The risks of the fall 2008 financial crisis include credit risk, bankruptcy risk and interest rate risk. Now classify these risks as pure or speculative. Non-diversifiable and diversifiable.
A financial crisis is one of many situations in which some financial assets suddenly lose a large portion of their face value. In the 19th and early 20th centuries, many financial crises were associated with bank panics, and many recessions coincided with those panics.
A financial crisis occurs when the value of a financial instrument or asset drops significantly. As a result, businesses are struggling to meet their financial obligations and financial institutions lack sufficient cash or convertible assets to fund projects and meet immediate needs.
The financial crisis of 2007-2009 started a few years ago when looser monetary policy and lax credit standards fueled a housing bubble.
Learn more about financial crisis https://brainly.com/question/249622
#SPJ4
a is a group of related projects designed to accomplish a common goal over an extended period of time.
Program is a group of related projects designed to accomplish a common goal over an extended period of time.
A program is a cluster of related projects which are managed in a coordinated manner so that they could be executed simultaneously and share other resources, activities as well as stakeholders.
Program management is a strategic management approach used in order to execute and control multiple related projects. The goal of the program management is to drive benefits to the entire program only by sharing project resources, costs and other project activities.
To know more about program management here:
https://brainly.com/question/23653581
#SPJ4
For some goods and services, the cost of marketing accounts for about half of what the consumer pays for them. True or false
About half of the price consumers pay for various goods and services is attributed to marketing expenses. True
An expense is something that requires paying cash, or fortune in general, to another person or organization in exchange for a good, service, or other kind of cost. Rent is an expense for a tenant. Tuition is an expense for both parents and students. It's common to refer to expenses as things like buying food, clothes, furniture, or a car.
An expense is a sum of money that is "paid" or "remitted," typically in return for something valuable. "Expensive" refers to something that appears to cost a lot of money. A thing is "inexpensive" if it appears to be inexpensive. Dining, refreshments, a feast, and other expenses are referred to as "costs of the table."
To know more about expense
https://brainly.com/question/935872
#SPJ4
The benefit enjoyed by a third party that is not directly involved in the production or consumption of a good or service is?
An externality is the benefit enjoyed by a third party that is not directly involved in the production or consumption of a good or service.
Externalities can either be positive or negative;
Positive externalities occur when there is a positive gain on both the private level and social level.
Negative externalities occur when the social costs outweigh the private costs. For example in cases of pollution where an industry may decide to cut costs and increase profits by implementing new operations that are more harmful to the environment.
https://brainly.com/question/28504330
#SPJ4
If the money supply for an economy is $3 trillion and the velocity of money is 4.5, then gdp is: __________
The calculated GDP is 13.5 trillion dollars.
Given here the money supply and money velocity is $3 trillion and 4.5 respectively.
GDP can be calculated by the formula ,
GDP = Money supply × Velocity
GDP = 3×4.5
GDP = $13.5 trillion.
The total market worth of all the finished goods and services produced within a nation's boundaries during a certain time period is known as the Gross domestic product (GDP). It serves as a thorough assessment of the state of the economy in a particular nation because it is a indicator of total domestic production.
Even while GDP is frequently estimated on a yearly basis, it can also be calculated quarterly. GDP is regarded as the "most potent statistical measure of national development and progress in the world." However, opponents of the growth imperative frequently claim that GDP measurements were never meant to gauge development and omit important additional externalities like resource extraction, environmental impact, and unpaid domestic work.
Money exchange rates in an economy are gauged by the term "velocity of money." It is the frequency with which funds are transferred from one entity to another. It also describes the total amount of money spent in a specific time frame.
To learn more about Gross domestic product , refer this link
https://brainly.com/question/1383956
#SPJ4
Prepayments are transactions in which the cash flow follows the expense or revenue recognition. True or false
Prepayments are transactions in which the cash flow tracks the expense or revenue recognition. false
How do prepaid expenses minister in the cash flow statement?A decrease in prepaid expenses improves cash flow. Operating expenses are typically paid every month, which is why any reduction in prepaid expenses will directly benefit cash flow for the current month.
