The equal amount of monthly deposit that should be made into the above annuity order to have $178,000 in 15 years is $712. See the explanation below.
What is the justification for the above answer?Note that:
1 = Interest rate per period
= i0.042/12
= 0.0035
n = Total number of periods under scrutiny
this is given as 15 years
= 15 x 12
=180 months
f = Future Value
This is given as $ 178,000
and P = Monthly deposit required to be made every period.
F = P * [((1 + i)ⁿ - 1)/i]
⇒ 178000 = p * ((1 + 0.0035) ^180 - 1)/0.0035]
⇒ p = 711.5556
This is approximately equal to:
P [tex]\approx[/tex] $712
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Full Question:
Acme Annuities recently offered an annuity that pays 4.2 % compounded monthly. What equal monthly deposit should be made into this annuity in order to have $178,000 in 15 years?
Using your previous experiences to perceive something is ____, while relying only upon the immediate stimulus properties to perceive something is ____.
Using your previous experiences to perceive something is top down processing, while relying only upon the immediate stimulus properties to perceive something is bottom up processing.
What is a top down processing?This class of processing involves the brain that is sending down the stored information to the sensory system as it receives information from the stimulus. This enables a plausible hypothesis to be made without the need to analyze every feature of the stimulus.
What is a bottom up processing?This class of processing involves a sensory analysis that begins at the entry-level with what our senses can detect. It begins with sensory data and goes up to the brain's integration of this sensory information.
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If the marginal benefit of an activity is greater than the marginal cost of an activity, what action should an individual take?
If the marginal cost of an activity is greater than the minimal benefit, the decision maker will profit by limiting the activity.
What is the marginal cost?Marginal cost refers to the cost incurred in producing one additional unit in order to increase the revenue of the organization. It also includes the element that reduces the cost of production.
If the marginal benefit of an activity price is increased, the decision maker would gain from expanding the activity. If an activity's marginal benefit exceeds its marginal cost, the decision maker will profit by growing the activity.
Therefore, it can be concluded that the individual would limit the activity in order to decrease the marginal cost.
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________________________ refers to a problem in the bureaucracy in which industries dominate the agencies that are charged with regulating them.
Regulatory capture refers to a problem in the bureaucracy in which industries dominate the agencies that are charged with regulating them.
When a political organisation, policymaker, or regulator is co-opted to serve the commercial, ideological, or political interests of a small constituency, such as a certain geographic area, industry, profession, or ideological group, it is known as regulatory capture in politics.
Regulatory capture is the activities taken by interest organisations like industries when they are successful in dominating the agencies the or commission the regulator's employees members.
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The proposal of a legislature based solely on representation proportional to population was a key feature of?
The proposal of a legislature based solely on representation proportional to population was a key feature of The Virgnia Program.
What is the legislature?The law-making body of a government is called the legislature. The law was established by monarchs prior to the creation of legislatures. The English Parliament and the Icelandic Althing are two early European legislative bodies. Both unicameral and bicameral legislatures are possible.
They have the authority to enact laws, decide how much money the government should spend, confirm executive appointments, look into the executive branch, impeach and dismiss members of the executive and judicial branches of government, and resolve constituent complaints.
Members may be chosen by appointment, elected directly or indirectly, or assigned to represent a certain group of people, a territory, or a subdivision thereof.
The executive and legislative branches are clearly divided under presidential systems, but in parliamentary systems, the members of the executive branch are chosen from the members of the legislature.
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Which observation made during oral hygiene for an unconscious person should you report and record?
Observation made during oral hygiene for an unconscious person should you report and record dry, cracked, swollen, or blistered lips. -redness swelling, irritation, sores,
Oral hygiene is the exercise of maintaining your mouth clean and disease-free. It includes brushing and flossing your enamel as well as traveling to your dentist regularly for dental X-rays, tests, and cleanings.
Dental hygiene is vital to your oral health as it reduces your chance of growing tooth decay and gum ailment. whilst left untreated, both enamel decay and gum ailment will have extreme implications to your oral fitness. For starters, they are able to produce painful or visually unappealing signs.
Some of the most commonplace sicknesses that impact our oral fitness include cavities (enamel decay), gum (periodontal) ailment, and oral cancer. greater than 40% of adults document having felt an ache in their mouth in the ultimate 12 months, and greater than eighty% of human beings will have had as a minimum one hollow space by using age 34.
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What is the most important reason why reusable launch vehicles have typically been more expensive than expendable ones?
