid, close-term instruments. These instruments incorporate money, cash comparable protections, and high-credit score, obligation-based protections with a momentary development.
They are planning to offer financial backers high liquidity with an exceptionally low degree of chance. They are also likewise called as Market Mutual Funds.
Safe assets are the assets that, don't convey a high gamble of misfortune across a wide range of market cycles. There are a few sorts of safe assets including land property, cash, Depository bills, currency market reserves, and U.S. Depositories shared reserves.
To learn more about Money Market Funds.
https://brainly.com/question/28146105
#SPJ4
If a market signals contain accurate information available to investors, then the market is said to be?
If a market signals contain accurate information available to investors, then the market is said to be transparent.
What is market signals?Market maker signals can be described as the signs broker-dealers or market makers do give to themselves as regards the movement of stock prices.
It help to buys and sell share amount orders in real-time during trading hours however , the market should be open, at this time.
Therefore, If a market signals contain accurate information available to investors, then the market is said to be transparent.
Find out more on the market signals at https://brainly.com/question/4934175
#SPJ1
For any two bundles of goods and/or services, a and b, if a is preferred to b, or b is preferred to a, or the consumer is indifferent between a and b, then:____.
For any two bundles of goods and/or services, a and b, if A is preferred to B, or B is preferred to A, or the consumer is indifferent between A and B, then it is a condition of an indifference curve for the consumer.
What is the significance of an indifference curve?An indifference curve can be referred to or considered as the curve represented on a graph with the purpose of showing a behavior of a consumer in which he or she views the available products in an economy equally.
Therefore, the significance regarding an indifference curve has been aforementioned.
Learn more about indifference curve here:
https://brainly.com/question/24261444
#SPJ1
What is the slope of the budget line from trading with friday (coconuts for fish)?
The slope of the budget line for trading with Friday is -0.5 since he must forfeit 2 fish for every unit of coconut. The slope of the budget line for trading with Kwame is -0.3 since he must forfeit 3 fish for every unit of coconut.
A budget line displays the combinations of two products that a buyer may afford to purchase using their entire available budget and a given income.
Pricing line, price opportunity line, and consumption possibility curve are other names for the budget line. The budget line displays all possible product pairings that a buyer, given his financial situation and the cost of the two commodities, could buy.
To learn more on budget line
https://brainly.com/question/14637545
#SPJ4
Adam was found to have used his license to procure insurance for relatives and it was also discovered that he was issuing rebates to insureds. what will probably happen to him?
Adam's license will be suspended or revoked. It's because he was determined to have used his license to obtain insurance for family members and because it was found that he was giving insureds rebates.
After being found guilty of a significant traffic infraction, failing a road test, or providing false information on a government form, a license is frequently cancelled. One of the best rights is the ability to drive, therefore it's critical to understand whether your license is suspended or revoked as well as your options if it is. An "Administrative Review Suspension" is a unique classification of suspension used in several jurisdictions. This is given to persons whose medical conditions make it risky for them to operate a motor vehicle. Before relieving the suspension, the DMV may occasionally require written confirmation from the physician.
#SPJ4
Trid requires that all charges normally paid by a borrower and a seller in connection with a real estate closing be?
A seller in connection with a real estate closing is itemized in the Closing Disclosure.
What is TRID?The Consumer Financial Protection Bureau (CFPB) has implemented a set of regulations called TRID in an effort to close some of the gaps that dishonest lenders have previously used to deceive customers. The mortgage information that lenders must offer to borrowers and when they must do so are governed by TRID regulations. TRID regulations also set limits on the fees that lenders may impose and how those costs may alter as a mortgage matures.
The program's goal is to assist borrowers in selecting a mortgage lender who will act in their best interests by helping them comprehend their available mortgage options. When they give you a mortgage or give you an estimate, all mortgage lenders must as of 2015 abide by TRID regulations.
Because they cover material that customers should read and comprehend before making an offer on a home and agreeing to monthly loan payments, TRID guidelines are also frequently referred to as "Know Before You Owe" laws.