What Are Prepaid Expenses?Prepaid costs are future costs that are paid in advancements, such as rent or insurance. On the balance sheet, prepaid costs are first recorded as an investment. As the advantages of the assets are realized over time, the amount is then recorded as an expenditure.
To learn more about Prepayments the link
https://brainly.com/question/17310157
#SPJ4
The major market index option contract is? i traded on the amex ii traded on the cboe iii broad based iv narrow based
The Major Market Index option contract is traded on the amex and is broad based.
So, in case of major market index option contract both option i and iii are correct.
The bank gives $14,250 to Jones Company in exchange for them signing a $15,000, 12-month note. The business must make a $750 deduction to its discount on notes payable on the day Jones signs the note.
A liability account that is recorded in a company's general ledger is called notes payable. It is the place when borrowers formally commit themselves to paying back lenders. On the other hand, the lender would note this identical written guarantee in their account for notes receivable. A note payable account must be added in addition to an interest payable account if a business employs the accrual method of accounting. This is due to the fact that a promissory note entails the borrower paying interest, which results in an additional interest cost.
To learn more about Stock Market here
https://brainly.com/question/15847528
#SPJ4
People with both the desire and ability to buy a specific offering are referred to as group of? a customer base. a market. qualified prospects. candidates.
People with both the desire and ability to buy a specific offering are referred to as group of: a market.
What is market?Market can be defined as the place for the exchange of goods and service in which buyer buy things for a seller in exchange for a product while the seller receive money in exchange for the goods they sold to the buyer.
Group of a market is the place for potential customers who has the desire and the ability to by promotional offers that was market to them.
Therefore People with both the desire and ability to buy a specific offering are referred to as group of: a market.
Learn more about market here:https://brainly.com/question/25369230
#SPJ1
Accounts payable is an account which contains the total dollar value of __________ by the business for all __________ purchases.
Value of monies owed to suppliers for credit purchases, Cash
Accounts payable is an account that contains the total dollar value of monies owed to suppliers for credit purchases by the business for all cash purchases.
Accounts Payable: Accounts payable (AP) refers to the sums owed to suppliers or vendors for goods or services received but not yet paid for. The accounts payable balance on the company's balance statement represents the total of all unpaid sums to vendors.
All of the short-term debt owed by the corporation is included in accounts payable. For instance, if a restaurant owes money to a company that sells food or drinks, those products are included in its inventory and so count toward its trade payables.
Value of monies owed to suppliers for credit purchases, Cash
To learn more about Account Payables, visit the following link:
https://brainly.com/question/1347024
#SPJ4
Answer:
monies owed to the suppliers; credit.
Explanation:
Assessing the performance of a firm is more useful if it is evaluated in terms of how it changes over time, ________ with industry norms, and ________ with competitors.
Assessing the performance of a firm is more useful if it is evaluated in terms of how it changes over time, Compared with industry norms, and Compare with key competitors.
What is a key competitor?Your key competitors are the ones who take your customers, even if those companies do not sell the same exact product or service as you do.With competitive analysis, you can discover where your business is doing well, where you need to improve, and which trends you need to get ahead of.Complete a competitive analysis when your company isn’t moving forward as fast as you want or when competitors are securing orders from your ideal customers.A competitive analysis should examine your competitors’ features, market share, pricing, marketing, differentiators, strengths, weaknesses, geography, culture, and customer reviews.This article is for new and established small business owners who want to analyze their competition to improve their products or services.To learn more about Competitive analysis, refer
to https://brainly.com/question/24448358
#SPJ4
The key question examined by strategic management is ________
The key question examined by strategic management is: Why do some succeed. The correct option is B.
The Strategic management is the procedure of planning, application, and analyzing strategies in order to achieve the long-term objectives and goals of an organization.
It involves analyzing the overall factors internal and external environment, planning and taking decisions, and then doing allocation of resources to put the organization in a competitive and sustainable position.
The strategic management monitors and assess the progress and effectiveness of the question that why do some succeed.
Thus, the ideal selection is option B.