The most important reason why reusable launch vehicles have typically been more expensive than expendable ones is that - producing reusable rockets requires more effort. recovering reusable engines after launch is costly and reusable engines are made of more expensive components.
Reusable launch vehicles (RLVs) are those that can either contain vehicle stages that can be recovered by a launch operator for use in the operation of a launch vehicle that is substantially similar in the future or that are designed to return to Earth substantially intact and can therefore be launched more than once.
A launch system that can only be used once before its components are either destroyed upon reentry or sent into space is known as an expendable launch system. ELVs normally consist of a number of rocket stages that are fired one after the other until their fuel runs out and the vehicle reaches its desired height and speed.
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What is the aws iam feature that provides an additional layer of security on top of user-name and password authentication?
Multi-Factor Authentication (MFA) is a feature that provides an additional layer of security on top of user-name and password authentication.
What is Multi-Factor Authentication (MFA)?Multi-factor authentication (MFA) is an electronic authentication method in which a user is granted access to a website or application only after successfully presenting two or more types of evidence (or factors) to an authentication mechanism: knowledge (something only the user knows), ownership (something only the user has), and discovered that the relationship persists (something only the user is). Multi-Factor Authentication (MFA) is a security feature that adds an extra layer of security to user-name and password authentication. MFA prevents unauthorized third parties who have discovered, for example, a single password from accessing user data, which may include identity information or financial assets.Therefore, Multi-Factor Authentication (MFA) is a feature that provides an additional layer of security on top of user-name and password authentication.
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How do adancements in technology and communications both help and hinder local diversity?
Advancements in technology and communications both help and local diversity Help: distribution of programming to yes allow diversity in channels and people can contact each other from opposite ends of the world.
The advancement appropriately titled 'Is it a fowl is finished whilst gamers spy a parrot at the same time as looking through a . that is the simplest overworld advancement to this point, but it's far perhaps the most difficult of them all to attain.
Advancement in a sentence. His advancement was speedy. The continuing development of civilization. these were no longer to be employed for the advancement of English pursuits on my own.
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Which sociological theory argues that those with economic, social, and political power will use that power to keep what they have and to prevent others from acquiring it or even challenging it?
The theory of Conflict Theory argues that those with economic, social, and political power will use that power to keep what they have and to prevent others from acquiring it or even challenging their position.
What is a Conflict Theory?According to Conflict Theory, all humans are motivated by two primary needs: security and autonomy. Security is our need for a stable environment in which we can feel safe and secure, while autonomy is our need to be able to make choices that affect our own lives.
Our beliefs shape how we perceive the world around us, which then creates the anxiety or insecurity that we experience. We constantly strive to ensure that the situations in which we encounter conflict do not threaten our sense of security or autonomy. In order for us to achieve this goal, it's necessary for us understand both ourselves and those around us.
Theorists believe that conflict arises when one group feels threatened by another group and attempts to control them or dominate them. This occurs most frequently within groups who have power differences because it allows one group enough authority over another group to exploit them economically or politically.
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In considering the responsibilities of each layer of the osi model, what statement accurately reflects those of the presentation layer?
The task of reformatting, compressing, and/or encrypting data so that the program on the receiving end can read it falls under the purview of the presentation layer.
What is the OSI model?Communication between computing systems is divided into seven distinct abstraction layers according to the OSI reference model: physical, data link, network, transport, session, presentation, and application. A common framework for the coordination of standard development with regard to system connectivity is provided by the OSI reference model.
The model separates the data flow in a communication system into seven abstraction layers, beginning with the physical implementation of transmitting bits across a communications medium and concluding with the highest-level representation of data in a distributed application, in order to describe networked communication. In order to provide a class of functionality, each intermediate layer helps the layer above it and is helped by the layer below it. Classes of functionality are accomplished using all standardized communication routes
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The us-american time orientation is generally __________. polychronic future oriented loose long-term oriented
The us-american time orientation is generally monochronic orientation.
What is monochronic time orientation?Monochronic time is linear. Events are programmed once at a time, with one event after another. In a monochronic culture, this type of arrangement could trail over interpersonal relationships.
One that lives in the United States, and the like, live in a monochronic culture. However, one that lives in Latin America, the Arab part of the Middle East, or sub-Sahara Africa, lives in a polychronic culture.
Therefore, the US-America time orientation is generally monochronic.
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David kelly calls for his annual physical exam appointment. how would you classify this quote?