To know more about TRID visit:- https://brainly.com/question/28525685
#SPJ4
Intentional or willful violations of the uniform securities act that are considered to be a felony subject that person to?
An intentional or a willful violation of the Uniform Securities Act that are considered to be a felony subject that person both civil and criminal liability. Therefore, the option C holds true.
What is the significance of a liability?A liability for the legally wrongful activities done by a person may lead him to civil and / or criminal punishments under the regulations of the laws. Willful violation of laws leads to civil as well as criminal liability for a person.
Therefore, the option C holds true and states regarding the significance of liability.
Learn more about liability here:
https://brainly.com/question/18484315
#SPJ4
The incomplete question has been completed below for better reference.
Intentional or willful violations of the uniform securities act that are considered to be a felony subject that person to _____?
A. civil liability
B. criminal liability
C. both civil and criminal liability
Today's employees should plan for lifelong learning and constant training, actively plan their own career paths, and ________.
Today's employees should plan for lifelong learning and constant training, actively plan their own career paths, and be willing to continually learn new skills.
The phrase "lifelong learning" is mainly focused on the personal level. It describes someone who voluntarily commits over an extended period of time to studying new knowledge or skills.A person who combines ongoing learning into their lifestyle is said to be a lifetime learner.
The process of constantly picking up new information and abilities is known as continuous learning. This can take many different forms, from formal academic study to informal social learning. It usually entails initiative and accepting challenges. As with lifelong learning, continuous learning can take place on a personal level as well as within an organisation.
Employees must be capable of pushing themselves to learn new things and develop fresh perspectives and abilities. Flexible, continuous, and on-demand learning are required for both lifelong learning and constant training.
To learn more about lifelong learning and constant training here
https://brainly.com/question/10646708
#SPJ4
True or false: when using a financial calculator to find the number of payments, the pmt value should be entered as a positive.
when using a financial calculator to find the number of payments, the pmt value should be entered as a positive. The given statement is False.
What is the PMT function?
Excel's financial functions include the PMT Function. The function aids in determining the total payment (principal and interest) necessary to pay off a loan or investment with a fixed interest rate over a predetermined period of time.With constant payments and an interest rate, the PMT function can be used to calculate the loan's future payments. For any loan or investment amount with a fixed rate of interest and a constant quantity, the PMT function in Excel is used to determine the required instalments. When we choose any insurance or loan from a bank, this is just the EMI we pay for our loan or invested amount. The function is referred to as PMT since it determines the payment amount.To know more about PMT Function visit:
https://brainly.com/question/14206205
#SPJ4
Apple is known for using a unique operating system that integrates well with peripheral devices such as ipod and iphone. what kind of strategy is apple using?
Apple is known for using a unique operating system that integrates well with peripheral devices such as ipod and iphone. what kind of strategy is apple using Differentiation.
What is Differentiation strategy?
Your company will differentiate itself from otherwise similar competitors in the market using your differentiation approach. Usually, it entails emphasizing a significant distinction between you and your rivals. And your potential customers must value that difference.
Therefore,
Apple is known for using a unique operating system that integrates well with peripheral devices such as ipod and iphone. what kind of strategy is apple using Differentiation.
To learn more about Differentiation from the given link:
https://brainly.com/question/15693120
#SPJ4
Project managers should try to _____ the size of teams or subteams to avoid making communications too complex.
Project managers should try to limit and decrease the size of teams or subteams to avoid making communications too complex.
How do project managers manage communication in the workplace?Successful project managers communicate through a variety of channels using both formal and informal means. This increases the likelihood that messages will be received. To lessen the likelihood of a communication breakdown, use straightforward language, stay on topic, keep messages brief, and provide all the information in one location.