Learn more about strategic management here:
https://brainly.com/question/30282866
#SPJ6
The complete question might be:
The key question examined by strategic management is ________ select one: a. why do some firms fail?
b. Why do some succeed?
To comply with u.s. law, the fcc prohibits broadcasters from airing _____ programming, regardless of the time of day.
The fcc forbids broadcasters from showing indecent programs at any time of day in order to adhere to u.s. law.
The fcc is what?
In the United States, radio, television, wire, satellite, and cable communications are governed by the Federal Communications Commission (FCC), an independent agency of the federal government. Broadband access, fair competition, radio frequency usage, media accountability, public safety, and national security are all still under the FCC's purview.
In order to take over the Federal Radio Commission's responsibilities for radio regulation, the Communications Act of 1934 created the FCC.
Interstate Commerce Commission regulation of wire communications was transferred to the FCC. The 50 states, the District of Columbia, and the territories of the United States are included in the FCC's required jurisdiction.
to know more about Federal Communications Commission
https://brainly.com/question/26073626
#SPJ4
True or false: a ledger provides a chronological record of all transactions affecting the firm.
This is false. A ledger does not provides a chronological record of all transactions affecting the firm.
What is a ledger?This is the term that is used to refer to the book that is used as a collection of accounting activities that are financial in nature.
The financial accounts that are recorded in the ledger are usually recorded as the debit transactions or they are recorded as the debit as the debit transaction.
Hence we can say that This is false. A ledger does not provides a chronological record of all transactions affecting the firm.
Read more on ledger here: https://brainly.com/question/1436327
#SPJ1
Identify the environmental factor that is a characteristic of an attractive environment for a business
Low customer bargaining power is a sign of a favorable business climate.
What are the main determinants of the business environment?Environmental elements in business are the circumstances that exist in a workplace. In business, technological, economic, social, political, and cultural factors are the most crucial environmental factors. The business environment is anything that is related to a firm organization. It affects the decisions, strategy, workflow, and performance of the company. Social, technological, economic, legal, and political factors that are outside of the control of the business (STEP) make up the environment. Fuel costs, weather, and natural disasters all have an effect on how quickly things are transported. How you sell your products will be influenced by your product supply. If supplier costs unexpectedly treble as a result of political upheaval abroad, you might need to change your marketing strategy from one that is price-focused.
To learn more about business environment, click here:
https://brainly.com/question/13107794
#SPJ4
____ is the functional area of business that is responsible for finding the best sources of funds and the best ways to use them.
a. marketing
b. operation
c. production
d. finance
Finance is the functional area of business that is responsible for finding the best sources of funds and the best ways to use them. So the correct option is (d).
What is a Functional area?
Functional area describes a way of segmenting an organization into distinct parts, each of which will act as a fully functional unit carrying out the specified functions. This means that a segmented unit like this accomplishes a specific organizational goal that can be distinguished from the role of other segments. The human resource department, a division within the organization that is divided from other functional areas by the particular obligations that are distinctive to just the human resource department, is an example of such a division within an organization.
Therefore correct answer is (d).
Learn more about Functional area here:
https://brainly.com/question/13576111
#SPJ4
Which strategy promotes a successful family presence during invasive procedures and resuscitation?
Strategy that promotes a successful family presence during invasive procedures and resuscitation assign a team member to stay with the family.
More about resuscitation:
Restoring a patient's physiological functions, such as their heartbeat or breathing, during an acute illness is known as resuscitation. It plays a significant role in emergency medicine, trauma surgery, anaesthesia, and intensive care medicine. Cardiopulmonary resuscitation and mouth-to-mouth resuscitation are two prominent examples.
More about invasive procedures:
A procedure is considered invasive if it intentionally or purposefully gains access to the body through an incision, a percutaneous puncture, an instrumentation-only puncture, or a natural opening.
Learn more about resuscitation here:
https://brainly.com/question/28317006
#SPJ4
Under perfect competition, any profit-maximizing producer faces a market price equal to its?
Under perfect competition, any profit-maximizing producer faces a market price equal to its Marginal cost.