David kelly calls for his annual physical exam appointment later. electronic schedules enable to be had appointment slots in a doctor's agenda to be easily positioned.
Also known as time-precise scheduling, stream scheduling permits clinicians to assign sufferers to particular days and instances. It additionally permits clinicians to apply health facility sources and correctly accommodate patient needs. Time-specific scheduling is essential for sufferers who want care on precise days or hours.
Frequent and ongoing education for medical team individuals is imperative to make sure the integrity of the input information and the safety of the system. rules and methods for updating employees and evidence of the education ought to be placed in the employee's manual. Concreteness is a thing of conversation that means being specific, specific, and brilliant instead of vague and trendy. frequently prod their interviewees to talk with more concreteness.
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What hcpcs level ii symbol is used to indicate that this is the first year the code has been included in the code set?
hcpcs level ii symbol is used to indicate that this is the first year the code has been included in the code set is the year the code has been included in the code set.
A bullet point is a literary device that is used to describe an item in a list. A centered dot (•), which is a common symbol for a bullet point, is just one of many other symbols and characters that can be used in bullet point lists. Even numbers and/or letters can be used in some bulleted lists.
The new processes in the document are referenced in the bullet. Triangle (delta) symbols can be used to illustrate changes in the procedure descriptor. When making modifications to text, you can use Right and Left Triangle symbols instead of procedure descriptors to show what you have done.
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A person who experiences defensive self-esteem is more likely to feel ________ by criticism and is more likely to respond to these perceived threats with ________.
A person who experiences defensive self-esteem is more likely to feel threatened by criticism and is more likely to respond to these perceived threats with aggression
Self-esteem is the belief in one's own abilities or value. Self-esteem includes feelings of triumph, despair, pride, and shame as well as self-perceived truths (such as "I am loved" and "I am worthy"). "The self-concept is what we think about the self; self-esteem is the positive or negative judgments of the self, as in how we feel about it," wrote Smith and Mackie in 2007.
Self-esteem is a desirable psychological concept because it may be used to predict various behaviours, including criminal activity, marital satisfaction, happiness, and scholastic success.
Self-esteem can be applied worldwide or to a particular quality.
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One of the first steps to determining how each topic applies to your own life is to_____.
One of the first steps to determining how each topic applies to your life is to determine which topic interests you. This positive or negative attitude is regarded as a self-concept.
Self-concept is how our attitude is for our behaviors, abilities, and unique characteristics. For example, beliefs that "I am a good friend" or "I am a kind person" are part of an overall self-concept. Self-image, self-perception, , self-perceptions, self-identity, and neuroticism are other words for self-concept.
Our self-perception is very crucial because it affects our motivations, attitudes, and behaviors. A positive self-concept is a growing belief about yourself that helps you to cope successfully with the events in your life and then make a positive impact on the lives of others.
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Collecting information before composing a message is important primarily because doing so __________.
Collecting information before composing a message is important because it helps shape the message (option C).
Why is it important to search for prior information to send a message?When we need to send a message, it is necessary to search for previous information so that our message is more complete. Additionally, this process helps to shape the message that we are going to send.
For example, when we are going to send a message to apply for a job offer, we must look for information about the position to which we are going to apply and the company to adapt the resume and other data to have greater possibilities of being selected to work there.
Another example is when we must write an essay, we must look for information related to our main topic in order to write our essay completely and coherently.
According to the above, the information search process prior to writing is very important because it helps us shape our message.
Note: This question is incomplete because the options are missing. Here are the options:
A. Eliminates the need for any revision.
B. Guarantees unified sentences and coherent paragraphs.
C. Helps shape the message.
D. Determines the document format and layout.
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The chemical reactions that assemble peptidoglycan from the nag and nam sugars and amino acids would be characterized as ______________.
The chemical reactions that assemble peptidoglycan from the nag and nam sugars and amino acids would be characterized as polymerization.
What is Polymerization?This is referred to as the type of reaction in which two or more monomer units and are often small combine together to form a large molecule which is referred to as a polymer.
In this scenario, the monomer units are the nag and nam sugars and amino acids which combine together to form the polymer which is referred to as the peptidoglycan. This is therefore the reason why Polymerization was chosen as the most appropriate choice.
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Which type of mobility aid would be most appropriate for a client who has poor balance?
The type of mobility aid that would be most appropriate for a client who has poor balance is: a cane with four prongs on the end (quad cane).
What is mobility?Mobility can be defined as the ability to move from one place to another without assistance.