6 effective methods for project team communication:
1. Gather frequently. Hold regular team meetings to discuss strategies.
2. Be welcoming.
3. Be frank, precise, and succinct.
4. Display some decency.
5. Realize that you might not always be right.
6. Utilize online teamwork tools.
To know more about communication management, visit:
https://brainly.com/question/1165906
#SPJ4
Edison consulting received a $470 utilities bill and immediately paid it. edisons general journal entry to record this transaction will include a?
The fact that Edison Consulting received a $470 utilities bill means that the general journal entry will include Debit to Utilities Expense for $470.
How are expenses recorded?When a company incurs expenses, these are to be debited to the relevant expense account. This is because expenses reduce the value of revenue which is credited.
The utilities expense account will therefore be debited by Edison Consulting for the amount of $470.
Options for this question are:
Debit to Utilities Expense for $470. Credit to Accounts Payable for $470. Debit to Cash for $470. Credit to Utilities Expense for $470Debit to Accounts Payable for $470.Find out more on recording expenses at https://brainly.com/question/26478125
#SPJ1
If a company incorrectly records cash received for services to be provided in the future with a debit to cash and a credit to sales revenue, how will this error affect net income for the current period?.
The error will affect net income for the current period in such a way that Net Income will be too high.
Net Income: The amount earned by an individual or business after costs, allowances, and taxes is referred to as net income. Net income in the company is the amount that remains after all costs, such as salaries and wages, the cost of goods or raw materials, and taxes, have been paid.
Revenue will be inflated instead of liabilities. The current period's larger net income will result from an overestimation of revenue. On the other side, liabilities are overestimated. Entry to cash is precisely done and it will not affect owing to this inaccuracy. So, the net income will be excessive.
Net Income will be too high.
To learn more about the overestimation of revenue. , visit the following link:
https://brainly.com/question/14688203
#SPJ4
Clif bar & company is developing a new energy drink specifically for college students. They think that college students would buy their drink if it was made from all sustainably sourced ingredients. Before they invest a lot of money to enter the energy drink market, they will conduct ___________ research to find out if there is a significant correlation between sustainably sourced ingredients and energy drink demand for college students.
To determine whether there is a strong link between the demand for energy drinks among college students and the use of components from sustainable sourcing, Clif bar and company must conduct a descriptive research.
The main aim of a descriptive research is to describe the characteristics of the population or the subject being studied. The "what" of the research issue is highlighted more so than the "why" in this descriptive methodology.
Descriptive research is also known as a "observational research" approach. The study's objective is to identify the population's characteristics, frequency patterns, trends and classifications. This approach is useful when there is minimal information available on the issue.
In the above question, it is necessary to understand if college students prefer energy drinks made with sustainably sourced ingredients. Hence, clif bar and company needs to conduct descriptive research.
To read about qualitative research visit:
https://brainly.com/question/12325081
#SPJ4
The average household spends about what percent of their food dollar away from home?
It is estimated that the average household spends about 50% of their food dollar away from home.
What are the household expenses?These expenses consists of shelter such as in mortgage payments, property taxes, or rent; maintenance repairs, insurance etc. It also consist of utilities such as gas, electricity, fuel, cell/telephone, and water and house furnishings and equipment such as furniture, floor coverings, major appliances, and small appliance.
The statistics board in the United State estimated that the average household spends about 50% of their food dollar away from home.
Read more about household expenses
brainly.com/question/27960248
#SPJ1
The mutual fund industry is highly regulated. one of the areas regulated is that of making disclosures. an example of that is that mutual funds must provide reports to their shareholders on:___________
On Quarterly basis mutual funds provide reports to their shareholders as of making disclosures .
What is Mutual Fund ?
A mutual fund is an economic platform that consolidates funds from shareholders to invest in shares like stocks, bonds, money market instruments, and other assets. Professional money managers manage mutual funds, managing the assets and aiming to earn capital gains or income for the fund's investors. The profile of a mutual fund is arranged and maintained on a regular basis in accordance with the specified investment goals in the offer document.
To learn more about Mutual Funds check out the link below : https://brainly.com/question/4521829
#SPJ4
The first marketing law suggests that to be successful in the market, marketers need to?