A perfect competition, often referred to as an atomistic market, is defined by various idealizing criteria, which are together referred to as perfect competition, or atomistic competition, in economics, specifically general equilibrium theory.
Any business that seeks to maximize its profits must contend with a market price (P = MC) that is equal to its marginal cost. This suggests that the price of a factor is equal to its marginal revenue product. It enables the supply curve, on which the neoclassical approach is based, to be derived. A monopoly does not have a supply curve for the same reason. Except in very limited circumstances like monopolistic competition, the abandoning of price taking makes it extremely difficult to demonstrate an universal equilibrium.
To learn more about perfect competition click here:
https://brainly.com/question/28081306
#SPJ4
While developing a quality business idea, what should potential business founders ideally do after evaluating their personal skill sets?
The potential business founders should ideally do after generally and actually evaluating their personal skill sets Carefully analyze the market and look for a gap.
What is an Business Idea?A business idea is an idea that can be utilized for monetary profit that is generally fixated on an item or administration that can be presented for cash.
An idea is the main achievement during the time spent building an effective business. A business idea is frequently connected to maker necessities to distinguish the business' offer to send off to showcase and lay out upper hand. A business idea is the primary flash of Business.
For businesses, this could mean: making novel ideas, new item advancement through innovative work, or working on existing administrations. Development can be the focal point of a business and this can assist them with developing and become a market chief in the event that they execute their ideas appropriately. Businesses that are centered around advancement are normally more proficient, financially savvy, and useful.
Therefore Effective development ought to be incorporated into the business system, where you can make a culture of development and drive forward innovative critical thinking.
Learn more about Business here:
brainly.com/question/15826771
#SPJ1
Harry, a wheat farmer, is deciding whether or not to add fertilizer to his crops. If he adds 1 pound of fertilizer per acre, the value of the resulting crops rises from $80 to $100 per acre. According to marginal analysis, harry should add fertilizer if it costs less than.
harry should add $20 per pound
The method of identifying the advantages and disadvantages of various options by looking at the incremental impact on total revenue and total cost caused by a very modest change in the value or input of each alternative (just one unit). Instead of making decisions based on totals or averages, marginal analysis encourages those that focus on small or gradual changes to resources. Examining the costs and possible gains of particular business operations or financial choices is known as marginal analysis. The objective is to ascertain whether the benefits from the change in activity will be great enough to outweigh the costs.
To know more about marginal analysis refer to https://brainly.com/question/7412432
#SPJ4
A company records a loss of $70,000 on the sale of its outdated inventory.
a. operating activity
b. investing activity
c. financing activity
A company documents a loss of $70,000 on the sale of its outdated inventory.
a) Operating Activity
What are operating activities?Operating activities are all the things a business does to bring its products and services to market on an ongoing base. Non-operating activities are past events that may affect revenues, expenses, or cash flow but fall outside of the company's routine, core business. Operating activities include: Setting a strategy.
Operating activities contain cash activities related to net income. Investing actions contain cash activities similar to noncurrent assets. Financing actions contain cash activities related to noncurrent liabilities and owners' equity.
To learn more about the outdated inventory the link
https://brainly.com/question/14542352
#SPJ4
The passage of _____ made it clear that organizations had to find ways to hire, reward, and manage people effectively within the limits of the law.
The passage of "Title VII of the Civil Rights Act of 1964" made it clear that organizations had to find ways to hire, reward,
What are civil rights?The American Civil Rights Act of 1964 and therefore the Americans with Disabilities Act of 1990 are two examples of federal legislation that guarantee and defend the personal rights which are called civil rights. The U.S. Constitution also guarantees and protects civil rights. Protection against illegal discrimination may be a component of civil rights.The passage of Title VII of the Civil Rights Act of 1964 made it clear that organizations had to seek out ways to hire, reward, and manage people effectively within the bounds of the law.
Why was 1964 Civil Rights Act passed?
Addressing a joint session of Congress just after Kennedy's death, Johnson urged members of Congress to honor Kennedy's memory by passing a civil rights bill to finish racial discrimination and segregation in public accommodations, public education, and federally assisted programs.