A cane with four prongs on the end help to provide support for those having poor balance which is why they are often recommended for clients with poor balance so as to enables them move freely.
Therefore the type of mobility aid that would be most appropriate for a client who has poor balance is: a cane with four prongs on the end (quad cane).
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Weighted moving average forecasting is suited particularly well for what kind(s) of data sets?
The weighted moving average forecasting is suited particularly well for a stable/stationary series of data set.
What is a weighted moving average?This refers to a technical indicator that assigns a greater weighting to the most recent data points and less weighting to data points in the distant past. This average is derived by multiplying each number in the data set by a predetermined weight and summing up the resulting values.
In conclusion, as the weighted moving average forecasting is mostly suited particularly well for a stable/stationary series of data set, then, it will give a more accurate result for the forecast.
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Which term best describes the rhythm of this alleluia?
a. free and nonmetric
b. triple meter
c. duple meter
d. rhythmic mode
Answer:
its is the alleluia to free rhythm of gregorian
Free and nonmetric best describes the rhythm of this alleluia. Praise the Lord is what both "alleluia" and "hallelujah" signify. Thus, option A is correct.
Alleluia, on the other hand, is the Latin translation of the Greek transliteration of the word, whereas "hallelujah" is taken from the Hebrew spelling. Both "alleluia" and "hallelujah" are used to express praise for the Lord.'' However, "hallelujah" is derived from the Hebrew pronunciation of the term, and "alleluia" is the Latin transcription of "hallelujah" in the Greek script.
Alleluia is the most common version that Christians normally use, however, they are sometimes utilized interchangeably. Allelujah, sometimes written as hallelujah or alleluia, means to "praise the Lord." It comes from the Hebrew word "hallelujah," where the root "Hallel" means "praise" and the suffix "yah" or "Jah" indicates "Yahweh" or "Lord."
Therefore, option A is the ideal selection.
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Psychologists involved in _______ study leadership, job satisfaction, and employee motivation
Psychologists involved in organizational psychology (organizational approach) study leadership, job satisfaction, and employee motivation.
The objective examination of how people behave in groups and at work is what distinguishes the field of industrial-organizational psychology, or I/O psychology.
Individual, group, and organisational dynamics in the workplace are studied and evaluated by industrial and organisational (I/O) psychologists. They use that study to find answers to issues that enhance the performance, job satisfaction and well-being of businesses and their personnel.
Organizational psychology is the study of how people behave at work. It focuses on assessing individual, group, and organisational dynamics.
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The nurse is applying the blood pressure cuff on a client's arm. which action would be most appropriate?
The cuff is placed about 1 inch above the antecubital area.
A brachial artery is compressed by an air bladder found in blood pressure cuffs, which stops blood flow. Blood flow restarts after the air in the bladder is released. By using a stethoscope to hear the blood flow, the diastolic and systolic pressures are determined. If the arrow on the cuff for blood pressure is being utilized as an arteries marker, the brachial artery should be in line with it. The size range indication line should be pointed toward when utilizing the cuff size index arrow.
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Which sarcomere structure reveals the most information about the intensity of eccentric workouts?
Z-disk sarcomere structure reveals the most information about the intensity of eccentric workouts.
The correct option is b.
Eccentric workout, or negative training is a popular strength-training method that includes modifying the part of an exercise that lengthens muscles, typically by slowing down the action.
Sarcomeres, which are tiny contractile units found in muscle, are a kind of tension-producing tissue. Thick (myosin) and thin (actin) myofilaments (muscle filaments or proteins) are found in the sarcomere, and they overlap to enable the creation of a cross-bridge link (attachment).
When a muscle is stretched in reaction to an opposing force (such as a weight being lifted) that is larger than the muscle's present capacity to produce force, this is referred to as an eccentric muscle contraction.
The complete question is:
Which sarcomere structure reveals the most information about the intensity of eccentric workouts?
a. M-line
b. Z-disk
c. actin filament
d. myosin filament
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write and explain how we could make the world a better place to live in
Answer:
Life takes you places, and there are many opportunities to improve it in the world. Put the people life in order first because that is where transformation begins.
First, have your life in order and that is where change comes in. You cannot change someone or control them but you can change their point of view or persuade them. This world is inevitable and you will need an audience to make a change or movement and it takes patience and time.