The first marketing law suggests that in order to be successful in the market, the marketers need to understand the customer's demand and identify the brand positioning of the product in the market. Therefore, the option C holds true.
What is the significance of marketing laws?Marketing laws are the ones that are universally accepted principles followed by marketers in order to get successful position in the market. The first and foremost law tells about how one should position the brand in a market over the demand of customers.
Therefore, the option C holds true and states regarding the significance of marketing laws.
Learn more about marketing laws here:
https://brainly.com/question/16264752
#SPJ4
The incomplete question has been completed below for better reference.
A. Understand customer's demands
B. Identify brand positioning
C. Both A and B
D. None of these
Consumer and producer surplus measure the _____ benefit rather than the _____ benefit.
Consumer and producer surplus measure the net benefit rather than the total benefit.
What is consumer and producer surplus?Consumer surplus is the difference between the willingness to pay of a consumer and the price of the good.
When consumer surplus is shown on the demand curve, it is a triangular area between the price of the good and the highest amount consumers are willing to pay for the good.
Consumer surplus = willingness to pay – price of the good
Producer surplus is the difference between the price of a good and the least price the seller is willing to sell the product
Producer surplus = price – least price the seller is willing to accept
When consumer surplus is added to producer surplus, the result is total surplus
To learn more about consumer surplus, please check: https://brainly.com/question/25816093
#SPJ1
How much would you have to invest today at 4.5ompounded annually to have $32,425 available for the purchase of a car at the end of five years from now?
You have to invest today $26,019.48 at 4.5ompounded annually to have $32,425 available for the purchase of a car at the end of five years from now.
It is calculated as follows:
The formula for calculating present value is:
PV = FV(1 + r)^-n
where:
FV = Future value = 32425
P = Present value
R = interest rate = 4.5
N = number of years = 5 years
$32,425(1.045)^-5 = $26,019.48
Present value or PV is the current value of a future sum of money or any stream of cash flows giving a specified rate of return.
To know more about present value here:
https://brainly.com/question/17322936
#SPJ4
From a tax perspective, which entity choice is preferred when a liquidating distribution occurs and the entity has appreciated assets?
From a tax perspective, which entity choice is preferred when a liquidating distribution occurs and the entity has appreciated assets Partnership and LLC.
What is liquidating distribution?
A sort of nondividend distribution made to shareholders by a corporation or partnership during its partial or full liquidation is known as a liquidating distribution (or liquidating dividend). Distributions for liquidating assets are not paid entirely from corporate profits.
Therefore,
From a tax perspective, which entity choice is preferred when a liquidating distribution occurs and the entity has appreciated assets Partnership and LLC.
To learn more about liquidating distribution from the given link:
https://brainly.com/question/24131354
the price of a product is set where both buyers and sellers are satisfied. which phrase describes this price?
The price of a product is set where both buyers and sellers are satisfied this phrases describes the Market Equilibrium Price.
Equilibrium is the state wherein market supply balance and demand become steady. For the most part, an over-supply of labor and products purposes costs to go down, which brings about more popularity — while an under-supply or lack makes costs go up bringing about less interest.
The Equilibrium Price is where the supply of merchandise matches demand. At the point when a significant list encounters a time of solidification or sideways energy, one might say that the powers of demand and supply are somewhat equivalent and the market is in a condition of balance.
To learn more about Equilibrium Price.
https://brainly.com/question/13463225
#SPJ4
Answer:
Where the market clears
Explanation:
The price is neither higher nor lower than equilibrium, meaning that it "clears" or is even.
When a monopolist practices price discrimination, compared with a single-price monopolist, deadweight loss will:_________
a. remain the same.
b. increase.
c. decrease.
d. increase initially and then r
When a monopolist practices price discrimination, compared to a single-price monopolist, dead weight loss will: A. remain the same
OPTION A is correct.
What is monopolist ?
By tracking changes within the prices consumers pay over time for a selection of goods and services, the buyer Price Indicator (CPI) is a popular index for measuring inflation.