Learn more about civil rights :
brainly.com/question/1261546
#SPJ4
A component of the general learning model applied to skill development in leadership is?
Leadership involves a variety of significant qualities and is the capacity to consistently influence a group of people. Getting feedback on how well you are using your talents from other people is a part of the general learning paradigm applied to leadership skills. Legal facets of relationships are addressed by the notion of leadership as a partnership.
Leadership concepts are things that leaders take into account when using a particular leadership approach and managing a group of people. These principles are centered on concepts and beliefs about the qualities leaders ought to possess and how they ought to behave in a leadership capacity. Professionals can better grasp what talents and character qualities to cultivate in order to advance in leadership jobs by using leadership principles.
To learn more about the Concepts of Leadership here
https://brainly.com/question/28303317
#SPJ4
All of the following are permitted investments in individual retirement accounts except: _______
a. u.s. minted gold coins
b. u.s. issued securities
c. commodity futures
d. bank certificates of deposit
The correct option is (c) commodity futures
All of the following are permitted investments in individual retirement accounts except commodity futures.
What is an individual retirement account called?A retirement saving account known as an Individual Retirement Account (IRA) is set up with a bank or brokerage company and offers tax advantages to investors who put money away for their retirement. An individual, a self-employed person, or a small business owner can open an IRA.
An IRA, or individual retirement account, is a retirement account that allows you to postpone paying taxes until you withdraw the money. Similar to a 401(k), but with your choice and management of the account as opposed to your employer managing the account.
The best option is a Roth IRA or 401(k) if you're certain that your retirement income will be larger than it is now. A typical IRA or 401(k) is probably your best bet if you anticipate that your income (and tax rate) will be lower in retirement than they are now.
To know more about Individual Retirement Account, visit: https://brainly.com/question/13368858
#SPJ4
Far ahead of her time, around 100 years ago, mary parker follett anticipated some of today's workplace trends, such as?
Self-managed teams and worker empowerment is the today's workplace trends which was anticipated by Mary Parker Follett theory of management far ahead of her time, around 100 years ago.
What is Mary Parker Follett theory of management ?
Follett's organizational theory is focused on the individual as well as how autonomy can encourage workers to collaborate. Follett drawn attention to a people-oriented management approach much earlier than most.
Follett approached management theory from a unique perspective. She started working as a social worker in one of Boston's less wealthy neighborhoods not very long after she graduated. Follett began to organize social and educational organizations after realizing the negative effect that a lack of community space is having on those nearest to her. This marked the beginning of her exploration into group dynamics.
To learn more about Mary Parker Follett theory of management checkout the link below :
https://brainly.com/question/14487765
#SPJ4
The correct order for the preparation of financial statements is? 1. statement of cash flows 2. income statement 3. balance sheet 4. statement of retained earnings
The order which is correct is 2, 4, 3, 1. Income statement, Statement of retained earniings, Balance sheet, Statement of cash flow.
What is financial statement?
The presentation of relevant financial data is done in a methodical manner and in an easy-to-understand format.
The three main company reports are combined into one document called a financial statement. It will include the company's income statement, balance sheet, and cash flow statement.
Financial statements are routinely audited by government agencies, accounting firms, etc. to ensure their accuracy and for tax, financing, or investment reasons.
An income statement is a type of financial statement that shows the revenue and expenses of a firm.
To learn more about financial statement click the given link
https://brainly.com/question/14696089
#SPJ4
Suppose an innovation in meat processing technology makes it possible to produce more hot dogs at a lower cost than ever before.
Assume an innovation in meat processing technology makes it viable to supply more hot dogs at a decreased value than ever before: retaining the call for constant, a rightward shift within the supply will lead to a fall in rate and boom in the number of warm puppies offered in the market. the deliver curve will shift to the right.
The definition of technology is the software of scientific knowledge for realistic purposes or packages. era uses scientific standards and applies them to trade the environment wherein people stay. generation also can use medical standards to strengthen enterprise or other human constructions.