Explanation:
Explanation:
you know the world will become a better place to live in when all of the people agree to themselves . in order to make the world a happy place to live in we have to cooperate with each other accept other people's views and I think as a person you have to be calm when you when you are calm many people respect you and they will accept your point of view and they will like to cooperate with you that's my view
Joey placed second in the state wrestling meet. he spent some time thinking about what might have been if he had gotten one more take down. joey is demonstrating?
Joey placed second in the state wrestling meet. he spent some time thinking about what might have been if he had gotten one more take down. joey is demonstrating counterfactual thinking.
Counterfactual thinking is done when an individual needs alternative methods or way to do a thing that has been done. The initial method may not be as productive as the individual expected. This will make an individual think of all the factors that may have hindered the desired result.
Research indicates that only humans engage in counterfactual thinking; and that only humans engage in meta-cognition.Since it takes work, is deliberate, and only happens when you have the opportunity to stop and ponder, hypothetical thinking is typically an example of controlled thought.
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Joe does not show muvh response when his mother leaves the room. when she returns, joe continues playing and does not appear to be interested in his mother. according to ainsworth, joe is exhibiting:_________
The correct answer is “Avoidant”.
The maternal sensitivity theory put forth by Ainsworth contends that a child's attachment type is influenced by the way their mother interacts with them. 'Sensitive' mothers react appropriately to their children's moods and feelings as well as to their requirements.
What does Ainsworth's avoidant attachment mean?Insecure or avoidant (type A), secure (type B), and insecure, ambivalent/resistant (type C) attachment styles were the three basic attachment types defined by Ainsworth (1970). She came to the conclusion that early contacts with the mother were the cause of distinct attachment patterns.
Children that have an avoidant attachment are more likely to avoid their parents or other caregivers and to not differentiate between them and total strangers. This attachment pattern may be brought on by abusive or uncaring caretakers.
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The goal of the _____ approach to studying intercultural communication is to predict specifically how culture influences communication.
The goal of the social science approach to studying intercultural communication is to predict specifically how culture influences communication.
This is further explained below.
What is intercultural communication?Generally, Communication across various cultures and social groups is the focus of the academic field of intercultural communication, which also investigates the ways in which culture influences communication.
Culture is a broad concept that includes not only the social behavior, institutions, and norms that can be discovered in human civilizations, but also the information, beliefs, arts, laws, conventions, capacities, and habits of the people that make up these organizations.
Culture is frequently said to have originated in or may be traced back to a particular place or location.
In conclusion, The use of social scientific methods in the study of intercultural communication has as its primary objective the prediction of the unique ways in which culture impacts communication.
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What two methods can be used to return a copy of a string named s converted to all lowercase and all uppercase respectively?
In Java, toLowerCase() method is used to return a copy of a string named s and converted to all lowercase and toUpperCase() method is used to return a copy of a string named s and converted to all uppercase.
What makes Python different from Java?Python is an interpreted language with dynamic typing, while Java is a statically typed and compiled language. Java is faster at runtime and simpler to debug thanks to this one distinction, while Python is simpler to use and read.
In Python, lower() method is used to return a copy of a string named s and converted to all lowercase and upper() method is used to return a copy of a string named s and converted to all uppercase.
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What is a plausible explanation for why elephants responded differently to ground and air signals?
The absence of the high-pitched signal that would have been shut out for being underground led the elephants to believe that the ground signal was coming from a greater distance than the air signal.
Elephants' responses to high- frequency and low-frequency noises will be timed in order to test the theory that they perceived the ground signal as being farther away than the air signal. This can be accomplished, however, by simultaneously producing two waves: one in the air and one on the ground. One is for the elephant to approach and the other is for the elephants to depart. Then, through one of their initial sounds, the animal's response is seen.
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__________________ of blame occurs when i convince myself that the victims of my unethical decision deserve what is coming to them.
Attribution of blame occurs when I convince myself that the victims of my unethical decision deserve what is coming to them.
What is an unethical decision?A business can fail due to unethical decisions. Dishonest practices, such as fabricating financial data, overcharging, or deceptive marketing, can damage a company's reputation and cost its clients and money. Executives who engage in unethical activities may be subject to fines and even imprisonment. Unethical accounting is when companies violate accounting regulations or fabricate financial accounts to create a more positive picture than is actually the case. In order to obtain a loan or sell a business, a company could purposefully report larger assets while concealing debt or other liabilities. According to Inc. magazine, making ethical decisions has a favorable impact on your bottom line. According to the accounting firm Miller, Searles, Bahr, and Company, establishing a system of checks and balances aids in preventing unethical financial activities.
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