The eight main categories of those products and services are: alcoholic drinks, food and beverages, clothing, transportation, clothing, health care, recreation, education, and communication.
By comparing the worth of this fixed basket of consumer goods and services in one time to their prices in prior periods, the buyer price index is determined. Therefore, increases within the CPI roughly mirror changes in the cost of living in the United States. As a result, the CPI may be a key economic indicator for spotting times of inflation (or deflation) in the United States.
Learn more about price discrimination :
brainly.com/question/25565797
#SPJ4
The two classifications used for assets and liabilities on the balance sheet are?
The two classifications used for assets and liabilities on the balance sheet are non-current and current liabilities.
Liabilities that are due and payable within a year are referred to as current liabilities (short-term liabilities). Liabilities that are due a year from now or longer are referred to as non-current obligations (long-term liabilities).
Repaying current liabilities lowers a company's operating capital. Noncurrent Liabilities' repayment has no effect on a company's working capital. However, interest payments on such obligations do have an influence on the company's operating capital.
To know more about liabilities, click here:-
https://brainly.com/question/24283711
#SPJ4
What type of error produces measurements that are consistently too high or too low?.
Systematic Errors produces measurements that are consistently too high or too low.
What is Systematic Errors?
An error is deemed systematic if it continuously varies in the same direction and is not caused by chance but rather by an observational or measuremental inaccuracy that is built into the system. This might occur, for instance, when taking blood pressure if something always or frequently raised the blood pressure right before the measurements were to be taken.
Therefore,
Systematic Errors produces measurements that are consistently too high or too low.
To learn more about Systematic Errors from the given link:
https://brainly.com/question/14639975
#SPJ4
andre works with beta pharmaceuticals inc. he is primarily responsible for overseeing production activities, including decisions such as the number of product units that need to be manufactured, the overall functioning of the production plants, and the quality of products. andre is most likely to be a(n) manager.
andre is most likely to be an operations manager
A career as an operations manager is a perfect fit for those who enjoy working in the background of a business. No matter how big or small the company, this job is crucial to its success, and you would have the opportunity to work in practically any sector. An operations manager's primary responsibility is to oversee the processes that go into creating a company's products and/or services. An operations manager, for instance, would oversee all activities connected to regular store floor operations as well as planning and strategizing in the retail sector. The world of company operations offers several options.
To know more about operations manager refer to https://brainly.com/question/26298089
#SPJ4
carriage inward is recorded on the dash account
a credit side of the trading
b debit side of the cash book
c debit side of the trading
d credit side of the profit and loss
Answer:
A or the first option
Explanation:
Answer:
C
Explanation:
Carriage inwards is an expense and expenses are debited.
An investment of $3,000 is made at the beginning of each of the next 7 years. given an interest rate of 0.67%, the value of this investment 11 years from today is closest to:________
There is an annuity owed on this cash flow stream.
Given:
Investment: $3,000
made at the beginning of each of the next 7 years.
Interest Rate: 0.67%
BGN mode on the calculator, then
$3,000 PMT, N = 7, I/Y = 0.67, CPT FV, and FV = $21570.41
After an additional four years (Year 11), the cash flow stream's future value is equal to:
N = 4, I/Y = 0, PV = around $21,570.41, CPT FV, FV = $22,154.32, and N = 4
When calculating the present value of multiple cash flows using a spreadsheet, you must:________
The current worth of an anticipated future stream of cash flow is known as the present value, or PV. Using Microsoft Excel, present value may be estimated rather rapidly.
Most of the time, rather than simply one cash flow, a financial analyst must determine the net present value of a group of cash flows. The net present value, or NPV, returns the cash flows' net value in today's currency.
The future value FV is divided by a factor of 1 + I for each interval between the present date and the future date in the present value formula, PV=FV/(1+i)n. For the PV calculation, enter the following data into the present value calculator: The FV, or future value.
To learn more on Present Value
https://brainly.com/question/17322936
#SPJ4