Technology is the application of medical information to the realistic objectives of human existence or, as it's far from time to time phrased, to the alternate and manipulation of the human surroundings. generation affects almost every aspect of 21st century life, from transport efficiency and protection to get the right of entry to food and healthcare, socialization, and productiveness. The strength of the net has enabled international communities to form, and ideas and assets to be shared extra without problems.
Learn more about Technology here:
https://brainly.com/question/25110079
#SPJ4
The price at which willing buyers and sellers would trade is called ______ value.
Answer:
equilibrium price or market equilibrium
65% of males bought a snack when they rented a DVD and 40% of females bought a snack when they rented a DVD. This is an example where a researcher would:_____.
This is an illustration of how a researcher might check to see if the percentages of two populations differ.
For researchers, this evidences can now be used to determine if there is a difference between the percentages of two (2) populations. By taking a look at it, you can also tell that more men buy snacks when they watch movies in the comfort of their own homes, while fewer women do.
A researcher might want to compare two averages or percentages, and in this case, 65% and 40% are the two percentages.
If you are a marketing researcher who is comparing two groups of individuals or respondents to see if there are statistical and crucial differences between them, you must consider the groups to be two independent populations and in this scenario, you have evidence for male population versus female population.
Learn what the researcher must consider when a marketing researcher is interested in making comparisons between two groups of respondents: https://brainly.com/question/14266993
#SPJ4
A systematic process of ensuring that your firm is returned at or near the top of lists of typical search phrases related to your business is?
Search engine optimization (SEO) is a methodical technique that makes sure your company appears at the top of lists of common search keywords related to your industry or close to it.
What is SEO
Search engine optimization is a method of boosting both the volume and quality of search engine traffic to a website or web page (SEO). SEO emphasises organic traffic over direct or purchased visitors (sometimes called "natural" or "organic" results). Free visitors can be attracted by searching for photographs, videos, news, scholarly publications, and vertical search engines that cater to particular industries. When employed as an online marketing tactic, SEO takes into account a number of variables, such as how search engines function, the computer algorithms that govern how they behave, what people search for, the actual search terms or keywords they enter into search engines, and which search engines their target market prefers.
To learn more about SEO
https://brainly.com/question/25453457
#SPJ4
The flu shot is designed to trigger a response from the immune system and is a form of ______.
The flu shot is designed to trigger a response from the immune system and is a form of "recombinant vaccination"
What is Baculovirus?
Recombinant technology external symbol is a third method of producing flu vaccinations that was authorized for sale in the United States in 2013. In order to generate recombinant flu vaccines, a candidate vaccine virus (CVV) sample is not necessary. Recombinant vaccinations, on the other hand, are produced synthetically. The gene that encodes the genetic instructions for producing the surface protein known as hemagglutinin (HA) present on influenza viruses is the first gene that flu researchers need in order to create a recombinant vaccine. A flu virus's HA is an antigen, which is a component that causes the immune system to produce antibodies that specifically target the virus. Then, a baculovirus, an invertebrate-infecting virus, is coupled with this gene for producing flu virus HA antigen. As a result, a "recombinant" baculovirus is produced.
To learn more about Baculovirus
https://brainly.com/question/14277887
#SPJ4
The cost of external equity capital is greater than the cost of retained earnings because of?
The cost of external equity capital is greater than the cost of retained earnings because of floatation cost.
What is a floatation cost?The amount of profit a business keeps after paying all of its direct and indirect expenses, income taxes, and dividends to shareholders is known as retained profits. This is the percentage of the company's equity that may be utilized, for example, to fund the purchase of new machinery, research and development, and marketing.
When a corporation issues new shares, it must pay fees known as flotation expenses. New equity is more expensive than existing equity due to flotation costs. Analysts contend that in order to avoid permanently overestimating the cost of capital, flotation costs should be subtracted from future cash flows as a one-time charge. Legal fees, certificate printing fees, registration fees, stock exchange listing fees, and underwriting fees are some of the expenses related to flotation.
In conclusion, the cost of external equity capital is greater than the cost of retained earnings because of floatation cost.
Learn more about floatation cost on:
https://brainly.com/question/28268751
#SPJ1
